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Page 1
Advancing Well-Being
at Every Stage of Life
 2024 SUSTAINABILITY REPORT
Page 2
Introduction     Highlights    Our Sustainability Approach         Enhancing Quality of Life   Caring for Our Environment      Investing in Our People         Championing Best Practices       Appendix




TABLE OF CONTENTS

                                                                                                             OUR SUSTAINABILITY                                    ENHANCING
    1    INTRODUCTION                             2          HIGHLIGHTS                               3                                                  4
                                                                                                             APPROACH                                              QUALITY OF LIFE

    4    About This Report                        15         Sustainability Performance              19      Sustainability Framework                    40        Economic Contribution

    7    Our Company                              17         Sustainability Agenda                   20      Sustainability Governance                   44        Community Support
                                                                                                                                                                   & Engagement
    12   Group CEO’s Message                                                                         21      Materiality Assessment &
                                                                                                             Stakeholder Engagement                      48        Product Innovation

                                                                                                     24      Supporting UN SDGs &                        51        Customer Service
                                                                                                             UNGC Principles                                       & Satisfaction

                                                                                                     28      Climate Risks &
                                                                                                             Opportunities



         CARING FOR OUR                                      INVESTING IN                                    CHAMPIONING
    5                                             6                                                   7                                                  8         APPENDIX
         ENVIRONMENT                                         OUR PEOPLE                                      BEST PRACTICES

 57      Energy Efficiency                        73         Employment & Rights                     86      Governance &                                96        Reporting Methodology
         & Emissions                                                                                         Accountability
                                                 79          Occupational Health                                                                         98        Environmental Data
 62      Water Stewardship                                   & Safety                                90      Ethics & Compliance
                                                                                                                                                         101       Workforce Data
 68      Waste Management                        82          Training & Development                  93      Data Privacy & Security
                                                                                                                                                         105       Climate Scenario Analysis

                                                                                                                                                         107       Content Index




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Introduction   Highlights   Our Sustainability Approach   Enhancing Quality of Life   Caring for Our Environment   Investing in Our People      Championing Best Practices       Appendix




INTRODUCTION




     About This Report


     Our Company


     Group CEO’s Message




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Introduction                 Highlights             Our Sustainability Approach                Enhancing Quality of Life               Caring for Our Environment   Investing in Our People                          Championing Best Practices                                Appendix




ABOUT THIS REPORT                                                                                       [GRI 2-3a, 2-3b, 2-3c]



PT Lippo Karawaci Tbk (LPKR, Lippo Karawaci or “the Group”) is pleased to present its 2024 Sustainability Report (“this Report”).
This Report details the Group’s consolidated ESG performance and commitment to transparent sustainability reporting. Our
approach and methodology aim to incorporate sustainability into every facet of our business strategy, policies, and operations.
We recommend reviewing this Report alongside our Annual Report, which details our financial, operational, and governance
disclosures. The policy, practice and performance data presented in this report were obtained from formal documents and
operational data from business units in the Group. Endorsed by the Board of Directors and Board of Commissioners, this Report
is published on 30 April 2025. This Report is only available in a digital version – current and previous editions are available at                                                                                                  Advancing Well-Being
                                                                                                                                                                                                                                     at Every Stage of Life
www.lippokarawaci.co.id.                                                                                                                                                                                                                      2022 SUSTAI NAB I LI TY REPORT




                                                                                                                                                                                                              2022 Sustainability Report
REP OR TI N G S C O P E & P E R IO D [GRI 2-2, 2-3]

The scope of this Report mirrors our Annual Report, covering                                        LPKR’s ownership stake in Siloam from 58.07% to 29.09%. In                                Advancing Well-Being
                                                                                                                                                                                              at Every Stage of Life
all business units across our Real Estate, Healthcare and                                           terms of sustainability reporting, LPKR continues to adopt                                2023 SUSTAINABILITY REPORT




Lifestyle segments. The scope includes publicly listed entities                                     the all-year approach in disclosing Siloam’s ESG performance
under the Group’s management, such as PT Lippo Cikarang                                             in alignment with reporting best practice, including the
Tbk (LPCK), PT Gowa Makassar Tourism Development (GMTD),                                            Greenhouse Gas (GHG) protocol standards. This means that
PT Siloam International Hospitals Tbk (Siloam) and Lippo                                            LPKR has included Siloam in all environmental, social and
Malls Indonesia Retail Trust (LMIR Trust) , as well as wholly- 1
                                                                                                    governance disclosures in this Sustainability Report, with
owned subsidiaries such as PT Lippo Malls Indonesia (Lippo                                          the exception of workforce-related disclosures to align with
Malls), PT Aryaduta International Management (Aryaduta)                                             its FY2024 Annual Report and Financial Statements. This                                                   2023 Sustainability Report
and San Diego Hills Memorial Park (SDH). Where necessary,                                           year marks a period of transition due to Siloam’s partial
we have specified the boundaries for any disclosure that                                            deconsolidation. For next year’s Sustainability Report, we plan
                                                                                                                                                                                              Advancing Well-Being
does not apply to all business units. All business units adopt a                                    to fully deconsolidate Siloam across all disclosures, which will                          at Every Stage of Life


standard approach as prescribed by the Group Sustainability                                         include further adjustments to our historical datasets and
Function in the identification of material topics, performance                                      performance baselines.
measurement and reporting.
                                                                                                    The reporting period spans 1 January to 31 December 2024,
For FY2024, LPKR has deconsolidated Siloam’s performance                                            which aligns with our financial year. Where relevant and
in its Financial Statements from June 2024, following LPKR’s                                        available, this Report provides comparative historical data to
partial divestment of its Siloam shares that has reduced                                            provide more context. We publish our Sustainability Reports
                                                                                                                                                                                                              2024 Sustainability Report
                                                                                                    on an annual basis.
1
    As publicly listed entities, LPCK, GMTD, Siloam, and LMIR Trust separately publish their own Sustainability Reports on an annual basis.



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REP OR TI N G S T A N D ARD S & F R A M E W O RK S

This year’s Report builds on the disclosures from our previous Sustainability Reports. We recognize the issuance of the new International Financial Reporting Standards (IFRS) standards
and have enhanced our report to align with the International Sustainability Standards Boards (ISSB)’s guidelines. This Report is prepared in accordance or refers to the following
regulations, standards, and guidelines (please refer to “Appendix - Content Index” on pages 107 to 128):



    Reporting Standard / Framework                                                                                                   Description


    Global Reporting Initiative (GRI)                         The sustainability report is prepared in accordance with the Global Reporting Initiative (“GRI”) Universal Standards 2021. The GRI framework is one of
                                                              the most widely used and recognized standards for global reporting, this provides for higher comparability of the Group’s disclosures with its peers.
                                                              The disclosures made in this report are in line with GRI’s Reporting Principles for defining report quality – accuracy, balance, clarity, comparability,
                                                              completeness, sustainability context, timeliness and verifiability.


    Sustainability Accounting Standards Board                 In addition, this Report is aligned to SASB sector-specific guidance on sustainability indicators based on financial materiality. We have referred to
    (SASB)                                                    Healthcare and Real Estate sector recommendations.


    United Nations Global Compact (UNGC) and                  As a UNGC signatory, we are committed to upholding the Ten Principles of the UNGC and advancing the UN SDGs that are more relevant to our
    United Nations Sustainable Development Goals              business. This Report showcases how we are contributing towards the global sustainability agenda under the UNGC and UN SDGs and forms the
    (UN SDGs)                                                 basis for our annual disclosures under the UNGC’s “Communication on Progress” requirements.


    Task Force on Climate-related Financial                   To enhance our climate reporting, we have prepared our climate-related disclosures in accordance with TCFD recommendations. This is structured
    Disclosures (TCFD)                                        around the four thematic areas of Governance, Strategy, Risk Management, and Metrics and Targets. Our TCFD Report is enclosed under “Sustainability
                                                              Risks and Opportunities” on pages 28 to 38. We are committed to working towards fully aligning with the TCFD recommendations and enhancing
                                                              our disclosures in line with best practice.


    World Economic Forum (WEF)                                As a long-standing partner of WEF, we are amongst the first corporations in Southeast Asia to pledge our support for the WEF Stakeholder
                                                              Capitalism Metrics. Our Sustainability Framework and disclosures are organized according to the four thematic areas of Prosperity, Planet, People,
                                                              and Principles of Governance, which demonstrates our commitment to long-term value creation for all our stakeholders across both financial and
                                                              non-financial dimensions.


    International Financial Reporting Standards               The International Sustainability Standards Board (ISSB) issued its first two IFRS® Sustainability Disclosure Standards, IFRS S1 General Requirements
    (IFRS)                                                    for Disclosure of Sustainability-related Financial Information and IFRS S2 Climate-related Disclosures. This report is part of a process of continuous
                                                              improvement towards full compliance with S1 and S2.




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    Reporting Standard / Framework                                                                                                Description


    Financial Services Authority of Indonesia (OJK)          As a public company listed on the Indonesia Stock Exchange, we have disclosed information in line with the sustainability reporting requirements of
                                                             OJK Regulation No.51/POJK.03/2017 on the Implementation of Sustainable Finance for Financial Services Companies, Issuers, and Public Companies
                                                             and in reference to OJK Circular Letter No.16/SEOJK.04/2021 for Form and Contents of the Issuer’s or Public Company’s Annual Report.


    Singapore Exchange Securities Trading Limited            This report also complies with the sustainability reporting requirements of the SGX-ST Listing Rule 711A and 711B. It has also been developed while
    (SGX-ST) Listing Rules 711A and 711B, and Practice       referencing the six primary components stated in SGX-ST Listing Rule 711B on the “comply or explain” basis.
    Note 7.6 Sustainability Reporting Guide




RES TA TEM E N T S O F IN F O RM A T IO N [GRI 2-4]                                                                      CO NTA C T IN F OR MATION [OJK C.2]


Due to the deconsolidation of Siloam, we have made restatements in our workforce-                                        Menara Matahari, 22nd Floor
related historical disclosures. We expect to reflect additional revisions to other disclosures                           Jl. Boulevard Palem Raya No.7
in next year’s reporting period to account for Siloam’s full deconsolidation.                                            Lippo Karawaci Central
                                                                                                                         Tangerang, Banten
EX TER NA L A S S U RA N C E [GRI 2-5] [OJK G.1]                                                                         Indonesia 15811
                                                                                                                         Tel          +62 21 2566 9000
We have not sought external assurance for this Report. We are continually improving                                      Fax          +62 21 2566 9098
our data collection and validation processes in preparation for external assurance in                                    sustainability@lippokarawaci.co.id
the future. In 2023, we performed an internal audit on environmental disclosures as a                                    www.lippokarawaci.co.id
preparatory measure for assurance readiness.


F E ED BA C K [GRI 2-3d, 2-26] [OJK G.2, G.3]


We welcome feedback on this Report, as this helps us to improve our sustainability
performance and reporting. Please reach out to us with any comments or questions at
sustainability@lippokarawaci.co.id




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Introduction           Highlights           Our Sustainability Approach   Enhancing Quality of Life        Caring for Our Environment     Investing in Our People           Championing Best Practices       Appendix




OUR COMPANY
[GRI 2-1, 2-6, 2-22] [OJK C.1, C.6]
                                                                                         Vision                                                          Values
Listed on the Indonesia Stock Exchange, Lippo Karawaci                                   To be a leading real estate and healthcare                                 CUSTOM ER FOCUS
is   Indonesia’s     leading        real   estate   and     healthcare                   company in Asia, advancing the wellbeing of
                                                                                                                                                                       Put the customer first in every aspect
platform, with a presence in 26 provinces and 56 cities                                  those we serve
                                                                                                                                                                       of our business
across Indonesia and total assets of USD 3.4 billion as of
                                                                                                                                                                       Go the extra mile to earn customer
31 December 2024. The Group has a strong track record
                                                                                                                                                                       trust and loyalty
of developing and managing a diversified asset base
that includes landed and high-rise residences, hospitals,
lifestyle malls, hotels, commercial and industrial estates,                              Mission                                                                    EX CELLENCE

office buildings, as well as townships and integrated                                                                                                                  Strive to be the best and uphold the
                                                                                           1    To win the hearts and minds of our
developments.                                                                                                                                                          highest standards of quality without
                                                                                                customers through quality homes,
                                                                                                healthcare and lifestyle offerings, as well                            compromise
Through our innovative use of land and integrated
                                                                                                as people-centric services                                             Unleash the full potential of our talent
value chain, we create value across every segment of
                                                                                                                                                                       to deliver outstanding performance
the urban ecosystem. We serve Indonesia’s emerging
                                                                                          2     To build a talent-driven organization
consumers by not only building homes and townships,
                                                                                                that prides itself on operational                                   A GILITY
but also providing healthcare, retail and hospitality
                                                                                                excellence and bringing out the best in
services. Our diversified assets and operations span the                                                                                                               Thrive in dynamic environments and
                                                                                                our people
archipelago, from Aceh to the eastern reaches of Papua.                                                                                                                anticipate change

As champions of sustainability, we are committed to                                                                                                                    Innovate and capitalize on new
                                                                                          3     To embrace innovation and technology
creating a more liveable world for all our stakeholders,                                                                                                               opportunities
                                                                                                in the constant pursuit of developing
and for the generations to come.
                                                                                                better products and processes
                                                                                                                                                                    STEWA R D SHIP
                                                                                          4     To inspire our customers, communities,
                                                                                                                                                                       Thrive in dynamic environments and
                                                                                                and partners towards a more
                                                                                                                                                                       anticipate change
                                                                                                sustainable future
                                                                                                                                                                       Innovate and capitalize on new
                                                                                                                                                                       opportunities




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BU S I NES S EC O S YS T E M [OJK C.3, C.4] [GRI 2-6]




                   REAL ESTATE                                                           HEALTHCARE                                                                     LIFESTYLE


    Large landbank and strong growth in marketing sales                 Investment in the largest hospital operator in Indonesia                     Malls, hotels, and ancillary businesses to support ecosystem
    generating sustainable cashflows in coming years                    delivering clinical excellence and access to healthcare                      providing consistent dividend income




    Real Estate           Township        Water treatment and           Hospitals          Clinics         Digital healthcare, homecare,             Malls          Hospitality          Food catering, parking, and
    Development           Management      supporting services                                              and supporting services                                                       ancillary businesses



    3                      9                   3                        41                           73                  ~9,000                      59             2.5M m2                     260M+
    Townships              High-rise           Superblocks              Hospitals                    Clinics             Nurses and medical          Malls          Net leasable area           Mall visitors
                           residences                                                                                    professionals


    80+                    ~1,400 ha 25+                                34%                          ~4,300              ~4,000                      10             3                           ~2,000
    Property               Land bank           Years of development     Digital outpatient           GPs, specialists,   Operational beds            Hotels         Leisure properties          Hotel rooms
    projects for sale                          pipeline                 bookings through             dentists
                                                                        My Siloam App




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 Introduction                             Highlights                      Our Sustainability Approach                                      Enhancing Quality of Life                                  Caring for Our Environment                              Investing in Our People                            Championing Best Practices           Appendix




 OPER A TI ONA L F O O T P R IN T



           Banda Aceh                              Medan                                                                                   Balikpapan
          Plaza Aceh                                                                                                            Siloam Hospitals Balikpapan (SHBP)                                                                                              Ambon
                                      • ­Siloam Hospitals Medan (SHMD)
                                      • ­Plaza Medan Fair
                                      • ­Sun Plaza
                                                                                                                                                                                                                                                 Siloam Hospitals Ambon (SHAB)                                      Real Estate          Hospitals / Clinic
                                      • ­Lippo Plaza Medan
                                      • ­Grand Palladium Medan                                                                             Banjarmasin                                                                                                                                                              Mall                 Hotel
                                      • ­Aryaduta Medan
                                                                                                                                Siloam Hospitals Banjarmasin (SHBJ)


                                                                  Pekanbaru
                                                               Aryaduta Pekanbaru
                                                                                                                                                                                                                                        Manado
                                                                                                                                    Palangkaraya
                                                                                                                                                                                                                        • Holland Village Manado
                                                                                                                        • Siloam Hospitals Palangkaraya (SHPR)                                                          • Siloam Hospitals Manado (SHMN)
                                                                                                                        • Mega Town Square Palangkaraya                                                                 • Siloam Hospitals Paal Dua Manado (SHPD)
                                                                                                                                                                                                                        • Lippo Plaza Manado
                                                                                                Jambi
                                                                                                                                                                                                                        • Aryaduta Manado
                                                                                    • Siloam Hospitals Jambi (SHJB)
                                                                                    • Lippo Plaza Jambi




• Siloam Hospitals Palembang (SHPL)
                                                                                                             Bangka
• Palembang Square                                                                                   Siloam Hospitals Bangka                     Kalimantan
• Palembang Square Extension
• Palembang Icon
                                                   Sumatra                                           Belitung (SHBB)


• Aryaduta Palembang                                                                                                      Pekalongan
            Palembang                                                                                                   Plaza Pekalongan                                                                                         Sulawesi                           Kendari
                                                                                                                                                                                                                                                              Lippo Plaza Kendari                     Maluku

• Siloam Hospitals Lubuk Linggau (SHLL)
• Lippo Plaza Lubuk Linggau                                                                                        Karawang
                                                                                                                                                                                              Surabaya
           Lubuk Linggau                                                                                        • Rolling Hills                                                                                                                                                     Bau-Bau
                                                                                                                • San Diego Hills                                                  • City of Tomorrow Surabaya
                                                                                                                                                          Kudus
                                                                                                                  Memorial Park                                                    • Siloam Hospitals Surabaya (SHSB)                                                    • Siloam Hospitals Buton (SHBN)
                                                                                                                                                   Kudus Extension Mall            • City of Tomorrow                                                                    • Lippo Plaza Buton
• Lippo Village                    • Citywalk Elvee
                                                                                                                      Purwakarta
• Millenium Village                • Benton Junction                                                                                                                      Madiun
• Siloam Hospitals Lippo Village   • WTC Matahari                                                                  • Memorial Park
• Rumah Sakit Umum Siloam          • Mall of Serang                                                                • Siloam Hospitals                        Plaza Madiun (Retail Spaces)
                                                                                                                                                                                                                                         • Tanjung Bunga
  Lippo Village (RSUS)             • Aryaduta Lippo Village                                                          Purwakarta (SHPW)                           Gresik
                                                                                                                                                                                                                                         • Siloam Hospitals Makassar (SHMK)
• Embarcadero Bintaro              • Aryaduta Country Club
                                                                                                                                                             Plaza Gresik                                                                • GTC Makassar
• Siloam Hospitals Kelapa Dua      • Imperial Klub Golf
                                                                                                                                                                                                                                         • Aryaduta Makassar
• Plaza Semanggi
                                             Banten
                                                                                                                                     Jawa
• MaxxBox Lippo Village                                                                                                                                                                                                                              Makassar

                                                                                                                                                                                                                                                              Labuan Bajo
                                                                            • Bandung Indah Plaza
                                                                                                                                                                                                                                                Siloam Hospitals Labuan Bajo (SHLB)
                                                                            • Istana Plaza
                                                                            • Aryaduta Bandung

• Lippo Cikarang                   • Gajah Mada Plaza                               Bandung
                                                                                                                                                                                                    NTB
• Kemang Village
• St Moritz Puri
                                   • Lippo Plaza Kramat Jati
                                   • Lippo Mall Kemang                      Siloam Hospitals Cirebon (SHC)
                                                                                                                                                    Lippo Plaza Batu                                                                NTT
• Nine Residence                   • Mal Lippo Cikarang                                                                                                  Batu
                                                                                        Cirebon
• Depok Park View                  • Pluit Village
• Holland Village Jakarta          • Tamini Square
• Siloam Hospitals Kebon Jeruk     • Lippo Mall Puri                        • Siloam Hospitals Yogyakarta (SHYG)                                    Lippo Plaza Sidoarjo                                                                                                                  Kupang
• MRCCC Siloam Semanggi            • Cikarang CityWalk                      • Lippo Plaza Jogja
                                                                                                                                                         Sidoarjo                                                                                                             • Siloam Hospitals Kupang (SHKP)
• Siloam Hospitals TB              • District 1 Meikarta
  Simatupang                       • Maxxbox Cinere                                      Yogyakarta                                                                                                                                                                           • Lippo Plaza Kupang
• Siloam Hospitals Mampang         • Senayan Park                                                                                                   • Siloam Hospitals
                                                                                                                                                      Jember (SHJR)                                                                                                                                                                  Jabodetabek
• Siloam Hospitals ASRI            • Blu Plaza
                                                                                                                                                    • Lippo Plaza Jember
                                                                                                                                                                                                                                                                                                                                    Greater Jakarta
• Siloam Hospitals Cinere          • Lippo Plaza Keboen
                                                                            Siloam Hospitals Semarang (SHSR)
• Siloam Hospitals Bogor             Raya Bogor
• Siloam Hospitals Bekasi          • Grand Mall Bekasi
                                                                                                                                                          Jember
                                                                                           Semarang
  Sepanjang Jaya (SHBS)            • Bellanova Country Mall
• Siloam Hospitals Bekasi          • Depok Town Square                                                                                             • BIMC Kuta
  Timur (SHBT)                     • Metropolis Town Square                                                                                        • BIMC Nusa Dua
• Siloam Hospitals Sentosa         • Sudirman Office Tower                                                                                         • Siloam Hospitals
  (SHST)                           • Aryaduta Menteng
                                                                            Kediri Town Square
                                                                                                                                                     Denpasar (SHDP)
• Siloam Hospitals Lippo           • Aryaduta Suite Semanggi                         Kediri                                                        • Lippo Mall Kuta
  Cikarang (SHLC)                                                                                                                                  • Lippo Plaza Sunset
• Siloam Hospitals Agora                   Jabodetabek                                                                                             • Aryaduta Bali
• Cibubur Junction
• Lippo Plaza Ekalokasari Bogor
                                          Greater Jakarta
                                                                                                                                                            Bali
                                                                                                                                                                                                                                                                          Presence in
                                                                            • Rumah Sakit Umum Syubbanul Wathon (RSU SW)
                                                                            • Malang Town Square                                                    Siloam Hospitals
                                                                                                                                                                                                                                                56 cities and 26 provinces
                                                                                                                                                                                                                                                  across the Indonesian archipelago
                                                                                                                                                    Mataram (SHMT)
                                                                                                   Malang
                                                                                                                                                        Mataram




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OU R V A LU E C H A IN




                       OUR SUPPLIERS & CONTRACTORS                                                 OUR PRODUCTS & SERVICES                                                               OUR CUSTOMERS
     REAL ESTATE




                   Mortgage Lenders       Construction         Consultants                   Township              Landed Homes &       Commercial &
                                                                                            Management           High-Rise Apartments Industrial Leasing



                                                                                                                                                                         Homeowners               Tenants         Local Communities

                    Property Agents     Building Materials     Landscaping                                 Burial Plots       Water Treatment
     HEALTHCARE




                   Healthcare Service    Food Catering       Pharmaceuticals                  Hospitals                   Clinics         Lab & Diagnostics
                       Providers



                                                                                                                                                                                    In-Patients              Out-Patients


                        Partner Doctors & Allied         Medical Devices                             Digital Healthcare                Homecare
                         Health Professionals
     LIFESTYLE




                           Guest Relations                Daily Supplies                    Retail Spaces            Lifestyle Malls     Hospitality & Leisure




                                                                                                                                                                          Mall Visitor       Retail Tenants           Hotel Guests

                          Sales & Marketing          Facilities Management                            Food & Beverage           Parking Services




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SH A R E H OLD E R S T R U C T U RE [OJK C.3]



                                                       Lippo Group of Companies *                                                Public




                                                                          59.37%                                 40.63%


                                                                                                                                          No. of Outstanding Shares
                                                                                                                                             70,877,317.69
                                                                                                (IDX: LPKR)                               (excludes Treasury Shares)




                                        29.09%                                                  83.99%                                                    57.76%
                                PT Siloam International                                   PT Lippo Cikarang Tbk                               PT Gowa Makassar Tourism
                                Hospitak Tbk (IDX: SILO)                                        (IDX: LPCK)                                  Development Tbk (IDX: GMTD)
                                                                                                                                                                                              *
                                                                                                                                                                                                  Directly and indirectly




M E M BE R SH I P A S S O C IAT IO N S [GRI 2-28] [OJK C.5]


     Lippo Karawaci                                                                                        Subsidiaries
     • Indonesian Chamber of Commerce and Industry (KADIN)                                                 • Indonesian Employers’ Association (APINDO)
     • Real Estate Indonesia (REI)                                                                         • Indonesian Industrial Estate Association (HKI)
     • Indonesian Issuers Association (AEI)                                                                • Indonesian Private Hospitals Association (ARSSI)
     • World Economic Forum (WEF)                                                                          • Indonesia Shopping Center Management Association (APPBI)
     • Jakarta Property Institute (JPI)                                                                    • Indonesian Hotel and Restaurant Association (PHRI)




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GROUP CEO’S MESSAGE                                                            [GRI 2-22, 2-25] [OJK A.1, D.1]




                                                          SUSTA I NA B I LI TY: O UR CO MP E TI TI V E EDGE                             H OL IS TIC R ES IL IEN CE AN D R EPOR TIN G
                                                                                                                                        TH R OUGH IS S B ADOPTION
                                                          Dear Valued Stakeholders,
                                                                                                                                        Global ESG regulatory frameworks continue to evolve at a
                                                          At Lippo Karawaci, sustainability has evolved from a                          rapid pace, and we are constantly striving to enhance our
                                                          corporate responsibility to a critical economic imperative.                   reporting capabilities and internal processes in line with
                                                          As we face increasing regulatory demands, volatile                            the latest requirements. The release of the International
                                                          geopolitical and market dynamics, as well as heightened                       Sustainability Standards Board (ISSB) standards under the
                                                          consumer        expectations,       sustainable        practices     are      International Financial Reporting Standards (IFRS) has
                                                          essential to future-proofing our business. By investing in                    provided valuable guidance, offering a consensus-driven
                                                          green technologies, energy efficiency, and responsible                        framework for improving transparency, consistency,
                                                          development,         we     unlock      long-term       value      while      and comparability in ESG reporting. We particularly
                                                          driving cost savings and enhancing stakeholder trust.                         appreciate the ISSB’s focus on financial materiality, to
                                                          Sustainability is not just a strategic priority—it is key to                  ensure that sustainability disclosures are directly relevant
                                                          maintaining our competitive edge in today’s complex                           to investors and financial performance.
                                                          operating environment and volatile socioeconomic
                                                          landscape.                                                                    In    anticipation   of   the    OJK’s    adoption    of   ISSB
                                                                                                                                        requirements into Indonesia’s ESG reporting regulations,
                                                          As CEO and a member of our ESG Committee, I am                                we have developed a phased roadmap to incorporate
                                                          proud of the progress our management teams have                               the ISSB guidance into our own ESG strategy and
                                                          made to navigate the dynamic ESG landscape. We                                reporting processes. This year, we have expanded our
                                                          have struck a fine balance between driving meaningful                         risk management scope beyond physical and transition
                                                          impact and creating commercial value, to ensure that                          risks to include non-climate risks and opportunities in
                                                          our sustainability initiatives are also aligned with our own                  our assessment process. In doing so, we are taking a
                                                          business objectives. In this year’s Sustainability Report,                    more holistic approach to identifying and managing
                                                          we are pleased to share our progress in advancing our                         sustainability risks and opportunities. This is a natural
               John Riady                                 ESG priorities and adopting best practices, and where                         progression in our journey to adopt the recommendations
               Group CEO                                  possible, even raising our level of ambition to push                          of the TCFD, whereby we conducted our inaugural
                                                          ourselves further.                                                            climate risk assessment in 2022, and quantified these
                                                                                                                                        risks across different scenarios in 2023.



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In addition, we have undertaken a detailed double               sustainability data across our physical assets, improving         Furthermore, we have set for ourselves new targets on
materiality review, taking into account not just how our        data accuracy and efficiency in our workflows. By                 Green Building certification and the installation of solar
operations and activities affect the environment and            streamlining our ESG reporting, we can monitor and                photovoltaic capacity, with the goal of accelerating
society, but also how sustainability factors may have an        compare the performance of individual assets, thereby             decarbonization across our commercial portfolio and
impact on our financial performance. We believe that            making better decisions based on actionable insights.             contributing towards Indonesia’s sustainability agenda
these steps will put us in good stead amongst the leading       Moreover, the approval workflows and audit traceability           for the real estate sector. We recently completed the
corporates, and lay a strong foundation for ESG reporting       embedded in our system enhances the accountability of             EDGE certification for Lippo Mall Kemang, and we plan to
in the years to come.                                           our ESG reporting. Ultimately, we view data governance            seek certification for other existing and new properties in
                                                                as an important aspect of overall corporate governance,           the pipeline. In addition, to underscore the importance of
EN H A NC I NG A C C O U N T A B IL IT Y T H R O UG H           and we believe that such initiatives will support our             data governance in our operations, we have articulated
D A T A G OV ER N A N C E                                       sustainability credentials.                                       our commitment to maintaining our track record of zero
                                                                                                                                  cases of data privacy breaches and leaks.
In light of the growing importance of data governance and       RA I SI NG A MB I TI O NS THRO UG H O UR
regulatory developments, we have identified data privacy        SUSTA I NA B I LI TY A G E NDA                                    BUIL DIN G MOMEN TUM F OR TH E F UTUR E
and security as our newest material topic. Global data
protection regulations, including Indonesia’s Personal          Over the last two years, we have put our best foot forward        Ultimately, our accomplishments would not be possible
Data Protection Law, demand corporates to uphold the            to deliver on the targets we have set for ourselves under         without our reliable partners and customers, whose
highest standards when it comes to safeguarding an              our 2030 Sustainability Agenda. I am pleased to see that          steadfast support has enabled us to get many of our
individual’s privacy through proper consent and security        we have made good progress across all targets, especially         environmental and social impact initiatives off the
protocols. Compliance with these regulations is essential       for our environmental performance. This Group agenda              ground. We strive to maintain this momentum through
for building trust, avoiding legal risks, and maintaining       gives our business units clear direction, and encourages          further collaboration and innovation. Looking ahead,
operational integrity in an increasingly data-driven world.     collective effort in achieving key sustainability outcomes.       these next few years will present significant challenges
We have made our data policies more stringent, and                                                                                due to the volatility of global markets, evolving regulatory
invested significant resources to train our employees and       For the targets that we have already achieved ahead               landscapes, and the urgent need for climate action.
strengthen our internal cybersecurity capabilities. These       of 2030, we have decided to raise our ambitions to                Nevertheless, we remain committed in integrating
measures go hand-in-hand with our Group’s overall               strengthen our commitment towards sustainability. For             sustainability into every facet of our business, from
digital transformation plans.                                   instance, we have set a higher bar for sustainable water          strategic planning and investment decisions to day-to-
                                                                consumption and treatment, given our plans to expand              day activities. This commitment is rooted in the belief
Aside from data privacy and security, we have also              our rainwater harvesting capabilities and increase                that our sustainability efforts will pay off, as we secure a
begun to reap the benefits of better data governance            the utilization of recycled wastewater in our buildings           better future for both our shareholders and stakeholders.
when it comes to ESG reporting. Our Group-wide ESG              and treatment plants. We also aim to support 1 million
data management system, which we launched in 2023,              beneficiaries through our various activities under PASTI,                                John Riady
has revolutionized how we manage operational and                our Group’s collective social engagement initiative.                                       Group CEO




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HIGHLIGHTS




     Sustainability Performance


     Sustainability Agenda




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SUSTAINABILITY PERFORMANCE                                                                                                   [OJK B.1]




                                                                E N H A N C I N G Q U A L I T Y O F L I F E [OJK B.1]


     >265M                                                          IDR   11,505B
     Customers Served                                               Revenue




     95.5%                     SOLD
                                                                    99%                                                    1,049                                          19 Provinces 43 Cities
     Homes Sold                                                     Procurement Budget on                                  Community ctivities
     under IDR 2 billion                                            Indonesian Suppliers                                   under PASTI                                    PASTI Activities Footprint




     IDR   750B                                                     99.7%                                                  122K+                                          IDR   40B+
     Taxes Paid                                                     Local Suppliers                                        PASTI Beneficiaries                             Total CSR spending




                                                        C A R I N G F O R O U R E N V I R O N M E N T [OJK B.2, F.4]

     3 Green Buildings                                                                                               4,978 GJ
     EDGE Certification for
     Lippo Mall Puri, Sun Plaza,
                                                              1.4M GJ                                                Energy Consumption from                                  0.576 GJ/m²
                                                              Energy Consumption                                     Renewable Sources                                        Building Energy Intensity
     & Lippo Mall Kemang



     GHG
     Emissions       11 ktCO₂e 287 ktCO₂e 453 ktCO₂e                                                    CO 2         0.127 tCO₂e/m                 2
                                                                                                                                                           CO 2               57
                     Scope 1             Scope 2                       Scope 3                                       Building GHG Intensity                                   EV Charging Stations Installed




     4.7M m           3
                                      1.70 m /m     3     2
                                                                                         24%                                            12.7M m            3
                                                                                                                                                                                      3,243 tons
                                                                                         Water Consumption from                         Treated Water from                            Waste Diverted
     Water Consumption                Building Water Intensity                           Sustainable Sources                            Sustainable Sources                           from Landfill

                                                                                                                                                       1




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SUSTAINABILITY PERFORMANCE
                                                                I N V E S T I N G I N O U R P E O P L E [OJK B.3]



                                                                                                                                                                        0.74
     3,062                                                  61%                                    39%                33%                                               Employee
                                                                                                                      Female senior executives                          Lost Time Injury
     Employees                                                  Male                                  Female          and managers                                      Frequency Rate (LTIFR)




     16                                                                                                                                                                 0.61
     Average training hours              48,089                                       835                                      3,494                                    Contractor
                                                                                                                                                                        Lost Time Injury
     per employee                        Total training hours`                        Total ESG training hours                 Total OHS training hours                 Frequency Rate (LTIFR)




                                                                 CHAMPIONING BEST PRACTICES


                                                                                                                                                                    Strengthening
     Launched Group-wide                              Inaugural Assessment of
                                                                                                                                                                    Data Privacy
     ESG Data                                         Sustainability                                         99%                                                    & Security
     Management                                       Related Risks                                          Refresher Training Completion
                                                                                                             Rate for Code of Conduct &                             through Internal
     System                                           & Opportunities                                        Anti-Corruption Policy                                 Capacity Building




                                                      Zero
     Zero                                             Cases of Non-Compliance                                Zero                                                   Zero
     Legal Cases of Corruption,                       with Laws and Regulations                              Incidents of Discrimination,                           Cases of Data Privacy
     Fraud and Bribery                                Resulting in Fines and/or Sanctions                    Child Labor, or Forced Labor                           Breach and Leaks

                                                                                                                                                                                                       1




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SUSTAINABILITY AGENDA
         ENHANCING QUALITY OF LIFE                                           CARING FOR OUR ENVIRONMENT                                       INVESTING IN OUR PEOPLE                             CHAMPIONING BEST PRACTICES


    AFFORDABLE HOUSING                                                   OPERATIONAL EMISSIONS                                         OCCUPATIONAL HEALTH & SAFETY                            BUSINESS ETHICS
    2030 TARGET                     2024 PERFORMANCE                     2030 TARGET                      2024 PERFORMANCE             2030 TARGET              2024 PERFORMANCE               2030 TARGET               2024 PERFORMANCE

    At least 90% of sold     95.5% of sold homes                         35% reduction in                 23% reduction in             Zero fatalities          2 fatalities (Contractor)      100% completion rate      99% completion rate
    homes priced under       priced under IDR 2                          building emissions               building emissions                                                                   for training on Code      for training on Code of
    IDR 2 billion1 each year billion                                     intensity3 by 2035,              intensity                    Zero high                Zero high                      of Conduct and            Conduct and
                                                                         with 15% reduction by                                         consequence injuries     consequence injuries           anti-corruption           anti-corruption
                                                                         2030                                                                                                                  policies                  policies
    COMMUNITY ENGAGEMENT                                                 Baseline: 2019 (0.164 ktCO2e/m2)                              ≤ 1 Lost Time Injury     LTIFR (Employee): 0.74
                                                                                                                                       Frequency Rate           LTIFR (Contractor): 0.61
    2030 TARGET                     2024 PERFORMANCE                                                                                   (LTIFR)                                                 PROCUREMENT
    5,000 PASTI            2,805 PASTI                                                                                                                                                         2030 TARGET               2024 PERFORMANCE
                                                                         WATER CONSUMPTION
    community activities2 community activities
    (Cumulative from 2022) (Cumulative from 2022)                        2030 TARGET                      2024 PERFORMANCE             TRAINING & DEVELOPMENT                                  Formulate Group           Commence collection
                                                                                                                                       2030 TARGET              2024 PERFORMANCE               Sustainable               of signed
                                                                         At least 30% of water            24% of water
    1 million PASTI        649,675 PASTI                                                                                                                                                       Procurement               commitments from
                                                                         consumption from                 consumption from
    beneficiaries           beneficiaries                                                                                                Average 15 training      Average 16 training            Policy, and socialize     key vendors
                                                                         sustainable sources4             sustainable sources
    (Cumulative from 2022) (Cumulative from 2022)                                                                                      hours per employee       hours per employee             requirements to
                                                                         each year
                                                                                                                                                                                               vendors
                                                                                                                                       At least 1,000 ESG       835 ESG training hours
                                                                                                                                       training hours
    GREEN BUILDING CERTIFICATION                                         WATER TREATMENT
                                                                                                                                       each year                                               COMPLIANCE
    2030 TARGET                     2024 PERFORMANCE                     2030 TARGET                      2024 PERFORMANCE
                                                                                                                                                                                               2030 TARGET               2024 PERFORMANCE
    600,000 m2 GFA                  436,000 m2 GFA                       At least 1,000,000 m3            1,267,468 m3 in volume
                                                                                                                                                                                               Zero cases of             Zero cases of
    with green building             with green building                  of treated water from            of treated water from
                                                                                                                                                                                               non-compliance with       non-compliance with
    certification                    certification                         sustainable sources              sustainable sources
                                                                                                                                                                                               laws and regulations      laws and regulations
                                                                         each year
                                                                                                                                                                                               resulting in fines         resulting in fines
                                                                                                                                                                                               and/or sanctions          and/or sanctions

    SOLAR PANEL CAPACITY                                                 WASTE DIVERSION                                                                                                       Zero legal cases of       Zero legal cases of
    2030 TARGET                     2024 PERFORMANCE                     2030 TARGET                      2024 PERFORMANCE                                                                     corruption,               corruption,
                                                                                                                                                                                               fraud and bribery         fraud and bribery
    5,000 kWp Solar PV              765 kWp Solar PV                     At least 3,000 tons of           3,243 tons of waste
    capacity installed              capacity installed                   waste diverted from              diverted from landfill
                                                                                                                                                                                               Zero cases of data        Zero cases of data
                                                                         landfill each year
                                                                                                                                                                                               privacy breaches          privacy breaches
                                                                                                                                                                                               and leaks                 and leaks

1
  Inflation-adjusted IDR 2 billion at 2022 levels
2
  PASTI is the Group framework for community engagement and CSR initiatives
3
  Scope 1 & 2 emissions intensity of high-rise residential buildings, hospitals, malls, and hotels (average)
4
  Sustainable water sources include recycled wastewater and harvested rainwater


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OUR SUSTAINABILITY
APPROACH


     Sustainability Framework


     Sustainability Governance


     Materiality Assessment & Stakeholder Engagement


     Supporting UN SDGs & UNGC Principles


     Climate Risks & Opportunities




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SUSTAINABILITY FRAMEWORK
In line with Lippo Group’s overarching vision of
“Growing in Stewardship, Transforming Lives”, we
place sustainability at the heart of everything we do.
We are committed to being responsible stewards of
the resources, environment, and communities placed
under our care. As a forward-looking company, we strive
to pursue sustainable growth and deliver transformative
impact to the millions we serve throughout the
archipelago, as well as the future generations to come.
                                                                                VISION                Advancing the Well-Being of Indonesians at Every Stage of Life

We recognize that we cannot do this alone, which is why
we work together with the myriad business partners                              Enhancing                                Caring for Our                              Investing in                             Championing
                                                                               Quality of Life                           Environment                                 Our People                               Best Practices
and stakeholders across our value chain to adopt ESG
best practices and leverage our respective strengths.
Together, we stand united for a better Indonesia.                            Drive sustainable                         Improve resource                          Create a fair and inclusive                Uphold highest
                                                                             economic growth                           efficiency and reduce                     workplace                                  standards of corporate
                                                                             throughout Indonesia                      environmental footprint                                                              governance
At Lippo Karawaci, we aspire to advance the well-being                                                                                                           Prioritize health, safety
                                                                             Provide quality living                    Develop greener                           and well-being                             Promote sustainable
of Indonesians at every stage of life. Our Sustainability
                                                                             and socioeconomic                         products and processes                                                               practices across value
Framework articulates our approach to sustainable value                      opportunities for local                                                             Develop and empower                        chain
creation for our stakeholders across four key pillars:                       communities                               Mitigate climate risks                    staff to unlock their full
                                                                                                                       and capitalize on new                     potential                                  Improve accountability
                                                                             Innovate to enhance                       opportunities                                                                        and transparency in ESG
 1   Enhancing Quality of Life
                                                                             offerings and enrich the                                                                                                       performance
                                                                             customer experience
 2   Caring for Our Environment

 3   Investing in Our People

4    Championing Best Practices2


Supported      by   a   robust   sustainability   governance
structure, this Framework guides the integration of
sustainability into our business strategy, policies, and
operations.
                                                                  2
                                                                      These pillars correspond with the four overarching themes of the WEF Stakeholder Capitalism Metrics – Prosperity, People, Planet, and Principles of Governance.




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SUSTAINABILITY GOVERNANCE
At Lippo Karawaci, we are committed                              GOVERNANCE & ACCOUNTABILITY

to    integrating     sustainability      into    our            As the lead governing bodies of Lippo Karawaci, the BoD and BoC provide strategic direction for the
organizational structure and governance                          Group, ensuring that its approach to material ESC issues aligns with the interests of the business and
framework.     We     believe     that    a   robust             stakeholders. The BoD bears ultimate responsibility for the Group’s ESG performance, while the BoC
                                                                                                                                                                                 BOARD OF             BOARD OF
sustainability governance structure, which                       serves as a supervisory and advisory body to the BoD. Both Boards review the Group’s sustainability             DIRECTORS          COMMISSIONERS

emphasizes our ESG priorities across all                         targets and performance, as well as approve relevant disclosures such as the Sustainability Report.

organizational levels, enables us to serve our
stakeholders in a more responsible manner.
                                                                 STRATEGY & OVERSIGHT

                                                                 The ESG Committee is appointed by the BoD to set the direction for the Group’s ESG strategy,
Our       sustainability         governance         is
                                                                 policies, and initiatives, as well as exercise oversight over the Group’s ESG performance. Chaired
spearheaded      by    the       ESG   Committee,
                                                                 by the President Director, the ESG Committee consists of BoD Members and Senior Executives
anchored by the ESG Steering Group, and
                                                                 who hold positions of responsibility and/or possess expertise which are relevant to the Group’s ESG                     ESG COMMITTEE
supported by champions from the relevant                         strategy and policies. The ESC Committee periodically reports to the BoD and BoC to seek guidance
corporate functions and our business units.                      on ESC priorities and workplans, and to provide updates on the Group’s ESG performance. The ESG
The Group Sustainability Function acts                           Committee meets at least four times a year.
as a “Centre of Excellence” to support the
ESG Committee, ESG Steering Group, and
                                                                 MANAGEMENT, COORDINATION, MONITORING
each business unit in their respective ESG
                                                                 The ESG Steering Group is the platform through which the Group’s ESG strategy is operationalized.
journeys. Together, they are responsible
                                                                 Led by the Group Head of Sustainability, it comprises key representatives from our business units
for formulating the Group’s sustainability                                                                                                                                             ESG STEERING GROUP
                                                                 and relevant corporate functions including Risk Control and Assurance, Corporate Secretary,
strategy and driving initiatives to achieve                                                                                                                                                   GROUP
                                                                 Human Resources, Investor Relations, and Corporate Communications. The ESG Steering Group                            SUSTAINABILITY FUNCTION
the Group’s ESG targets and commitments.
                                                                 is responsible for executing workplans approved by the ESG Committee and monitoring ESG                                      ESG PICS
This structure provides multiple channels                                                                                                                                              (CORPORATE FUNCTIONS)
                                                                 performance in their respective areas of operation. When necessary, the ESG Steering Group
through which we can escalate ESG risks                          convenes working groups to socialize workplans, create alignment, and drive progress in specific
                                                                                                                                                                                              ESG PICS
                                                                                                                                                                                          (BUSINESS UNITS)
and issues of concern, remediate negative                        ESG workstreams.
impacts, and undertake policy reviews
where necessary. Bottom-up input from the
                                                                 EXECUTION
business units and corporate functions is
                                                                 Our business units, with support from the relevant corporate functions, are held accountable for
frequently tabled to the ESG Committee for
                                                                 their ESG performance through regular reporting to the ESG Committee via the ESG Steering Group.                        BUSINESS UNITS
consideration and follow-up.




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MATERIALITY ASSESSMENT & STAKEHOLDER ENGAGEMENT

PR OCES S OF ID E N T IF YIN G M A T E RIAL TO P I CS
[GRI 3-1 to 3-3]



Every year, we perform a materiality assessment to review the ESG topics that have
                                                                                                                                                                              Product Innovation
a material impact on our business and our stakeholders. This year, we conducted a                                                                                                                                          Economic Contribution
                                                                                                                                AFFORDABLE HOUSING
review of our material topics through focus group discussions. A three-step process was                                         2030 TARGET                      2024 PERFORMANCE

employed to determine the materiality of identified topics. First, a focus group discussion                                     At least 90% of sold homes       95.5% of sold homes
                                                                                                                                                                                               Data Privacy
                                                                                                                                                                                                & Security
                                                                                                                                priced under Rp 2 billion1       priced under Rp 2 billion
(FGD) involving management-level representatives from each business unit confirmed                                              each year
                                                                                                                                                                                                                  Governance
                                                                                                                                              Ethics & Compliance                                               & Accountability




                                                                                                        Financial Materiality
the relevance of these topics to the company. Second, participants completed a survey                                                                               Water Stewardship

to rank each validated topic based on its financial and impact materiality to consider                                                                                                                                Energy Efficiency
                                                                                                                                                                                      Customer Service                  & Emissions
double materiality. Impact materiality assesses how a company’s actions affect people                                                                                                  & Satisfaction

and the planet. Financial materiality focuses on how sustainability issues impact the                                                                               Community Support
                                                                                                                                Waste Management                      & Engagement
company’s financial performance and future viability. Third, to maintain relevance to
current market conditions, material topics were prioritized according to their importance
to stakeholders.                                                                                                                                                 Employment
                                                                                                                                                                   & Rights                   Occupational
                                                                                                                                                                                             Health & Safety

In summary, we have added “Data Privacy & Security” as a material topic and reprioritized                                                                             Training
                                                                                                                                                                   & Development
several material topics to reflect our latest management approach and priorities in our
                                                                                                                                                                                Impact Materiality
sustainability journey. For example, “Product Innovation” was highlighted as financially
material, hence has been moved up as a higher priority. The final set of ESG topics and                                                                   Enhancing Quality of Life              Investing in Our People

materiality matrix are approved by the ESG Committee and subsequently validated by                                                                        Caring for Our Environment             Championing Best Practices

the Board of Directors and Board of Commissioners. As our business landscape continues
to evolve, we will regularly review the relevance of these material topics to our business                                                   Moderately Material                   Highly Material                 Critically Material

and update their prioritization where necessary.




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ST A K EH OLD E R E N G AG E M E N T [GRI 2-29]

We strive to build positive relationships and actively          and concerns among stakeholders, the Group reviews              This year, we ramped up our corporate communications to
engage with our internal and external stakeholders              these issues and makes subsequent adjustments. These            external stakeholders, including ESG Media Day involving
throughout the year. Stakeholders are defined as the            adjustments will be thoughtfully incorporated or duly           more than 20 Indonesian media outlets, the company
individuals or groups that have interests that are affected     considered in the decision-making process. We ensure            emphasized its strategic role in educating the public
or could be affected by the Group’s activities. These           good communication with stakeholders by publishing              about the importance of responsible business practices.
individuals or groups are identified through screening          materials, including quarterly financial results, press         We also continue to improve internal communication
by the Group Sustainability Function and are engaged            releases, and investor presentations. In addition, as a         with our employees through our internal newsletters
through regular touchpoints and various feedback                publicly listed entity, we regularly disclose information       and events, as well as regular socialization on ESG topics.
channels, such as surveys and focus group discussions.          and announcements through the Indonesia Stock                   Please refer to “Employee Engagement & Retention” on
By consistently communicating across diverse platforms          Exchange (IDX) and shareholder meetings, as well as             page 74 for more information. The table below highlights
and employing feedback mechanisms, we gain a deeper             actively engage in investor meetings, media gatherings,         the Group’s response to specific stakeholder concerns.
understanding of our stakeholders and their emerging            and various conferences.
needs and concerns. Upon identifying emerging needs




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                                                                                                                   Government & Industry
                                  Employees                        Investors & Rating Agencies                                                                   Customers & Tenants                               Communities                          Vendors & Suppliers
                                                                                                                       Associations

                    • Employment and rights                     • Economic contribution                       • Ethics and compliance                      • Economic contribution                     • Community support and                     • Responsible value chain
   TOP ESG TOPICS




                    • Ethics and compliance                     • Governance and accountability               • Employment and rights                      • Customer service and satisfaction           engagement                                • Ethics and compliance
                    • Training and development                  • Climate resilience                          • Health and safety                          • Product innovation                        • Economic contribution                     • Health and Safety
                    • Health and safety                                                                       • Governance and accountability              • Health and safety                         • Biodiversity                              • Energy efficiency and
                    • Diversity, equity and inclusion                                                                                                      • Energy efficiency and emissions                                                         emissions

                                                                                                                                                           • Water stewardship                                                                     • Water stewardship

                                                                                                                                                           • Waste management                                                                      • Waste management




                    • Employee benefits and assistance          • Investor meetings                           • Regular interaction with national/         • Product launches and customer             • Public spaces and programs                • Tenders
                    • Training programs (internal/              • Investor releases and presentations           local government agencies                    events                                    • Social engagement and CSR                 • Vendor/supplier policies
                      external)                                                                               • Permits and licensing approvals            • Tenant agreements                           activities
   HOW WE ENGAGE




                                                                • Quarterly earnings calls                                                                                                                                                         • Regular engagement
                    • Employee engagement activities            • Investor conferences and roadshows          • Events organized by government             • Digital applications and services         • Online and offline media                  • Collaboration with local
                    • Career and talent development                                                             and industry associations                  • Customer service and guest                  engagement                                  vendors
                                                                • Annual and Sustainability Reports
                      programs                                                                                                                               relations
                                                                • General Meeting of Shareholders
                    • Company policies                                                                                                                     • Surveys, feedback platforms, and
                                                                • Extraordinary General Meeting of
                    • Volunteerism                                                                                                                           market research
                                                                  Shareholders
                    • Annual Gathering                                                                                                                     • Social media channels

                    • Infinity Newsletter
                    • Lippo Fun Club




                    • Internal ESG alignment and buy-           • Price volatility and inflationary           • Evolving regulatory frameworks             • Quality of feedback                       • Measurement of social impact              • Nascent awareness of
CHALLENGES




                      in within the company                       pressures                                   • Advocacy for ESG priorities                • Complaints that are difficult to          • Approach to CSR limited to                  ESG best practices and
                                                                                                                                                                                                                                                     sustainable supply chain
   OUR




                    • ESG initiatives are in the early          • Stock performance                                                                          resolve immediately                         philanthropic activities
                      stages of being embraced across           • Global uncertainties from                                                                                                            • Effectiveness of
                      the Group, to be integrated into            geopolitical conditions and                                                                                                            communication channels
                      business and operational plans              macroeconomic factors




                    • Weekly updates on company                 • Provide timely updates to bond and          • Maintain engagement with                   • Improve products and services             • Implement Group social                    • Promote business ethics
                      news and activities                         equity investors through conference           agencies and institutions to ensure          through soliciting regular feedback         engagement framework                        through Vendor Integrity
                    • Increase employee training hours            calls and investor release                    compliance                                 • Enhance customer and tenant                 (PASTI)                                     Pledge and Sustainable
                                                                                                                                                                                                                                                     Procurement Policy
   HOW WE RESPOND




                      and leadership development                • Improve transparency in disclosures         • Support KADIN initiatives through            experiences through innovation            • Newsletters and social media
                      programs                                    (e.g. enhancing ESG disclosures –             APEC, G20, and WEF participation           • Increase engagement via digital             engagement                                • Recognize the achievements
                    • Update Code of Conduct to                   TCFD, SASB)                                   and ESG taskforces                           platforms (e.g. MySiloam app)             • Increase community                          of good performers
                      promote business and ethics               • Regular meetings to understand              • Become a UNGC member                       • Speed up complaint resolution               engagement and volunteering               • Prioritize local vendors and
                    • Promote greater diversity, equity,          and address external stakeholders’          • Participate in surveys by OJK and            processes                                                                               small businesses
                      and inclusion at the workplace              concerns                                      IDX                                        • Adopt best-available technology
                    • Campaigns on health and                   • Engage rating agencies to                   • Active participation in industry             for efficiency and sustainability
                      wellness, environmental                     understand ESG rating criteria                associations, training and
                      awareness, and community                  • Discussions on ESG best practices             socializations with regulators
                      engagement                                  and other topics such as sustainable
                                                                  financing




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SUPPORTING
UN SDGs & UNGC
PRINCIPLES
The UN SDGs rally governments and corporations to
advance the well-being of people, societies, and the
planet by providing a blueprint to address the world’s
most pressing sustainability development challenges.
We are committed to aligning our ESG strategy to meet
the underlying actions and priorities of the UN SDGs,
as well as Indonesia’s 2030 Agenda to our business
operations and where we can create the most significant
impact. We have mapped our sustainability framework
and material ESG topics to 13 out of 17 UN SDGs which we
believe are relevant for Sustainable Development.


In 2022, we became a signatory to the United Nations
Global Compact (UNGC). By joining the world’s largest
corporate sustainability initiative, we are pledging our
commitment to support the UNGC’s Ten Principles on
human rights, labour, environment, and anti-corruption,
as well as to take strategic actions to advance the UN
SDGs. This Report contains our disclosures based on the
UNGC’s Ten Principles – please refer to “Content Index”
on page 112.




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                                                   Supporting UN SDGs                                                                 Our Contributions                                              ESG Topics


                G OAL 3                                                                                                 Provide quality and accessible healthcare across               • Economic Contribution
                Good Health & Well-being                                                                                Indonesia, including remote areas.                             • Community Support and Engagement
                TARGET 3.8                                           T AR G E T 3 . C                                 • Promote health and wellness through public                     • Customer Service and Satisfaction
                Achieve universal health coverage, including         Substantially increase health financing and        campaigns.
                financial risk protection, access to quality         the recruitment, development, training                                                                            • Occupational Health and Safety
                essential health-care services and access to         and retention of the health workforce in         • Provide customers, visitors and employees with a
                safe, effective, quality, and affordable essential   developing countries, especially in least          safe and healthy living and working environment.
                medicines and vaccines for all.                      developed countries and small island
                                                                     developing States.




                G OAL 4                                                                                               • Equip employees with the necessary skills through              • Community Support and Engagement
                Quality Education                                                                                       training and development to fulfil their career                • Employment and rights
                                                                                                                        aspirations.
                TARGET 4 .4                                                                                                                                                            • Training and Development
                By 2030, substantially increase the number of youth and adults who have relevant skills,              • Ensure access to quality education and vocational
                including technical and vocational skills, for employment, decent jobs, and entrepreneurship.           training across Indonesia.



                G OAL 5                                                                                               • Promote gender equality and empower women at                   • Employment and rights
                Gender Equality                                                                                         the workplace.
                TARGET 5.1                                           T AR G E T 5 . 5                                 • Eradicate all forms of workplace discrimination and
                End all forms of discrimination against all          Ensure women’s full and effective                  establish effective channels for grievances.
                women and girls everywhere.                          participation and equal opportunities for
                                                                     leadership at all levels of decision making in
                                                                     political, economic, and public life.




                G OAL 6                                                                                               • Ensure availability of clean water at all our                  • Water Stewardship
                Clean Water and Sanitation                                                                              managed properties and townships.                              • Waste Management
                TARGET 6.3                                           T AR G E T 6. 4                                  • Manage water resources efficiently through
                By 2030, improve water quality by reducing           By 2030, substantially increase water-use          optimizing water usage and transitioning to
                pollution, eliminating dumping, and                  efficiency across all sectors and ensure           sustainable sources such as recycled wastewater
                minimizing release of hazardous chemicals            sustainable withdrawals and supply of
                and materials, halving the proportion of             freshwater to address water scarcity and
                                                                                                                        and harvested rainwater.
                untreated wastewater, and substantially              substantially reduce the number of people        • Ensure proper disposal of wastewater.
                increasing recycling and safe reuse globally.        suffering from water scarcity.




                G OAL 7                                                                                               • Increase energy efficiency to lower carbon                       Energy Efficiency and Emissions
                Affordable and Clean Energy                                                                             emissions and operational costs.
                TARGET 7.2                                           T AR G E T 7 . 3                                   Switch to renewable energy through the adoption
                By 2030, increase substantially the share of         By 2030, double the global rate of                 of technologies such as rooftop solar photovoltaic
                renewable energy in the global energy mix.           improvement in energy efficiency.                  (PV) systems.




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                                                  Supporting UN SDGs                                                                     Our Contributions                                             ESG Topics



                G OAL 8                                                                                                  • Contribute to the local economy and MSMEs                     • Economic Contribution
                Decent Work and Economic Growth                                                                            through job creation and business partnerships.               • Community Support and Engagement
                TARGET 8.1                                         T AR G E T 8. 8                                       • Protect and promote human rights and labor rights             • Employment and Rights
                Sustain per capita economic growth in              Protect labor rights and promote safe and               at the workplace
                accordance with national circumstances             secure working environments for all workers,
                and, in particular, at least 7% gross domestic     including migrant workers, in particular
                product growth per annum in the least              women migrants, and those in precarious
                developed countries.                               employment.




                G OAL 9                                                                                                  • Provide products and services that meet                       • Product Innovation
                Industry, Innovation and Infrastructure                                                                    infrastructural and social needs through                      • Energy Efficiency and Emissions
                                                                                                                           continuous innovation.
                TARGET 9.4                                         T AR G E T 9. 5
                By 2030, upgrade infrastructure and retrofit       Enhance scientific research, upgrade the              • Implementing green building practices such as
                industries to make them sustainable, with          technological capabilities of industrial sectors in     energy audits and building management systems.
                increased resource-use efficiency and greater      all countries, in particular developing countries,
                adoption of clean and environmentally sound        including, by 2030, encouraging innovation
                technologies and industrial processes, with        and substantially increasing the number of
                all countries taking action in accordance with     research and development workers per 1 million
                their respective capabilities.                     people and public and private research and
                                                                   development spending.




                G OAL 10                                                                                                 • Advocate for equitable employment practices and               • Employment and Rights
                Reduced Inequalities                                                                                       DEI principles in the workplace.
                TARGET 10.2                                        T AR G E T 10. 3                                      • Reinforce zero tolerance policy for discrimination.
                By 2030, empower and promote the social,           Ensure equal opportunity and reduce
                economic and political inclusion of all,           inequalities of outcome, including by
                irrespective of age, sex, disability, race,        eliminating discriminatory laws, policies
                ethnicity, origin, religion or economic or other   and practices and promoting appropriate
                status.                                            legislation, policies, and action in this regard.




                G OAL 11                                                                                                 • Provide affordable housing options that cater to              • Community Support and Engagement
                Sustainable Cities and Communities                                                                         different market segments in Indonesia, especially            • Product Innovation
                                                                                                                           first-home owners.
                TARGET 11.1                                        T AR G E T 11. 6                                                                                                      • Waste Management
                By 2030, ensure access for all to adequate,        By 2030, reduce the adverse per capita                • Contribute to local communities and nurture a
                safe, and affordable housing and basic services    environmental impact of cities, including by            society that is inclusive and vibrant.
                and upgrade slums.                                 paying special attention to air quality and
                                                                   municipal and other waste management.                 • Minimize any negative environmental impacts
                                                                                                                           through an environmental impact assessment and
                                                                                                                           responsible waste management.




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                                                   Supporting UN SDGs                                                                Our Contributions                                             ESG Topics


                G OAL 12                                                                                             • Reduce the consumption of natural resources and               • Energy Efficiency and Emissions
                Responsible Consumption and Production                                                                 optimize resource efficiency across operations and            • Water Stewardship
                                                                                                                       the entire value chain.
                TARGET 12.2                                          T AR G E T 12 . 5                                                                                               • Waste Management
                By 2030, achieve the sustainable management          By 2030, substantially reduce waste             • Minimize waste generation and enhance waste
                and efficient use of natural resources.              generation through prevention, reduction,         diversion at all managed assets and townships.
                                                                     recycling and reuse.
                                                                                                                     • Raise environmental awareness among
                                                                                                                       stakeholders.



                G OAL 13                                                                                             • Incorporate climate-related risks and opportunities           • Energy Efficiency and Emissions
                Climate Action                                                                                         in strategy and risk management.                              • Governance and Accountability
                TARGET 13.2                                          T AR G E T 13 . 3                               • Provide training on climate change mitigation and
                Integrate climate change measures into               Improve education, awareness-raising and          adaptation to build capacity.
                national policies, strategies, and planning.         human and institutional capacity on climate
                                                                     change mitigation, adaptation, impact           • Align ESG priorities with global and national
                                                                     reduction and early warning.                      sustainability agendas.



                G OAL 15                                                                                             • Reduce any negative impacts on biodiversity due
                Life on Land                                                                                           to our operations.
                TARGET 15.5                                                                                          • Actively preserve and revitalise natural
                Take urgent and significant action to reduce the degradation of natural habitats, halt the loss of     environments in urban areas.
                biodiversity and, by 2020, protect and prevent the extinction of threatened species.




                G OAL 16                                                                                             • Uphold the highest standard of corporate                      • Governance and Accountability
                Peace, Justice, and Strong Institutions                                                                governance and conduct our business with                      • Data Privacy and Security
                                                                                                                       integrity.
                TARGET 16.5                                          T AR G E T 16. B                                                                                                • Ethics and Compliance
                Substantially reduce corruption and bribery in       Promote and enforce non-discriminatory laws     • Enhance accountability and transparency in ESG
                all their forms.                                     and policies for sustainable development.         disclosures.
                TARGET 16.6                                                                                          • Establish a non-discriminatory workplace
                Develop effective, accountable and
                transparent institutions at all levels.
                                                                                                                       environment and reinforce zero tolerance for
                                                                                                                       discrimination.




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SUSTAINABILITY RISKS & OPPORTUNITIES
CLI M A T E R E S IL IE N C E                                                            MA NA G I NG SUSTA I NA B I LI TY RI SK S A N D                                           The ESG Committee meets at least four times a year and
                                                                                         O P P O RTUNI TI E S                                                                      reports periodically to the BoD and BoC on its activities
As a real estate company managing a portfolio of buildings                                                                                                                         and recommendations, including with regard to climate
                                                                                         Governance [IFRS S1-27] [IFRS S2-6]                                                       and sustainability-related risks and opportunities. Any
and physical assets in Indonesia, climate resilience is a core
strategic priority. According to the INFORM Risk Index ,                      3                                                                                                    significant risks identified by the ESG Committee is
                                                                                         Since      2021,     we     have      established         a    sustainability             escalated to the attention of both the BoD and BoC for
Indonesia faces significant risk from natural disasters and
                                                                                         governance structure that provides oversight and                                          thorough deliberation.
human conflict. Recognizing the inevitability of climate
                                                                                         accountability for our 2030 Sustainability Agenda.
change and its increasing operational impact through
extreme weather events and other sustainability risks, we                                                                                                                          At the operational level, the ESG Committee is supported
                                                                                         Our Board of Directors (BoD) bears ultimate responsibility                                by the ESG Steering Group, comprising the Group
are accelerating our mitigation and adaptation efforts to
                                                                                         for the Group’s ESG performance, while our Board of                                       Sustainability Function and key representatives from
support a sustainable, low-carbon economy.
                                                                                         Commissioners (BoC) serves as a supervisory and advisory                                  each business unit and relevant corporate functions.
                                                                                         body to the BoD. Together, they review our sustainability                                 The ESG Steering Group is responsible for coordinating
In 2022, we adopted the recommendations of the
                                                                                         performance and targets on an annual basis, prior to                                      and monitoring annual ESG performance for all business
Task Force on Climate-Financial Disclosures (TCFD) to
                                                                                         the issuance of the Sustainability Report. The BoD and                                    units. The Group Sustainability Function oversees ESG
disclose our first TCFD Report on climate-related risks
                                                                                         BoC schedule regular meetings throughout the year,                                        reporting and data collection, assessment of sustainability
and opportunities. In 2023, we have built on our previous
                                                                                         during which specific ESG agenda items are tabled for                                     trends, risks and opportunities, capacity building, and
disclosures to include a high-level climate scenario
                                                                                         approval or informational purposes on an ad hoc basis.                                    stakeholder engagement. To meet the requirements
analysis, as well as quantitative analysis of the financial
                                                                                         Examples include the approval of the Group Sustainable                                    of the regulations, we have invested on an ESG data
impact of climate risk on our assets and operations. As we
                                                                                         Procurement Policy and updates on International                                           platform that compiles data continuously.
transition to ISSB reporting this year, we have integrated
                                                                                         Sustainability Standards Board (ISSB) requirements.
sustainability-related risk and opportunity assessments
into our climate resilience strategy. We have expanded                                                                                                                             All ESG targets and climate-related targets are approved
                                                                                         The BoD has appointed the ESG Committee to set the                                        by the ESG Committee and subsequently tabled for
our assessment of climate and sustainability-related
                                                                                         direction for the Group’s ESG strategy, policies, and                                     approval by the BoD and BoC. The Group’s sustainability
risks to include both financial materiality (impact on our
                                                                                         initiatives, as well as exercise oversight over the Group’s                               performance is reviewed on a quarterly basis. Please
business) and double materiality (impact on both our
                                                                                         ESG performance. Under the guidance of the ESG                                            refer to “Sustainability Governance” on page 20 and
business and wider society/environment).
                                                                                         Committee, the lens of sustainable governance is applied                                  “Governance and Accountability” on pages 86 to 89 for
                                                                                         to various internal processes, including risk management,                                 further details.
                                                                                         business plans, annual budgets and strategy.


The INFORM Risk Index is a global, open-source risk assessment for humanitarian crises and disasters. Each risk is scored out of 10. More information located here - https://drmkc.jrc.ec.europa.eu/inform-index
3




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Strategy [IFRS S1-30,32,33,34,35,41]


In 2022, we conducted our first bottom-up climate risk
assessment to evaluate the climate-related risks and
opportunities affecting our business across different asset
classes and time horizons. The results of this assessment
have been integrated into our risk management
procedures, enabling us to make better-informed
decisions in terms of strategic planning. We have
maintained a commitment to improving our disclosures
annually, ensuring they reflect the current best practices,
this year we have included a financial materiality lens to
our climate risk assessment.


Our climate risk assessment comprised the following
stages:
1.   Analysis of current and upcoming trends specific to
     all our real estate, healthcare, and lifestyle assets, as
     well as policies and regulations specific to Indonesia
2. Assessment of the impact of climate-related risks
     identified across different time horizons, considering
     their magnitude and probability of occurrence
3. The financial and impact materiality of each risk
     assessed through an internal stakeholder survey
     involving key representatives from every business
     unit
4. Evaluation of viable control measures to either
     mitigate or adapt to the climate-related risk identified
     based on available resources and capabilities
5. The prioritized risks were reviewed by the ESG
     working group and approved by the ESG Committee


A detailed description of our climate-related risks and
opportunities can be found in the following tables.


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               Climate-related risks                                                             Impact materiality                                                                             Financial materiality


                                                      Our properties have faced an increase occurrence of flooding due to high rainfall events experienced
                                                                                                                                                                   Damage to buildings can incur significant financial losses, including repair costs,
               Floods                                 in Indonesia. These floods not only cause property damage and operational disruptions but also pose a
                                                                                                                                                                   potential business interruption and an increase in insurance premiums.
                                                      threat to the safety of our stakeholders.


                                                      Prolonged periods of abnormally low rainfall may lead to droughts and a shortage of water. This poses        Droughts can lead to landscape deterioration, reducing property values &
               Droughts                               significant social impacts on our stakeholders as disruptions in water supplies can impact on their health   affecting long term property demand. Droughts will also lead to increased costs
                                                      and safety.                                                                                                  for water sourcing, treatment, and distribution thus increasing operational costs.


                                                                                                                                                                   Increased variability in precipitation, including more frequent and intense rainfall
                                                      Changes in precipitation patterns, including prolonged rainy seasons and the presence of tornadoes or        events could cause damage to property and infrastructure, disruption of supply
               Heavy precipitation (storms)
                                                      typhoons, could potentially impact on the safety of our stakeholders by creating hazardous conditions.       chains, and business interruption. These can incur significant financial losses,
  PHYSICAL




                                                                                                                                                                   including repair costs.


                                                      Higher temperatures could lead to increased absenteeism among our workforce due to heat-related              Higher temperatures will lead to an increase in operating costs due to increased
               Higher temperatures
                                                      illnesses or discomfort, ultimately resulting in lower overall productivity.                                 cooling demands.



                                                                                                                                                                   Landslides due to heavy torrential rain or earthquakes may lead to decreased
                                                      Landslides can occur rapidly and with little warning, causing fatalities and injuries to those in affected
               Landslides                                                                                                                                          property values and result in costly repairs from damage to property and
                                                      areas. Landslides can damage critical infrastructure and hinder access to healthcare.
                                                                                                                                                                   infrastructure.


                                                                                                                                                                   Rising sea levels can lead to the erosion of our land bank and damage/devaluation
               Extreme waves & coastal abrasion       Rising sea levels can increase the risk of waterborne diseases due to saltwater intrusion into freshwater
                                                                                                                                                                   of properties near coastal areas, and increased costs from investment in coastal
               (rising sea levels)                    sources and increased flooding.
                                                                                                                                                                   infrastructure adaptation measures.


               Greater expectations and               There may be a shift in stakeholders’ preferences towards more sustainable products and the inclusion
               demand from customers and              of ESG considerations in our decision-making processes. Failure to meet industry standards and the           Customers may shift their preferences towards more sustainable alternatives,
               investors for more sustainable         expectation of stakeholders could result in weaker demand as well as loss of reputation and investor         leading to a decline in sales and revenue.
               products and services                  confidence.


               Disruption of new (low emission)       Our current technology may become obsolete. Technological obsolescence threatens our efficiency,             Significant upfront costs and technological barriers can hinder the adoption of
               technology                             competitiveness, and ability to serve customers effectively.                                                 low-emission technologies, leading to higher transition costs.



                                                      We may face stricter regulations on urban planning and construction, including mandatory building
               More stringent building                                                                                                                             This may lead to an increase in costs due to mandatory investments required for
  TRANSITION




                                                      codes. The strengthening of health and safety regulations translates to tangible benefits for customers,
               regulations                                                                                                                                         asset enhancement and retrofitting to comply with regulations.
                                                      such as safer products, healthier environments, and greater peace of mind.


                                                      As the Indonesian energy system progressively transitions away from fossil fuels, we may experience
                                                                                                                                                                   This could lead to an increase in operating costs across all 3 segments, Healthcare,
               Increase in energy cost                higher fossil fuel prices and greater price fluctuations. Increased fossil fuel energy costs can lead to
                                                                                                                                                                   Real Estate & Lifestyle.
                                                      decreased demand, potentially resulting in lower carbon emissions.


                                                      The Indonesian government has plans to implement a carbon tax on carbon-intensive industries in the
               More stringent carbon tax              near future. This aims to reduce the emissions of carbon pollutants, thereby mitigating their contribution   This may result in increased operational costs for properties with high emissions.
                                                      to climate change.



               Increase in cost of materials and                                                                                                                   This might increase operational costs; we may also incur additional costs from
                                                      Disruption in supply chains possibly leading to a shortage of raw materials, equipment and labor.
               equipment                                                                                                                                           switching to low-carbon materials and more energy-efficient equipment.




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            Climate-related
                                                 Climate-related opportunities and potential impact                                                                   Strategies to capture opportunities
             opportunities

     Development of new sustainable                                                                                              We continue to strive for green building certification for our existing properties and new products. We will also
                                        Creating greener products and services to tap into new groups of customers
     products or services through R&D                                                                                            step up our engagements with key stakeholders and partners to better capitalize on demand for more sustainable
                                        who place a high focus on sustainability.
     and innovation                                                                                                              products and services.


                                                                                                                                 We have completed multiple feasibility and site studies for solar photovoltaic installation at our properties, with
     Shift towards renewable energy     Using renewable energy sources such as solar power instead of conventional
                                                                                                                                 the aim of installing rooftop solar panels across our portfolio of assets. We have also switched to bio-based fuel in
     sources                            fossil fuel can result in cost saving.
                                                                                                                                 compliance with the Indonesian government’s regulations.


                                        Upgrading to more efficient equipment enables us to reduce operating costs
                                                                                                                                 We continue to conduct energy audits and explore asset enhancement initiatives that enable us to leverage the
     Adoption of green technology       in the long run by reducing energy consumption and improving our water and
                                                                                                                                 benefits of green technology.
                                        waste management.



                                        Tapping on sustainable finance will improve our access to financing, lower our
     Sustainable finance                                                                                                         We will explore sustainable finance opportunities based on our ESG targets.
                                        cost of capital and increase collaborations with banks and financial institutions.




This year, we broadened the scope of our TCFD report to include sustainability-related
risks and opportunities, aligning with recommendations from the International
Sustainability Standards Board (ISSB).


Our sustainability risk assessment comprised the following stages:
1.     Review of material topics, risks & opportunities identified by the Sustainability
       Accounting Standards Board (SASB) in the Real Estate and Real Estate services
       industry
2. Conducted a focus group discussion with management representatives from each
       business unit to validate sustainability material topics and risks
3. Carried out a survey to prioritize sustainability risks based on both their financial
       materiality (potential impact on our business) and impact materiality (potential
       impact on the environment and society)
4. The prioritized risks were reviewed by the ESG working group and approved by the
       ESG Committee


A detailed description of our sustainability-related risks and opportunities can be found
in the following tables.




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 Sustainability-related Risks                                                Impact Materiality                                                                                   Financial Materiality


                                                                                                                                               Building energy performance is a notable driver of tenant demand, because it allows tenants
                                   Building energy performance is a key factor influencing tenant demand. We recognize energy-efficient
                                                                                                                                               to control operating costs. Entities that effectively manage asset energy performance may
 Tenant Demand                     and resource-conscious buildings being increasingly sought after. Implementing energy efficiency
                                                                                                                                               realize an increase in tenant demand. Rental rates and occupancy rates, all of which drive
                                   initiatives directly reduces the amount of carbon emissions we generate through building use
                                                                                                                                               revenue and asset value appreciation

                                   Our buildings consume significant amounts of water in their operations, through water fixtures,
                                                                                                                                               Water consumption operating costs may be significant depending on property type, tenant
 Resource Consumption - Water      building equipment, appliances and irrigation. In water-stressed regions, excessive water use can
                                                                                                                                               operations, geographical locations and other factors.
                                   deplete fresh-water resources and damage fragile ecosystems

                                                                                                                                               Energy costs may be borne by entities or property occupants. As a real estate owner
                                   Our real estate assets consume significant amounts of energy. Energy consumption is a significant
 Resource Consumption - Energy                                                                                                                 that assumes direct responsibility for energy costs, such costs often represent significant
                                   contributor to greenhouse gas emissions and environmental degradation
                                                                                                                                               operating costs


                                   Energy pricing volatility, a general trend of electricity price increases and energy-related regulations    Increased and uncertain energy costs or regulations can erode profit margins, making our
 Energy Related Regulations
                                   can disrupt operations leading to potential output reductions or supply chain disruption                    business less competitive in the market.


                                   The current labor market is becoming increasingly competitive, with more organizations vying for the        Hiring employees who lack the necessary skills and experience can require substantial
 Labor Practices - Hiring
                                   same talent. This heightened competition can lead to a shrinking pool of qualified candidates               training and development investments


                                   A reputation for discrimination or a lack of diversity creates a negative brand image and may actively      Investors who prioritize environmental, social, and governance (ESG) factors may be less
 Labor Practices - Diversity
                                   discourage talented individuals from seeking employment                                                     inclined to invest in companies with poor diversity and inclusion practices


                                   We recognize the importance of training our employees, investing in their development is crucial for        The lack of proper training for employees can have significant financial implications. The
 Labor Practices - Training        both individual growth and organizational success. By providing comprehensive training programs, we         increased need for supervision, coupled with potential errors and the resulting rework,
                                   empower our employees to acquire new skills and perform at their highest potential.                         directly contributes to higher labor costs

                                                                                                                                               Legal proceedings can also lead to costs, such as management time diverted from core
                                   Negative publicity and a decline in public trust can severely damage our company's brand image,
 Fines & Penalties from fraud                                                                                                                  business activities, reputational damage that impacts business opportunities, and potential
                                   eroding consumer confidence and impacting customer loyalty
                                                                                                                                               fines or penalties if the company is found liable

                                   A high incidence of workplace injuries and illnesses puts a significant strain on local healthcare
                                   systems. This increased demand can divert resources away from other essential healthcare needs              Employee absences stemming from occupational health and safety incidents directly
 Health & Safety
                                   within the community, potentially impacting the availability and quality of care for non-work-related       diminish overall productivity by reducing available workforce hours and disrupting workflows.
                                   health issues


                                   Cybersecurity is essential for safeguarding sensitive personal information from theft and misuse. Data      Cybersecurity incidents can erode public trust in our business, leading to brand reputation
 Cyber Security
                                   breaches can lead to identity theft, financial fraud, and emotional distress                                damage and a loss of customers


                                                                                                                                               Some jurisdictions create financial incentives or penalties that are dependent on quality-of-
                                   We may improve health care outcomes and preserve brand value by developing programmes to                    care outcomes. Serious reportable events and unplanned readmissions may provide insight
 Quality of Care
                                   reduce excessive patient readmission rates and hospital-acquired conditions                                 into the extent and timing of the associated impacts on revenue, reputation, and cost of
                                                                                                                                               capital.

                                   Healthy ecosystems are linked with the economic and financial performance of local communities
                                                                                                                                               Poor environmental protection practices may preclude hotels from obtaining new
                                   and businesses. The influx of tourists and the resulting waste generated by hotels may present risks
 Other Ecological Impacts                                                                                                                      construction licences in these sensitive areas and could, in the long term, diminish natural
                                   to sensitive ecosystems such as coral reefs and nature preserves. Our housing and commercial
                                                                                                                                               attractions for tourists that generate revenue for communities and hotels
                                   construction can also have a negative impact on the environment.




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     Sustainability-related
                                                                            Sustainability-related opportunities description and potential impact                                                                           Strategies to capture opportunities
        opportunities

                                                                Manage and monitor energy consumption by leveraging our ESG data management platform.                                       Modernize our building infrastructure by retrofitting existing structures and replacing
 Resource Consumption - Energy                                  Conduct energy audits to identify areas of improvement, in-depth hotspot analysis to pinpoint energy                        outdated equipment with energy-efficient alternatives. These improvements significantly
                                                                waste, and the development of strategies to unlock potential cost and energy savings                                        reduce energy consumption, leading to lower operating costs and a smaller carbon footprint

                                                                Ensure that cybersecurity measures are integrated throughout all business units and the supply chain.
                                                                                                                                                                                            Educate employees and customers about responsible technology use and data handling.
 Cyber Security                                                 Potential Impact includes improved supply chain resilience, enhanced brand trust and customer
                                                                                                                                                                                            Establish policies designed to safeguard customer and client data.
                                                                loyalty.




     CLI M A T E R E L AT E D RIS K AN D O P P O RTUNI TI E S (CRRO )                                                                                  SUSTA I NA B I LITY R EL ATED R IS K AN D OPPOR TUN ITIES (S R R O)




                               Greater expectations /
                                   demand from                                                                                                                                                                               Cyber Security
                               customers / investors                                                             Heavy precipitation                                                                                                                                   Resource Consumpstion
                               for more sustainable
                             AFFORDABLE      HOUSING                                                                 (Storms)                                                                                                                                                 (Energy)
                                products & services
                                                      Disruption of new
                             2030 TARGET                       2024 PERFORMANCE                                                    Floods
                                                        (low emission
                                                          technology)                                                                                                          Labor Practices - Hiring
                             At least 90% of sold homes         95.5% of sold homes
                             priced under Rp 2 billion1         priced under Rp 2 billion
                             each year
                                                                                                                                                                                           Tenant Demand
     Financial Materiality




                                                                                                                                                       Financial Materiality
                                                                                                                      Higher Temperatures                                                                             Resource Consumption
                                                                                                                                                                                                                             (Water)

                                                                               Droughts
                                                                                                                                                                                                                                  Ecological Impacts
                                                                                                                              Landslides                                       Energy Related
                                   Increase in
                                  energy costs                                                                                                                                  Regulations
                                                                             Extreme waves & coastal
                                                                            abrasion (rising sea levels)                                                                               Fines & Penalties
                                            Increase in cost of
                                                                                                                                                                                          From Fraud
                                           materials & equipment

                                                                                                                                                                                                          Labor Practices
                                                                                                                                                                                                            (Training)

                                    More stringent
                                     carbon tax                       More stringent                                                                                           Quality of Care                    Labor Practices                         Health & Safety
                                                                    building regulations                                                                                                                            (Diversity)


                                                                               Impact Materiality                                                                                                                            Impact Materiality


                                                                                                                                                                                                      Enhancing Quality of Life                Investing in Our People
                                                                   Physical Risk                       Transition Risk
                                                                                                                                                                                                      Caring for Our Environment               Championing Best Practices



                                          Moderately Material                    Highly Material                  Critically Material                                                    Moderately Material                   Highly Material                   Critically Material




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Climate Scenario Analysis                                                                 In a RCP 2.6 scenario, which represents a best-case                                                                             PHYSICAL RISKS
In 2023, we conducted climate scenario analysis,                                          scenario, global greenhouse gas emissions are stabilized
                                                                                                                                                                                             Flood                                         Droughts
forecasting the potential impact of identified physical                                   by mid-century, limiting the average global temperature                                            Landslide                                     Extreme waves & coastal
and transition risks on our businesses, investments,                                      increase to around 2°C above pre-industrial levels.                                                Extreme variability in weather
                                                                                                                                                                                                                                           abrasion (risen sea levels)

                                                                                                                                                                                             patterns and precipitation                    Heat stress
and assets. The scenarios analysis exercise covers the                                    Intensive climate policies would be required over the
                                                                                                                                                                                             patterns
organization’s resilience over two RCP4                       scenarios @–                next few years globally, including the participation
                                                                                                                                                                                                                      TRANSITION RISKS5
RCP 2.6 and RCP 8.5. Our model and evaluation are                                         of    underdeveloped              countries        with      assistance         of
based on climate scenario RCP 2.6 and RCP 8.5, where                                      governmental aid or a developed, wealthy nation to                                                 Disruption of new (low emission) technology

                                                                                                                                                                                             Greater expectations and demand from customers and investors for more
global temperatures are limited to 2°C and 4°C by 2100                                    achieve those climate change reduction policies. In this
                                                                                                                                                                                             sustainable products and services
respectively. Our time horizons cover 2030, aligning with                                 scenario, transition risks are prevalent, and physical risks
our Sustainability Agenda and 2100, adhering to TCFD                                      are low as significant effort and measures are taken to
                                                                                                                                                                                                                              PHYSICAL RISK
best practices. As part of our scenario analysis, we have                                 mitigate climate change, strict regulation and policies                                     Year
                                                                                                                                                                                                                           Extreme                        Heat       Sea Level
                                                                                                                                                                                                  Flood      Landslide                     Drought
also collected physical risk impacts from all business units                              are required for global temperatures being limited to 2°C                                                                        Weather                       stress        Rise

                                                                                                                                                                                      2030
and examined the risks that have affected us in recent                                    by 2100.
                                                                                                                                                                                      2100
years. The aim is to assess the financial implications of
                                                                                                                                                                                      2030
these physical risks, identify the most common risks                                      In a RCP 8.5 scenario, which represents a worst-case
affecting us, and develop strategies to mitigate or adapt                                 scenario where greenhouse gas emissions continue to                                         2100


to them.                                                                                  rise rapidly throughout the century, leading to a much
                                                                                                                                                                                                                              TRANSITION RISK
                                                                                          higher level of global warming. We face an average global
                                                                                                                                                                                       Year                                                Greater expectations and demand
Country Level Analysis – Physical & Transition Risks                                      temperature increase of 4°C or more by the end of the                                                   Disruption of new (low emission)         from customers and investors for
                                                                                                                                                                                                            technology                      more sustainable products and
At country level, we identified the potential impact                                      century. In this scenario, physical risks are prevalent, and                                                                                                 services


of transition and physical risks in 2030 and 2100 by                                      transition risks are low as RCP 8.5 assumes a trajectory                                    2030


using external data sources such as Buku Indeks Risiko                                    with a significant increase in greenhouse gas emissions,                                     2100


Bencana Indonesia (IRBI), Climate Central, Climate                                        particularly carbon dioxide. This results in a more                                         2030


Knowledge Portal, INFORM Risk Index, and Aqueduct.                                        pronounced warming effect on the Earth’s climate and                                         2100


Please refer to “Appendix - Climate Scenario Analysis” on                                 secondary effects of other physical risks such as flooding
                                                                                                                                                                                     LEG EN D
page 105 for more details on the potential impact of each                                 and heavy precipitation are increased.                                                                     RCP 2.6 scenario                     Low

physical and transition risk in Indonesia.                                                                                                                                                           RCP 8.5 scenario                    Medium

                                                                                                                                                                                                                                          High




4
 Representative Concentration Pathways (RCPs) are a set of scenarios that describe possible future changes in greenhouse gas concentrations in the atmosphere. These scenarios are used by climate scientists to model how the Earth’s climate might change in
the future. The Intergovernmental Panel on Climate Change (IPCC) developed the RCPs. They are not predictions, but simulations that help scientists understand how the climate might change depending on our emissions choices. The IPCC uses four main RCPs,
ranging from very low emissions (RCP 2.6) to very high emissions (RCP 8.5). Each scenario translates into a potential range of global temperature increase by 2100.
5
  In the climate risk assessment conducted last year, we examined additional transition risks, including the implications of a more stringent carbon tax, enhanced building regulations, increasing energy costs, and increased costs for materials and equipment.
After thorough analysis, it was determined that these transition risks are not significant for our particular sectors in Indonesia based on existing policies and regulations in the near to mid-term. We commit to regularly reviewing and monitoring any shifts in the
landscape, updating our climate risk evaluations annually.


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                                                                                                                                                                     Risk Management [IFRS S1-44] [IFRS S2-25]

                                                                    Climate Risk Impact Under Scenarios
                                                                                                                                                                     We have a well-established process to identify, manage,
                                                                                                                                                                     and monitor risks. Climate, sustainability and operational
                                                                                                                                                                     risks are assessed at the business unit level, by type of
                                                                                                                                                                     asset/operation and geographical location. The Group
           C LI M ATE RI S K I M PACT




                                                                                                                                                                     Sustainability and Group Risk Management Functions
                                                                                                                                                                     collaborate to liaise with the respective Risk Owners who
                                                                                                                                                                     are responsible for identifying and monitoring risks within
                                                                                                                                                                     their businesses. All risks identified are included in our risk
                                                                                                                                                                     register, and risks are prioritized based on an impact &
                                                                                                                                                                     probability assessment. Subsequently, the Risk Manager
                                                                                                                                                                     presents the results of risk identification, assessment
                                                                                                                                                                     and treatment to their respective Senior Management.
                                                          His torical                  2030                                               2100                       The BoD and BoC oversee the implementation of
                                                                                       Y EAR
                                                                                                                                                                     risk management and regularly engage with Senior
                                                     RCP 2 .6 Tra nsi ti on Ri sk                      RC P 8.5 Transition Risk                                      Management teams to review the business strategy.
                                                     RCP 2 .6 P hysi ca l Ri sk                        RC P 8.5 Phy sical Risk


                                                                                                                                                                     Our     approach   to     climate      and   sustainability   risk
                                                                                                                                                                     management is based on the TCFD Recommendations,
Property Level Analysis – Physical Risks                                                  The accuracy of these calculations and results was                         COSO ERM Framework and ISO 3100 Risk Management.
In addition, we analyzed the impact of physical risk on a                                 verified through cross-referencing with historical data.                   Climate risks are integrated in our ERM framework,
total of 113 managed properties (including hotels, offices,                               Our recent records indicate that we have frequently                        which consists of comprehensive risk management
townships, malls, and hospitals) under a RCP 8.5 scenario.                                experienced the impact of extreme weather patterns                         policies and processes, as well as risk monitoring and
In our risk assessment process, we analyzed each physical                                 and floods. On the other hand, landslides and sea level                    control processes. Climate and sustainability risks are
risk on a location-specific basis, and these risk scores                                  rises have occurred less frequently, but the associated                    specifically tabled at the ESG Committee meeting for
were then used to calculate an aggregated risk index.                                     repair costs for damage caused by landslides and sea                       in-depth discussion, including strategies and plans to
To further validate our projections at the property level,                                level rise are substantial. Considering these findings, it                 mitigate these risks. Regular risk training and workshops
we conducted a review on all physical risks that have                                     is imperative that we proactively adapt to physical risks                  are also conducted for both Senior Management and
impacted our business in 2022 and 2023. The purpose of                                    to mitigate costs and minimize the impact on assets. We                    Risk Managers. As we transition to ISSB reporting this
this review was to understand the impact of physical risks                                will continue to study the frequency and impact of these                   year, several trainings and workshops were held to focus
on business disruption, categorize the severity of these                                  physical risks closely going forward.                                      on the identification and assessment of sustainability
risks and determine any associated financial implications.                                                                                                           risks and opportunities.




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Management Response
We have re-calibrated our management responses based on this year’s review of the effectiveness of our existing measures to reduce the frequency and severity of climate risks
(mitigation) as well as minimize the damage and take advantage of opportunities arising from climate change (adaptation).


                                                                                                                                 Mitigation & Adaptation Response
                               Risk
                                                                                              Short Term                                                                                        Long Term

                   Flood                               •   Early warning systems                                                                     •    Install structural protection measures such as dams, flood barriers, etc
                                                       •   Update flood management SOPs                                                              •    Risk informed land planning: consider adopting elevated designs, resilient infrastructure,
                                                       •   Partnerships with government and local communities to prepare for flooding scenarios           nature-based solutions, and sustainable building practices to mitigate potential flooding
                                                           and improve communication                                                                      impacts
                                                       •   More proactive water pumping (Storm Water Flooding Dewatering Pumps)
                                                       •   More frequent checks to ensure canals and drains are unclogged
                                                       •   Obtain comprehensive property insurance that provides coverage for both property
                                                           damage and social damage to safeguard against direct physical losses to property while
                                                           also addressing potential liabilities related to the social impacts of our activities

                   Landslide                           •   Early warning systems                                                                     •    Identify landslide-prone risk areas, avoid building in these areas
                                                       •   Locate high-risk properties in landslide-prone areas and prepare evacuation plans         •    Install monitoring equipment at landslide prone areas
                                                       •   Partnerships with government or local communities to prepare for landslide scenarios
                                                       •   Consult external experts to identify and evaluate landslide-prone risk areas, and to
                                                           reinforce these areas prior to any development
                                                       •   Obtain comprehensive property insurance that provides coverage for both property
                                                           damage and social damage to safeguard against direct physical losses to property while
  PHYSICAL RISKS




                                                           also addressing potential liabilities related to the social impacts of our activities

                   Extreme variability in weather      •   Early warning systems                                                                     •    Forecasting the potential impact of these events and incorporating the anticipated
                   patterns and precipitation          •   Update storm management SOPs                                                                   financial costs associated with extreme weather events into the planning and investment
                   patterns                            •   Regular building inspection and maintenance, especially facades                                phases of a project
                                                       •   Obtain comprehensive property insurance that provides coverage for both property
                                                           damage and social damage to safeguard against direct physical losses to property while
                                                           also addressing potential liabilities related to the social impacts of our activities

                   Droughts                            •   Implement comprehensive water-saving initiatives to address water conservation and        •    Build infrastructure and water reserve projects that focus on capturing and storing
                                                           reduce overall water consumption                                                               rainwater for later use
                                                       •   Expand wastewater recycling and rainwater harvesting operations


                   Extreme waves & coastal             •   Monitoring and evaluate the impact and cost of abrasion                                   •    In-depth evaluation and reconsider property development in areas that are projected to
                   abrasion (rising sea levels)                                                                                                           be impacted by rising sea levels by the year 2100
                                                                                                                                                     •    Implement adaptable measures such as shoreline protection methods (e.g. construction
                                                                                                                                                          of man-made structures, such as jetties, breakwaters, groins, and seawalls)

                   Heat stress                         •   Regular building inspection and maintenance, especially for cooling systems               •    More prevalent technology-assisted heat stress monitoring and thermometers
                                                       •   Establish and enforce comprehensive heat stress policies and guidelines. These            •    Explore designs for green developments/townships which encourage more tree cover,
                                                           documents outline specific protocols for working in high-temperature conditions (e.g.          natural ventilation, covered walkways, etc
                                                           scheduled breaks, hydration measures, adjustments to work schedules) to prevent heat-
                                                           related illnesses




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                                                                                                                                       Mitigation & Adaptation Response
                                  Risk
                                                                                                     Short Term                                                                                       Long Term

                         Disruption of new (low              •   Review current equipment to identify which are energy-intensive and require replacement     •   Increase CAPEX allocation in favour of low-emission technologies
                         emission) technology                •   Monitor technological advancements and switch to new low-emission technology that           •   Whitelist energy-efficient equipment for procurement teams to encourage adoption
  TRANSITION RISKS




                                                                 can reduce energy consumption and costs
                                                             •   Diversify the energy mix to reduce dependence on high-emission equipment or a single
                                                                 low-emission technology

                         Greater expectations and            •   Engage frequently with customers and investors to gauge appetite for green and              •   Incorporate green building principles into planning and design standards
                         demand from customers and               sustainable products                                                                        •   Conduct thorough lifecycle assessments of products and services to identify and minimize
                         investors for more sustainable      •   Conduct gap analysis of housing products and building assets based on green certification       environmental impacts
                         products and services                   standards

                         Resource consumption - Energy       •   Educate employees and customers on short term strategies to lower energy consumption        •   Invest in energy efficient appliances and retro fit buildings with low emission technology
                                                                 such as:                                                                                    •   Build and implement a group wide decarbonization strategy
                                                                 ◊ Turning off lights and air-conditioning when leaving a room.
  SUSTAINABILITY RISKS




                                                                 ◊ Unplugging electronics and appliances when not in use.
                                                                 ◊ Adjust thermostat settings to energy-saving temperatures

                         Cyber Security                      •   Educate employees and customers on Core Cybersecurity Concepts such as:                     •   Establishing a Zero Trust Architecture, assuming no implicit trust. Where every user,
                                                                 ◊ Identifying spam, phishing messages or malware                                                device, and application must be authenticated and authorized before accessing any
                                                                 ◊ Data protection through strong passwords, file encryption, firewall updates or secured        resource
                                                                    wifi usage                                                                               •   Establish an IT team for checks on Vulnerability Management
                                                                 ◊ Physical security through locking laptops and protecting access badges                    •   Conduct external cyber security review using proven framework
                                                                 ◊ Established IT team for checks on Vulnerability Management. Continuously identifying,
                                                                    assessing, and remediating vulnerabilities in systems and applications




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Metrics & Targets [IFRS S1-46,51] [IFRS S2-29,33,34,35,36]                               included in our consolidated financial results for the                                 These       refinements         ensure       that   our   sustainability
                                                                                         period of June to December 2024. This exclusion extends                                commitments             remain        ambitious      while   reflecting
We have set measurable ESG targets under our                                             to all quantitative performance metrics except for PASTI                               evolving operational realities.
Sustainability           Agenda         to      drive      ambition         and          activities.6     Hence, we have taken the opportunity to
accountability in climate action, social impact, and good                                review our targets and make revisions that are better                                  Looking ahead, we have set new long-term sustainability
corporate governance. Our Sustainability Agenda aligns                                   aligned with LPKR’s new operational footprint.                                         targets, including supporting one million beneficiaries
our corporate policies and business growth plans with                                                                                                                           through PASTI by 2030, certifying 600,000 square meters
our sustainability objectives and strategy to ensure that                                Following         the       successful       achievement            of     key         of our asset portfolio as green buildings, and installing
we take a longer-term view on ESG as we transition                                       sustainability targets, we have raised our goals for water                             5,000 kWp of solar photovoltaic capacity. These goals
towards a more sustainable future. In particular, we seek                                consumption from sustainable sources to at least 30%                                   reinforce our commitment to social impact, sustainable
to support the Indonesian Government’s sustainability                                    each year and increased our treated water target to at                                 development, and renewable energy adoption, driving
agenda, including Indonesia’s Enhanced Nationally                                        least 1,000,000 cubic meters each year. At the same time,                              meaningful change in the years to come.
Determined Contributions. All ESG targets are approved                                   the deconsolidation of Siloam has led to a significant
by the ESG Committee and subsequently tabled for                                         decrease in the number of employees and manhours,                                      For our 2024 ESG performance against our 2030 targets,
approval by the BoD and BoC.                                                             which has adjustments in our operational emissions                                     please refer to pages 17. For the full breakdown of our ESG
                                                                                         baseline, a shift from TRIFR to an LTIFR target of ≤1, and                             performance, including historical comparisons, please
Due to the partial deconsolidation of Siloam from our                                    a revision of training targets to 15 average hours per                                 refer to “Appendix – Environmental Data” and “Appendix
financial reporting, Siloam’s performance is no longer                                   employee and 1,000 ESG training hours annually.                                        – Workforce Data” on pages 101.




6
    As 2024 is our transition year, we continue to consolidate Siloam’s performance as part of our environmental performance. We will re-baseline our environmental performance excluding Siloam from 2025 onwards.




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ENHANCING
QUALITY OF LIFE
At Lippo Karawaci, we are in the business of creating urban
ecosystems for quality living. We are committed to driving
sustainable economic growth and job creation through our
business operations, as well as uplifting the local businesses and
communities whom we partner with. We constantly innovate to
improve our offerings and strive to build trust through customer
service and satisfaction.




     Economic Contribution


     Community Support & Engagement


     Product Innovation


     Customer Service & Satisfaction




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ECONOMIC CONTRIBUTION
EC ON OM I C P E RF O R M A N C E       [OJK C.3, F.2, F.3] [GRI 201]
                                                                                                        Financial Highlights (IDR Billion)                       2022                          2023                          2024


                                                                                          Revenue                                                              14,808.57                     16,990.09                       11,505
As Indonesia’s largest real estate and healthcare operator by
geographic footprint, we are privileged to be able to serve almost                         Net Profit/Loss                                                     (2,692.08)                      50.14                         18,727

265 million customers in 26 provinces and 56 cities. Through our                           Operating Costs                                                      2,842.78                      3,026.90                      3,182.81
business operations, we create direct economic value and jobs for
                                                                                           Employee wages and benefit liabilities                               1,459.43                      1,511.98                      1,107.56
the Indonesian economy, while generating indirect socioeconomic
                                                                                           Post-employment benefits                                              297.99                        325.99                       166.28
impact that benefits various stakeholders within our ecosystem.
                                                                                           Payments to providers of capital                                     1,981.38                      1,929.59                     1,063.56

Direct Economic Contribution                                                               Payments to government                                                633.89                       849.90                        752.63

                                                                                          Share buybacks + dividend payments                                     111.43                        125.59                        22.27
In 2024, LPKR reported IDR 11.5 trillion in revenue, reflecting a lower
                                                                                          Assets                                                               49,870.90                     49,570.82                     53,783.86
YoY figure due to the deconsolidation of its subsidiary, PT Siloam
                                                                                          Liabilities                                                           30,731.01                    29,964.39                     22,836.79
International Hospitals Tbk from June 2024. Assuming a full year of
financial consolidation from Siloam in its Proforma P&L, LPKR would                       Equity                                                                19,139.89                    19,606.43                    30,947.07

have achieved IDR 18.5 trillion in revenue, up 10% YoY. Our Real Estate
                                                                                         Direct economic value generated = Revenue
segment achieved a new record of IDR 6.01 trillion in marketing sales,
                                                                                         Economic value distributed = ∑ Net profit/loss, operating costs, employee wages and benefits, payments to providers of capital, payments to
exceeding the annual target by 12%. Similarly, our Healthcare segment                    government by country, and community investments

showed sustained growth, reflected in its 9% YoY revenue growth and                      Economic value retained = [Direct economic value generated] - [Economic value distributed]

7% YoY increase in both inpatient admissions and outpatient visits.
                                                                                            Business Segment                          Business Unit                                 Sub-Categories                     Customers Served
Our Lifestyle segment demonstrated significant improvement with
34% YoY EBITDA growth due to the stronger operational performance                                                                                                     Residents in Lippo Village Township                    68,000
                                                                                                                        Lippo Karawaci
and cost management of our mall and hotel businesses. Overall,                                                                                                        Residents in Integrated Developments                    9,000
                                                                                           Real Estate
LPKR reported a remarkable turnaround in profitability, largely driven                                                  Lippo Cikarang                                Residents in Lippo Cikarang Township                   72,000
by solid performance in core business segments and benefits from
                                                                                                                        Gowa Makassar Tourism Development             Residents in Tanjung Bunga Township                    27,000
strategic deleveraging initiatives. For a detailed breakdown of our
                                                                                                                                                                      In-patients                                            326,000
financial performance, please refer to the following sections of our
                                                                                           Healthcare                   Siloam Hospitals
2024 Annual Report – “Financial Highlights”, “Management Report”,                                                                                                     Out-patients                                         4,244,000

“Management Discussion and Analysis”, and “Consolidated Financial                                                       Lippo Malls                                   Visitors                                            260,000,000
                                                                                          Lifestyle
Statements”.
                                                                                                                        Aryaduta Hotels                               Guests                                                939,000




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Indirect Economic Contribution                                                                                               Residential Sales (% by units)



The impact generated by our economic activities extends                    100%
                                                                                                 0.2%                                    0.1%                                   0.5%
beyond just financial. We believe that it is our duty to deliver                                 2.8%                                    4.0%                                   4.0%
positive socioeconomic impact to our customers, as well                     95%

as our business partners and the local communities in the
regions where we operate.                                                   90%



                                                                            85%                   97%                                     96%                                  95.5%
Affordability and Accessibility

                                                                            80%
Housing and healthcare are two of the most fundamental
human needs, but there remains a great unmet need for
                                                                            75%
affordable housing and quality healthcare throughout                                               2022                                    2023                                   2024

Indonesia. This is why we prioritize affordability and
                                                                                                           < IDR 2 billion        IDR 2 billion - 5 billion     > IDR 5 billion
accessibility in our real estate and healthcare offers.


Since 2020, we have made the strategic decision to focus
                                                                                                                       Commitment to Providing Quality Living for First Time Buyers
on developing housing products which cater to the needs
of first-home owners, especially millennials. This includes                                                            Indonesia’s property market remains strong, with a housing backlog of
pricing our housing products affordably, at a price point of                                                           12.71 million units. To close this gap, at least 1.5 million homes per year
under IDR 2 billion. Going forward, we are committed to                                                                must be built to meet the growing demand. This requires innovative
maintaining our track record of at least 90% of home sales                                                             solutions and industry collaboration to sustain a pipeline of accessible and
priced under IDR 2 billion every year.                                                                                 sustainable housing development.


In our Healthcare segment, we are dedicated to delivering                                                              Our Company continues to contribute to property market growth by
healthcare services in regions across Indonesia and focusing                                                           developing high-quality residential and commercial properties. In 2024, we
on areas where quality healthcare may face accessibility                                                               successfully sold 6,851 units in total, of which just over 5,000 were landed
challenges. Our commitment extends to establishing a                                                                   residential units. By offering affordable, well-designed living spaces, we
healthcare network that covers over 60% of the country’s                                                               aim to support young buyers in achieving homeownership and long-term
provinces. Affordability and accessibility remain a priority,                                                          investment opportunities with flagship projects such as Cendana Homes,
with more than 40% of our hospital portfolio situated                                                                  XYZ Livin, and Waterfront Uptown driving the majority of sales.
outside of Java. To date, Siloam’s portfolio includes hospitals
and clinics in 23 out of 38 (61%) provinces in Indonesia, with
19 out of 41 hospitals (46%) located outside of Java.


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Siloam has played an active role in providing healthcare        At present, we have 9 CoEs which provide top-class                        For our Healthcare segment, Siloam works closely with
services to the rural and remote areas of Eastern               medical treatment in the following healthcare specialties:                specialist doctors and dentists throughout the country to
Indonesia, including in Papua. To date, Siloam operates         Cardiology,        Oncology,      Neuroscience,         Digestive,        provide quality healthcare services at our hospitals. These
7 community clinics in remote mountainous villages              Orthopedic, Fertility, Pediatric, Cosmetic and a Kidney                   doctors and dentists are not directly employed by us,
in Papua, bringing quality healthcare services to               Transplant Center.                                                        but practice at our hospitals on a full-time or part-time
extremely inaccessible locations. All healthcare services                                                                                 basis, supported by our medical facilities, equipment and
at these Papua clinics are provided free-of-charge, and         I NDI RE CT JO B CRE A TI O N                                             nursing staff. Through our Lifestyle segment, we support
include basic medical services such as immunizations,                                                                                     thousands of tenants who, in turn, employ more people
blood pressure check-ups, first aid services, stunting          Our economic contribution also extends to the jobs                        in their operations. In addition to engaging casual leasing
assessments, screenings for tuberculosis and HIV, as well       created through our larger ecosystem of business                          tenants, many of whom are MSMEs, we actively support
as home visits and local community health education             partners, including contractors, suppliers, vendors, and                  local businesses by providing them with retail spaces
programs. In 2024, we served over 24,490 patients at our        tenants. In the course of our business operations, we                     and curated events where they can sell their goods
community clinics in Papua and received an award from           strive to contribute to the local economy by working with                 and services.
Fortune Indonesia.                                              people and partners based in our areas of operation as
                                                                far as possible.
We also serve the Indonesian public through Badan
Penyelenggara Jaminan Sosial (BPJS) Kesehatan, the              Under our Real Estate segment, we have been working
Indonesian government’s health insurance scheme.                with vendors and outsourcing companies to actively
Siloam has been expanding its network of BPJS-                  hire from within our townships to support our Town
licensed hospitals to make its services available to more       Management Division (TMD) operations. In addition,
patients who are unable to fully pay out of pocket or           within our Lippo Cikarang and Tanjung Bunga townships,
are not covered by private insurance. Out of our 41             all the tenants in our commercial areas are local Micro,
hospitals, 29 treat BPJS patients, with around 2 million        Small, and Medium Enterprises (MSMEs). For example,
BPJS patients treated in 2024. Siloam also operates 30          Lippo Cikarang demonstrates its dedication to food
community clinics nationwide, all of which are either           security by actively collaborating with local MSMEs to
licensed to cater to BPJS patients or offer healthcare          distribute rice. Similarly, Lippo Village partners with local
services free of charge. For additional information on          MSMEs, offer subsidized-priced rice to residents in and
Siloam’s community healthcare initiatives, please refer to      around township. The Pasar Beras Murah event by GMTD,
“Community Support & Engagement” on page 44.                    aimed to support food security and ease the economic
                                                                burden on the community supported by MSMEs.
Siloam has established “Centers of Excellence” (CoEs)
which cater to specific health issues and medical
                                                                                     29/41                          23/72                         ~2 million                        18.2%
conditions prevalent in certain regions in Indonesia.                                BPJS hospitals                 BPJS clinics                  BPJS patients served              BPJS revenue




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Empowering Local Communities
Asta Karya Program

The Asta Karya program highlights Indonesia’s rich cultural traditions, with the 2024 theme focusing on Batik across all Aryaduta
units. Designed to promote cultural appreciation while supporting local MSMEs, this initiative brings together communities, artisans,
and hospitality experiences. At Aryaduta Pekanbaru, the program featured a collaboration with Galeri Batik Riau, showcasing a
fashion show that celebrated local craftsmanship. The event also included a talk show with SLB Pembina Pekanbaru and a canting
batik workshop, allowing participants to engage in the intricate art of batik-making. Similarly, Aryaduta Manado partnered with
Wale Batik Minahasa, a local batik community, to host an educational session where students from SMK1 Manado, Politeknik
Negeri Manado, STIPAR Manado, and SMK Pariwisata Manado were introduced to the traditional techniques of batik-making. This
hands-on experience aimed to foster a deeper appreciation for Indonesia’s cultural heritage among younger generations. Through
these activities, Asta Karya reinforces Aryaduta’s commitment to heritage preservation, community engagement, and sustainable
business empowerment, ensuring that local traditions continue to thrive in a modern landscape.




LOC A L P R OCU R E M E N T                                         procurement expenditure directed towards them. As                   bathroom dry amenities, and laundry baskets from local
                                                                    an iconically Indonesian hospitality group, Aryaduta                artisans. For marketing materials, such as packaging and
We recognize our significant role in influencing the                prioritizes local suppliers and source internationally only         paper bags, we work with local manufacturers. To further
sustainability landscape in Indonesia. This stems from              when products are unavailable or do not meet quality                promote small businesses, we invite MSMEs to showcase
our close collaborations with a diverse range of suppliers,         standards. For operations, we rely on combination of local          and sell their products in designated MSME corners
vendors, contractors, and service providers daily. The              and foreign chemicals only when they are not available in           within our properties. In our real estate, we are dedicated
supply chain for the Real Estate, Healthcare, and Lifestyle         Indonesia. We also work with leading global suppliers for           to fostering strong relationships with local communities
industries encompasses the processes and activities                 technology infrastructure.                                          and businesses. For example, we conduct events
involved in sourcing, producing, and delivering goods                                                                                   throughout the year in Lippo Cikarang such as “Express
and services within these sectors. We are committed                 In 2024, we supported a total of 9,676 MSMEs across our             Your Independence” which provides a platform for local
to ethical sourcing, applying responsible procurement               business operations. These diverse initiatives, spanning            MSMEs to showcase their products and services and
practices and supporting local suppliers in all aspects of          employment opportunities, food security programs,                   weekly “Sunday Market” which provides an opportunity
our operations.                                                     and access to affordable essentials, underscore Lippo’s             for local Bekasi Regency vendors to share their culinary
                                                                    multifaceted approach to community support and its                  creations with the community. Lippo Village assisted in
Through local sourcing, we can make a direct contribution           dedication to making a positive impact on the lives                 donating cement for a mosque, supporting a stunting
to the national economy and job market. It also enables             of those it serves. We actively support local vendors by            prevention program, these initiatives across Lippo’s
us to reduce the generation of Scope 3 emissions in the             sourcing fresh produce from nearby suppliers, including             developments demonstrate a holistic approach to
transportation of supplies. Across the Group, 99.7% of              vegetables, fruits, herbal drinks, local snacks, poultry,           community engagement and economic empowerment.
our suppliers are Indonesian, with the majority of our              and seafood. In addition, we procure decorations,



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COMMUNITY SUPPORT & ENGAGEMENT                                                                                                                  [OJK F.1, F.23-25]



We strive to create a culture of volunteering, aiming
                                                                                                               Lippo untuk Indonesia PASTI (Pintar, Asri, Sejahtera, Tangguh, Independen)
to create a positive and significant social impact in
                                                                                                               embodies the firm and bold spirit that drives our holistic advancement of
the regions where we are active. For us, community
                                                                                                               Indonesia’s sustainability agenda. We are committed to enhancing our quality of
support goes beyond mere philanthropy; it serves
                                                                                                               life for all stakeholders in our ecosystem, to secure a brighter outlook for future
to cultivate and strengthen relationships with our
                                                                                                               generations.
stakeholders. This year, we have actively promoted
employee volunteering in support of meaningful
causes and encourage the exploration of innovative
ways to engage with our communities across
                                                                    Education                  Environment                         Social                            Health                    Economic
various touchpoints. All of our initiatives under
PASTI support Indonesia’s sustainability agenda
and the UN SDGs, as well as the needs of the local                   P IN TA R                      ASRI                       S EJ AHT ERA                      T ANGGU H                  IND EPEND EN
communities we serve. In 2024, we conducted
                                                                    Scholarships             Nature Conservation                 Philanthropy                    Community               MSME Empowerment
1,049 community engagement programs and
                                                                                                                                                                Health Services
activities across our business operations under
                                                                Vocational Training &         Waste and Water                 Community Welfare                                              Local Economic
PASTI programs. In total, we spent over IDR 40                  Skills Development             Management                      & Engagement                Health Awareness                  Development
billion to fund these activities. As part of our
2030 Sustainability Agenda, we aim to support a                 Educational Support           Environmental                   Humanitarian Aid                 Vaccination &              Entrepreneurship
                                                                                                 Awareness                                                       Blood Drives
cumulative total of 5,000 community activities and
1 million beneficiaries through PASTI by 2030.




                                                                 Provide access to           Reduce ecological           Support philanthropic             Improve community              Empower MSMEs and
                                                                 quality education           footprint and raise         causes and community             health and well-being             local economies
                                                                                               environmental                       events
                                                                                                 awareness




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                                                                                          HIGHLIGHTS

     1,049 Activities                               122,842 Beneficiaries                                     IDR    40B+                                     43 Cities
     under PASTI                                    supported by PASTI                                        total CSR spending                              PASTI activity footprint




                                                Environment                                                                                 Education




                                   61 Environmental Campaigns                                                                 263 Training & Educational Programs
                                   19,000+ participants in tree planting,
                                                                                                                              20,000+ beneficiaries in vocational training, school
                                   beach clean-ups, and environmental
                                                                                                                              engagements, and scholarship programs
                                   awareness events



                                                                                                   Economic




                   Social                                                               4,000+ MSMEs
                                                                                        53 events organized by malls, hotels, and
                                                                                        townships to provide a platform for MSMEs

     31,000+ Beneficiaries                                                              and local economic empowerment

                                                                                                                                                                Health
     193 philanthropic activities including
     humanitarian aid and community
     welfare programs                                                                                                                             3,000 Blood Bags Collected
                                                                                                                                                  14,000+ blood donors registrant in 158
                                                                                                                                                  blood donation drives across townships,
                                                                                                                                                  malls, hospitals, and hotels




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                P INTAR                               Education
                                                                                       ASRI                              Environment
                                                                                                                                                          S EJ A HTERA                               Social



   Lippo Cikarang Mengajar                                             Aryaduta Nature Conservation                                               LippoLand Community Welfare and Engagement
   Engaging Schools, Inspiring Futures                                 Actions to Safeguard Shoreline Habitats                                    Clean Water and Food Assistance for Communities

   As part of its commitment to education in Indonesia, Lippo          As part of its ongoing sustainability initiatives, Aryaduta                Lippo demonstrates its commitment to community well-
   Cikarang launched the Lippo Cikarang Mengajar program,              organized a Mangrove Planting and Beach Cleaning event                     being and interfaith harmony through a variety of initiatives.
   targeting elementary schools near the company’s area.               at Tanjung Pasir, in collaboration with the Penjaga Laut                   During the dry season, several areas in Bekasi experienced
   The program took place four times in 2024, with sessions            Community. This event was a key highlight of Aryaduta’s                    water shortages. In response, LPCK provided 5,000 liters
   held at 4 elementary schools, SDN Cicau 01, SDN Cibatu 02,          50th anniversary celebrations, reinforcing the company’s                   of clean water to Sukamukti Village, Bojongmangu. This
   SDN Cibatu 03, and SDN Cibatu 01. Through this initiative,          commitment to environmental conservation. During the                       initiative aimed to support the local community by ensuring
   around 10 employees volunteer as teachers, fostering a              event, participants planted 1,000 mangrove seedlings and                   access to clean water for their daily needs.
   spirit of volunteerism while educating students on waste            conducted a comprehensive beach clean-up to support the
   management and the impact of plastic waste.                         sustainability of coastal ecosystems. These activities aimed to            Meanwhile, as part of GMTD’s commitment to social
                                                                       restore vital mangrove habitats and promote environmental                  responsibility, the company organized the “Jumat Berbagi”
   The program offers hands-on activities to help students             awareness among volunteers and the local community.                        (Friday Sharing) program this year, in Tanjung Bunga,
   recognize eco-friendly plastics and explore biodegradable                                                                                      Makassar. This initiative provided food packages to 100 low-
   alternatives like cassava-based plastics. At the end of each        In Bali, Aryaduta partnered with the Bali Hotel Association                income residents per event, helping them meet their daily
   session, Lippo Cikarang donates two PCs to each school to           (BHA) for a large-scale beach cleanup initiative, with four                needs. In addition, GMTD employees volunteered to distribute
   support teaching and administrative needs, and distributes          participating hotels and 120 volunteers coming together                    food packages to 50 residents, easing their economic
   books donated by employees to enrich reading materials.             to preserve the island’s coastal beauty. Furthering its                    burden. The program was well received, reinforcing GMTD’s
                                                                       dedication to marine conservation, Aryaduta collaborated                   positive relationship with the community.
   Lippo Cikarang Mengajar also inspires students to explore           with Yes Go Indonesia Action (YGIA), to conduct a cleanup
   career opportunities and their future aspirations. Both             at Nain Island and deliver waste education programs for                    Finally, in Sekolah Dian Harapan, Lippo extended its care by
   students and teachers highly value the program for raising          children in the Bunaken Area, Manado. This initiative aimed                distributing Eid gift packages to orphans, underprivileged
   environmental   awareness    and   enhancing      educational       to ignite environmental awareness in local communities                     individuals, and the elderly, bringing joy and support to
   resources.                                                          while promoting responsible waste management practices.                    vulnerable members of the community.




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                                                 T AN GGUH                                                                     Health
                                                                                                                                                         INDEP ENDEN                                   Economic



     Siloam SELANGKAH                                                                                                                              Lippo Malls Empowering MSMEs
     Advancing Breast Cancer Awareness and Free Screening                                                                                          Strengthening Local Communities Resilience

     The fight against cancer is not just an individual battle, it   •   More beneficiaries screened: As of 2024, 27,841 women                     Lippo Malls partnered with the Bekasi Regency Tourism
     is a collective effort that requires strong collaboration and       have received free breast cancer screenings, exceeding                    Office to host the Gebyar Pariwisata dan Ekonomi Kreatif
     commitment. As part of Siloam Hospitals Group’s ongoing             last year’s figures.                                                      (GEBRAK) event at District 1 Meikarta. The event highlighted
     dedication to cancer treatment and early detection in           •   Increased hospital participation: Expanding from 14                       400 local and expatriate MSMEs, representing Korean,
     Indonesia, we have expanded the SELANGKAH (SEmangat                 hospitals in 2023 to 21 participating hospital units (HUs) in             Chinese, and Japanese communities. Attracting 3,000
     LAwan KAnker) program in 2024, building on the successes            2024, with plans for further growth in the coming years.                  visitors, the event offered a variety of activities, including
     of the previous year.                                           •   Enhanced      accessibility:   Conducting    screenings     in            exhibitions, talk shows, a tourism content competition, group
                                                                         Lembaga Pemasyarakatan Perempuan, Puskesmas, and                          gymnastics, and a parade. Lippo Malls played a key role in
     Due to the overwhelmingly positive response from the                underserved communities to reach those with limited                       the event’s success by providing the venue, operational
     community, the SELANGKAH program has been extended                  healthcare options.                                                       support, and facilitating MSME onboarding. This successful
     into 2024 with 21 participating hospitals. By the end of        •   Strengthened stakeholder partnerships: Collaborating                      event underscored the power of collaboration and LMI’s
     the year, the program has successfully screened 27,841              with corporations, local governments, and community                       commitment to supporting MSMEs, the creative economy,
     women across Indonesia, providing critical early detection          organizations to expand outreach.                                         tourism, and regional economic sustainability, with plans for
     services to those in need. This year, we have also expanded     •   Integrated AI technology in some locations: Leveraging                    similar events in the future.
     the breast ultrasound screening efforts by bringing the             AI-assisted breast ultrasound screening for more precise
     program directly to various locations, including Lembaga            and efficient detection.
     Pemasyarakatan Perempuan in multiple cities, Puskesmas,         •   Additional community engagement initiatives: Including
     and other locations.                                                educational campaigns, health talks, and workshops to
                                                                         raise awareness on early detection.
     These initiatives aim to reach women with limited healthcare
     access and ensure that early detection becomes more
     accessible to vulnerable populations. Key Improvements
     from 2023 are the following:




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PR O D U CT I N N OVAT I O N                                                          [OJK F.26]                                                Clinical Breakthroughs

                                                                                                                                                Siloam Hospitals continues to achieve medical
In today’s dynamic business environment, innovation is               high-profile launch of Cendana Suites, The Hive as well as                 excellence       through     specialized        healthcare
key to delivering quality products and services that can             our premium offering The Colony. We have also launched                     services. The ASRI Kidney Transplant Center has
meet our customers’ evolving needs and enhance our                   several new series such XYZ Livin, Q Livin, 9en Collection,                successfully performed 413 kidney transplants,
market position in the long run. Our product innovation              Q Series and Blackslate series in our townships. These                     offering life-saving treatments to patients in need.
strategy includes research and development to analyse                new series offers diverse style, size and function for each                In addition, MRCCC Siloam Hospitals Semanggi
and capitalize on the latest market trends, deepening our            home buyer, for example Blackslate offers a helpers                        has been recognized as one of the best specialized
areas of specialty, as well as leveraging digital channels           quarter and cleaning area enhancing convenience and                        hospitals, providing advanced cancer care and
and new partnerships to enhance our offerings. Our R&D               privacy while 9en collections are able to accommodate                      innovative treatment options.
efforts help us to identify emerging needs so that we are            families of different sizes.
well-positioned to provide the most relevant offerings.                                                                                         Siloam also strengthens its role in medical tourism,
At the same time, we are also constantly innovating                  Healthcare                                                                 with BIMC Nusa Dua serving as a leading medical
to improve customer service and satisfaction – these                                                                                            tourism center for international patients seeking
initiatives are separately outlined on pages 51.                     Our Healthcare segment is dedicated to remaining at                        world-class healthcare. Meanwhile, the SHPL
                                                                     the forefront of medical innovation and discovery. This                    Blastula IVF Clinic continues to support families
Real Estate                                                          commitment is demonstrated through the increasing                          with cutting-edge fertility treatments, reinforcing
                                                                     integration of cutting-edge technologies like Artificial                   Siloam’s       commitment         to   high-quality   and
While our real estate development business has seen                  Intelligence (AI) to enhance diagnostics, treatment                        accessible medical care.
significant success with the Cendana Homes series,                   planning, and patient care. In addition, Siloam’s integrated
we have introduced several new housing products at                   Clinical Research Services (CRS) support the healthcare
diversified price points to cater to the different needs             industry, collaborating with over 30 CROs (Contract
and lifestyles of the next generation of young urban                 Research Organization), academics, and sponsors with
dwellers. These products have been developed based                   75% of collaborations coming from international partners.
on extensive market studies and ethnographic research
to better understand the various profiles of Indonesian              This year Siloam has expanded with the establishment
millennials,   including    their   living   preferences       and   of   an    Advanced         Cardiac   Care    Clinic,   enhancing
broader life aspirations. Our overall approach to project            cardiovascular services for patients. In addition, we have
development has evolved in recent years, as we move                  introduced new specialized neurological and oncological
away from designing individual home units to creating                services, specifically Vagus Nerve Stimulation and
vibrant living environments centered around community                Endoscopic Ultrasound-guided Radiofrequency Ablation,
building. Our diversified product range includes the                 marking significant advancements in patient care.




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                                                                        Lifestyle                                                                    Palembang Square is being revitalized with a focus
   New Services Established                                                                                                                          on visitor comfort and accessibility improvements.
                                                                        Our Lifestyle segment has pioneered new products and                         Cibubur Junction is leveraging its strategic location with
   Siloam has expanded its service offerings with the
                                                                        services, effectively meeting the evolving demands of                        modern design and customer-centric enhancements.
   introduction of two advanced medical procedures:
                                                                        our customer base. In 2024, we leveraged data analysis                       Finally, Lippo Plaza Ekalokasari Bogor is undergoing
   Vagus       Nerve     Stimulation,         a    neurological
                                                                        to enhance the experience for both visitors and tenants.                     improvements to its main entrance, atrium, and other
   intervention, and Endoscopic Ultrasound-guided
                                                                        Key initiatives focus on enhancing the customer                              key areas.
   Radiofrequency Ablation, an innovative oncology
                                                                        experience and optimizing operations through data-
   treatment.      These     new       services    represent      a
                                                                        driven strategies. These include parking optimization                        For our hotels, Aryaduta focused on improving guest
   significant step forward in patient care, providing
                                                                        to increase mall traffic and promote public transport,                       experiences through reopening of facilities and culinary
   specialized treatment options for neurological and
                                                                        targeted marketing using customer data for personalized                      enhancements.        Several         properties    reintroduced
   oncological conditions.
                                                                        engagement         (piloted   at     Lippo     Mall   Puri),    loyalty      key amenities, such as RJ’s at Aryaduta Bandung, which
                                                                        program enhancement by migrating the STYLES app                              now offers an upgraded entertainment experience
   Siloam      leverages     AI   to    enhance      healthcare
                                                                        to the Zu platform, free parking campaigns informed by                       and the ARYA Club Lounge at Aryaduta Medan, which
   efficiency,    accuracy,       and    patient     experience.
                                                                        transaction data to encourage longer visits and spending                     provides elevated service. Dining spaces were expanded,
   AI-powered        medical        record        management
                                                                        and gathering mall visitor insights via surveys and data                     with PAON at Aryaduta Kuta Bali offering beautiful ocean
   streamlines       documentation,          enabling       faster
                                                                        analysis to improve marketing and event planning.                            views and Imperial Klub Golf extending its outdoor
   diagnoses and reducing administrative burdens.
                                                                        Significant      renovations       and       revitalization     efforts      seating closer to the lake. Culinary innovations featured
   AI-driven analytics and inventory management
                                                                        were carried out at our real estate properties. For                          a shift to energy-efficient electric chafing dishes. Meeting
   improve       financial   decision-making,          automate
                                                                        example, Plaza Semanggi is being transformed into                            spaces were modernized with digital signage, while
   tracking, and optimize inventory processes. These
                                                                        Lippo Mall Nusantara, a modern retail and cultural                           Aryaduta Country Club unveiled a refreshed lobby and
   advancements benefit doctors, patients, and
                                                                        destination featuring sky dining and a cultural center.                      the Panda Kids Club, creating a more welcoming and
   management          by    enhancing        communication,
                                                                                                                                                     family-friendly atmosphere.
   reducing costs, and providing real-time insights.




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     Business Intelligence                                            Gajah Mada Plaza                                                 Park Serpong Beach Club

     Lippo Malls leverages business intelligence to                   Established in 1982, Gajah Mada Plaza has undergone              Park Serpong Beach Club offers a distinctive
     improve decision-making and optimize marketing                   a comprehensive building rejuvenation process,                   hospitality experience, combining a thoughtfully
     strategies across its mall portfolio. By analyzing               including the redesign of interiors, usage of more               curated selection of facilities to create a seamless
     consumer behavior, foot traffic, and sales data,                 resource efficient equipment, and enhanced tenant                blend of relaxation and functionality. Featuring a
     Lippo Malls can identify trends and tailor strategies            management. This transformation aims to offer a                  coffee shop, main dining restaurant, private pool,
     to enhance tenant performance and customer                       new, more luxurious, and modern atmosphere. In                   chapel, and meeting rooms, the venue is designed
     engagement.                                                      addition to revitalizing the physical structure, Gajah           to cater to diverse guest needs while embracing a
                                                                      Mada Plaza has introduced several supporting                     refined beachside ambiance. The atmosphere and
     This data-driven approach allows Lippo Malls to                  facilities, including:                                           menu selection are carefully crafted to align with
     implement     targeted     promotions,      personalized         •   Luxurious design upgrade                                     the club’s coastal concept, enhancing the sense of
     marketing,   and    efficient   mall    operations.      By      •   Rooftop swimming pool                                        tranquility and leisure. This versatile setting allows us
     continuously refining strategies based on real-                  •   Tenancy improvement                                          to attract a wide range of market segments, making
     time insights, Lippo Malls ensures its malls remain              •   Expanded food court                                          it an ideal destination for social events, casual dining,
     competitive, adaptive, and aligned with evolving                 •   Future infrastructure integration                            private meetings, weddings, and family gatherings.
     market demands.




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CU STO M E R S E R VI C E & S AT I S FACT I O N                                                                                                   [OJK F.17]



We are committed to consistently delivering high-quality                     cornerstone of our commitment to service excellence.                       IPL    and     starter   vouchers       for   services   including
products and services to our customers. This year, our                       One key metric used to gauge customer satisfaction is                      Klicknclean, Lalamove, Maureno, MyRepublic, Zu, and
focus has been on improving our digital platforms and                        the Customer Satisfaction Score (CSAT). In 2024, Lippo                     Voltron. To strengthen core processes, Lippo established
engagement channels to ensure that our customers                             Village received a Customer Satisfaction Index (CSI) of                    a Customer Focus Unit to conduct pre-handover
receive timely, targeted and useful information.                             4.53 while Lippo Cikarang received a CSI of 5.                             evaluations prior to property transfer. The complaint
                                                                                                                                                        and feedback system has also been improved through
CU STOM E R E N G A G E M E N T & W E L L -B E I NG                          LippoLand has introduced new services to enhance the                       clearer role specialization within the Customer Service
                                                                             residential experience in its townships. The “Ready to                     team, enabling faster and more targeted responses in
We take customer feedback very seriously and are                             Move In” program by Maureno provides tailored furniture                    areas such as permits, complaints, BPL payments, and
continuously improving our customer experience. Digital                      and electronics packages for new homeowners. At Park                       deposit requests, thereby improving overall customer
improvements have been made such as instant receipt                          Serpong, the Prepaid IPL Program offers complimentary                      satisfaction.
of email notifications once a complaint is resolved as well
as complaint escalation channels.
                                                                                  Digitizing Township Management

Real Estate                                                                       LippoLand has several IT initiatives to digitize and improve          support. This chatbot enhances customer experience by
                                                                                  customer experience such as a customer portal with OTP                offering instant responses, handling inquiries, and assisting
We    continually       strive    to    enhance      the      customer            verification for billing and document access, online sales            with various services at any time. With AIdriven capabilities,
experience through redesigning buildings and spaces,                              with WhatsApp transaction order notifications and LEAP, a             LIA ensures efficient and seamless communication, making

implementing        digitization,         and     launching        new            mobile customer portal for billing and renovation permits,            it easier for customers to get the support they need, anytime

applications and products. Our focus in 2024 was on                               which utilizes the LIA Chatbot to automate customer service           and anywhere.

innovative product improvement, regular launches,                                 interactions.

and high-quality, timely handovers to ensure customer
                                                                                  The LEAP mobile app provides a self-service platform for
satisfaction.   Satisfaction           surveys    are    consistently
                                                                                  maintenance fee (IPL) payments and on-demand services,
conducted for visitors and tenants throughout the year,
                                                                                  empowering residents with easy access and control. For
utilizing various channels such as QR codes at launch
                                                                                  24/7 customer support, Lippo has introduced the Gen AI LIA
events, surveys for new homeowners, and obtaining
                                                                                  Chatbot, ensuring prompt and efficient assistance.
direct in-person feedback.

                                                                                  LippoLand has launched Gen AI LIA Chatbot, an advanced
TMD     engages     with         our    residents    daily,     placing           AI-powered assistant designed to provide 24/7 customer
a    primary    focus     on     customer        satisfaction    as      a




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Healthcare                                                          Lifestyle
                                                                                                                                       OUR AWARDS & RECOGNITIONS
Siloam is constantly making improvements to the                     Similarly, our Lifestyle businesses have also enhanced
                                                                                                                                       We have attained several best industry awards as
patient experience and enhancing patient satisfaction               their feedback systems so that customers can provide
                                                                                                                                       evidence of our dedication to customers, demonstrating
through its various digital services such as multichannel           feedback at more touchpoints. Lippo Malls introduced               our commitment to delivering the finest services
appointment        booking       (MySiloam     App,     Website,    a Customer Complaints System in restrooms, enabling                and products possible. Here are some awards and
Contact Center, WhatsApp & Live Chat), single queue                 customers to report issues directly to housekeeping                recognitions in 2024:

management enabling self-check-in via MySiloam App,                 for prompt resolution. Guest satisfaction is carefully             •   Commitment to Sustainable Industrial Development
an EMR (e-Medical Record) providing integrated records              measured through post-checkout surveys, covering the                   from Indonesia Green Awards (Lippo Cikarang)

in all hospitals, 24/7 access for patient medical histories         entire stay experience. In 2024, Aryaduta maintained
                                                                                                                                       •   Millennial Home Design and Housing Project
through Patient Portal, online booking for laboratory and           a Guest Satisfaction promoter score of 84%, minimized                  Kabupaten Tangerang grom GPA People’s Choice
radiology and online doctor teleconsultation.                       detractors to 4%, and sustained an NPS of 80%, reflecting              Awards (Lippo Karawaci)
                                                                    our commitment to exceptional guest experiences.
                                                                                                                                       •   One of the Top 10 Developers 2024 from BCI Asia
                                                                                                                                           Awards (Lippo Karawaci)

     Siloam’s Digital Inclusion Initiative
                                                                                                                                       •   Gold Champion for Indonesia WOW Brand 2024
                                                                                                                                           (Siloam)
     The World Economic Forum (WEF)’s EDISON Alliance
     aims to improve lives globally through its “1 Billion Lives                                                                       •   Social Impact Champion from ESG Grit Awards
     Challenge”, ensuring affordable access to digital solutions                                                                           (Siloam)
     in healthcare, finance, and education by 2025. As part of
                                                                                                                                       •   Ranked 61 for Best Specialized Asia Pacific Hospitals
     its commitment under the EDISON Alliance, Siloam aims
                                                                                                                                           from Newsweek (MRCCC Semanggi)
     to enhance patient care and provide access to healthcare
     services via the MySiloam App, which offers telemedicine,                                                                         •   Best Business Hotel from Exquisite Awards

     homecare services, 24/7 doctor chats, lab and radiology                                                                               (Aryaduta)

     tests, personalized health monitoring, among other
                                                                                                                                       •   Online Customer Review Traveler Choice from
     features. In 2024, Siloam has improved healthcare access                                                                              TripAdvisor (Aryaduta)
     covering 2 million active users through this platform,
                                                                                                                                       •   Online Customer Review from Agoda Awards
     with the goal of reaching 2.5 million active users by 2025.
                                                                                                                                           (Aryaduta)


                                                                                                                                       •   EDGE Certified Building from Green Building Council
                                                                                                                                           Indonesia (Lippo Mall Kemang)




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PR OD U CT M A RK E T IN G                                           and credit agreement signings at launch events, a bank
                                                                     portal to facilitate customer interaction with banks, a            Zu Points
                                                                     simplified Sale and Purchase Agreement (PPJB) and pre-             Seamless Rewards Across Lippo Businesses
Product marketing serves as the catalyst that amplifies
the   impact    of    product     innovation,   ensuring      that   priority passes for highly interested customers.                   The STYLES Apps loyalty program now features
groundbreaking ideas not only come to fruition but also                                                                                 ZU Points, replacing STYLES Points for a more
resonate effectively with the target audience.                       STYLES is a loyalty program introduced by Lippo Malls.             seamless experience. Starting in December 2024,
                                                                     The current version enables customers to not only view             Lippo has integrated its loyalty systems into the ZU
Our LippoLand Marketing Team focuses on innovation                   rewards but also provides seamless user interaction.               loyalty platform, allowing customers to earn and
across    products,    placement,     price,    payment,       and   Updates to back-end operations enable our customers                redeem rewards across its businesses more easily.
promotion to effectively target market segments and                  to scan QR codes and immediately receive a reward. By
support sales. This is achieved through strong branding              analyzing consumer purchasing patterns, customers can              Lippo     Malls     enhances     engagement         through
collaterals    and    marketing     collaboration,     with    the   also see personalized rewards and marketing features.              audience         segmentation,    tailoring   rewards    to
goal of enabling people to find their ideal homes. Key               The latest version of the STYLES app has been significantly        customer preferences. With ZU Points, customers
innovations this year include on-site downpayment                    upgraded by migrating STYLES Points to ZU Points.                  can collect and redeem rewards at Lippo Malls
                                                                                                                                        and partner tenants, encouraging repeat visits and
                                                                                                                                        stronger brand loyalty across the Lippo ecosystem.




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     LippoLand Rebrand
     Ready to Strengthen Support for Indonesia’s National Property Industry

     As a strategic move towards a new era, LippoLand              five townships, which are Lippo Village, Lippo Cikarang        In addition, LippoLand has received several prestigious
     has officially unveiled its refreshed corporate identity,     Cosmopolis, Tanjung Bunga Makassar, Holland Village            awards, including The Winner in Housing Project in
     including a new logo and updated vision and mission           Manado, and Park Serpong, as well as twelve large-             Tangerang Regency and The Winner in Millennial
     statements. This rebranding initiative underscores            scale integrated developments, LippoLand is ready              Home Design in 2024 for its Park Serpong project.
     LippoLand’s continued commitment to contribute to             to embrace a future guided by quality, innovation,
     the growth of Indonesia’s property sector. LippoLand          and sustainability.                                            LippoLand’s extensive journey has equipped the
     aims to provide high-quality housing and also cultivate                                                                      company with the strength and maturity necessary
     sustainable   communities      driven    by    innovation,    Aligned with this rebranding, LippoLand has achieved           to continue innovating. Through this new identity,
     tradition, and community welfare.                             notable milestones, including the sale of over 10,000          LippoLand reaffirms its commitment to delivering
                                                                   property units and the management of more than                 developments that enhance the quality of life and
     LippoLand is the consolidated identity of LPKR’s              55,000 units. Prestigious developments like San Diego          serve as a source of pride for Indonesia’s property
     Real Estate segment, which includes LPKR, LPCK,               Hills memorial park, featuring premium facilities,             industry.
     GMTD and SDH. With a robust portfolio comprising              further enhance the company’s positive track record.




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CUSTOMER & PRODUCT HEALTH & SAFETY
[OJK F.27, F.28, F.29, F.30]                                              LippoLand Prioritizes Customer Health & Safety                         HACCP Certified
                                                                                                                                                 Aryaduta Upholds Food Safety Practices
                                                                          LippoLand is committed to creating safe and well-
We are committed to providing our customers with                                                                                                 In 2024, Aryaduta renewed its HACCP certification as
                                                                          maintained environments across its developments. In
accurate information regarding product quality and                                                                                               part of its commitment to high-quality food safety
                                                                          Lippo Village, a comprehensive traffic management
safety, as these build customer trust and loyalty. Each                                                                                          standards in its operations. By implementing strict
                                                                          and safety review was conducted, resulting in a series
business unit is responsible for compliance with national                                                                                        hygiene protocols, risk management systems, and
                                                                          of improvements including the strategic placement
accreditation standards, and monitoring product quality                                                                                          best practices in food handling, Aryaduta ensures
                                                                          of speed tables, enhanced traffic signage, additional
and safety against their own set of performance indicators.                                                                                      that its food service meets international safety
                                                                          CCTV installation, the creation of safe crossing
For example, Siloam not only participates in the national                                                                                        standards. This certification reflects Aryaduta’s
                                                                          points equipped with pelican lights, and improved
accreditation process for its portfolio of hospitals, but                                                                                        dedication to delivering safe, high-quality dining
                                                                          pedestrian       pathway      connectivity.    Furthermore,
also   pursues      Joint      Commission   International      (JCI)                                                                             experiences for all guests.
                                                                          LippoLand       prioritizes   emergency        preparedness
accreditation status for several hospitals. In addition,
                                                                          by equipping its personnel with First Aid (P3K)
Siloam has met the requirements for ISO 14001 for
                                                                          certification and Class D Firefighting Certification
Environmental Management System and ISO 45001 for
                                                                          from the Ministry of Manpower.
Occupational Health and Safety Management System.
In 2024, we did not receive any sanctions for non-
compliance with customer health and safety regulations,
product and service information, labelling, or marketing
communications and no products were recalled.




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CARING FOR OUR
ENVIRONMENT
Against the backdrop of climate change, we are committed to
accelerating climate action by reducing our carbon and water
footprint, improving our resource efficiency, and developing
greener products and processes.




     Energy Efficiency & Emissions


     Water Stewardship


     Waste Management




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ENERGY EFFICIENCY & EMISSIONS                                                                                                     [OJK F.6, F.7, F.11, F.12] [GRI 302, 305]



The World Economic Forum’s Global Risks Report 2024 ranked
                                                                                Initiatives                                                               Description
the climate crisis, specifically extreme weather, as the top
material risk on a global scale in 2024.7 As such, we are committed          Energy audits              We support all BUs in implementing decarbonization through vendor partnerships for equipment replacement
                                                                             and efficiency             and group procurement for cost efficiency. At group level, we also provide technical support to BUs in developing
to doing our part to combat climate change by accelerating
                                                                             projects                   decarbonization roadmaps and implementation plans.
our decarbonization efforts through Group-wide energy and
                                                                                                        Our Lifestyle segment implements energy efficiency initiatives as part of their asset enhancement plans. Lippo
emissions reduction initiatives. Our decarbonization plans are                                          Malls projects annual savings of IDR 14.5 billion based on the findings of energy audits completed in 18 malls over
supported by regular energy audits, the systematic roll-out of                                          the past 2 years. Aryaduta Hotels has a pipeline of upgrades for its chillers, pumps, AHUs, and AC units that will
                                                                                                        reduce energy consumption by at least 10%.
energy-efficiency initiatives and asset enhancements, and new
                                                                                                        In our Healthcare segment, Siloam has invested IDR 5.3 billion in energy initiatives across its hospital portfolio in
opportunities associated with green buildings and renewable
                                                                                                        2024, continuing prior decarbonization projects such as chiller optimization and solar PV installation. New initiatives
energy.                                                                                                 include OT Smart Cooling and retrofitting appliances. These efforts underscore Siloam’s commitment to its long-
                                                                                                        term decarbonization plan, aiming for Net Zero Emissions by 2060.

Recognizing the urgency of climate action, our 2030 Sustainability
                                                                             Digitization               Business units such as Siloam, Lippo Malls and Aryaduta have implemented automated dashboards that monitor
Agenda outlines ambitious green targets in support of Indonesia’s                                       daily energy and water consumption of their portfolio of assets. This enables swift responses to anomalies in

net-zero goal by 2060. We aim to achieve a 35% reduction in                                             consumption patterns and allows us to formulate effective plans to reduce consumption.

building emissions intensity by 2035 (against our 2019 baseline),                                       We have piloted several digital building management systems (BMS) and chiller optimization systems in select
                                                                                                        assets to improve energy utilization in real-time. We are also in the early stages of partnering with energy-as-a-
with an interim 15% reduction by 2030. We have also announced
                                                                                                        service vendors who can drive energy efficiency through AI-powered solutions.
new 2030 targets to achieve green building certification for assets
                                                                                                        We have implemented a Group-wide ESG data management system, which supports business units in streamlining
with cumulative GFA of 600,000 m2, and to install 5,000 kWp of                                          data reporting and tracking their progress against their sustainability targets.
solar PV capacity. In line with our decarbonization commitments,
                                                                             Promoting                  We are committed to electrifying our townships and properties to promote energy resilience and clean energy
we have undertaken the following initiatives in 2024 to reduce our           electrification            usage. This includes increasing our solar capacity and expanding our network of electric vehicle charging stations,
energy consumption and emissions:                                            and lowering               to support Indonesia’s Electric Vehicle Acceleration Program.
                                                                             direct emissions           Over the years, we have cumulatively planted over 160,000 trees to reduce the urban heat effect, improve air quality
                                                                                                        and enhance the natural beauty of our townships. These trees also help to combat climate change as they act as
                                                                                                        carbon sink to offset emissions. This year, we planted an additional 478 trees in Lippo Village / Park Serpong and
                                                                                                        1,114 trees in SDH.

                                                                                                        We also invest in rejuvenating green spaces, enhancing parks and other natural areas for the enjoyment of
                                                                                                        residents and contributing to a healthier environment. In 2024, TMD spent IDR 17.5 billion in landscaping and green
                                                                                                        space initiatives.

                                                                                                        The community actively works to prevent intentional burning of waste within residential areas through educational
                                                                                                        campaigns and advisories, mitigating air pollution and promoting responsible waste disposal practices


                                                                         7
                                                                             https://www3.weforum.org/docs/WEF_The_Global_Risks_Report_2024.pdf




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Unlocking Energy Saving: Building energy audits                                                    Solar Power: Lippo malls expands solar energy initiative

Lippo Malls conducted energy audits on six malls in 2024, including                                Lippo Malls has completed a portfolio-wide study to install
an ASHRAE Level 2 audit at Lippo Mall Kemang. This assessment,                                     solar panels across its portfolio of shopping centers. This
performed by a consultant, involved data collection, on-site                                       initiative is expected to offset a significant percentage of
equipment efficiency checks, and benchmarking to identify                                          its annual electricity needs, while supporting sustainability
potential energy savings and comfort improvements. These                                           efforts through reduced carbon emissions.
efforts align with LMI’s commitment to sustainability, enhancing
financial performance while reducing carbon emissions and                                          For example, Lippo Mall Cikarang operationalized Phase 1
setting a positive example for the retail industry.                                                of its on-grid photovoltaic solar power system installation
                                                                                                   in 3Q/2024, which has reduced electricity consumption by
Meanwhile, Aryaduta is rolling out energy efficiency initiatives in                                7.5%, and is projected to avoid 18,900 tCO2e over 25 years.
Q1 2025, including preventive maintenance, chiller optimization,                                   Phase 2 is targeted for completion in 2025. We plan to roll
and energy-saving upgrades. Key projects include replacing                                         out more solar installations to other malls such as Lippo
outdated chillers, overhauling gensets, upgrading AC units, and                                    Plaza Batu and Lippo Plaza Kramat Jati.
improving cooling tower efficiency to cut energy consumption.


Decarbonization: Siloam’s 2060 Net Zero Commitment                                                 The Future Of Buildings: EDGE green building certification

In alignment with Indonesia’s national commitment,                                                 Lippo Mall Kemang obtained EDGE green building
Siloam is now dedicated to achieving net-zero emissions                                            certification in December 2024. EDGE certification
by 2060, reinforcing its pledge through comprehensive                                              recognizes      buildings   that    demonstrate        at   least
measures, including environmental policies, a code of                                              20% resource efficiency improvement compared to
conduct, sustainable procurement guidelines, and a well-                                           conventional structures. LMIR engaged a third-party
defined decarbonization plan. For the first step, Siloam will                                      consultant to manage the green building certification
integrated energy efficient principle for designing new                                            process.
hospital and implemented energy efficient equipment
for operational hospital.                                                                          Lippo    Mall   Kemang      has    demonstrated       significant
                                                                                                   improvements over baseline performance - a reduction
This recognition stands as a testament to Siloam’s                                                 of 1.9 GWh of electricity per year (electricity cost
ongoing pursuit of global sustainability excellence.                                               reduction of IDR 24.7 billion per year), 111,707 m3 of water
Through collaboration with stakeholders, continuous                                                per year (water bill reduction of IDR 1.5 billion per year)
innovation, and investment in green technologies,                                                  and reduction of 1,523 tons of CO2 emissions per year. This
Siloam aims to drive long-term environmental impact                                                expands our mall’s green building portfolio, which will
while setting industry benchmarks for sustainability.                                              continue to grow in the future.


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Energy Consumption                                                         Energy Consumption by Business Segment (103 GJ)                                    Energy Consumption by Fuel Type (103 GJ)

                                                                  1,600                                                                    1,600                                                            1,367
                                                                                                                                                                                     1,317
Electricity continues to serve as the primary energy source                                                                                                    1,251
                                                                  1,400                                                  1,367
                                                                                                   1,317                                   1,400
for our operations, followed by the usage of diesel, petrol,                      1,251
and LPG for daily activities. In 2024, we recorded a total        1,200
                                                                                                                                           1,200
energy consumption of 1.4 million gigajoules (GJ). Notably,       1,000
                                                                                                    707                  754
our Lifestyle and Healthcare segments accounted for 55%                           672                                                      1,000
                                                                   800
and 34% of the overall energy consumption respectively.                                                                                                        1,194                 1,253                  1,313
                                                                                                                                            600
This distribution is attributed to the expansive scale of          600

their operations and the inherently energy-intensive                                                                                        400                                                        15
                                                                   400
nature of these businesses.                                                       422               452                  463                                                  16                       13
                                                                                                                                                       18                     13                       11
                                                                                                                                            200
                                                                   200                                                                                 18                     16                        1
                                                                                                                                                       19                    1.4                      1.5
Comparing the figures to the preceding year, there was                            157               158                   149                         1.6                     19                       11
                                                                     0                                                                         0
a 4% Increase in total energy consumption in 2024. This                           2022              2023                 2024                                  2022                   2023                  2024
slight increase can be attributed to an upswing in mall
                                                                                   Real Estate      Healthcare           Lifestyle                            Biodiesel            CNG            Diesel            LPG
visitors, the number of patients treated at hospitals and
                                                                                                                                                              Natural Gas          Petrol         Electricity
renovations. We recognize that as our business grows,
there will be an anticipated rise in energy consumption.                                                                  Energy Intensity by Building Type (GJ/m2)
Nevertheless, we are dedicated to implementing energy-                    1.000
saving projects to enhance overall energy efficiency. Grid
                                                                          0.900
energy constitutes 96% of our energy source.
                                                                          0.800                                                                                                                   0.870
                                                                                                                                               0.850
                                                                                                  0.793
                                                                          0.700



                       57
                                                                                                                                                                                                  0.615
                                                                                                                                               0.573
                                   EV Charging                            0.600                   0.545
                                   Stations                                                                                                                                                       0.577
                                                                          0.500                   0.519                                       0.534
                                                                                                                                                                                                  0.468
                                                                          0.400                                                               0.439
                                                                                                  0.418




                       27
                                                                          0.300
                                   Locations of
                                   EV Charging                            0.200
                                   Stations                                                       0.196
                                                                                                                                                                                                  0.165
                                                                          0.100                                                               0.160


                                                                          0.000
                                                                                                  2022                                        2023                                                2024

               143,633 kWh          Total EV Charging
                                    Electricity Consumption
                                                                                                           High-Rise Residential      Hospitals             Malls         Hotels            Average




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GHG Emissions


In 2024, our total gross emissions across Scope 1, 2, and
                                                                                Scope 1                                 Mobile                                                                                                 Scope 2
                                                                                D IR ECT E MISSIONS                     Combustion
                                                                                                                                                                                                                      INDIRECT EMISSIONS
3 amounted to 752 kilotons of CO2 equivalent (ktCO2e).                          Direct GHG emissions                    1.33 ktCO2e
                                                                                                                                                                                                                      Indirect GHG emissions
                                                                                that occurs from sources
Our total Scope 1 and Scope 2 emissions amounted to                                                                                                                                                                from purchased electricity
                                                                                owned or controlled                     Stationary
299 ktCO2e, with Scope 3 emissions constituting 60% of                                                                  Combustion

                                                                                                                        1.97 ktCO2e
the overall emissions. Notably, there has been a visible
                                                                                      2%                                                                                                                                         38%
increase in emissions due to higher patient volume                                  of total CO2e                       Fugitive Emissions                                               Electricity                             of total CO2e
                                                                                                                                                                                         Consumption                               emission
                                                                                      emission
across hospitals, higher mall visitor footfall in top emitting                                                          7.95 ktCO2e
                                                                                                                                                                                         287 ktCO2e
malls, including a rebound in activity in malls that have
completed major asset enhancement initiatives.


Our Scope 1 emissions stem from various sources,
including refrigerant leakage in air-conditioning systems,
mobile combustion from operational vehicles, and
stationary combustion primarily from on-site generators.
Carbon emission is factored in all types of GHGs covered
by the Kyoto Protocol8: carbon dioxide (“CO2”), methane
                                                                                Scope 3
                                                                                                                               Purchased goods
                                                                                IND IR ECT E MISSIONS
                                                                                                                               and services
(“CH4”),       nitrous    oxide       (“N2O”),   hydrofluorocarbons             All other indirect GHG
                                                                                emissions from upstream
                                                                                                                               62 ktCO2e
(“HFCs”), perfluorocarbons (“PFCs”), sulphur hexafluoride
                                                                                and downstream activites
(“SF6”) and nitrogen trifluoride (“NF3”). Rather than
reporting on each gas separately, gases are expressed
as a CO2 equivalent (“CO2e”). In the calculation of our                             60%
                                                                                    of total CO2e
carbon emissions, we do so in line with the Greenhouse                                emission


Gas    Protocol      Initiative.      To   calculate    these     direct
emissions, we employ emission factors derived from
DEFRA environmental reporting guidelines9. For Scope
                                                                                                Downstream                 Use of sold products           Fuel & energy               Waste generated                Airplane business
2 emissions exclusively tied to purchased electricity, we                                       leased assets              and services                   related activity            in operation                   travel

utilize market-based methods and emission factors from                                          139 ktCO2e                 109 ktCO2e                     113 ktCO2e                  29 ktCO2e                      0.7 ktCO2e
the Ministry of Energy and Mineral Resources of Indonesia
(MEMR) for measurement.
                                                                           8
                                                                             Aside from the fugitive emissions from Kyoto Protocol gases which we have disclosed under Scope 1, we are separately tracking our use of Hydrochlorofluorocarbons (HCFCs)
                                                                           such as freon types R-11, R-22, and R-123 in line with the GHG Protocol’s guidelines, which contributed an additional 8,778 tCO2e in 2024. We have been raising awareness
                                                                           among our operational teams to phase out the use of HFCF by 2030 in line with Indonesian Government regulations. This initiative is supported by the development of
                                                                           Group-wide Sustainable Procurement Guidelines, ensuring that future equipment purchases align with our climate and compliance goals.
                                                                           9
                                                                             Department for Environment Food & Rural Affairs environmental reporting guidelines (greenhouse gas reporting conversion factors 2023)




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We took a significant step in 2022 towards carbon                                                                Scope 1 & 2 Emissions by Business Segment (ktCO2e)                                                   Scope 1 & 2 Emissions Intensity by Building Type

inventory management by reporting on Scope 3                                                                                                                                                                                                      (tCO2e/m2)
                                                                                                         350                                                                                          0.200                                                                    0.189
emissions,             which        are      generated           by     our      indirect                                                                                                                                                           0.184
                                                                                                                                                     291                      299                                           0.171
                                                                                                                                                                                                       0.180
operations and value chain. In 2024, we have expanded                                                    300               273
                                                                                                                                                                                                       0.160
our Scope 3 disclosures to capture assets which we do                                                    250
                                                                                                                                                                                                                                                                                0.138
                                                                                                                                                                                                       0.140                0.124                   0.128
not have operational control over but still influence.                                10
                                                                                           In                                                                                 166                      0.120
                                                                                                         200                                         159                                                                                                                        0.127
                                                                                                                           149                                                                                                                           0.118
addition, we have enhanced tenant data collection for                                                                                                                                                  0.100                0.115
                                                                                                         150                                                                                                                                        0.100
energy consumption to increase the accuracy of tenant-                                                                                                                                                0.080
                                                                                                                                                                                                                            0.087
                                                                                                                                                                                                                                                                               0.094

related emissions within our leased assets. We remain                                                    100                                                                                          0.060
                                                                                                                             91                      98                       101                     0.040
committed to enhancing both our emissions reporting                                                       50                                                                                                                0.043
                                                                                                                                                                                                                                                    0.036                       0.037
                                                                                                                                                                                                      0.020
and carbon reduction initiatives.                                                                                           33                       34                        32
                                                                                                            0                                                                                         0.000
                                                                                                                           2022                     2023                      2024                                          2022                     2023                       2024
We plan to consistently enhance and broaden our
                                                                                                                           Real Estate               Healthcare               Lifestyle                                  High-Rise Residential                   Hospitals                Malls
Scope 3 disclosures to more comprehensively reflect
                                                                                                                                                                                                                         Hotels                                  Average
the emissions across our value chain. We also employ
emission factors derived from the Inventory of Carbon
                                                                                                                          Scope 1 & 2 Emissions by Source (ktCO2e)                                                              Scope 3 Emissions (ktCO2e)
and Energy (ICE database)11 EXIOBASE, Carbon Footprint
                                                                                                                                                                                                                                                                                453
Ltd, and DEFRA environmental reporting guidelines for                                                    350                                                                                            500

our Scope 3 emissions. Moving forward upon the full                                                                                                  291                      299                       450
                                                                                                         300
                                                                                                                           273                                                                          400                                                                      109
deconsolidation of Siloam by 2025, its emissions will be
                                                                                                         250                                                                                             350                                         316
classified under our Scope 3 emissions inventory.
                                                                                                                                                                                                        300
                                                                                                         200
                                                                                                                                                                                                                                                      69                         139
                                                                                                                                                                                                         250
                      Total Emissions by Scope (ktCO2eq)
                                                                                                         150                                       275.16                  287.34                       200                 166                                            1
                                                                                                                         261.29                                                                                                                       110                           29
                                                 Scope 1
                                                                                                         100                                                                                             150
                                                                                                                                                                                                                                             0.8
                                                    11                                                           8.43                      11.9                    7.95                                  100                 117
                                                                                                                                                                                                                                                      23                            113
                                                                                                          50
                                                                                                                 2.47                     2.72                     1.97                                                                               64
                                               2%                   Scope 2                                                                                                                               50       0.6
                                                                                                                 1.36                     1.22                     1.33                                                      49                       49                            62
                                                                    287                                     0
                                                                                                                           2022                     2023                      2024
                                                                                                                                                                                                           0
                                                                                                                                                                                                                            2022                     2023                       2024
                                                           38%
                                          752                                                                           Mobile Combustion                    Stationary Combustion                                   Category 1 - Purchased Goods
                                                                                                                                                                                                                     & Services12
                                                                                                                                                                                                                                                            Category 6 - Airplane
                                                                                                                                                                                                                                                            Business Travel
                                         ktCO 2eq
                              60%                                                                                       Fugitive                             Electricity                                             Category 3 - Fuel & Energy             Category 13 - Downstream Leased
                 Scope 3                                                                                                                                                                                             Related Activity                       Asset (Tenanted Area)


                 453                                                                                                                                                                                                 Category 5 - Waste Generated
                                                                                                                                                                                                                     in Operations
                                                                                                                                                                                                                                                            Category 11 - Use of Sold Product
                                                                                                                                                                                                                                                            (Managed Fee Building)


10
     Under Category 11, we have reported 31 managed assets owned by third parties (1 hospital, 23 malls, 7 office buildings). We intend to include more managed assets in the future, as and when the data is ready to be disclosed.
11
     Inventory of Carbon and Energy is an embodied carbon database for building materials.
12
     Under Category 1, we currently disclose the embodied carbon from our construction materials and construction-related activities. Going forward, we plan to expand to other key purchased goods and services in our value chain.



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WAT E R ST EWA R D S H I P                                                                            [OJK F.8] [GRI 303]



We acknowledge the crucial role of water stewardship in                                                 Water Consumption by                  5,000
                                                                                                                                                                                                                   4,665
                                                                                                        Business Segment (103 m3)                                                   4,594
preserving the health and well-being of all stakeholders within our                                                                           4,500

ecosystem. Our commitment lies in utilizing water in a manner                                                                                            4,009
                                                                                                             Real Estate                      4,000
that is socially equitable, environmentally sustainable, and
                                                                                                                                              3,500                                                                2,018
                                                                                                             Healthcare                                                              2,081
economically beneficial. Employing a comprehensive approach,
                                                                                                                                              3,000      1,885
we address the sourcing, distribution, and consumption of water
                                                                                                             Lifestyle
to ensure a consistent and reliable supply of high-quality water.                                                                             2,500

Our dedication lies in sustainable water management practices,                                                                                2,000
                                                                                                                                                                                                                   1,382
emphasizing the optimization of water usage and the utilization                                                                                                                      1,360
                                                                                                                                               1,500
                                                                                                                                                         1,508
of renewable water sources.
                                                                                                                                              1,000

                                                                                                                                                500                                  1,153                         1,265
WA T E R CON S U M P T IO N
                                                                                                                                                          616
                                                                                                                                                  0

Since 2022, we have drawn a distinction between the water                                                                                                2022                        2023                          2024

consumption13 by our business units, and the water withdrawal
by our Water Treatment Division (WTD), which is a subset of our
TMD services. This is due to the significant difference in the nature                                 Water Consumption Intensity              3.00      2.84                                                      2.60
of the business, whereby our WTD withdraws water based on                                             by Building Type (m3/m2)
                                                                                                                                                                                     2.56
customer demand for treated water in our townships, and not only                                                                               2.50
                                                                                                          High-Rise Residential
for the operational needs of our businesses. For transparency, we                                                                                         2.10
                                                                                                                                                                                     2.25                           1.92
have separately reported on water withdrawals by our WTD under                                            Hospitals                            2.00

“Water Treatment” on page 64.                                                                                                                             1.58                        1.61
                                                                                                          Malls                                                                                                     1.70
                                                                                                                                                1.50

Our main source of water is purchasing water from municipal                                               Hotels                                                                     1.44                           1.46

sources. Water consumption and water quality are monitored                                                                                      1.00      1.29
                                                                                                          Average                                                                                                  0.97
via standard operating procedures across all business segments                                                                                                                       0.56
                                                                                                                                                         0.44
and asset classes. In 2024, we consumed a total of 4.7 million m3 of                                                                           0.50

water, an increase of 2% as compared to 2023.
                                                                                                                                               0.00
 The water usage of our water treatment facilities is excluded from water consumption data, as
13

                                                                                                                                                         2022                        2023                          2024
we separately report on their water usage under the subsequent section on water withdrawal.




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Sustainable Water Consumption                                    Optimizing Water Usage                                                The water supply generally uses the main supply from
                                                                                                                                       PDAM and backup from Deep Well drawn in accordance
We have raised our target from 20% to 30% of our total           We are committed to implementing prudent water                        with the permit obtained from the government.
water consumption to be sourced from sustainable                 management practices. We recognize the importance
water sources by the year 2030, as we have already               of reducing our water consumption and improving                       To promote water conservation, our Lifestyle segment is
surpassed our original target. In 2024, 24% of our water         the efficiency of water usage, given that we operate in               implementing several initiatives aimed at reducing water
consumption originated from sustainable sources like             Indonesia which experiences “high” to “extremely high”                usage. This includes decreasing the water pressure from
wastewater recycling and rainwater harvesting. This              water stress according to the World Resources Institute’s             the booster pump to minimize excess consumption,
reflects a significant increase in water consumption from        Aqueduct Water Risk Atlas. Our township and property                  placing water-saving campaign stickers in bathrooms
sustainable sources in 2024 compared to 2019, when such          managers are responsible for monitoring water usage                   to raise awareness, and installing smart valves in public
sources constituted only 6% of our water consumption.            and conserving water wherever possible. Our properties                toilet washbasins to further optimize water flow and
                                                                 undergo periodic maintenance of water systems and                     usage efficiency. These measures contribute to the
Over the years, we have made substantial investments             regular physical checks, which allows us to identify and              company’s ongoing commitment to sustainability and
to enhance our capabilities in leveraging sustainable            fix leakages early. These checks are performed in-house               responsible water management.
water sources. We have implemented water retention               by each business unit’s respective facilities managers
systems to collect rainwater and runoff water. Our               and resolved by our engineers in the first instance.                                     Water Consumption by Source (103 m3)

hospitals have established backup and additional water
                                                                                                                                        5,000
sources, including utilizing water from Reverse Osmosis          We     are    also    constantly   adopting     new     methods,                                                                   4,663
                                                                                                                                                                              4,594
(RO) systems, CSSD autoclaves, AHU, and FCU. Moreover,           equipment, and technology to improve our water                         4,500
                                                                                                                                                          4,009
we have established partnership contracts with other             efficiency and achieve water savings, for example by                   4,000

water providers and continuously review the utilization          installing water-efficient taps and adjusting flushing                 3,500
of treated water from liquid waste areas.                        capacity in bathrooms. In addition, our hospitals
                                                                                                                                        3,000
                                                                 maintain      Reverse       Osmosis   (RO)   water     treatment                                             3,489                 3,551
                                                                                                                                        2,500
We consume sustainable water for various purposes.               systems through routine maintenance and provide                                          3,457
                                                                                                                                        2,000
For instance, at Lippo Village, all operational water            backup water sources to manage water stress. Our
needs, including irrigation and drainage cleaning,               mall properties focus on minimizing water disruptions                   1,500
                                                                                                                                                                                   24%                  24%

are fulfilled using treated wastewater. Furthermore,             and maximizing water recycling opportunities. Our                       1,000
                                                                                                                                                           14%                 398                      505
across our hospitals, malls, and hotels, we are actively         hotels implement preventive maintenance programs                                                              708
                                                                                                                                          500
                                                                                                                                                          458                                           607
exploring methods to enhance water recycling within              for water supply systems to minimize disruptions to                                      94
                                                                                                                                             0
our premises. This includes utilizing recycled wastewater        optimize water usage efficiency with the installation
                                                                                                                                                          2022                     2023             2024
for   non-potable    purposes    such   as   cooling     tower   of an early warning system for IoT-based water
                                                                                                                                                    Recycled              Rain Water          Purchased Water
operation, gardening, and cleaning. We are also studying         levels that been carried out in several hotel units.                               Wastewater
opportunities to leverage recycled wastewater usage.                                                                                                              Total Sustainable Water Sources (%)




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                                                                 Water Quality Checks                                                                       The Water Division enforces strict water quality control,
   Water Resilience                                                                                                                                         utilizing optimized physical and chemical treatment
   Expanding water recycling across Lippo Malls                  We enforce stringent measures to uphold high water                                         methods          to    meet        regulatory        standards.         Internal
                                                                 quality standards across our properties, incorporating                                     inspections           are   performed           frequently,        with      daily
   Water conservation remains a key focus in our
                                                                 regular assessments to ensure compliance with Minister                                     checks every two hours, weekly analyses, and monthly
   sustainability efforts, and we continue to expand
                                                                 of Health Regulation No. 2 of 2023. Monthly testing of                                     sampling across various treatment stages, including river
   our water recycling systems across our malls.
                                                                 clean water quality is conducted across all units, with                                    water, feed sump, trident output, and clean water. To
   Currently, nine malls have already implemented
                                                                 routine disinfection and flushing promptly executed if                                     validate internal findings, two KAN-accredited external
   water recycling systems, allowing us to optimize
                                                                 results exceed designated parameters. Certified external                                   laboratories conduct monthly testing of river and clean
   water use, reduce waste, and contribute to
                                                                 laboratory analyses further validate compliance with                                       water. In addition, the division ensures the integrity
   environmental sustainability.
                                                                 strict quality benchmarks.                                                                 of its distribution network through regular flushing of
                                                                                                                                                            distribution pipes, safeguarding the quality of water
   To further strengthen our commitment, we
                                                                 Our hospitals utilize a reverse osmosis water treatment                                    delivered to consumers.
   continue to install water recycling systems,
                                                                 system,       subject       to    daily     supervision        and      routine
   including Sun Plaza and Plaza Medan Fair in
                                                                 maintenance. Monthly assessments ensure the quality                                        WATER TR EATMEN T
   2024. Once operational, these systems will help
                                                                 of RO water, while regular testing of treated wastewater
   minimize water consumption by treating and
                                                                 guarantees         compliance           with     regulatory         standards.             In addition to on-site water management as part of our
   reusing wastewater for non-potable purposes such
                                                                 Similarly, our mall and hotel properties conduct monthly                                   operations, our WTD is directly involved in the treatment
   as cooling towers, landscaping, and sanitation.
                                                                 laboratory tests, reinforcing elevated standards for guest                                 and distribution of water in our key townships: Lippo
   By continuously expanding this initiative, we aim
                                                                 safety and satisfaction.                                                                   Village, Lippo Cikarang, Tanjung Bunga, and Kemang
   to create more sustainable and water-efficient
                                                                                                                                                            Village.14       We implement a holistic water resilience
   properties while supporting Indonesia’s broader
                                                                 In our Lifestyle segments, laboratory testing covers                                       strategy to manage our water supply responsibly, and to
   environmental goals.
                                                                 physical, chemical, and microbial parameters across key                                    mitigate any potential disruptions. Our priorities include
                                                                 areas, including main water sources, kitchen operations,                                   promoting efficient and effective operational processes
                                                                 and ice cube production. Our townships adopt a multi-                                      to reduce water loss, minimizing the direct use of river
                                                                 layered       approach           to   water      quality      management,                  and ground water as water sources, and enhancing our
                                                                 integrating daily parameter checks with more extensive                                     water circularity through retention ponds and treated
                                                                 monthly external laboratory testing for comprehensive                                      wastewater. We hold a water withdrawal permit (SIPA)
                                                                 analysis.                                                                                  to ensure compliance with water withdrawal limits,
                                                                                                                                                            and monthly water meter readings are reported to the
                                                                                                                                                            relevant authorities.


                                                                 14
                                                                   In other integrated developments such as St. Moritz also have water treatment facilities, but these are managed by third parties. We currently do not include 3rd party water
                                                                 treatment data in our disclosures.




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In 2024, our WTD collectively withdrew a total of 20.7                Both GMTD WTP and LPCK WTP are implementing                                                                 Water Withdrawal by Source (103 m3)

million m3 of water for treatment, most of which came                 strategies to conserve water resources and improve
from purchased municipal water sources15.                             sustainability. GMTD’s WTP utilizes both surface water                                 25,000

                                                                      and rainwater harvesting to supplement its water supply.
The    WTD     operates      under     strict     environmental       In addition, reverse osmosis (RO) system is planned for                                                                          20,573              20,677
                                                                                                                                                            30,000               19,476
regulations, ensuring responsible raw water extraction                2025 to enhance treated water quality. The LPCK Water
and waste disposal. Water from rivers undergoes                       Division is gradually reducing the intensity of backwash
rigorous testing per PP No. 22 of 2021, while sludge from             operations to minimize water usage during this process.                                15,000

treatment is managed as regulated waste, complying                    In a move towards greater water reuse, backwash water
with effluent quality standards under Permen LHK No. 3                is being redirected to the lake for potential reuse as raw
                                                                                                                                                             10,000              18,857                   19,327            19,410
of 2010. To ensure accurate and reliable testing, the WTD             water when river water quality is poor. The division is also
maintains dual accreditations: KAN ISO 17025 (testing and             revitalizing Elysium Lake to reduce mud sedimentation,
                                                                                                                                                              5,000
calibration competence) and ISO 14001 (environmental                  improving the overall quality and usability of this water
management compliance).                                               resource.
                                                                                                                                                                       410                     539                 574
                                                                                                                                                                       209                     716                 693
                                                                                                                                                                  0
Sustainable Water Treatment                                           This redundancy provides a crucial buffer against                                                           2022                    2023               2024

                                                                      supply interruptions. Recognizing the variability of raw                                                 Recycled              Rain Water          Purchased Water
                                                                                                                                                                               Wastewater
As of 2024, 6% of the total treated water (1,267,468 m³) is           water sources, the division has a contingency plan in
derived from recycled wastewater and rainwater. We are                place, utilizing lake/water pond water when river water
committed to ensuring that a minimum of 1,000,000 m³                  quality is compromised.                 Furthermore, they actively                               Water Withdrawal from Sustainable Source (103 m3)

of treated water comes from sustainable sources.                      monitor pressure at the farthest and lowest points in                                   1,400

                                                                      the distribution network, ensuring pump operations
                                                                                                                                                              1,200
As Indonesia is prone to water stress, our WTD has                    function correctly to maintain a stable and consistent
been expanding its capabilities to tap on sustainable                 supply. At Cikarang, we maximize water supply from the
                                                                                                                                                              1,000
water sources such as harvested rainwater and recycled                booster pump through interconnection between WTP 2
wastewater     to   reduce       freshwater     withdrawal.     For   and WTP 3, further enhancing the reliability of the clean                                800
rainwater harvesting, we have invested in the collection              water supply.
                                                                                                                                                                                                          1,246             1,267
and storage of runoff water through retention ponds,                                                                                                           600

which also helps to reduce flooding in urban areas. For
                                                                                                                                                               400
wastewater recycling, we have equipped some of our
                                                                                                                                                                                   619
wastewater treatment plants with the systems to carry                  Data regarding water withdrawal covers the water treatment facilities managed
                                                                      15
                                                                                                                                                                200
out additional treatment processes to ensure that the                 bv our WTD only. Our WTD purchases water from different sources – 1) treated
                                                                      water from Perusahaan Daerah Air Minum (PDAM); 2) river water; 3) groundwater;
quality of the treated wastewater is suitable for reuse.              and 4) other emergency water sources (e.g. water supply from water tank trucks).            0
                                                                                                                                                                                  2022                    2023               2024




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Water Loss Avoidance
                                                                  Water Recycling Reaches New Milestone
The avoidance of water loss is a priority for our WTD, given
                                                                  In 2024, our township water recycling efforts at Lippo Village reached an all-time high, with a total of 548 megaliters
that water is becoming increasingly scarce in Indonesia.
                                                                  of water recycled. This achievement reflects our commitment to sustainability and responsible water management
By optimizing production and distribution processes, we
                                                                  in our township. By maximizing water reuse, we reduce environmental impact and support a more sustainable
ensure efficient water use while minimizing costs. Water
                                                                  future. Our water recycling initiatives help conserve natural resources while ensuring efficient water use across our
loss prevention also helps mitigate drought impacts on
                                                                  developments.
local communities. To achieve this, our WTD employs
measures such as recalibrating water meters, replacing
pressure gauges for better distribution control, and
upgrading inverter pump systems for consistent pressure
regulation. These efforts not only conserve water but also
enhance overall system efficiency.


Regular monthly water balance reviews help identify
discrepancies,     ensuring      operational        efficiency.
Compliance with surface water extraction regulations is
maintained through adherence to SIPA (Surface Water
Extraction and Utilization Permit) conditions, with
monthly reports submitted to Perum Jasa Tirta II and
quarterly updates provided to the Balai Besar Wilayah
Sungai.


The introduction of a new water meter brand has reduced
non-revenue water by 5%, while inverter motor drives have
cut electricity consumption by 15%. Aging galvanized iron
pipes are being replaced with high-density polyethylene
(HDPE) alternatives, and water treatment facilities are
being upgraded, including filter media replacement
and trident refurbishments. Additional improvements
include leak repairs, hydrant pillar replacements, and the
installation of a new intake water meter.




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WA STEWA T E R                                                                                Hazardous waste is collected separately and transported                                                 Wastewater Treatment by Business Segment (103 m3)
                                                                                              to licensed treatment facilities, with detailed records
We manage wastewater responsibly to comply with                                               maintained for transparency and compliance.                                                    3,000

regulations and minimize environmental impact on local                                                                                                                                                     2,541                                              2,587
                                                                                                                                                                                              2,500                                2,364
communities. All wastewater generated at our managed                                          In 2024, our business units generated a total of 4.2 million
properties undergoes treatment at certified wastewater                                        m3 of wastewater, of which around 38% was recycled                                             2,000                                                            1,175
                                                                                                                                                                                                           1,128

treatment plants (WWTPs), the majority of which are                                           or reused for subsequent use, while the remaining was                                                                                 1,175
                                                                                                                                                                                                                                                                           1,563
                                                                                                                                                                                                                                                   1,457
                                                                                              discharged externally. Our WTD treats wastewater which                                          1,500
on-site, before being safely discharged or reused. We
regularly monitor treated water quality for pH and flow                                       not only includes wastewater discharged by our business                                                                                              640                      775
                                                                                                                                                                                              1,000                                                           849
                                                                                                                                                                                                           1,020
rate parameters, with accredited laboratories conducting                                      units, but also wastewater generated by residential,                                                                        783
                                                                                                                                                                                                                                    770            126                      145
periodic testing.                                                                             commercial, and industrial tenants.16                                                            500                        589
                                                                                                                                                                                                                                                   691        563          643
                                                                                                                                                                                                           393             41       419
                                                                                                                                                                                                                          153
                                                                                                                                                                                                  0
Each          facility      type       follows       tailored        wastewater                                                                                                                         Discharged Diverted      Discharged Diverted       Discharged Diverted

management practices. Hospitals adhere to strict                                                                                                                                                                   2022                     2023                    2024

disposal regulations to ensure safe treatment, while
                                                                                                                                                                                                               Real Estate                Healthcare                  Lifestyle
malls and hotels adopt sustainable approaches. Malls
manage wastewater through direct city drainage where
permitted, third-party treatment, or on-site recycling,
                                                                                                                                                                                                                     Wastewater Treatment by Water
with nine malls currently utilizing water recycling systems.                                                                                                                                                              Treatment Division (103 m3)
Aryaduta hotels integrate drainage systems into either                                                                                                                                        3,500
the hotels or the city’s sewage treatment plant STP, with                                                                                                                                                            3,120
                                                                                                                                                                                             3,000
routine maintenance and audits ensuring operational
efficiency. Biodegradable chemicals in guest rooms and                                                                                                                                        2,500
                                                                                                                                                                                                                                               2,167         2,231
kitchens further support eco-friendly practices.                                                                                                                                                                                   2,044
                                                                                                                                                                                             2,000
                                                                                                                                                                                                                                                                       1,792

In our townships, centralized WWTPs serve multiple                                                                                                                                            1,500

properties connected by a common sewage network.                                                                                                                                                          1,043
                                                                                                                                                                                              1,000
Sludge residue from water treatment is processed
                                                                                                                                                                                               500
in designated sludge drying beds before further
management, while hazardous and toxic waste is strictly                                                                                                                                           0

handled by environmental regulations.                                                                                                                                                                              2022                     2023                  2024


                                                                                                                                                                                                                            Diverted                 Discharged

16
     For diverted wastewater, some is recycled and sold as non-potable water, while the rest is directly re-used by TMD for various purposes including irrigation and landscaping.




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WA ST E M A N AG E M E N T                                                                [OJK F.4, F.5. F.13-15, F.16] [GRI 306]



We are committed to providing a clean and sustainable                        MA NA G I NG W A STE RE SP O NSI B LY                                                  Waste diversion increased slightly to just over 3,200
living environment for all stakeholders. Given the                                                                                                                  tons, driven by better tenant and vendor engagement
substantial volume of waste produced during our                              Given the diverse scope of our operations, we manage                                   in recycling efforts by Lippo Malls and townships,
business operations and from our customers and tenants,                      various types of waste including domestic waste from                                   and the composting of landscape waste by SDH. In
effective waste management is crucial. Our strategy                          commercial and residential areas, medical waste from our                               addition, Siloam has enhanced its waste recycling
for waste management centers on optimizing resource                          hospitals, landscape waste from township management,                                   capabilities, particularly for hazardous waste, while
efficiency, minimizing waste generation, and enhancing                       and construction waste from project development. In                                    ensuring compliance with regulations. We received zero
recycling rates to contribute to the principles of a circular                2024, our managed assets and townships generated                                       environmental complaints from the local community,
economy. As part of our 2030 Sustainability Agenda, we                       around 60 kilotons of waste in total, comprising 58 kilotons                           NGO, government or media regarding any waste, water
are committed to diverting at least 3,000 tons of waste                      of non-hazardous waste and 2 kilotons of hazardous                                     or air pollution. There were also no spills of chemicals, oils
from landfill each year.                                                     waste. The majority of this waste was generated by our                                 and fuels, among other substances that could potentially
                                                                             tenants and contractors.                                                               affect soil, water, air, biodiversity and human health.



                                      Non Hazardous Waste (Ton)                                                                                                       Hazardous Waste (Ton)

60,000                                                                                                               50,000
                                                                                  54,395
                50,720                                                                                                                                                                                           2,090
50,000                                                                                                                                                                        1,975                                        24
                                                44,346                             9,993                             40,000            1,864                                            17
                11,825                                                                                                                          1
                                                                                    2,911
40,000                                           7,987
                 2,615                                                                                               30,000
                                                 2,697
30,000                                                                                                                                                                        1,342                              1,473
                                                                                                                                       1.347
                                                                                                                     20,000
20,000                                                                             41,491
                36,240                          33,662
                                                                                                                      10,000
10,000
                                  1,352                       3,159 1,202                        3,201 1,339                                                                   616
                            1,424 51                                182                                149                              516                                                  37     35            592           42     37
                                                                                                                                                       11
     0                            21                                1,775                              1,714               0                                   11                                   2                                  5
               Disposed    Diverted            Disposed    Diverted               Disposed    Diverted                               Disposed       Diverted                 Disposed    Diverted               Disposed    Diverted

                     2022                              2023                               2024                                                2022                                   2023                                2024


                                 Real Estate           Healthcare             Lifestyle                                                                     Real Estate              Healthcare              Lifestyle


                                                                      Disposed = Incinerated or Landfilled Diverted = Reused, Recycled or Composted



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To     safeguard         the       natural       environment,          we       and the Tangerang Regency Environmental Agency                  and Lippo Mall Puri, where materials such as paper, plastic,
conscientiously select locations for development and                            (DLH), ensuring proper waste handling and transportation.       and aluminum are processed for recycling. In 2024, 26%
operations where there is no impact on areas of high                            Lippo Village maintains transparency through structured         of total waste generated by Lippo Malls Indonesia was
biodiversity or conservation value. We do not currently                         monitoring systems, including vendor-generated Ritase           recycled through licensed vendors. In addition, Lifestyle
have any developments or operations in regions                                  reports and real-time waste collection tracking.                business units are transitioning to digital alternatives,
recognized      for     their    high      ecological      significance.                                                                        such as QR code-based hotel compendiums, to reduce
Nevertheless,      as     part      of     our     commitment              to   Hazardous waste is carefully managed under strict               paper use. To minimize single-use plastics, all hotels
environmental stewardship and in compliance with                                protocols to mitigate environmental and health risks. We        have replaced individual soap and shampoo bottles
regulatory     requirements,         all   of    our    developments            operate temporary storage facilities where necessary and        with refillable dispensers, while hospitals reuse non-
undergo the AMDAL process (Environmental Impact                                 work exclusively with licensed vendors for transportation,      disposable plastic containers after thorough disinfection.
Assessment).                                                                    treatment, and disposal. To ensure compliance, vendors          Collaboration with local NGOs also enables the donation
                                                                                must provide proof of licensing.                                of excess consumable F&B production to support
Types of Waste Generated and Managed                                                                                                            community well-being.
                                                                                In our Lifestyle segment, a Quarterly Food Safety Audit
Our waste management policies and SOPs provide clear                            ensures proper waste segregation, including dedicated           Beyond       operational   efforts,    we    actively   promote
guidance on the appropriate collection and disposal                             disposal areas for recyclables like cardboard, jerry cans,      environmental awareness and sustainability through
methods for various waste types, ensuring compliance                            plastic bottles, and used cooking oil. Hotels maintain a        community campaigns centered on 3R principles. Our
with local laws and regulations. We engage municipal                            structured waste management system where vendors                waste reduction initiatives include composting programs
waste services and specialized third-party vendors                              collect and weigh segregated waste daily, providing             and the GMTD model cluster program, which encourages
to collect and dispose of waste, prioritizing landfill                          detailed reports to track sustainability efforts. In 2024,      recycling. In Lippo Village, a partnership with Rekosistem
reduction through waste segregation and recycling                               Aryaduta allocated total IDR 6.5 billion for waste              has facilitated inorganic waste collection within the
initiatives. Where available, Lippo Malls partners with                         management services and permits.                                CBD, processing over 38,000 kg of waste by October
waste segregation vendors to enhance sustainability                                                                                             2024, with 98% successfully recycled. In addition, we
efforts. Non-hazardous waste is sorted on-site before                           RE DUCE , RE USE , RE CYCLE                                     enforce regulations prohibiting single-use plastic bags
being transferred to local waste collection sites (TPS)                                                                                         in provinces like Jakarta and Bali, working closely with
or recycling facilities. In our townships and integrated                        We are committed to minimizing waste disposal by                tenants and visitors to ensure compliance. Awareness
developments, TMD collaborates with authorized vendors                          actively promoting the principles of Reduce, Reuse,             campaigns—such as posters, events, and social media
who recycle what they can before proper disposal. To                            and Recycle (3R). This involves engaging stakeholders—          outreach—further educate stakeholders and inspire
further support waste management improvements, we                               including staff, visitors, tenants, and residents—and           responsible waste management practices.
provide financial and infrastructural assistance to local                       partnering with public and private waste management
communities. In 2024, LippoLand spent IDR 2.9 billion in                        vendors. Vendors report segregated waste quantities
waste management services, permits and compliance.                              with their monthly invoices, and on-site weighing is
LippoLand       strengthens          its     waste       management             preferred. Specific initiatives include Tamini Square’s
through        partnerships          with        licensed       vendors         vendor, which sorts waste for reuse or landfill disposal,


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     Lippo Malls Strives Towards “Zero Waste”                        Reducing Food Waste, Feeding Communities                          Driving Waste Reduction Through Education

     As part of our commitment to sustainability, we                 Aryaduta operates a food donation program to                      Lippo Malls actively promotes waste reduction
     have partnered with Recycle for Good to introduce               distribute leftover food in good quality to local                 through collaboration and public engagement. In
     a plastic waste station at Cibubur Junction.                    communities in need. This initiative helps reduce                 2024, they sponsored and provided the venue for the
     This initiative aims to encourage mall visitors to              food waste while providing nutritious meals to                    “Blibli Langkah Membumi Festival 2024” at Senayan
     participate in responsible waste management by                  those facing food insecurity. By collaborating                    Park, Jakarta.   This “CollaboAction for the Earth”
     providing an easy and rewarding way to recycle                  with local organizations and community groups,                    festival, with 18,000 attendees, showcased circular
     plastic. The plastic vending machine, located in a              Aryaduta ensures that the food reaches the                        economy practices through exhibits, workshops,
     public area for easy access, allows visitors to deposit         right people efficiently. This program reflects                   and other activities. By supporting such initiatives,
     their plastic waste in exchange for shopping                    Aryaduta’s commitment to social responsibility and                we foster a culture of sustainability, reinforcing its
     points. These points can be redeemed for essential              sustainability, creating a positive impact on both the            commitment to reducing waste at both operational
     goods such as rice, cooking oil, and sugar, making              environment and the community.                                    and consumer levels.
     recycling both beneficial and impactful.
                                                                                                                                       Lippo Malls also collaborated with Buddha Tzu
     As of the end of 2024, this program has successfully                                                                              Chi Foundation for “Mengelola Sampah Menjadi
     collected and processed a total of 10,955 kilograms                                                                               Emas” program to promote education on waste
     of plastic waste, demonstrating a significant positive                                                                            management and recycling.
     impact on waste reduction and environmental
     stewardship.




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                                                                  MA TE RI A L USA G E
     Siloam’s Commitment To Waste Recycling
                                                                  Apart from operational waste, we acknowledge that                                     To mitigate the environmental impact, we are exploring
     As part of our ongoing sustainability efforts, Siloam
                                                                  the utilization of construction materials significantly                               initiatives     like    prefabrication,         recycling       of     leftover
     has implemented a waste recycling program to
                                                                  contributes       to        our   embodied             carbon   footprint.            materials, and promoting home renovations instead of
     minimize environmental impact. This initiative
                                                                  Demonstrating our commitment to sustainability, we are                                demolition and new construction. In addition, we are
     focuses on processing cardboard and plastic-based
                                                                  actively striving for greater efficiency in material use and                          delving into sustainable design practices to enhance
     medical equipment that can be safely cleaned,
                                                                  seeking environmentally friendly alternatives whenever                                material       usage     efficiency       in    project     development.
     treated, and repurposed into recycled materials.
                                                                  feasible. In the Real Estate segment alone, we generated                              Our aspiration is to obtain more green certifications
                                                                  approximately 175 kilotons of construction materials,                                 for new build projects, reflecting our commitment to
     Throughout 2024, the program has successfully
                                                                  including concrete, steel, glass, and timber.                                         environmentally responsible construction practices.
     processed 149 tons of recyclable waste, reducing
     landfill contributions and promoting responsible
     waste management. By integrating sustainable                                                                                 Construction Materials in 2024 (Tons)
     practices into hospital operations, Siloam Hospitals         200,000

     continues to prioritize both public health and
                                                                  180,000
     environmental responsibility, paving the way for a                                                                                                                                 12,949
     greener healthcare sector.                                   160,000
                                                                                    2,906                                              4,081


                                                                  140,000                                                                                                              45,300


                                                                                   74,174                                              62,659
                                                                  120,000


                                                                  100,000


                                                                   80,000


                                                                   60,000                                                                                                               121,177
                                                                                   83,177                                              99,355
                                                                   40,000

                                                                                                 419                                                                    31                              840                   100
                                                                                                                         27                         337
                                                                   20,000                       3,660           8                                               12     4,159                           2,090       39        2,300
                                                                                                                        745                        1,624
                                                                                                4,716          165                                             96      5,101                           6,518      331        7,691
                                                                                                                       4,277                       5,508
                                                                                                               467                                             627                                                997
                                                                         0
                                                                                  Concrete      Steel          Glass   Timber         Concrete     Steel       Glass   Timber         Concrete         Steel   Glass         Timber

                                                                                                        2022                                            2023                                               2024


                                                                                                                                       LPKR                LPCK            GMTD



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INVESTING IN
OUR PEOPLE
Our people are our most valuable resource and
the driving force behind our business success.
We are committed to being a workplace
of choice for our employees by upholding
fair employment practices, prioritizing their
health, safety, and well-being, supporting their
development and aspirations, and empowering
them to be a force for good.




     Employment & Rights


     Occupational Health & Safety


     Training & Development




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EMPLOYMENT & RIGHTS                                                                                       [OJK C.3, F.18, F.20]




EMPLOY M EN T [GRI 2-7, 2-8, 2-30, 401]
                                                                                                                                                               Employees                      Non-Employee Workers
                                                                                                           Employment by Status
                                                                                                                                                          by Business Segment                  by Business Segment
Our goal is to attract and nurture a diverse and dedicated
pool of people that adds value and drives organizational                                                                                                                          986                                 6,685
growth. A stable workforce reduces turnover costs and                                                                                                                             32%                                  55%

business interruptions, ensuring business continuity                                                                          12,229
and fostering a stable, collaborative work environment
                                                                                                                                                                   3,062                                 12,229
founded on enduring relationships. This approach                                                        1,354                                                     Employee                             Non-Employee
                                                                                                                                                                                                         Workers
enables us to concentrate on enhancing productivity,                                                    1,708
                                                                                                                                                      2,076                                5,544
achieving        operational           excellence,       and       promoting                          Employees            Non-Employee                68%                                  45%
                                                                                                                             Workers
employee satisfaction and well-being.

                                                                                                 Permanent Employees              Non-Employee                               Real Estate         Lifestyle
As of 31 December 2024, we have a total of 3,062                                                                                  Workers
                                                                                                 Contract Employees
employees, all of whom work on a full-time basis. With
the deconsolidation of Siloam from our workforce-related
disclosures, there is an ~80% decrease in the number of
employees disclosed. The Lifestyle segment makes up
68% of our employees, while the Real Estate segment
at 32%. The majority of our employees are permanent
staff. We oversee a collective workforce of 12,229 non-
employee workers across all our business units.17 For a
detailed demographic breakdown, please consult the
“Appendix - Workforce Data” located on pages 101 to 104.




 Non-employee workers are outsourced or contractors that include construction,
17


landscaping, administration, building maintenance, cleaning and janitorial service,
security, housekeeping, customer service, F&B service, parking attendants, and
call center operators.




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Employee Benefits                                                                 •    BPJS Pension Guarantee, a mandatory program from                                 We organize various commemorative events and friendly
                                                                                       the government, with employee contribution of 1%                                 sports tournaments throughout the year to foster
All our permanent and contract employees receive similar                               and company contribution of 2%.                                                  connections between and among our business units.
benefits, encompassing annual leave, parental and                                 •    BPJS Employment Old Age Security, a mandatory                                    These events include LippoLand Leader’s Workshop,
special leave, counselling, wellness programs, medical                                 program from the government, with employee                                       Lippo Karawaci Annual Gathering, LippoLand Estate
insurance coverage, along with exclusive discounts on                                  contribution of 2% and company contribution of 3.7%.                             Workshop “Proud to Leap with LippoLand Estate”
products and services linked to the Group. Some of our                                                                                                                  and Lippo Leadership Offsite Meeting. The monthly
business units provide additional benefits depending                              In total, our post-employment benefit liabilities stand                               newsletter, Infinity, serves as a source of updates on key
on the nature of their work and the job scope involved.                           at IDR 166.28 billion as of 31 December 2024, based on                                company activities and business performance for our
For example, employees receive special discounts                                  calculations by an independent actuary.                                               employees. For additional details on activities promoting
and wellness programs such as Lippo Fun Club, Body                                                                                                                      employee well-being, please refer to the “Health and
Transformation          Challenges        and       Steps     Challenges.         Employee Engagement & Retention                                                       Safety” section on pages 79 to 81.
As regulated by Indonesian law, we make monthly
contributions for BPJS Kesehatan (health insurance) and                           We       believe     that     a     positive     and     nurturing       work         We place emphasis on attracting and retaining the best
BPJS Ketenagakerjaan (social security) towards our staff                          environment is essential to attract, motivate and retain                              talent. In 2024, we welcomed 651 new employees to our
accounts based on the prescribed contribution rates.                              talent. Apart from the benefits we provide, we involve our                            organization. The majority of these new hires were male
In addition, we provide post-employment benefits in                               employees in year-round engagement events, training                                   (62%) and under the age of 30 (51%), primarily within our
accordance with prevailing regulations.                                           sessions and town halls to enhance their workplace well-                              Lifestyle segment. On the other hand, 725 employees
                                                                                  being and strengthen our corporate culture.                                           departed from the organization during the same period.

                             Parental Leave                                                           Return to Work & Retention Rates                                                        Employee Turnover in 2024
                                                                                                                                                                                                         67
                                                                                                                                                                                                         9%
                                                                                                                                                                                            256                                                  249
                                                                                                                                                                                                                       247
                                                                                                                                                                                            35%                                                  34%
   Staff Who Returned To Work
                                                                                             Retention rates - Male                                    100.0%                                                          34%
            After Parental Leave        58 38                                                                                                                            469     Gender           411          Age           476   Business
           (12 Month Retention)                                                                                                                 83.3%                    65%                      57%                        66%   Segment



   Staff Who Returned To Work                                                              Retention rates - Female                                    94.9%
           After Parental Leave         60 41
                                                                                                                                                       100.0%                                     New Hires in 2024
                                                                                                                                                                                                           15
                                                                                                                                                                                                           2%
                                                                                        Return to work rates - Male                                    100.0%                               242
                                                                                                                                                                                                                       334
  Staff Who Took Parental Leave         60 41                                                                                                                                               37%
                                                                                                                                                                                                                       51%                       246
                                                                                                                                                       100.0%                                                                                    38%
                                                                                                                                                                         409     Gender           302          Age           405   Business
                                                                                                                                                                         63%                      47%                        62%   Segment

                                                                                      Return to work rates - Female                                    100.0%
 Staff Entitled To Parental Leave         547               1,260
                                                                                                                                                       100.0%

                                                                                                                                                                                   Female               < 30         30-50         Real Estate
                                    0   200   400   600   800 1,000 1,200 1,400                                  0%      20%       40%   60%      80%     100%
                                                                                                                                                                                   Male                 >50                        Lifestyle

                                        Female            Male                                                         Lifestyle         Real Estate




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     Employee Wellness Programs                                                                  Employee Engagement & Fun

     With an increased focus on employee wellness, we have developed 2 main programs,            We prioritize employee well-being and engagement through various initiatives.
     under the routine and seasonal category. Routine programs focus on consistent               Physical well-being was supported by providing sports facilities and activities like
     activities that encourage employees to stay active and fit that include stretching          football, badminton, zumba, and yoga. Employee satisfaction was enhanced through
     exercises, while seasonal programs feature challenges like the Body Transformation          engagement events such as complimentary haircut sessions and makeup classes, and
     Challenge and Steps Challenges, as well as “Sayembara,” a recognition initiative for        by department heads serving meals in the employee canteen. We facilitate employee
     the fittest employees. Healthy eating is supported through healthy catering services.       engagement with the community through blood donation drives. Internally we
     In addition, an annual gathering is organized for real estate employees to receive          celebrate unity and diversity through events like Independence Day, Iftar together,
     company updates, learn about future goals, and participate in engagement activities.        and Christmas gift exchanges, and nurture team spirit through employee outings
                                                                                                 and gatherings.




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D I V E R SI T Y & E Q U A L O P P O RT U N IT Y [GRI 405]
                                                                                                                Non-Staff                19                                              91                                               Employee’s Position
                                                                                                                                                                                                                                          By Gender

Diversity, equity, and inclusion (DEI) are fundamental aspects of our culture and                               Staff                                772                                             1,019
                                                                                                                                                                                                                                             Female

identity. We embrace a rich diversity of perspectives. Employees from various                                   Supervisor                                                                                                                   Male
                                                                                                                                               264                                                  754
business units collaborate, leveraging their diverse skills, backgrounds, and
                                                                                                                Manager                        145                               284
experiences, resulting in exponential growth through organizational synergy.
While acknowledging the progress made, we remain committed to fostering                                         Executive          1                                             14
diversity and inclusiveness within our leadership structures, actively working
                                                                                                                             0%          10%    20%         30%      40%         50%     60%        70%       80%    90%           100%
towards achieving a more equitable and representative gender balance at all levels
of our organization. Our female employees make up 39% of our total workforce. We                                Non-Staff                            51                                        53    53                        5          Employee’s Position
deliberately strive to maintain gender diversity to the best extent possible, taking                                                                                                                                                      By Age
                                                                                                                Staff                            780                                                961                        50
into account these industry specific gender distributions. Our hiring policy ensures                                                                                                                                                         < 30
that we maintain a gender balance, even in our shortlisting of job candidates. There                            Supervisor             103                                        549                                         65             30-50
were no reported incidents of discrimination in 2024.                                                                                                                                                                                        > 50
                                                                                                                Manager        8                                           343                                        78


                                                                                                                Executive                        6                                                   9


                 61%                 39%                                        33%                                          0%          10%    20%         30%      40%         50%     60%        70%       80%    90%           100%
                                                                                Female Executives
                 Male                Female
                                                                                and Managers
                                                                                                                Non-Staff                                                        110                                                      Local & Foreign
                                                                                                                                                                                                                                          Employment
                                                                                                                Staff                                                        1,791
                                                                                                                                                                                                                                          Statistics


                                      Employee Demographics                                                     Supervisor                                                       717                                                         Local

                                                                                                                                                                                                                                             Foreign
                                              208                                      72                       Manager                                                      424                                                   5
                                              7%                                       2%
                                                              942                                    750
                          1,201                                                                      25%        Executive                                             12                                              3
                          39%                                 31%
                                                                                                                             0%          10%    20%         30%      40%         50%     60%        70%       80%    90%           100%
                                                                                     Educational
           Gender                                 Age                               Qualifications
1,861
 61%                                  1,912                             1,820                         420                                                                                                                                 Employment By Region
                                      62%                                59%                          14%                                                                                                     295
                                                                                                                                                                                                                                             Java
                                                                                                                                                                                                              10%
                                                                                                                                                                                                                                             Kalimantan
               Female                               < 30                        High School Certification
                                                                                                                Employee (%)
                                                                                                                                                           2,359
               Male                                 30-50                       Diploma                                                                     77%                                                                              Sumatra

                                                    >50                         Undergraduate Degree
                                                                                                                                                                                               42         210          156
                                                                                                                                                                                                                                             Sulawesi
                                                                                                                                                                                               1%         7%           5%
                                                                                Postgraduate Degree
                                                                                                                                                                                                                                             Bali, Nusa Tenggara,
                                                                                                                                                                                                                                             Maluku, Papua




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Within our leadership ranks, females represent 14%               extends to our preferential engagement of local vendors                   F R EEDOM OF AS S OCIATION &
of our Board of Commissioners (one out of seven                  and    contractors.         This   dedication     underscores    our      COL L ECTIVE BAR GAIN IN G [GRI 407, 2-30]
members), and 16% of our Board of Directors (one out             support for the local community and our contribution
of six members). Notably, 33% of our employees who               to the national economy through local employment                          The rights and obligations of our employees are regulated
hold managerial positions and above are female. While            opportunities.                                                            in   the    Group       Regulations.     To   minimize    business
we promote employees strictly based on performance,                                                                                        disruption,        we   maintain     two-way       communication
leadership ability, and experience for comparable roles          At Lippo, we celebrate the inspiring journeys and                         channels between the organization and employees, and
across the organization’s hierarchy, we are committed            significant contributions of our remarkable female                        any significant operational changes within our business
to gender diversity and will strive for gender balance           leaders. “Her Voice, Her Impact” is a testament to the                    which have the potential to affect our employees are
within our senior and middle management, especially in           dedication, resilience, and visionary leadership of women                 communicated beforehand. We respect workers’ rights to
our succession planning. In addition to gender diversity,        who are making meaningful strides across the Group.                       exercise freedom of association or collective bargaining.
we also value age diversity within our organization.             Through their powerful stories, we aim to highlight how                   As of 2024, none of our employees are covered under
We employ professionals based on their qualifications,           our inclusive and supportive workplace culture enables                    collective bargaining agreements.
ranging from fresh graduates to industry veterans. Our           women to excel professionally, assume influential roles,
employees under the age of 30 make up a significantly            and drive sustainable growth.                                             CH IL D L ABOR , F OR CED OR COMPUL S OR Y
larger portion of our workforce. Furthermore, we                                                                                           L ABOR [F.19] [GRI 408, 409]
take pride in the fact that 75% of our employees have            NO N- DI SCRI MI NA TI O N [GRI 406]
tertiary qualifications and above. To maintain our                                                                                         We adopt a zero-tolerance stance towards child,
competitive edge, we actively recruit fresh graduates            We ensure that our employees are compensated fairly,                      forced, or compulsory labor, which is highlighted in
and professionals from diverse educational backgrounds           taking into account employment status, job scope,                         our HR policy and Code of Conduct. We ensure that all
and areas of expertise. We recognize the importance of a         and qualifications, among other relevant factors. As a                    employees understand these human rights principles
strong educational background for skilled professionals,         matter of policy, there is no difference in the salary range              through the annual mandatory refreshment courses of
such as healthcare workers, in delivering quality service.       between male and female employees across all employee                     our Code of Conduct. Our operations and the suppliers
                                                                 categories and levels. Any differences in compensation                    we engage with have been categorized as low risk in
We also believe that investing in local talent can help to       are strictly due to the individual’s qualifications and                   terms of potential involvement in child and forced labor.
build a strong pipeline of skillful and capable workforce in     are irrespective of gender. We strive to narrow any                       In 2024, there were no reported incidents relating to
Indonesia. In 2024, 99.7% of our employees are Indonesian        compensation gap between our female and male                              discrimination, child labor, forced labor, or any major
citizens. Where possible, we prioritize the hiring and           employees. In addition, our entry-level wages are always                  employment case.
placement of employees in their region of origin, to             equal to or above local minimum wages throughout our
ensure that our teams on the ground have a good grasp            locations of operation across Indonesia, demonstrating
of the local socio-political and cultural sensitivities to       our commitment to fair compensation for our people.
operate effectively as well to support the local area            There are no reported cases of discrimination during this
empowerment. The commitment to local empowerment                 period.




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HE R V OI C E , H E R IM P AC T : W O M E N L EA DI NG THE W A Y I N LI P P O

                          DIANA WIJAYA                                                                                                 FIONA
                          Group Corporate Accounting & Consolidation                                                                   HR Strategic Division Head

                          Throughout my journey as Group Head of Corporate Accounting &                                                Throughout my career as HR Strategic Division Head, I have dedicated
                          Consolidation, I’ve had the privilege of leading consolidation reporting                                     myself to ensuring our people’s strategy aligns seamlessly with our business
                          across the entire Group, ensuring meticulous compliance with accounting                                      objectives. My responsibilities include overseeing organizational design,
                          standards and regulatory requirements. My role extends beyond                                                workforce planning, performance management, talent development,
                          oversight—I actively drive improvements in accounting processes,                                             culture shaping, and talent management. By driving these strategies, I aim
                          enhancing efficiency and alignment with the company’s strategic policies.                                    to create a competitive edge, enabling our company to attract and retain
                          Embracing innovation, I’ve spearheaded initiatives to automate financial                                     top talent, fostering sustainable growth and long-term organizational
                          operations, significantly improving our governance and operational                                           success.
                          excellence.
                                                                                                            At our workplace, we actively nurture an inclusive and positive environment that prioritizes competency,
My workplace has been instrumental in nurturing gender equality and empowering women, creating              capability, and performance above gender. We firmly believe in providing equal opportunities,
an inclusive environment where performance and capability are recognized regardless of gender.              ensuring that women are equally seen, valued, and respected in leadership, decision-making, and
Here, equal opportunities are not just a statement but a reality, supported through intentional             career advancement roles. To further support gender equality and women’s empowerment, our HR
leadership development programs and a culture that genuinely values diverse perspectives. This              initiatives such as Succession Planning and Leadership Development Programs actively prepare
environment has enabled me and many other women to confidently step into leadership roles,                  women to take on strategic leadership positions. Personally, I have been deeply supported in my
contribute meaningfully, and excel at every organizational level. I’ve personally experienced immense       career journey through a strong organizational culture centered on meritocracy, inclusivity, and
support throughout my career, continually entrusted with key responsibilities and challenging               continuous leadership development. Flexible work arrangements that promote work-life balance
projects that allowed me to showcase and further develop my expertise.                                      have allowed me to thrive professionally while fulfilling my family responsibilities.




                                                                                                                                       ARDISA WIBOWO LESTARI
                          STEPHANI                                                                                                     Group Purchasing Manager
                          Inventory Management Commission & Data Reporting Dept. Head
                                                                                                                                       In my role as Group Purchasing Manager, I oversee purchasing activities
                          As Inventory Management Commission & Data Reporting Department                                               at our head office, ensuring efficient procurement processes and optimal
                          Head at LippoLand, I lead inventory control, commission processing, and                                      resource management. Our workplace strongly supports gender equality
                          data reporting functions, ensuring accuracy and efficiency in meeting the                                    and women’s empowerment by proactively promoting women into
                          organization’s needs. My role involves driving process automation, ensuring                                  leadership roles and encouraging active participation in key decision-
                          compliance, and guiding my team towards operational excellence.                                              making processes.

Our company actively promotes gender equality and women’s empowerment, ensuring women                       Throughout my career, I have experienced tremendous support from our company, particularly
have equitable opportunities to voice their ideas, lead significant projects, and participate in key        through specialized programs focused on developing executive skills, negotiation tactics, and
decisions that empower them to take on higher positions and create meaningful impact. I’ve received         building confidence. These initiatives have been instrumental in preparing me to step confidently
considerable support through specialized learning programs focusing on professional and leadership          into leadership roles and successfully advance my professional growth.
development. In addition, being entrusted with opportunities to lead various projects has enabled me
to deepen my expertise, gain valuable experience, and progress into more senior roles.



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O C C U P A T I O N A L H E A LT H & S A F E T Y                                                                          [F.21] [GRI 403]



We are committed to providing a safe and conducive              they are equipped with essential knowledge from the                          This year, our organization focused on enhancing OHS
environment for all our stakeholders to thrive. Recognizing     start. In 2024, a total of 45 fire and disaster simulations                  practices through formal training curriculum. Our
that a healthy workforce is vital for business continuity,      were conducted across our malls, encompassing a wide                         employees participated in a total of 3,494 training hours
we have implemented a occupational health and safety            range of scenarios, including hurricanes, strong winds,                      for OHS-related training. We reviewed the OHS training
management system aligned with the best practices               thunderstorms, lightning, floods, fires, disease outbreaks,                  programs for specific job scopes, integrated health
and guidelines that cover 100% of all employees and non-        theft, vandalism, bomb threats, terrorism, earthquakes,                      and safety into the orientation process, and conducted
employee workers. Our objective is to foster a workplace        and extreme weather events. In addition, we offer health                     regular fire drill exercises across our various operations. In
culture where our employees deeply understand the               services for non-work-related conditions. For example,                       addition, we established an Emergency Response Team
significance of occupational health and safety (OHS).           in response to Mpox concerns at the end of 2024, we                          within our office work environments to address potential
                                                                organized educational health talks to raise awareness                        safety    concerns    through        employee      participation,
ST A FF WELL-B E IN G                                           and enhance preparedness.                                                    consultation and communication. Our commitment
                                                                                                                                             to maintaining incident reporting and investigation
A comprehensive approach is adopted to prioritize the           O HS MA NA G E ME NT & TRA I NI NG                                           procedures underscores our dedication to prioritizing
well-being of our staff, recognizing that it contributes                                                                                     the health and safety of our workforce and continually
to improved health outcomes and a more content                  Every business unit is required to establish an OHS                          improving OHS practices.
workforce. In addition to the government-mandated               system in accordance with government regulations.
health and insurance benefits (BPJS Kesehatan and BPJS          Comprehensive coverage is guaranteed under these                             At the Group level, we have established an OHS
Ketenagakerjaan), we promote worker health through              occupational health services for our entire workforce,                       committee comprising of representatives from each
enhanced coverage of health benefits through private            encompassing both employees and non-employee                                 unit. This committee serves as a centralized body to
health insurance providers or third-party providers. This       workers. Each business unit appoints officers and/or                         ensure the dissemination of information and direction
ensures that our employees have access to high-quality          committees dedicated to overseeing the implementation                        regarding OHS practices across the organization. The
healthcare and receive financial support for various            of OHS policies within their respective workplaces.                          OHS Committee operates under the ESG Committee
health services, including inpatient and outpatient             These OHS officers bear the responsibility of hazard                         and is led by the Floor Warden Coordinator, supported
care, dental treatments, and medical checkups. We               identification, conducting risk assessments, performing                      by OHS experts across business units, along with an ESG
also consistently organize vaccination drives for our           safety checks, and reporting incidents. In the event of                      team member. The committee oversees operational
employees and their families in a timely manner. We             any incident, immediate escalation to the respective                         implementation through dedicated OHS teams for
integrate health and safety training into our orientation       head offices is required for reporting and investigation.                    holding companies, real estate, malls, hotels, and
program. Moreover, hotels are equipped with AED                 In cases of injuries or accidents, corrective actions will be                healthcare, ensuring structured safety management
devices. Employees can access relevant materials and            promptly implemented to prevent any recurrence.                              across all sectors.
resources through our learning platform to ensure




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                                                                                                                   OHS Committee and Group Guidelines
                                              Training Courses (Select)                                            Strengthening Workplace Safety
     Training
       Type
                                                                                                                   The OHS Committee plays a vital role in maintaining a safe and healthy workplace across
                     Real Estate                       Healthcare                          Lifestyle
                                                                                                                   all Business Units (BUs). To strengthen OHS governance, the committee is working
 General         Emergency response                                                                                on developing standardized OHS guidelines that align with regulatory requirements,
 Training        Safety awareness
                                                                                                                   industry’s best practices, and company policies. These guidelines will serve as a reference
                 Conducting day / night Fire Drill including drill with Fire
                 Department in all units
                                                                                                                   for risk mitigation, safety procedures, and compliance, ensuring a consistent approach
                 General health & safety                                                                           across all operations. Regular updates will be made to address emerging risks and on-
                 Ad hoc: pandemic, new virus news alert                                                            the-ground feedback.
 Job Specific    Electrical engineering            Emergency nursing                 Food safety & hygiene
 Training        personnel certification           clinical and non-clinical         management
                                                                                                                   To enhance safety performance, the committee conducts structured discussions on OHS
                 Electrical safety                 General ward nursing              First aid certification
                                                   non-clinical
                                                                                                                   reports, reviewing trends, incidents, and near-miss cases. Lessons learned are used to
                 First aid certification                                             Preventive maintenance
                                                   Pharmacy warehouse                                              prevent recurrence and improve workplace safety. The findings will shape future policies,
                 Floor warden safety                                                 Personal hygiene &
                                                   clinical
                 training                                                            sanitation                    including refinements in safety procedures, additional training programs, and better
                 Handling power tools                                                Pest control                  resource allocation for high-risk areas. The committee also promotes knowledge sharing
                                                                                     management
                                                                                                                   by highlighting successful safety initiatives, case studies, and innovative solutions.
                                                                                     Safety equipment review




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As part of our 2030 Sustainability Agenda, we aim for zero
                                                                                                                          EMPLOYEE                                                         NO N - EM PLO YEE W O RK ER
fatalities and high consequence injuries, as well as ≤ 1 lost
                                                                                                                    O H S P E R FO R M A N C E                                                O HS PERF O RM ANCE
time injury frequency rate. To identify areas for improvement
following OHS incidents, we track incident numbers and
their root causes. We supplement our tracking of incident
numbers with the Lost Time Injury Frequency Rate (LTIFR).                                      0              0                  5                  4                         2              0                    31                 17
                                                                                               Fatalities     High               Recordable         Lost Time                 Fatalities     High                 Recordable         Lost Time
LTIFR focuses on serious injuries leading to lost work time,
                                                                                                              Consequence        Injuries           Injuries                                 Consequence          Injuries           Injuries
providing a more accurate and industry-comparable                                                             Injuries                                                                       Injuries

measure of safety performance. This approach helps
prioritize high-impact safety actions and reinforces a culture
                                                                                               0              0                  0.93               0.74                      0.07 0                              1.11               0.61
                                                                                               Fatality       High               Total Recordable   Lost Time                 Fatality       High                 Total Recordable   Lost Time
focused on preventing severe injuries.                                                         Rate           Consequence        Injury Frequency   Injury                    Rate           Consequence          Injury Frequency   Injury
                                                                                                              Injury Frequency   Rate (TRIFR)       Frequency                                Injury Frequency     Rate (TRIFR)       Frequency
                                                                                                              Rate                                  Rate (LTIFR)                             Rate                                    Rate (LTIFR)
In 2024, there were zero high consequence injuries, but we
recorded 2 non-employee worker fatalities18. There were 5
recordable injuries among our employees and 31 recordable                                                   5,388,607               Working
                                                                                                                                    Hours                                                  27,949,138                    Working
                                                                                                                                                                                                                         Hours

injuries among our non-employee workers. Common
injuries included burns, being hit by a falling object, and
falls/slips/trips. We remain committed to achieving our OHS
targets of zero fatalities, zero high consequence injuries, and
a Lost Time Injury Frequency Rate (LTIFR) of less than 1.


Please refer to “Appendix – Workforce Data” on pages 101
to 104 for a full breakdown of our OHS performance, and
“Appendix – Reporting Methodology” on pages 96 to 97 for
the injury definitions and calculation formulas used in our
disclosures.

18
   2 non-employee fatalities occurred during an inspection of a malfunctioning pump
inside a sewage treatment plant. The incident was caused by exposure to hazardous
confined space conditions, including poor air quality and high wastewater levels.
As part of our corrective actions, a dedicated OHS team has been established to
enhance safety oversight, particularly for high-risk tasks involving confined space
entry. Comprehensive reviews of confined space procedures have been conducted,
including the implementation of stricter pre-entry checklists, enhanced ventilation
requirements, and improved emergency response protocols. In addition, all personnel
involved in wastewater management will undergo refresher training focused on
confined space safety and hazard recognition, ensuring continuous reinforcement
of safe work practices and fostering a culture of vigilance and accountability across
operations.




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TRAINING & DEVELOPMENT                                                                            [F.22] [GRI 404]



Our commitment is to foster a talent-driven organization              superiors to provide feedback to their teams as an integral           and empowering individuals to excel in their roles. 100%
that nurtures the personal growth of our employees,                   part of the performance cycle throughout the year,                    of full-time employees receive regular performance and
providing them with the essential skills and knowledge                underscores our dedication to employee development                    career development reviews.
to excel in their roles. The continuous training and                  and retention. This encouragement towards continuous
development initiatives are crucial for cultivating a high-           improvement not only cultivates a positive sentiment                  In order to strengthen executive-level talent, the Group
performing and productive workforce.                                  among our workforce but also ensures sustained growth                 also conducts a search for Young Talents throughout the
                                                                      and success, a commitment that we upheld this year and                year to ensure that the Group acquires the best talents.
The increased utilization of digital platforms expanded               will steadfastly uphold into the next year and beyond.                The Group provides opportunities for young talents to
to providing customized modules covering both soft                    This year, the Group has created Individual Development               join the Management Development Program, which can
and technical skills, tailored based on individual needs              Plans for identified talent at all levels. Tailored training and      help them achieve their full potential. The Management
identified through ongoing data analysis. To ensure                   development schemes have been meticulously designed                   Development Program is specifically designed (custom)
that all employees fully understand and adhere to our                 to address competency gaps across various functions,                  according to the competency gaps of each individual
ethical guideline, we provide mandatory annual training.              proving effective in enhancing both soft and hard skills              and the organizational needs.
This training covers key topics such as the code of
conduct, company policies, corporate governance, the
whistleblowing system, and non-disclosure agreements.
In 2024, the training was still delivered through our
digital learning platform, making it easily accessible and
convenient for employees to complete and refresh their
knowledge. At the end of the training, employees are
required to confirm that they have read and understood
the    company        regulations,   corporate        governance
principles, NDA, whistleblowing system, and code of
conduct.


As part of our ongoing commitment to cultivating a high-
performing organizational culture, we firmly believe in the
importance of fair performance ratings and constructive
feedback       for   our   employees.     Our    comprehensive
performance management system, which encourages




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This program is effective in shaping young talents to                Average Training Hours by Employee Position                                              Average Training Hours by Gender

develop into resilient leaders ready to face business
challenges in the future. We foster a strong sense of
connection and open communication through a diverse                                          10                      Non-Staff

range of engagement events between management                                                     14                 Staff
and staff. These events include LippoLand Leader’s                            37                                                                                            12                     Female


Workshop, Lippo Karawaci Annual Gathering, LippoLand                                                12
                                                                                                                     Supervisor
                                                                                                                                                              18                                   Male
                                                                                                                     Manager
Estate Workshop “Proud to Leap with LippoLand Estate”
and Lippo Leadership Offsite Meeting.                                                   29                           Executive




Throughout 2024, our employees collectively engaged
in 48,089 hours of training, equating to an average of 16
hours per employee across various business segments.             Furthermore, we continued our comprehensive Group-                        Our employees attended 835 ESG hours of training
This is a decrease in the total and average number of            wide sustainability training curriculum, ensuring that our                courses and external engagements. We are dedicated to
training hours due to a deconsolidation of Siloam from all       workforce is well-equipped with the necessary knowledge                   achieving an average of 15 hours of training per employee
workforce-related data.                                          to actively contribute to the Group’s ESG journey. The                    each year, recognizing the crucial role such training plays
                                                                 training includes internal sharing of ESG best practices                  in accomplishing our 2030 Sustainability Agenda. In
Our core training and development goal is to equip               and trends, familiarization with the Group’s priorities                   2024, our focus is on the expanded implementation of an
employees with knowledge that transforms into practical          and standards, and participation in external conferences                  online ESG training curriculum across all business units
skills, supporting both daily performance and long-              and webinars organized by IDX, financial institutions,                    and a further increase in ESG training hours within our
term career growth. To achieve this, we implement an             and accounting firms. This year, we conducted several                     Group. This year, we spent IDR 373 million on training for
end-to-end learning journey that combines self-paced             training sessions to enhance sustainability practices:                    all employees.
digital modules with interactive formats like workshops,         •   Climate risk training for risk teams.
role plays, and peer discussions. This blended approach          •   Decarbonization              planning       workshops        for
ensures employees not only understand key concepts
but also have opportunities to apply them in real business       •
                                                                     business units.
                                                                     ISSB disclosure workshops for the ESG Committee
                                                                                                                                                                         835
                                                                                                                                                                         Total ESG training hours
scenarios.                                                           and business units.
                                                                 •   Community         engagement         program      development
This method is applied across a range of key programs,               workshops for business units.
including the Leadership Development Program,
Safety Response Program, the Project Management
                                                           the   •   Scope 3 emissions training for the ESG Committee and
                                                                     Siloam to support their reporting.
                                                                                                                                                                         3,494
                                                                                                                                                                         Total OHS training hours
Learning Program, and the Continuous Improvement
Program to drive innovation and efficiency.




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   Enhancement To E-Learning Platform                                                             Offsite Leadership Meeting
   Lippo Learning Hub                                                                             Strengthening Leadership & Strategy

   The Company has rolled out a digital training platform—Lippo Learning Hub, which               The Offsite Leadership Meeting 2024 was held in Bandung, bringing together the
   serves as our centralized Learning Management System (LMS). This platform hosts a              Board of Directors and Managers from across the group. The event provided a
   mandatory learning curriculum, including onboarding modules for new employees,                 valuable opportunity for leaders to collaborate and align key priorities for the future.
   regular refreshers on company policies, and structured learning programs aligned               With the scenic setting fostering open discussions and strategic thinking, we were
   with organizational priorities. The Lippo Learning Hub provides an interactive                 able to focus on critical aspects of the company’s direction moving forward.
   and accessible learning experience, allowing employees to engage with curated
   content anytime and anywhere.                                                                  Through this event, we successfully redefined our new strategy for 2025, setting
                                                                                                  clear goals and identifying key initiatives to drive growth and innovation across
   Currently, there are hundreds of e-courses available across various topics and                 the organization. The discussions allowed us to assess current trends, align our
   functional areas, enabling continuous upskilling and self-paced learning. To ensure            leadership vision, and ensure that all departments are focused on the same strategic
   knowledge retention and accountability, the platform integrates interactive                    objectives, positioning the company for long-term success.
   quizzes, enforces minimum passing scores, and features leader boards to boost
   engagement and motivation. By combining structured content delivery with
   gamified elements, our LMS not only supports skill development but also acts as a
   key enabler in building a knowledge-driven, future-ready workforce.




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CHAMPIONING
BEST PRACTICES
We constantly strive to uphold the highest standards of corporate
governance and accountability, ensure strict compliance with
regulations and company policies, as well as promote sustainable
practices across our value chain.




     Governance & Accountability


     Ethics & Compliance


     Data Privacy & Security




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G OVE R N A N C E & ACCO U N TA B I L I TY
COR POR A TE G O V E RN A N C E
[OJK E.1 – E.5] [GRI 2-9 to 2-21]



We believe that Good Corporate Governance (GCG) is                                                                                             General Meeting of
                                                                                                                                                 Shareholders
the convergence of three essential elements: Corporate
Governance, Risk Governance, and Sustainability Governance.
Effective oversight and management of these three aspects
of governance are critical to achieving stable and sustainable
growth. A crucial element of effective corporate governance
involves the integration of sustainability into our business                                                             Board of Commissioners                       Board of Directors

strategy and operations. Accomplishing this goal necessitates
the establishment of a strong sustainability governance
framework that engages key decision-makers at all levels of
the organization. This engagement should span vertically, from
the Board level down to the operational level, and horizontally
                                                                                                        Nomination &                                                                       Whistleblowing
                                                                                                                                                Audit Committee
across    various     business      units     and    corporate       functions                      Remuneration Committee                                                                  Committee

responsible for driving different aspects of Environmental,
Social, and Governance (ESG) considerations.


Our corporate governance structure consists of the General
Meeting of Shareholders (GMS), the Board of Commissioners                                                                                         Internal Audit                           ESG Committee
(BoC), the Board of Directors (BoD), and their respective
standing committees, namely the Audit Committee and the
Nomination & Remuneration Committee. This structure serves
to promote responsible business practices and accountability
in decision-making while safeguarding the interests of
                                                                                                                                                                                           Business Units/
shareholders and other stakeholders.                                                                     Investor Relations                    Corporate Secretary
                                                                                                                                                                                            Subsidiaries


This section complemented the Corporate Governance Report.
More information can be found on our 2024 Annual Report.



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               Committee                                                                                 Roles & Responsibilities

 Board of Directors & Board of             The Board of Directors (BoD) and the Board of Commissioners (BoC) are the highest governing roles in Lippo Karawaci, guiding the group's
 Commissioners                             strategic direction to ensure alignment material Environmental, Social, and Governance (ESG) issues and the interests of both the business and
                                           stakeholders. The BoD holds ultimate responsibility for the group's performance, while the BoC serves as a supervisory and advisory body to the
                                           BoD. Together, these boards assess the Group's targets and performance, approving public disclosures, including the Annual Report and the
                                           Sustainability Report. The BoD and BoC also review the effectiveness of the risk management process through approval of our ERM framework.

 Audit Committee                           The Audit Committee (AC) assists the BoC to oversee our financial reporting, monitor and evaluate audit plans and implementation, assess the
                                           effectiveness of our risk management and internal control systems, and supervise our compliance with prevailing regulations and accounting
                                           standards, among other duties. The AC carries out their duties and responsibilities according to their charters. As an additional measure to
                                           incorporate sustainability into our framework, the audit focus includes business interruption and ESG considerations. See our annual report for
                                           changes to the audit committee.

 Internal Audit Unit                       The Internal Audit Unit (IAU) supports the AC by monitoring, evaluating, and improving the implementation of internal control, risk management,
                                           and corporate governance processes in line with company policies. The IAU provides objective assurance and independent advice that aims to
                                           improve the operational activities of Lippo Karawaci. The IAU reports directly to the President Director, as well as to the BoC, through the AC. The
                                           IAU carries out their duties and responsibilities according to their charters. Starting from 2023, an ESG Audit has been incorporated into the annual
                                           internal audit plan and will be conducted each year.

 Whistleblowing Committee                  The Whistleblowing Committee is a dedicated body within the Group that serves as a crucial component of the Group's ethics and compliance
                                           framework. Its primary role is to facilitate and oversee the reporting and investigation of concerns or complaints raised by employees or other
                                           stakeholders regarding potential misconduct, unethical behavior, or violations of company policies.

 Nomination & Remuneration                 The Nomination & Remuneration Committee (NRC) develops and maintains a transparent and formal process for the appointment of new Directors
 Committee                                 to the Board and makes recommendations to the Board on a general framework of remuneration. The nomination and selection process for the
                                           highest governance body is based on several parameters. The appointment of the Board of Directors and the Board of Commissioners is carried out
                                           through the mechanism of the General Meeting of Shareholders (GMS), where the nomination process takes into account recommendations from
                                           the NRC and requirements based on the provisions of applicable regulations, such as:
                                              The Group’s Articles of Association and applicable laws and regulations.
                                              Personal qualifications of candidates; and
                                              Knowledge and/or expertise in the sectors needed by the Group.

 ESG Committee                             The ESG Committee, compromising 3 BoD directors including the Group CEO, is appointed by the BoD to assist in setting the direction for the
                                           Group’s ESG strategy, policies and initiatives. The ESG Committees main role is to have oversight on all ESG matters, this includes setting and
                                           monitor ESG targets, spearheading new ESG initiatives, reviewing ESG disclosures and undertaking any other ESG-related tasks set out by the BoD.
                                           The ESG Committee meets at least four times a year and reports periodically to the BoD and BoC on its activities and recommendations.




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ES G G OV E R NA N C E B E S T P R A C T IC E                          and set at twice a year, with additional meetings to be                           We also launched continuous ESG training for BU
                                                                       held as directed by the Chairman when necessary. Please                           management teams and ESG representatives. We also
We have established a robust sustainability governance                 refer to our website for the full ESG Charter document:                           formalized ESG Steering Group Oversight, ensuring
structure      that   provides     oversight   and     drives    the   https://www.lippokarawaci.co.id/investor-center/board-                            regular performance reviews and alignment with the
implementation of environmental, social and governance                 committee-charter                                                                 Group’s sustainability strategy.
(ESG) initiatives at all levels of the organization. Our
sustainability governance is led by the ESG Committee,                 In addition, as a follow-up to last year’s audit, we                              ESG Committee Agenda
overseen by the ESG Steering Group, and supported                      standardized data collection through updated ESG
by the Group Sustainability Function. Please refer to                  Reporting SOPs, established a formal ESG Data Review                              Aside     from     reviewing        ESG      performance           and       risk
“Sustainability Governance” on page 20 for an overview                 Workflow to clarify roles and enhance data governance                             management, the ESG Committee also discussed the
of the roles and responsibilities within our sustainability            and strengthened ESG Data Quality Control by mandating                            following matters below in 2024.
governance structure.                                                  source documentation for all data submissions.


The ESG Steering Group serves as the primary platform
                                                                                           ESG Committee Agenda                                                       Discussion & Resolution Points
for translating the Group’s ESG strategy into actionable
initiatives at the BU level. To enhance governance and                  ISSB Transition – Updates to global sustainability disclosure standards    Preparation for ISSB adoption, including adjustments to data collection,

effectiveness, each BU will be appointed a dedicated ESG                and implications for Indonesia’s regulatory requirements                   internal controls, and reporting frameworks

PIC. This aims to improve coordination & accountability                 Sustainability-Related Risks & Opportunities (i.e. Non-Climate)            Preparation for ISSB adoption via a three-year phased approach. The TCFD
as each PIC takes ownership of their BU’s initiatives and                                                                                          report will be enhanced to include sustainability related risks & opportunities

reporting, create a regular feedback loop by formalizing
                                                                        Double Materiality Assessment                                              Material topics selection, climate related risks and opportunities and
a structure and strengthen ESG performance at BU level                                                                                             sustainability related risks and opportunities will include a double materiality

by regular monitoring.                                                                                                                             assessment

                                                                        2030 Sustainability Agenda                                                 2030 Sustainability Agenda will be revised due to Siloam’s deconsolidation and
                                                                                                                                                   enhanced target setting where targets have already been achieved
In 2024, we focused on strengthening our sustainability
governance, by updating our ESG Committee Charter                       Updated Energy Management Regulation - Indonesia introduced new            Align the Group’s energy policies with these regulations, including improving
                                                                        regulations on energy management, requiring companies to enhance           monitoring, reporting, and energy-saving initiatives
to reflect the evolving roles and responsibilities of the
                                                                        their energy efficiency practices
committee, aligning with LK governance, policies, and
                                                                        Updated Solar PV Regulation - Recent updates to solar PV regulations       Accelerate solar adoption at various properties, addressing regulatory,
ESG priorities. The Charter is periodically reviewed and
                                                                        create new opportunities and obligations for companies adopting            technical, and financial considerations, including approval of pipeline projects
evaluated to ensure its relevance. With recent changes                  renewable energy

in our board structure our new President Director,
                                                                        Sustainable Finance Taxonomy - Indonesia’s Sustainable Finance             Review of how this taxonomy affects access to green loans, sustainability-linked
Marlo Budiman, has been appointed as Chairman                           Taxonomy defines what qualifies as green, sustainable, and transition      financing, and ESG-related investments
                                                                        activities for financing purposes
of the ESG Committee. In addition, the frequency of
mandatory committee meetings has been reassessed                        PROPER Assessment - PROPER is Indonesia’s official environmental           Strategies to improve and standardize environmental compliance across all
                                                                        performance rating system for companies                                    BUs to achieve higher PROPER ratings




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   Implementation of ESG Data Management System
   Improving ESG Accountability

   In 2024, our ESG Data Management System was implemented through a phased approach to align
   with BU needs. The process started with BU consultations to understand ESG data collection, reporting
   needs and challenges, ensuring seamless user experience for BU’s utilizing the platform. The system
   was then developed with technology partners, integrating global ESG standards and governance
   requirements. Before launch, user testing was conducted, followed by training for 250+ participants
   across BUs, totaling 400+ training hours, ensuring effective system adoption. In Q3 the system went
   live, allowing data input and document attachments for audits. A BU roadshow gathered feedback
   for enhancements, leading to the next development phase in Q4, introducing OCR, API integrations,
   enhanced reporting features, and a sustainability goal tracker.


   To improve ESG data accuracy, we updated ESG Reporting SOPs at the Group and BU levels, ensuring
   consistent data collection and reporting cycles. A formal ESG Data Review Workflow clarifies roles and
   responsibilities, reducing errors and enhancing accountability. Source documentation is now required
   for all submissions to improve traceability and auditability.




   Measuring the Efficacy of Siloam’s ESG Practices
   Improving ESG Practices

   In alignment with Lippo’s enduring push for greater ESG practices, Siloam attained the Bronze Medal
   for Ecovadis in 2024 by placing in the top 35% globally (79th percentile) with a score improvement from
   46/100 to 64/100. Ecovadis plays a crucial role in our sustainability journey by providing a comprehensive
   assessment of our environmental, social, and governance practices, enabling us to identify areas for
   improvement and demonstrate our commitment to responsible business practices to stakeholders.
   The EcoVadis assessment evaluates 21 sustainability criteria across four core themes: Environment,
   Labor & Human Rights, Ethics and Sustainable Procurement. More than 130,000 companies globally
   have been rated by EcoVadis. The improvement from 2023 shows our commitment to responsible
   business practice.




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ETHICS & COMPLIANCE                                                               [GRI 2-23, 2-24, 2-27]




COD E OF CON D U C T [GRI 206, 2-23 to 2-24, 2-26 to 2-27]

We prioritize sustainability and ethical business practices.     In our Healthcare segment, we actively engage with                             In 2024, there were no administrative sanctions imposed
The Group consistently ensures that the Group’s Code of          our vendor partners to integrate sustainability into our                       on the Group, members of the Board of Commissioners
Conduct is aligned with the best practice and the latest         procurement processes. As part of our commitment to                            and members of the Board of Directors, by the Financial
business conditions. The last update to the Group’s              ESG principles, we require vendor tender participants to                       Services Authority or other relevant authorities. We have
Code of Conduct was undertaken on December 15,                   disclose their ESG initiatives, ensuring alignment with                        not engaged in any activities that violate regulations
2022 and is readily accessible on the Group’s website.           our sustainability goals. In addition, we conduct regular                      governing anti-bribery, anti-competitive behavior, anti-
Our code of conduct covers responsible employment                ESG socialization sessions through our Vendor Forum                            trust, or monopoly practices throughout our business
& workplace practices, conflicts of interest, business           events, held either semi-annually or annually, to educate                      operations.
ethics and relations with external parties. To instill these     and collaborate with vendors on best practices, fostering
values within our team, we conduct mandatory annual              a shared commitment to responsible and sustainable
training covering essential topics such as the code of           business operations.
conduct, company rules, good corporate governance, the
whistleblowing system, and non-disclosure agreements.            As part of our HR policy, we have a grievance mechanism,
At the conclusion of the training, employees are required        and we also maintain a publicly accessible whistleblowing
to acknowledge that they have read and comprehended              channel. Our organization has established a robust
the provisions outlined in the Group regulations, GCG,           whistleblowing system to enable employees to report
NDA, whistleblowing system, and code of conduct.                 concerns related to human rights, labor rights, or
                                                                 anticorruption issues. Employees can choose to report
In our Lifestyle segment, we require vendor registration         directly to our dedicated whistleblowing committee
when engaging with suppliers, ensuring transparency              or use our designated email address. This system
and accountability. This process includes collecting work        ensures confidentiality and anonymity, promoting an
references from other hotels or entities, allowing us to         environment where employees can voice concerns
conduct thorough reference checks. In addition, health           without      fear    of     retaliation.   The    reports        received
and safety considerations are emphasized during tender           are thoroughly investigated by our whistleblowing
clarifications, ensuring compliance with our standards           committee, and appropriate actions are taken to address
from the outset of any project.                                  any identified violations. There were zero reported cases
                                                                 of whistle blowing through our whistle blowing channel.




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         Type of Compliance                                                                         Disclosure                                                                             Cases


 General                                  Non-compliance with laws and regulations resulting in monetary fines                                                                               0

                                          Non-compliance with laws and regulations resulting in non-monetary sanctions                                                                       0

 Corruption                               Legal cases regarding corruption and bribery brought against the organization or its employees                                                     0
                                          (This does not include any employee/vendor corruption cases that were resolved internally)

 Competition                              Legal action (pending or completed) regarding anti-competitive behavior and violations of anti-trust and monopoly legislation in                   0
                                          which the Group has been identified as a participant

 Social/Economic                          Non-compliance with any relevant social and economic laws and regulations, including human rights and labor laws                                   0

 Environmental                            Non-compliance with any relevant environmental laws and regulations                                                                                0

 Health & Safety                          Non-compliance with regulations and/or voluntary codes concerning the health and safety impacts of products and services                           0

 Data Privacy                             Cases or substantiated complaints concerning breaches of customer privacy and losses of customer data                                              0

                                          Legal proceedings associated with data security and privacy                                                                                        0

 Product Info                             Non-compliance with regulations and/or voluntary codes concerning product and service information and labelling                                    0

                                          Non-compliance with regulations and/or voluntary codes concerning marketing communications, including advertising,                                 0
                                          promotion, and sponsorship




A NT I COR R U P T IO N [GRI 205]                                       and risk identification is comprehensive. In 2024, our                and procedures, whereby they will be required to sign a
                                                                        risk assessment covers all business processes including               Vendor Integrity Pledge that communicates the Group’s

Anti-corruption policies have been incorporated into our                Plan to Construct, Inventory Management, Sell to Collect,             zero tolerance towards corruption.

Code of Conduct since 2022. We ensure anti-corruption                   Procure to Pay, until Information Technology. Accessible
policies are socialized and reviewed annually and                       through the internal training portal, this program covers             In 2024, Lippo Malls actively promoted ESG principles

Maker-Checker-Approver          procedures,    particularly        in   crucial topics including Good Corporate Governance                    among its suppliers and vendors, focusing on anti-

financial expenditures, are to be carried out by different              (GCG), whistleblowing, company regulations, the code of               corruption, human and labor rights, environmental

employees. At Lippo Karawaci, 100% of our operations                    conduct, and non-disclosure agreements. This year, we                 compliance, and health and safety.                This included

are assessed for risks relating to corruption by our Risk               achieved a 99% completion rate for our annual employee                implementing an Integrity Pact and requiring suppliers

and Internal Control Team as part of an annual risk                     training on Code of Conduct and anti-corruption                       to agree to anti-bribery terms online. These efforts

assessment cycle. Risks are identified using a business                 policies. We also keep our suppliers and business                     reinforced the Supplier Code of Conduct across all vendor

process approach to ensure all processes are covered                    partners informed about our anti-corruption policies                  interactions.




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SUSTA I NA BLE P RO C U RE M E N T P O L ICY


In line with our 2030 Sustainability Agenda, we have            This initiative helps mitigate the risk of fake companies
formulated a Group-wide Sustainable Procurement                 and fraudulent transactions, ensuring that all selected
Policy and Supplier Code of Conduct, which outlines             vendors meet our quality and reliability standards.
our approach to conducting business with a focus                In summary, better procurement management and
on ethics, labor and human rights, health and safety,           integrating      digitalization       into    our   processes     have
and environmental sustainability. This policy seeks to          increased transparency and accountability between us
enhance governance across our value chain, such as by           and our suppliers.
mitigating legal and reputational risks stemming from
supplier misconduct. Every supplier is required to endorse      In 2024, our Real Estate, Healthcare, and Lifestyle
the Supplier Code of Conduct by signing a Supplier              segments        focused        on     strengthening        operational
Statement of Commitment. This will be done on a one-            efficiency, procurement processes, and supply chain
off basis upon signing a new/renewed contract. Existing         resilience. To minimize disruptions, we enhanced vendor
suppliers will also need to sign this retrospectively, in       management by finalizing a standardized Procurement
phases based on our business units’ prioritization. Refusal     SOP (expected by January 2025) and establishing
to sign the Commitment requires reasonable cause in             relationships         with     backup        vendors.    Standardized
writing. Our Key Principles include Business ethics, fair       templates for Cooperation Agreements (PKS) and
competition, insider trading, prohibition of harassment         Memorandums of Understanding (MoU) are also being
and intimidation, human and labor rights, information           developed to improve contract consistency.
confidentiality, prohibition of bribery and corruption,
anti-nepotism and environmental responsibility.                 Cost management was prioritized across all segments
                                                                through bulk negotiations, cost-saving reports, and
Our organization continues to make improvements to              economies        of    scale    in   procurement.        To    enhance
procurement policies and processes, with a particular           efficiency,     digitalization        initiatives    are      underway,
focus on supply chain resilience, cost management, and          including the planned implementation of an end-to-
digitization. Several business units have transitioned          end ERP system in 2025 and an E-catalog module by Q2
from a paper-based approval process to utilizing digital        2025. In addition, our Healthcare segment introduced
SaaS solutions. In addition, we have incorporated Google        an online procurement platform to streamline vendor
Forms to facilitate communication with vendors. In              registration, improving transparency and accessibility.
2024, we introduced the Vendor Visit Form to assess             These digitalization efforts have streamlined capital
the credibility of vendors and contractors engaged in           and operational expenditure management, improving
transactions with us.                                           accuracy, transparency, and decision-making.




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DATA PR IVACY & S ECU R I TY
We prioritize data privacy and security, particularly as we      Moreover, we are actively fostering a culture of IT
                                                                                                                                                                Personally             Protected
expand our digital systems and manage large volumes of           security awareness among our employees. Through                                               Identifiable              Health
                                                                                                                                            Description
customer data. Our dedication to safeguarding customer           comprehensive          socialization   efforts,   employees   are                             Information            Information
privacy is reflected in our Code of Conduct, which requires      educated on various cyber threats, with a particular                                            (PII) Only               (PHI)

all employees to uphold and protect customer data                focus on phishing attacks. By equipping employees                        Number of data             0                      0
privacy. We have established rigorous National Institute         with knowledge and tools to recognize and address                        breaches

of Standards and Technology (NIST) frameworks for data           potential security risks, we aim to establish a robust
                                                                                                                                          Number of                  0                      0
governance, including policies, structures, processes,           defense mechanism against cyber threats. In our                          customers
and controls to ensure effective management and                  Lifestyle segment, we strengthened our cybersecurity                     affected

oversight of data. We consistently assess our IT protocols       and data privacy training in 2024 to enhance awareness
and infrastructure to uphold robust cybersecurity                and protection against digital threats. Our Cyber
measures. We have implemented several cybersecurity              Security Awareness training, available daily on the
enhancements: Next Generation Firewalls for improved             Lippo Malls Academy platform, now covers phishing,
security and network segmentation; Web Application               social engineering, safe browsing, and personal data
Firewalls (WAF) to protect web applications; and                 protection, with rewards for top learners. At Aryaduta, the
Endpoint Detection and Response (EDR) for real-time              head office conducts data privacy training across all units,
endpoint monitoring, data collection, and automated              emphasizing the risks of data breaches and unauthorized
response capabilities.                                           access. These sessions equip employees with essential
                                                                 tools to safeguard sensitive information, reinforcing our
In response to the evolving landscape of digital threats, we     commitment to maintaining strong data privacy policies.
are intensifying our cybersecurity measures to safeguard
vital information and bolster system integrity. By ensuring      Furthermore, the Group emphasizes data privacy and
that software and systems remain current, vulnerabilities        protection as core principles embedded in its Code of
are minimized and resilience against cyber threats is            Conduct. Employees are mandated to comply with data
fortified. In addition, proactive steps such as upgrading        protection laws, maintain the confidentiality of customer
antivirus versions and implementing vigilant monitoring          data, and obtain explicit consent before disclosing any
facilitate swift responses to emerging threats, mitigating       information. These stringent measures underscore our
the risk of data breaches and system compromises. As a           commitment to upholding the highest standards of data
proactive measure, we perform vulnerability scans of our         privacy and security while maintaining the trust and
IT assets on a regular basis to effectively manage cyber         confidence of our customers.
risk, identify and remediate vulnerabilities.


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   Enhancing Data Privacy and Security Through Internal Employee Training
   Training Employees to Stay Cyber-Safe

   Lippo conducts data privacy and security training across all units to reinforce the
   importance of protecting sensitive information and preventing cyber threats.
   These sessions raise awareness of risks like data breaches and unauthorized
   access, equipping employees with the necessary tools to safeguard
   company data. As part of this initiative, phishing awareness and Multi-Factor
   Authentication (MFA) training were provided to employees, helping them
   recognize cyber threats and enhance account security. By fostering a culture
   of cybersecurity awareness, Lippo strengthens its commitment to robust data
   privacy policies and digital protection.


   Healthcare Data Privacy
   Privacy is the Heartbeat of Digital Healthcare

   Siloam recognizes the importance of protecting the privacy and security
   of personal data. As our healthcare business handles confidential patient
   information, we must accelerate our digital transformation. Siloam has
   implemented robust data privacy protocols to safeguard the rights of
   all individuals whose data is processed, including patients, employees,
   customers, healthcare professionals, suppliers, visitors, and other business
   partners. Siloam is proud to have received ISO-27001 certificate for Data
   Quality and Management. Siloam maintained the protection of its patient data
   throughout 2024, with no incidents of data leakage. The Group also recognizes
   the importance of protecting its information systems against cyberattacks,
   information leakage, and misuse of data or systems. The organization’s ICT
   team maintains a range of information security countermeasures based on
   applied laws and regulations. This includes collaborating with professional
   firms to assist their IT in data protection, detection, and response and
   implementing the international cybersecurity framework NIST-CSF. Through
   these efforts, Siloam ensures that its information systems remain secure and
   protected against unwanted activities.




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APPENDIX



     Reporting Methodology


     Environmental Data


     Workforce Data


     Climate Scenario Analysis


     Content Index




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REPORTING METHODOLOGY
GHG EM I SS I O N S                                                                          In line with this, Siloam’s full deconsolidation will be                                      ◊ The tenanted areas in our high-rise residentials and
                                                                                             reflected in the FY2025 Annual and Sustainability                                                malls are excluded from our operational GFA, as
Lippo Karawaci’s GHG inventory adheres to the World                                          Reports, we will recalculate our baseline accordingly for                                        the emissions from these areas are classified under
Resources Institute (WRI) and World Business Council                                         next year’s report by excluding Siloam.                                                          Scope 3.
for Sustainable Development’s (WBCSD) Greenhouse                                                                                                                                           ◊ There are boundary changes for high-rise residential,
Gas Protocol Initiative (GHG Protocol) for corporate GHG                                     Additional Notes                                                                                 as we transfer ownership of strata-titled assets such
accounting and reporting. Our reporting boundaries                                                                                                                                            as Kemang Village.
are based on the operational control approach, which                                         •   Our reporting scope comprises high-rise residences,                                       ◊ The operational GFA of our hotel portfolio excludes
includes assets that are wholly owned or leased by Lippo                                         hospitals,      malls,      hotels,     and      other       real    estate                  leisure properties such as Aryaduta Country Club
Karawaci and our subsidiaries, as well as operations                                             operations,         including         water         treatment        plants                  and Imperial Klub Golf, which have significantly
for which we have the full authority to introduce and                                            and      managed          residential/        commercial/industrial                          different profiles in terms of energy consumption
implement our operating policies.                                                                areas within our townships. We have excluded                                                 and operational GFA compared to hotels.
                                                                                                 tenanted         areas      and       managed             properties      for             ◊ With the exception of high-rise residential buildings,
We have established accounting rules to ensure that our                                          which we do not have operational control, such                                               we do not calculate the operational GFA for our other
emissions disclosures remain consistent over time. In line                                       as    franchise       operations        and      strata-titled       assets                  real estate operations because these operations are
with the GHG Protocol, a recalculation shall be performed                                        for which we do not have a controlling stake.                                                not confined within built up areas and the intensity
if any significant qualitative or quantitative change is                                                                                                                                      data cannot be accurately derived based on land area.
made to the data, inventory boundary and/or methods.                                         •   Energy       intensity      is   calculated          by    dividing      the
We have adopted the definition of “significant” as a                                             total consumption of fuel and electricity by the                                      •   Base year emissions and any historic data are
structural change such as a merger, acquisition, or data                                         operational GFA for the following building types:                                         not recalculated for organic growth or decline.
restatements exceeding 5% of base year Scope 1 and 2,                                            high-rise residences, hospitals, malls, and hotels.                                       Organic         growth/decline        refers   to    increases   or
in alignment with GHG Protocol. 2019 was chosen as our                                                                                                                                     decreases         in   production        output,     changes     in
baseline year as it most accurately reflects our business                                    •   GHG        emissions          intensity        is     calculated          by              product mix, and closures and openings of assets
as-usual emissions prior to the business disruption                                              dividing the total Scope 1 and 2 emissions by                                             that      are    owned    or   controlled       by    the   Group.
caused by the COVID-19 pandemic. As the Siloam                                                   the     operational         GFA       for    each         building     type.
divestment took place in the second half of this year, we                                                                                                                              •   2024 emission and energy conversion factors are
are ensuring a structured approach by following the GHG                                      •   Operational GFA may change from year to year due                                          based on latest DEFRA guidelines, with refrigerant
Protocol Fixed Year - All Year Option as a reference for our                                     to the development of new properties, expansion of                                        GWP19 values from the GHG Protocol and IPCC AR5.
emissions reporting methodology.                                                                 operations within a built area, and transfer of ownership                                 Grid emission factors are sourced from Indonesia’s
                                                                                                 and/or operational control. Notable exclusions:
19
     GWP (Global-warming potential) is a term used to describe the relative potency, molecule for molecule, of a greenhouse gas, taking account of how long it remains active in the atmosphere.



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      MEMR latest dataset and market-based method is used                                our water consumption data. Data collected consists of                               OCCUPATION AL H EAL TH & S AF ETY
      for Scope 2 emissions. For Scope 3, we reference the                               recorded water withdrawal and production data at the
      ICE database, EXIOBASE, Carbon Footprint Ltd, DEFRA,                               water treatment plant level.                                                         Medical Treatment Case (MTC)
      and US EPA        20
                             industry emission factors to account                                                                                                             Work-related injury which requires the treatment beyond
      for embodied carbon and other indirect emissions.                                  Wastewater Discharge                                                                 first aid by a medical practitioner, but can return to work
                                                                                         Our wastewater discharge data is inclusive of both our                               within 1x24 hours after the incident.
•     We closely monitor our use of Hydrochlorofluorocarbons                             internal and tenants’ discharge, as we do not currently
      (HCFCs) such as freon types R-11, R-22, and R-123,                                 sub-meter our tenants’ discharge. Some assets report                                 Lost Time Injury (LTI)
      which we are committed to phasing out by 2030                                      data on actual wastewater discharge as recorded by their                             Work-related injury which results in an employee being
      in line with Indonesian Government regulations.                                    meters. For those which are unable to disclose metered                               away from work for more than 1x24 hours after the day on
      We currently report                 the fugitive emissions from                    data, we take the approach of estimating wastewater                                  which the injury occurred.
      these      HCFCs         separately       from      Kyoto      Protocol            discharge as 80% of water consumption.
      gases      disclosed        under     our     Scope      1   emissions.                                                                                                 High Consequence Injury
                                                                                         W A STE                                                                              Work-related injury that results in an injury which the
WA T E R & WAS T E W AT E R                                                                                                                                                   worker can’t, doesn’t, or is not expected to recover fully to
                                                                                         Non-Hazardous Waste                                                                  pre-injury health within six months (exclude fatality).
Water Consumption                                                                        Our non-hazardous waste data reflects waste collected
Our water consumption corresponds to the volume                                          from both our business operations and residents/ tenants.                            Recordable Injury
of water drawn into our assets or buildings. Our water                                   We collect data from the third-party vendors whom we                                 Medical Treatment Case (MTC) and Lost Time Injury (LTI)
consumption data is consistent with the way our                                          engage to collect and manage non-hazardous waste at                                  are jointly classified as Recordable Injury.
inventory for energy and GHG emissions is compiled:                                      our assets and townships.
the operational control approach. Given the same                                                                                                                              Total Recordable Injury Frequency Rate
boundaries, we have excluded water consumption by                                        Hazardous Waste                                                                      TRIFR = [No. of MTC + LTI] X 1,000,000 / [No. of Manhours]
residents/ tenants.                                                                      Our hazardous waste data only reflects waste collected
                                                                                         from our business operations. We collect data from the                               Lost Time Injury Frequency Rate
Water Withdrawal                                                                         third-party vendors whom we engage to collect and                                    LTIFR = [No. of LTI] X 1,000,000 / [No. of Manhours]
In addition to the water consumption by our business                                     manage hazardous waste at our assets and townships.
units, we report on water withdrawal by our WTD,                                         Tenants that produce hazardous waste (e.g. industrial                                High Consequence Injury Frequency Rate:
which supports some of our township management                                           tenants at Delta Silicon Industrial Park) separately arrange                         High Consequence Injury Frequency Rate = [No. of High
operations. As water withdrawal is tied to the demand                                    for hazardous waste collection by their own vendors.                                 Consequence Injury] X 1,000,000 / [No. of Manhours]
for treated water, which includes residents, tenants and
other businesses located in our townships but we have                                                                                                                         Fatality Rate:
also clearly separated this water withdrawal data from                                                                                                                        Fatality Rate = [No. of Fatality] X 1,000,000 / [No. of Manhours]
20
     US EPA (United States Environmental Protection Agency) is an independent agency of the United States government tasked to protect human health and the environment.



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E NVI R O N M E N TA L DATA
EN E R G Y CON S U M P T IO N                                                                        G HG E MI SSI O N S

       Energy Consumption (103 GJ)               2022              2023                 2024                       GHG Emissions (ktCO2e)                     2022                   2023           2024

 Electricity                                     1,194             1,253                 1,313         Scope 1                                                12.27                  18.59          11.33

 Real Estate                                      145              148                    141          Mobile Combustion                                      1.36                   1.22            1.33

 Healthcare                                       399              417                   439           Real Estate                                            0.60                   0.56            0.51

 Lifestyle                                        650              687                   733           Healthcare                                             0.59                   0.54            0.61

 Petrol                                            18              15.7                  15.3          Lifestyle                                              0.17                   0.13            0.21

 Real Estate                                      7.2               6.3                  6.0           Stationary Combustion                                  2.47                   2.72            1.97

 Healthcare                                       8.6               7.2                   7.2          Real Estate                                            0.21                   0.09           0.06

 Lifestyle                                        2.5               2.2                   2.1          Healthcare                                             1.00                    1.61           0.87

 Biodiesel                                        1.6              18.9                  11.5          Lifestyle                                              1.27                   1.03            1.04

 Real Estate                                       1.6              3.2                   2.1          Fugitive                                               8.44                   14.65          7.95

 Healthcare                                        0                8.2                   3.1          Real Estate                                            0.27                   0.22            0.03

 Lifestyle                                          -               7.5                  6.3           Healthcare                                             1.15                   4.20            2.28

 Diesel                                           18.9               -                   0.9           Lifestyle                                              7.01                   10.2            5.64

 Real Estate                                      2.8                -                    0            Scope 2                                                262                    274             287

 Healthcare                                        10                -                     -           Electricity                                            262                    274             287

 Lifestyle                                        6.2                -                   0.9           Real Estate                                             32                     33              31

 CNG                                               -                1.4                   1.5          Healthcare                                              88                     92             97

 Real Estate                                        -                -                     -           Lifestyle                                              142                    150             159

 Healthcare                                        -                 -                     -           Scope 3                                                167                    316             453

 Lifestyle                                         -                1.4                   1.5          Purchased Goods & Services                              49                     49             62

 LPG                                               18              15.7                  11.3          Fuel & Energy Related Activity - T&D
                                                                                                                                                                -                     64             113
                                                                                                       Electricity Losses
 Real Estate                                      0.4              0.4                   0.4
                                                                                                       Waste Generated in Operations                            -                     23             29
 Healthcare                                       4.1               11                    7.1
                                                                                                       Business Travel - Airplane                             0.6                     0.8            0.7
 Lifestyle                                         14              4.6                   3.8
                                                                                                       Downstream Leased Asset - Tenanted
 Natural Gas                                       -                13                   13.2                                                                  117                    110            139
                                                                                                       Area
 Real Estate                                       -                 -                     -           Use of Sold Product -Managed Fee
                                                                                                                                                                -                     69             109
 Healthcare                                        -               8.9                   6.3           Building
 Lifestyle                                         -                3.9                  6.9


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EN E R G Y I NT E N S IT Y B Y B U IL D IN G T YP E                                                     W A TE R CO NSUMPTION BY BUS IN ES S S EGMEN T

  Building Energy Intensity (GJ/m2)             2022                2023                   2024               Water Consumption (103 m3)                2022               2023                    2024

 High-rise Residential                          0.196               0.160                  0.165          Purchased Water                               3,457              3,489                   3,551

 Hospitals                                      0.793               0.850                  0.870          Real Estate                                    520                465                     673

 Malls                                          0.545               0.573                  0.615          Healthcare                                    1,508              1,360                    1,382

 Hotels                                         0.418               0.439                  0.468          Lifestyle                                     1,429              1,664                   1,496

 Average                                        0.519               0.534                  0.577          Rainwater                                          94             708                     505

                                                                                                          Real Estate                                        18             588                     417
GHG EM I SS I O N S IN T E N S IT Y B Y B U IL DI NG TYP E                                                Healthcare                                         -                   -                    -

                                                                                                          Lifestyle                                          76             120                      89
  Building GHG Intensity (tCO2e/m2)             2022                2023                   2024
                                                                                                          Recycled Wastewater                            458                398                     607
 High-rise Residential                          0.043               0.036                  0.037
                                                                                                          Real Estate                                        78             101                     175
 Hospitals                                       0.171              0.184                  0.189
                                                                                                          Healthcare                                         -                   -                    -
 Malls                                          0.124               0.128                  0.138
                                                                                                          Lifestyle                                      381                297                     432
 Hotels                                         0.087               0.100                  0.094

 Average                                         0.115              0.118                  0.127
                                                                                                        W A TE R W I THDR AWAL BY S OUR CES

WA T E R CON S U M P T IO N IN T E N S IT Y B Y B UI LDI NG TYP E                                             Water Consumption (103 m3)                2022               2023                    2024

     Building Water Consumption                                                                           Recycled Wastewater                            209                716                     693
                                                2022                2023                   2024
           Intensity (m3/m2)                                                                              Rainwater                                      410                530                     574

 High-rise Residential                           0.44               0.56                   0.97           Purchased Water                               18,857             19,327                  19,410

 Hospitals                                       2.84               2.56                   2.60

 Malls                                           1.29               1.44                    1.46        W A STE W A TE R TR EATED BY WATER TR EATMEN T DIVIS ION
 Hotels                                          2.10               2.25                    1.92                   Treated Wastewater
                                                                                                                                                        2022               2023                    2024
 Average                                         1.58                1.61                   1.70                         (103 m3)

                                                                                                          Diverted                                      1,043              2,044                    2,231

                                                                                                          Discharged                                    3,120              2,167                    1,792

                                                                                                          Total                                         4,163              4,211                   4,023




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WA STEWA T E R G E N E R A T E D B Y B U S IN E SS SE G ME NT

                                                         2022                                                              2023                                                             2024
  Business Segment (103 m3)
                                Discharged             Diverted           Total                 Discharged               Diverted              Total              Discharged              Diverted                  Total

 Real Estate                       393                     153             546                      419                     691                1,110                     563                 643                    1,207

 Healthcare                       1,020                    41             1,061                     770                     126                896                       849                 145                    994

 Lifestyle                         1,128                   589             1,717                    1,175                  640                 1,815                     1,174               776                    1,950

 Total                            2,541                    783            3,324                    2,364                   1,457               3,821                 2,588                  1,564                   4,152


WA STE M A N A G E M E N T B Y B U S IN E S S SE G ME NT

                                                                                                         Non-Hazardous (Tons)                                                     Hazardous (Tons)
                     Year                              Business Segment
                                                                                           Disposed                                 Diverted                        Disposed                            Diverted

                                               Real Estate                                      41,491                                1,714                                592

                                               Healthcare                                        2,911                                   149                              1,473                                37
                    2024
                                               Lifestyle                                        9,993                                1,339                                 24                                  5

                                               Total                                            54,395                               3,201                                2,090                                42

                                               Real Estate                                      33,662                               1,775                                 616                                 -

                                               Healthcare                                       2,697                                    182                              1,342                                35
                     2023
                                               Lifestyle                                        7,987                                1,202                                  17                                 2

                                               Total                                            44,346                               3,159                                1,975                                37

                                               Real Estate                                      36,240                                   21                                516                                 -

                                               Healthcare                                        2,615                                   51                               1,347                                11
                     2022
                                               Lifestyle                                        11,865                                1,352                                 1                                  -

                                               Total                                            50,720                               1,424                                1,864                                11




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WORKFORCE DATA
Given the deconsolidation of Siloam from workforce-related data going forward, all historical datasets have been normalized to exclude the Healthcare segment. This allows for a clearer
understanding of trends and patterns across the Real Estate and Lifestyle segments.


EMPLOY EE S B Y B U S IN E S S S E G M E N T                                                                      E MP LO YME NT BY R EGION


               Year                        Real Estate               Lifestyle                     Total                                                                                                           Bali, Nusa
                                                                                                                                                                                                                   Tenggara,
               2024                           986                         2,076                    3,062                Year               Java         Kalimantan            Sumatra                Sulawesi
                                                                                                                                                                                                                    Maluku,
               2023                            981                        2,007                    2,988                                                                                                             Papua

               2022                           968                         1,820                    2,788                2024               2,359               42                295                   210            156

                                                                                                                        2023               2,216               102               238                   195            237

                                                                                                                        2022                                          Information not available
EMPLOY EE ST AT U S


      Year            Permanent Employees                   Contract Employees                       Total
                                                                                                                  E MP LO YME NT BY EDUCATION AL QUAL IF ICATION S
      2024                         1,708                                 1,354                       3,062

      2023                         1,698                                 1,290                       2,988
                                                                                                                               High School                              Undergraduate        Postgraduate
      2022                         1,673                                 1,115                       2,788           Year                             Diploma                                                        Total
                                                                                                                               Certification                                 Degree              Degree



NON- E M P LOY E E W O RK E RS B Y B U S INE SS SE G ME NT                                                          2024            750                 420                  1,820                    72             3,062

                                                                                                                    2023            689                  389                  1,765                   145            2,988

               Year                        Real Estate               Lifestyle                     Total            2022            599                  345                 1,694                    150            2,788

               2024                           6,685                       5,544                    12,229

               2023                           7,076                       6,369                    13,445

               2022                           7,269                       5,656                    12,925




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LOC A L & FORE IG N E M P L O YM E N T

                                     Executive                                 Manager                                  Supervisor                            Staff                                             Non-Staff
        Year
                             Local               Foreign               Local               Foreign             Local                 Foreign      Local                  Foreign                    Local                   Foreign

        2024                   12                   3                  424                    5                 717                     -          1,791                    -                        110                        -

        2023                  14                    4                   422                   6                 687                     -         1,745                     -                        110                        -

        2022                                                                                                   Information not available


NE W HI R E BY G E N D E R                                                                                             E MP LO YE E TURN OVER BY GEN DER

               Year                       Female                       Male                       Total                               Year                  Female                       Male                               Total

               2024                          242                       409                         651                                2024                    256                         469                               725

               2023                          275                       412                        687                                 2023                     211                        241                               452

               2022                          298                       487                        785                                 2022                    204                         257                               461


NE W HI R E BY A G E G RO U P                                                                                          E MP LO YE E TURN OVER BY AGE GR OUP

               Year                      <30               30-50                >50                  Total                            Year                  <30                 30-50                  >50                    Total

               2024                       334                302                  15                     651                          2024                  247                  411                       67                  725

               2023                      356                 320                  11                 687                              2023                  197                 249                        6                   452

               2022                      401                 366                 18                  785                              2022                  227                 206                    28                      461


NE W HI R E BY B U S IN E S S S E G M E N T                                                                            E MP LO YE E TURN OVER BY BUS IN ES S S EGMEN T

               Year                     Real Estate                Lifestyle                      Total                               Year                 Real Estate                  Lifestyle                           Total

               2024                         246                        405                         651                                2024                    249                         476                               725

               2023                          224                       463                        687                                 2023                     135                        317                               452

               2022                          258                       527                        785                                 2022                    170                         291                               461


EMPLOY EE BY G E N D E R                                                                                               E MP LO YE E B Y AGE GR OUP

               Year                       Female                       Male                       Total                               Year                  <30                 30-50                  >50                    Total

               2024                         1,201                      1,861                      3,062                               2024                  942                 1,912                  208                    3,062

               2023                         1,172                      1,816                      2,988                               2023                  948                 1849                   191                    2,988

               2022                         1,116                      1,762                      2,788                               2022                  889                 1,724                  175                    2,788



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EMPLOY EE PO S IT IO N B Y G E N D E R

                                     Executive                                  Manager                                 Supervisor                                   Staff                                      Non-Staff
        Year
                   Female                Male         Total          Female          Male         Total     Female           Male          Total    Female           Male          Total       Female                Male             Total

        2024             1                14            15            145            284          429        264             453            717       772            1,019         1,791            19                91               110

        2023             0                18            18            147             281         428        233             454            687       771            974           1,745            21                89               110

        2022             2                19            21            145            276          421        217             403            620       733            895           1,628            19                79               98


EMPLOY EE PO S IT IO N B Y AG E G R O U P

                                     Executive                                  Manager                                 Supervisor                                   Staff                                      Non-Staff
        Year
                   <30          30-50           >50     Total        <30      30-50         >50    Total    <30       30-50         >50     Total   <30      30-50           >50    Total      <30            30-50         >50        Total

        2024         -               6           9        15          8        343          78        429   103       549           65       717    780        961           50     1,791          51           53           6          110

        2023         0               6          12        18          7        342          79        428   105        530          52       687    786        916           43     1,745      50               55           5          110

        2022         0               5          16        21          11       329           81       421   107        475          38       620    735       857            36     1,628          36           58          4           98


PA R E N TA L LE A V E S
                                                                                                                                Staff who returned to work after parental           Staff who returned to work after parental
                             Staff entitled to parental leave                         Staff who took parental leave
        Year                                                                                                                                        leave                                    leave (12 month retention)

                             Female                          Male                     Female                 Male                         Female                Male                        Female                           Male

        2024                   547                           1,260                      60                    41                            60                    41                          58                                 38

        2023                   591                           1,449                      49                    62                            49                    62                          37                                 49

        2022                    Information not available                                             62                                             61                                       Information not available


RETU R N T O W O RK & R E T E N T IO N RA T E S                                                                       NUMB E R O F HOUR S WOR KED

      Business                 Return to work rates                                 Retention Rates                            Year                         Employees                               Non-Employee Workers
      Segment
                         Female                       Male                  Female                 Male                        2024                         5,388,607                                          27,949,138

        2024                 100%                     100%                    97%                     93%                      2023                         5,263,080                                          29,850.522

        2023                 100%                     100%                    76%                     79%                      2022                         6,198,896                                          25,684,208

        2022                                          Information not available




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OC CU PA TI ON A L H E A L T H & S A F E T Y

                                                                                        2022                                                 2023                                                      2024
                         OHS Metrics
                                                                                                Non-Employee                                        Non-Employee                                              Non-Employee
                                                                     Employees                                              Employees                                               Employees
                                                                                                    Workers                                             Workers                                                    Workers

 Fatality                                                                0                                 1                      1                          1                           0                            2

 High Consequence Injuries                                               0                                 0                     0                           0                           0                            0

 Number of Recordable Injuries                                           3                                 20                    6                          45                           5                            31

 Lost Time Injuries (LTI)                                                1                                 6                     2                          13                           4                           17

 Medical Treatment Cases (MTC)                                           2                                 14                    4                          32                           1                           14

 Total Recordable Injury Frequency Rate (TRIFR)                        0.48                            0.78                     1.14                        1.51                        0.93                         1.11

 Lost Time Injury Frequency Rate (LTIFR)                                0.16                           0.23                     0.38                       0.44                        0.74                          0.61

 Fatality Rate                                                           0                             0.04                     0.03                       0.03                          0                          0.07


A V E R A G E T R A IN IN G H O U RS B Y E M P L O YE E P O SI TI O N                                               A V E RA G E TRA IN IN G H OUR S BY GEN DER

    Year         Executive         Manager           Supervisor                Staff            Non-Staff                    Year                           Female                                        Male

   2024             37                 29                 12                    14                   10                     2024                                   12                                         18

   2023             11                 17                 12                    10                   63                      2023                                10                                           15

   2022                                      Information not available                                                       2022                                          Information not available




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CLIMATE SCENARIO ANALYSIS
As part of our high-level scenario analysis, we examined                    of flooding due to high rainfall events experienced                    This affects our water treatment businesses, and also
the potential impact of each physical and transition risk                   in Indonesia. As a result, this could cause business                   poses significant social impacts on our stakeholders as
in Indonesia under RCP 2.6 and RCP 8.5 scenarios, based                     interruptions and infrastructure damage, leading to                    disruptions in water supplies can impact their health
on 2030 and 2100 time horizons. Our detailed findings are                   higher financial costs. Flooding could also potentially                and safety.
below, which we will continue to review and refine.                         endanger the safety of our stakeholders at our properties.
                                                                                                                                                   Heat stress: We expect an increase in operating costs
PH Y SI C A L R I S K IM P AC T                                             Extreme waves & coastal abrasion (rising sea levels):                  due to the heightened demand for cooling systems.
                                                                            Rising sea levels can lead to the erosion of our land bank             As       temperatures          increase,                          the            need           for       effective
Extreme        variability    in   weather       patterns         and       and damage/devaluation of properties near coastal                      climate control within our facilities becomes more
precipitation patterns: Indonesia ranks higher than                         areas, and increased costs from investment in coastal                  pronounced, resulting in increased energy consumption
the global average in terms of natural hazards and                          infrastructure adaptation measures.             As shown in the        and operational expenses. Moreover, the surge in
exposure on the INFORM Risk Scale. This is primarily                        figures below, Indonesia is at risk for sea level rise, even in        temperatures              could           potentially                            lead            to       reduced
attributed     to   the   distinctive   characteristics      of       its   a 2.0°C scenario where light blue areas will be under sea              revenue and productivity within our workforce. The link
landscape and geographical location which exposes                           level. The location of our properties suggests that only               between elevated temperatures and health concerns
it to various environmental challenges. These make it                       a limited number of our developments will experience                   may contribute to a higher rate of absenteeism among
susceptible to extreme weather events, including floods,                    significant impacts from sea level rise.                               employees. Heat-related illnesses and discomfort may
landslides, and coastal flooding. The complex interplay                                                                                            prompt more frequent sick leaves, thereby impacting the
of these geographical factors enhances the country’s                        Landslides: Historically, landslides are the third most                overall productivity levels of our workforce.
vulnerability to natural hazards, leading to a higher risk                  frequent natural hazard in Indonesia.      21
                                                                                                                             Heavy torrential
profile compared to the global average on the INFORM                        rain or earthquakes may lead to decreased asset values




                                                                                                                                                                                       Hazard & Exposure




                                                                                                                                                                                                                                                             Tropical Cyclone
Risk Scale. Changes in precipitation patterns, including                    and result in costly repairs from damage to property,




                                                                                                                                                                                                                                                                                Coastal Flood
prolonged rainy seasons and the presence of tornadoes                       infrastructure and landbank. Climate change is expected




                                                                                                                                                                                                                       Earthquake

                                                                                                                                                                                                                                     River Flood

                                                                                                                                                                                                                                                   Tsunami
or typhoons, can lead to damage to property and                             to impact the stability of slopes and bedrock by




                                                                                                                                                                                                           Natural
infrastructure, disruption of supply chains, and business                   influencing precipitation patterns and/or temperature                                       Risk
                                                                                                                                                         Country        Class
interruption. This results in higher costs incurred, as well                variations. While landslides have been infrequent in the
                                                                                                                                                        Indonesia       Medium        6.7                  7.3        8.9            8.3           9.3       1.5                8.1
as posing health and safety risks to our stakeholders.                      past, we anticipate an increase under an RCP 8.5 scenario.
                                                                                                                                                        Global
                                                                                                                                                                                      3.3                  3.9        3.7            4.5           2.7       1.6                3.5
                                                                                                                                                        Average
Flooding: It is predicted that in Indonesia, under a high                   Droughts: Indonesia faces significant water stress
emissions scenario, on average 4,215,700 individuals per                    and a notable risk of drought, as illustrated in the
year may be impacted by flooding caused by sea level rise                   diagram provided. Prolonged periods of abnormally low
by 2100. Our properties may face increased occurrences                      rainfall may lead to droughts and a shortage of water.                 21
                                                                                                                                                        https://climateknowledgeportal.worldbank.org/country/indonesia/vulnerability



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                                      Long-Term Sea Level Outcomes +2.0°C vs. +4.0°C                                                                              Indonesia Water Risk Indicator22




                                                                                                                                                                                    Drought risk
                                                             Below tideline after
                                                  4.0oC of global warming       2.0oC of global warming                                                 Low        Low-medium          Medium        Medium-high          High
                                                                                                                                                      (0.0-0.2)      (0.2-0.4)         (0.4-0.6)       (0.6-0.8)        (0.8-1.0)




TR A NSI T I ON R IS K IM P AC T

Disruption     of   new      (low   emission)      technology:              Greater expectations and demand from customers                      Since the establishment of the Green Building Council
Technological advancements can accelerate the shift to                      and investors for more sustainable products and                     Indonesia (GBCI) in 2009, more properties are pursuing
a low-carbon economy, posing a challenge to businesses                      services: There is an increasing market trend that                  voluntary green building certifications such as Greenship
relying on outdated fossil-fuel technologies. This may                      reveals customers are increasingly aware of ethical and             certification and EDGE certification. It is observed that
lead to additional costs from switching to more energy-                     sustainable purchasing practices. This shift is driven              the majority of green building certifications are in
efficient equipment as well as low-carbon processes                         by a heightened awareness of environmental and                      commercial properties rather than residential properties.
and materials. With the increasing awareness of green                       social concerns, coupled with a preference for making               Therefore, the present effect of this risk on our real estate
and energy efficient buildings, we need to monitor the                      purchasing decisions that align with values such as                 business is less pronounced, given our emphasis on
emergence of low-emission technologies that may                             sustainability, social responsibility, and ethical production.      residential products.
present decarbonization opportunities for us.                               Failure to meet industry standards and the expectations
                                                                            of stakeholders could result in weaker demand as well as
                                                                            loss of reputation and investor confidence.                         22
                                                                                                                                                     https://www.wri.org/applications/aqueduct/country-rankings/?country=IDN&indicator=drr




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CONTENT INDEX
GLOBA L R E P O RT IN G IN IT IAT IV E ( G RI )

Statement of use                   Lippo Karawaci has reported in accordance with the GRI Standards for the period 1 Jan 2024 to 31 Dec 2024.

GRI 1 used                         GRI 1: Foundation 2021

Reason for omission                Not Applicable, Legal Prohibitions, Confidentiality Constraints, Information Unavailable/Incomplete


                                                                                                                                               Reasons for                Page number(s)
               GRI Standard                                                         Disclosure                                                                                                          SGX Requirement
                                                                                                                                                Omission                      and/or URL(s)
 General Disclosures

 GRI 2: General Disclosures 2021           2-1 Organizational details                                                                                                     7

                                           2-2 Entities included in the organization’s sustainability reporting                                                           4

                                           2-3 Reporting period, frequency and contact point                                                                              4,6

                                           2-4 Restatements of information                                                                                                6

                                           2-5 External assurance                                                                                                         6

                                           2-6 Activities, value chain and other business relationships                                                                   7-10

                                           2-7 Employees                                                                                                                  73-75

                                           2-8 Workers who are not employees                                                                                              73

                                           2-9 Governance structure and composition                                                                                       86-87                        PN7.6-3.1

                                           2-10 Nomination and selection of the highest governance body                                                                   87

                                           2-11 Chair of the highest governance body                                                                                      20

                                           2-12 Role of the highest governance body in overseeing the management of impacts                                               87

                                           2-13 Delegation of responsibility for managing impacts                                                                         20

                                           2-14 Role of the highest governance body in sustainability reporting                                                           20

                                           2-15 Conflicts of interest                                                                                                     90

                                           2-16 Communication of critical concerns                                                                                        87

                                           2-17 Collective knowledge of the highest governance body                                                                       Refer to AR

                                           2-18 Evaluation of the performance of the highest governance body                                                              Refer to AR

                                           2-19 Remuneration policies                                                                                                     Refer to AR

                                           2-20 Process to determine remuneration                                                                                         Refer to AR

                                           2-21 Annual total compensation ratio                                                            Confidentiality                Confidentiality
                                                                                                                                           constraints                    constraints




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                                                                                                                                   Reasons for                Page number(s)
               GRI Standard                                                   Disclosure                                                                                              SGX Requirement
                                                                                                                                    Omission                   and/or URL(s)
                                   2-22 Statement on sustainable development strategy                                                                    7,19,20,21,29-39

                                   2-23 Policy commitments                                                                                               90-91

                                   2-24 Embedding policy commitments                                                                                     24-27,90-91

                                   2-25 Processes to remediate negative impacts                                                                          12,31,35-37

                                   2-26 Mechanisms for seeking advice and raising concerns                                                               6,90-91

                                   2-27 Compliance with laws and regulations                                                                             90-91

                                   2-28 Membership associations                                                                                          11

                                   2-29 Approach to stakeholder engagement                                                                               22

                                   2-30 Collective bargaining agreements                                                                                 77

 Material Topics

 GRI 3: Material Topics 2021       3-1 Process to determine material topics                                                                              21

                                   3-2 List of material topics                                                                                           21                          PN7.6-4.4.1. a

 Enhancing Quality of Life

 Economic Performance

 GRI 3: Material Topics 2021       3-3 Management of material topics                                                                                     21                          PN7.6-4.1.c;
                                                                                                                                                                                     PN7.6-4.1.d;
                                                                                                                                                                                     LR711B-1.b;
                                                                                                                                                                                     LR711B-1.c
 GRI 201: Economic Performance     201-1 Direct economic value generated and distributed                                                                 40
 2016                              201-2 Financial implications and other risks and opportunities due to climate change                                  30,32-33

                                   201-3 Defined benefit plan obligations and other retirement plans                                                     74

                                   201-4 Financial assistance received from government                                                                   Not Applicable

 Caring for our environment

 Energy

 GRI 3: Material Topics 2021       3-3 Management of material topics                                                                                     21                          PN7.6-4.4.1. c.
                                                                                                                                                                                     PN7.6-4.4.1. d.
                                                                                                                                                                                     PN7.6-4.4.
                                                                                                                                                                                     LR711B-1 b & c
 GRI 302: Energy 2016              302-1 Energy consumption within the organization                                                                      59,98,99

                                   302-2 Energy consumption outside of the organization                                                                  59,98,99

                                   302-3 Energy intensity                                                                                                59,98,99

                                   303-4 Reduction of energy consumption                                                                                 57-58

                                   303-5 Reductions in energy requirements of products and services                                                      57-58



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                                                                                                                                        Reasons for                Page number(s)
               GRI Standard                                                       Disclosure                                                                                               SGX Requirement
                                                                                                                                         Omission                   and/or URL(s)
 Emissions

 GRI 3: Material Topics 2021         3-3 Management of material topics                                                                                        21                          PN7.6-4.4.1. c.
                                                                                                                                                                                          PN7.6-4.4.1. d.
                                                                                                                                                                                          PN7.6-4.4.
                                                                                                                                                                                          LR711B-1 b & c
 GRI 305: Emissions 2016             305-1 Direct (Scope 1) GHG emissions                                                                                     60-61,98
                                     305-2 Energy indirect (Scope 2) GHG emissions                                                                            60-61,98
                                     305-3 Other indirect (Scope 3) GHG emissions                                                                             60-61,98
                                     305-4 GHG emissions intensity                                                                                            61,98-99
                                     305-5 Reduction of GHG emissions                                                                                         57-58
                                     305-6 Emissions of ozone-depleting substances (ODS)                                                                      60
                                     305-7 Nitrogen oxides (NOx), sulfur oxides (SOx), and other significant air emissions                                    Not Applicable
 Water and Effluents
 GRI 3: Material Topics 2021         3-3 Management of material topics                                                                                        21                          PN7.6-4.1.c;
                                                                                                                                                                                          PN7.6-4.1.d;
                                                                                                                                                                                          LR711B-1.b;
                                                                                                                                                                                          LR711B-1.c
 GRI 303: Water and Effluents 2018   303-1 Interactions with water as a shared resource                                                                       62
                                     303-2 Management of water discharge-related impacts                                                                      64-67
                                     303-3 Water withdrawal                                                                                                   65,99
                                     303-4 Water discharge                                                                                                    67,100
                                     303-5 Water consumption                                                                                                  62-63,99
 Waste
 GRI 3: Material Topics 2021         3-3 Management of material topics                                                                                        21                          PN7.6-4.4.1. c.
                                                                                                                                                                                          PN7.6-4.4.1. d.
                                                                                                                                                                                          PN7.6-4.4.
                                                                                                                                                                                          LR711B-1 b & c
 GRI 306: Waste 2020                 306-1 Waste generation and significant waste-related impacts                                                             21
                                     306-2 Management of significant waste-related impacts                                                                    69-71
                                     306-3 Waste generated                                                                                                    68-69, 100
                                     306-4 Waste diverted from disposal                                                                                       68,100
                                     306-5 Waste diverted to disposal                                                                                         68,100




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                                                                                                                                        Reasons for                Page number(s)
               GRI Standard                                                     Disclosure                                                                                                 SGX Requirement
                                                                                                                                         Omission                   and/or URL(s)
 Investing In Our People
 Employment & Rights
 GRI 3: Material Topics 2021        3-3 Management of material topics                                                                                         21                          PN7.6-4.4.1. c.
                                                                                                                                                                                          PN7.6-4.4.1. d.
                                                                                                                                                                                          PN7.6-4.4.
                                                                                                                                                                                          LR711B-1 b & c
 GRI 401: Employment 2016           401-1 New employee hires and employee turnover                                                                            102
                                    401-2 Benefits provided to full-time employees that are not provided to temporary or part-                                74-75
                                    time employees
                                    401-3 Parental leave                                                                                                      103
 GRI 405: Diversity and Equal       405-1 Diversity of governance bodies and employees                                                                        76
 Opportunity 2016                   405-2 Ratio of basic salary and remuneration of women to men                                    Confidentiality           Confidentiality
                                                                                                                                    constraints               constraints
 GRI 406: Non-discrimination 2016   406-1 Incidents of discrimination and corrective actions taken                                                            77
 GRI 407: Freedom of Association    407-1 Operations and suppliers in which workers’ rights to exercise freedom of association or                             77
 and Collective Bargaining 2016     collective bargaining may be violated
 GRI 208: Child Labor 2016          408-1 Operations and suppliers at significant risk for incidents of child labor                                           77
 GRI 409: Forced or compulsory      409-1 Operations and suppliers considered to have significant risk for incidents of forced or                             77
 labor 2016                         compulsory labor
 Occupational Health & Safety
 GRI 3: Material Topics 2021        3-3 Management of material topics                                                                                         21                          PN7.6-4.4.1. c.
                                                                                                                                                                                          PN7.6-4.4.1. d.
                                                                                                                                                                                          PN7.6-4.4.
                                                                                                                                                                                          LR711B-1 b & c
 GRI 403: Occupational Health and   403-1 Occupational health and safety management system                                                                    79
 Safety 2018                        403-2 Hazard identification, risk assessment, and incident investigation                                                  79
                                    403-3 Occupational health services                                                                                        79
                                    403-4 Worker participation, consultation, and communication on occupational health and                                    79-80
                                    safety
                                    403-5 Worker training on occupational health and safety                                                                   79-80
                                    403-6 Promotion of worker health                                                                                          79-80
                                    403-7 Prevention and mitigation of occupational health and safety impacts directly linked by                              79-80
                                    business relationships
                                    403-8 Workers covered by an occupational health and safety management system                                              79-80
                                    403-9 Work-related injuries                                                                                               81
                                    403-10 Work-related ill health                                                                                            104




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                                                                                                                                   Reasons for                Page number(s)
               GRI Standard                                                    Disclosure                                                                                             SGX Requirement
                                                                                                                                    Omission                   and/or URL(s)
 Training & Education
 GRI 3: Material Topics 2021       3-3 Management of material topics                                                                                     21
 GRI 404: Training and Education   404-1 Average hours of training per year per employee                                                                 83,104
 2016                              404-2 Programs for upgrading employee skills and transition assistance programs                                       82-84
                                   404-3 Percentage of employees receiving regular performance and career development                                    82
                                   reviews
 Championing Best Practices
 Anti-Corruption
 GRI 3: Material Topics 2021       3-3 Management of material topics                                                                                     21                          PN7.6-4.4.1. c.
                                                                                                                                                                                     PN7.6-4.4.1. d.
                                                                                                                                                                                     PN7.6-4.4.
                                                                                                                                                                                     LR711B-1 b & c
 GRI 205: Anti-corruption 2016     205-1: Operations assessed for risks related to corruption                                                            91
                                   205-2: Communication and training about anti-corruption policies and procedures                                       91
                                   205-3: Confirmed incidents of corruption and actions taken                                                            91
 Anti-Competitive Behaviour
 GRI 3: Material Topics 2021       3-3 Management of material topics                                                                                     21                          PN7.6-4.4.1. c.
                                                                                                                                                                                     PN7.6-4.4.1. d.
                                                                                                                                                                                     PN7.6-4.4.
                                                                                                                                                                                     LR711B-1 b & c
 GRI 206: Anti-competitive         206-1: Confirmed incidents of anti-competitive behavior and actions taken                                             91
 Behaviour 2016




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U N I T E D NA TI O N S G L O B AL C O M P AC T (UNG C)


                                                                            Principles                                                                                   Page Reference / Remarks


                                                                                                Human Rights

 Principle 1          Businesses should support and respect the protection of internationally proclaimed human rights                                                    77, 90-92


 Principle 2          Make sure that they are not complicit in human rights abuses                                                                                       77, 90-92

                                                                                                    Labor

 Principle 3          Businesses should uphold the freedom of association and the effective recognition of the right to collective bargaining                            77


 Principle 4          Elimination of all forms of forced and compulsory labor                                                                                            77, 90-92


 Principle 5          Effective abolition of child labor                                                                                                                 77, 90-92


 Principle 6          Elimination of discrimination in respect of employment and occupation                                                                              76-77, 90

                                                                                                 Environment

 Principle 7          Businesses should support a precautionary approach to environmental challenges                                                                     34-36


 Principle 8          Undertake initiatives to promote greater environmental responsibility                                                                              36-37


 Principle 9          Encourage the development and diffusion of environmentally friendly technologies                                                                   36-37, 57

                                                                                                Anti-Corruption

 Principle 10         Businesses should work against corruption in all its forms, including extortion and bribery                                                        90-93




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SUSTA I NA BI L IT Y AC C O U N T IN G S T A N DA RDS B O A RD (SA SB ) – RE A L E STA TE SE CTO R DIS CL OS UR E

      SASB Sustainability                                                                                                                                                                                                              Page Reference
                                          SASB Code                                                                      Accounting Metric                                                                  Property Subsector
            Disclosure                                                                                                                                                                                                                      / Remarks

     Energy Management                IF-RE-130a.1 Met         Energy consumption data coverage as a percentage of floor area, by property subsector (%)                                                   Real Estate                 100%
                                                                                                                                                                                                           Healthcare                  100%
                                                                                                                                                                                                           Lifestyle                   100%
                                      IF-RE-130a.2             Total energy consumed by portfolio area with data coverage, by property subsector (GJ)                                                      Real Estate                 149,000
                                                                                                                                                                                                           Healthcare                  463,000
                                                                                                                                                                                                           Lifestyle                   754,000
                                                               Total energy consumed by percentage grid electricity, by property subsector (%)                                                             Real Estate                 95%
                                                                                                                                                                                                           Healthcare                  95%
                                                                                                                                                                                                           Lifestyle                   97%
                                                               Total energy consumed by percentage renewable, by property subsector (%)                                                                    Real Estate                 0.50%
                                                                                                                                                                                                           Healthcare                  0.20%
                                                                                                                                                                                                           Lifestyle                   0.40%
                                      IF-RE-130a.3             Like-for-like percentage change in energy consumption for the portfolio area with data coverage, by property                                Real Estate                 2%
                                                               subsector (%)                                                                                                                               Healthcare                  7%
                                                                                                                                                                                                           Lifestyle                   -5%
                                      IF-RE-130a.4             Like-for-like percentage change in energy consumption for the portfolio area with data coverage, by property                                N/A in Indonesia
                                                               subsector (%)
                                                               Percentage of eligible portfolio that is certified to ENERGY STAR®, by property subsector (%)                                               N/A in Indonesia
                                      IF-RE-130a.5             Description of how building energy management considerations are integrated into property investment                                        “Energy Initiatives” – Page 57
                                                               analysis and operational strategy
     Water Management                 IF-RE-140a.1             Water withdrawal data coverage as a percentage of total floor area, by property subsector (%)                                               Real Estate                 100%
                                                                                                                                                                                                           Healthcare                  100%
                                                                                                                                                                                                           Lifestyle                   100%
                                                               Water withdrawal data coverage as a percentage of total floor area, in regions with High or Extremely High                                  Real Estate                 100%
                                                               Baseline Water Stress23, by property subsector (%)                                                                                          Healthcare                  100%
                                                                                                                                                                                                           Lifestyle                   100%
                                                               Total water withdrawn by portfolio area with data coverage, by property subsector (m3)                                                      Real Estate                 1,263,000
                                                                                                                                                                                                           Healthcare                  1,381,000
                                                                                                                                                                                                           Lifestyle                   2,017,000
                                      IF-RE-140a.2             Total water withdrawn by percentage in regions with High or Extremely High Baseline Water Stress23, by                                      Real Estate                 100%
                                                               property subsector (%)                                                                                                                      Healthcare                  100%
                                                                                                                                                                                                           Lifestyle                   100%
                                      IF-RE-140a.3             Like-for-like percentage change in water withdrawn for portfolio area with data coverage, by property                                       Real Estate                 10%
                                                               subsector (%)                                                                                                                               Healthcare                  2%
                                                                                                                                                                                                           Lifestyle                   -3%
                                      IF-RE-140a.4             Description of water management risks and discussion of strategies and practices to mitigate those risks                                    “Optimizing Water Usage” – Page 63
23
     We operate in regions within Indonesia which are generally assessed to experience “high” to “extremely high” water stress according to the World Resources Institute’s Aqueduct Water Risk Atlas.


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      SASB Sustainability                                                                                                                                                                                                                 Page Reference
                                      SASB Code                                                                     Accounting Metric                                                                      Property Subsector
          Disclosure                                                                                                                                                                                                                           / Remarks

     Management of                IF-RE-410a.1             Percentage of new leases that contain a cost recovery clause for resource efficiency related capital                                          Real Estate                      0%
     Tenant Sustainability                                 improvement, by property subsector (%)                                                                                                        Healthcare                       NA
     Impacts                                                                                                                                                                                             Lifestyle                        0%
                                                           Associated leased floor area, of new leases that contain a cost recovery clause for resource efficiency related                               Real Estate                      0%
                                                           capital improvements, by property subsector (sq. ft)                                                                                          Healthcare                       NA
                                                                                                                                                                                                         Lifestyle                        0%
                                  IF-RE-410a.2             Percentage of tenants that are separately metered or sub-metered for grid electricity consumption by property                                 Real Estate                      100%
                                                           subsector (%)                                                                                                                                 Healthcare                       100%
                                                                                                                                                                                                         Lifestyle                        100%
                                                           Percentage of tenants that are separately metered or sub-metered for water withdrawals, by property                                           Real Estate                      100%
                                                           subsector (%)                                                                                                                                 Healthcare                       100%
                                                                                                                                                                                                         Lifestyle                        100%
                                  IF-RE-410a.3             Discussion of approach to measuring, incentivizing, and improving sustainability impacts of tenants                                           “Scope 3” and “Energy Initiatives” – Page 58
     Climate Change and           IF-RE-450a.1             Area of properties located in 100-year flood zones, by property subsector                                                                     “Strategy” – Page 29
     Adaptation                   IF-RE-450a.2             Description of climate change risk exposure analysis, degree of systematic portfolio exposure, and strategies                                 “Climate Resilience” – Page 28
                                                           for mitigating risks




SA S B - R E A L E S T A T E S E C T O R D IS C L O SURE (A CTI V I TY ME TRI CS)


     SASB Code                                                                               Activity Metric                                                                                     Property Subsector                            2024

     IF-RE-000.A      Number of assets, by property subsector                                                                                                                              Real Estate24                            27
                                                                                                                                                                                           Healthcare                               40
                                                                                                                                                                                           Lifestyle                                43
     IF-RE-000.B      Leasable floor area, by property subsector (sq. ft)                                                                                                                  Real Estate25                            7,900,000 sq. ft
                                                                                                                                                                                           Healthcare                               N/A
                                                                                                                                                                                           Lifestyle26                              10,800,000 sq. ft
     IF-RE-000.C      Percentage of indirectly managed assets, by property subsector (%)                                                                                                   Real Estate                              N/A
                                                                                                                                                                                           Healthcare                               N/A
                                                                                                                                                                                           Lifestyle                                N/A
     IF-RE-000.D      Average occupancy rate, by property subsector (%)                                                                                                                    Real Estate                              Undisclosed
                                                                                                                                                                                           Healthcare                               Undisclosed
                                                                                                                                                                                           Lifestyle                                Undisclosed

24
   The Real Estate segment comprises high-rise residential buildings, townships, water treatment plants, and corporate offices. Unlike in the Healthcare and Lifestyle segments where each managed “asset” is a distinct property, our Real Estate segment manages
multiple assets and public/residential/commercial areas within each township. As such, for ease of reporting, we have consolidated multiple assets/areas within each township and classified them as a single “asset”.
25
   Based on residential area within the high-rise residential buildings under our scope of reporting.
26
   Based on net leasable area within the malls under our scope of reporting.



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WOR LD ECON O M IC F O RU M ( W E F ) S T A K E HO LDE R CA P I TA LI SM ME TRI CS


               Theme                                                                 Core Metrics and Disclosures                                                      Page Reference / Remarks


                                                                                             Principal of Governance

 Governing purpose                Setting purpose                                                                                                                       7
 Quality of governing body        Governance body composition                                                                                                           20
 Stakeholder engagement           Material issues impacting stakeholders                                                                                                21
 Ethical behaviour                Anti-corruption                                                                                                                       91
                                  Protected ethics advice and reporting mechanisms                                                                                      90-91
 Risk and opportunity oversight   Integrating risk and opportunity into business process                                                                                90-91

                                                                                                   Prosperity

 Employment and wealth            Absolute number and rate of employment                                                                                                73-76
 generation                       Economic contribution                                                                                                                 40
                                  Financial investment contribution                                                                                                     40
 Innovation of better products    Total R&D expenses                                                                                                                    40
 and services
 Community and social vitality    Total tax paid                                                                                                                        40

                                                                                                     People

 Dignity and equality             Diversity and inclusion                                                                                                               76
                                  Pay equality                                                                                                                          76
                                  Wage level                                                                                                                            76
                                  Risk for incidents of child, forced or compulsory labor                                                                               77
 Health and well-being            Health and safety                                                                                                                     79-81
 Skills for the future            Training provided                                                                                                                     82-84

                                                                                                     Planet

 Climate change                   Greenhouse gas emissions                                                                                                              59
                                  TCFD implementation                                                                                                                   28-38
 Nature loss                      Land use and ecological sensitivity                                                                                                   69
 Freshwater availability          Water consumption and withdrawal in water-stressed areas                                                                              62




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F IN A NC I A L SE R V IC E S A U T H O R IT Y O F I NDO NE SI A (O JK ) RE Q UI RE ME NTS – P O JK NO .51/POJK.03 /2017 [G.4]


      Index                                                                                    Description                                                                            Page


               Sustainability Strategy

       A.1     Elaboration of Sustainability Strategy                                                                                                                                 12- 13

               Overview of Sustainability Aspects Performance

       B.1     Economic Aspects, covering at least:                                                                                                                                   15-16

               a. Quantity of products or services sold;                                                                                                                              15-16

               b. Revenue or sales;                                                                                                                                                   15-16

               c. Net profit or loss;                                                                                                                                                 15-16

               d. Environmentally friendly products; and                                                                                                                              15-16

               e. Engagement of local stakeholders on sustainable finance business process.                                                                                           15-16

       B.2     Environmental Aspects, covering at least:                                                                                                                              15-16

               a. Energy consumption;                                                                                                                                                 15-16

               b. Reduction of Emission produced;                                                                                                                                     15-16

               c. Reduction of waste and effluent; and                                                                                                                                15-16

               d. Biodiversity conservation.                                                                                                                                          15-16

       B.3     Social Aspects                                                                                                                                                         15-16

               Company Profile

       C.1     Vision, Mission, and Sustainability Values                                                                                                                             7

       C.2     Company Address                                                                                                                                                        6

       C.3     Business Scale, covering at least:                                                                                                                                     11, 40, 73

               a. Total assets or assets capitalization, and total liabilities                                                                                                        11, 40, 73

               b. Number of employees by gender, position, age, education and employment status                                                                                       11, 40, 73

               c. Shareholders name and percentage of stock ownership; and                                                                                                            11, 40, 73

               d. Operational areas                                                                                                                                                   11, 40, 73




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      Index                                                                                  Description                                                                            Page


       C.4     Products, Services, and Business Activities                                                                                                                          10

       C.5     Membership of Associations                                                                                                                                           11

       C.6     Significant Changes in Issuers and Public Companies                                                                                                                  7

               Elaboration Of Board Of Directors

       D.1     Elaboration of Board of Directors                                                                                                                                    12-13

               a. Policy to respond to challenges in fulfilling sustainability strategies                                                                                           12-13

               b. Implementation of sustainable finance                                                                                                                             12-13

               c.Target achievement strategies                                                                                                                                      12-13

               Sustainability Governance

       E.1     Person in Charge of Sustainable Finance Implementation                                                                                                               86-89

       E.2     Competency Development on Sustainable Finance                                                                                                                        86-89

       E.3     Risk Assessment on the Implementation of Sustainable Finance                                                                                                         86-89

       E.4     Relationship with Stakeholders                                                                                                                                       86-89

       E.5     Issues Regarding the Implementation of Sustainable Finance                                                                                                           86-89

               Sustainable Performance

       F.1     Activities to Building a Culture of Sustainability                                                                                                                   44

               Economic Performance

       F.2     Comparison of Production Targets and Performance, Portfolio, Financing or Investment Targets, Revenue and Profit/Loss                                                40

       F.3     Comparison of Portfolio Targets and Performance, Financing or Investment Targets on Financial Instruments or Projects that Align with Sustainable Finance            40

               Environmental Performance

               General Aspect

       F.4     Environmental Costs                                                                                                                                                  68

               Material Aspect

       F.5     Consumption of Environmentally Friendly Materials                                                                                                                    68




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      Index                                                                             Description                                                                            Page


               Energy Aspect

       F.6     The Quantity and Intensity of Energy Consumed                                                                                                                   57, 59

       F.7     Efforts and Achievements in Energy Efficiency and the Use of Renewable Energy                                                                                   57, 59

               Water Aspect

       F.8     Water Consumption                                                                                                                                               62-66

               Biodiversity Aspect

       F.9     Impacts from Operational Areas Close to or in Conservation Areas or Having Biodiversity                                                                         The indicator is
                                                                                                                                                                               not relevant to the
                                                                                                                                                                               organization

      F.10     Biodiversity Conservation Efforts                                                                                                                               The indicator is
                                                                                                                                                                               not relevant to the
                                                                                                                                                                               organization

               Emission Aspect

       F.11    The Amount and Intensity of Emissions Produced by Type                                                                                                          57, 60-61

      F.12     Efforts and Achievements in Reducing Emission                                                                                                                   57,60-61

               Waste and Effluent Aspect

      F.13     The Amount of Waste and Effluent Produced by Type                                                                                                               68

      F.14     Mechanism of Waste and Effluent Management                                                                                                                      68

      F.15     Spills that Occur (if any)                                                                                                                                      68

               Environmental Complaint Aspect

      F.16     The Amount and Material of Environmental Complaints Received and Resolved                                                                                       68

               Social Performance

      F.17     Commitment to Provide Equal Products and/or Services to Consumers                                                                                               51

               Employment Aspect

      F.18     Equal Employment Opportunity                                                                                                                                    73

      F.19     Child Labor and Forced Labor                                                                                                                                    77



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      Index                                                                                Description                                                                            Page


      F.20     Regional Minimum Wage                                                                                                                                              73

      F.21     Safe and Healthy Working Environment                                                                                                                               79

      F.22     Employee Training and Development                                                                                                                                  82

               Community Aspect

      F.23     Operational Impacts on Local Communities                                                                                                                           44-47

      F.24     Community Complaints                                                                                                                                               44-47

      F.25     Corporate Social Responsibility (CSR)                                                                                                                              44-47

               Responsibility For Sustainable Products/ Services

      F.26     Innovation and Development of Sustainable Financial Products/Services                                                                                              48

      F.27     Products/Services that have been Evaluated for Safety for Customers                                                                                                55

      F.28     Products/Service Impacts                                                                                                                                           55

      F.29     Number of Products Recalled                                                                                                                                        55

      F.30     Customer Satisfaction Survey of Sustainable Finance and/or Services                                                                                                55

               Others

       G.1     Written Verification by an Independent Party (if any)                                                                                                              6

       G.2     Feedback Form                                                                                                                                                      6

       G.3     Response to Feedback on the Previous Year’s Sustainability Report                                                                                                  6

       G.4     List of Disclosures in Accordance with the Financial Services Authority Regulation Number 51/POJK.03/2017 concerning The Implementation of Sustainable             116
               Finance for Financial Services Institutions, Issuers And Public Company




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IFR S S1 G EN E R A L RE Q U IRE M E N T S F O R DI SCLO SURE O F SUSTA I NA B I LI TY- RE LA TE D F IN AN CIAL IN F OR MATION

                                                                                                                                                                                          Page number(s) and/or
        IFRS S1 Standard                                                            Disclosure                                                             Reasons for Omission
                                                                                                                                                                                                    URL(s)
 Governance

 IFRS S1-27(a)                  The governance body(s) (which can include a board, committee or equivalent body charged with
                                governance) or individual(s) responsible for oversight of sustainability related risks and opportunities,
                                including information about:
                                (i) how responsibilities for sustainability-related risks and opportunities are reflected in the terms of
                                reference, mandates, role descriptions and other related policies applicable to that body(s) or individual(s);
                                (ii) How the body(s) or individual(s) determines whether appropriate skills and competencies are available or
                                will be developed to oversee strategies designed to respond to sustainability-related risks and opportunities
                                (iii) How and how often the body(s) or individual(s) is informed about sustainability related risks and                                                     28
                                opportunities.
                                (iv) How the body(s) or individual(s) takes into account sustainability-related risks and opportunities when
                                overseeing the entity’s strategy, its decisions on major transactions and its risk management processes and
                                related policies, including whether the body(s) or individual(s) has considered trade-offs associated with
                                those risks and opportunities.
                                v) How the body(s) or individual(s) oversees the setting of targets related to sustainability-related risks
                                and opportunities, and monitors progress towards those targets, including whether and how related
                                performance metrics are included in remuneration policies.
 IFRS S1-27(b)                  Management’s role in the governance processes, controls and procedures used to monitor, manage and
                                oversee sustainability-related risks and opportunities, including information about:
                                (i) Whether the role is delegated to a specific management-level position or management-level committee
                                and how oversight is exercised over that position or committee.                                                                                             28
                                (ii) Whether management uses controls and procedures to support the oversight of sustainability-related
                                risks and opportunities and, if so, how these controls and procedures are integrated with other internal
                                functions.
 Strategy

 Sustainability-related risks and opportunities

 IFRS S1-30(a)                  Sustainability-related risks and opportunities that could reasonably be expected to affect the entity’s
                                                                                                                                                                                            32-33
                                prospects.
 IFRS S1-30(b)                  The time horizons—short, medium or long term—over which the effects of each of those sustainability-                  Pending ESG scenario analysis
                                related risks and opportunities could reasonably be expected to occur
 IFRS S1-30(c)                  How the entity defines “short term”, “medium term” and “long term” and how these definitions are linked to            Pending ESG scenario analysis
                                the planning horizons used by the entity for strategic decision-making.




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                                                                                                                                                                                          Page number(s) and/or
        IFRS S1 Standard                                                            Disclosure                                                             Reasons for Omission
                                                                                                                                                                                                    URL(s)
 Business Model and Value Chain

 IFRS S1-32(a)                  A description of the current and anticipated effects of sustainability-related risks and opportunities on the
                                entity’s business model and value chain.
                                                                                                                                                                                            32-33
 IFRS S1-32(b)                  A description of where in the entity’s business model and value chain sustainability related risks and
                                opportunities are concentrated.
 Strategy and Decision-making

 IFRS S1-33(a)                  How the entity has responded to, and plans to respond to, sustainability-related risks and opportunities in its
                                                                                                                                                                                            33
                                strategy and decision-making.
 IFRS S1-33(b)                  The progress against plans the entity has disclosed in previous reporting periods, including quantitative and
                                                                                                                                                                                            29
                                qualitative information
 IFRS S1-33(c)                  Trade-offs between sustainability-related risks and opportunities that the entity considered.                                                               33
 Financial Position, Financial Performance and Cash Flows

 IFRS S1-34(a)                  The effects of sustainability-related risks and opportunities on the entity’s financial position, financial
                                performance and cash flows for the reporting period (current financial effects).
 IFRS S1-34(b)                  The anticipated effects of sustainability-related risks and opportunities on the entity’s financial position,
                                financial performance and cash flows over the short, medium and long term, taking into consideration how
                                sustainability-related risks and opportunities are included in the entity’s financial planning (anticipated
                                financial effects).
 IFRS S1-35(a)                  Quantitative and qualitative information about how sustainability-related risks and opportunities have
                                                                                                                                                                                            32-33
                                affected its financial position, financial performance and cash flows for the reporting period.
 IFRS S1-35(b)                  Quantitative and qualitative information about the sustainability-related risks and opportunities identified
                                for which there is a significant risk of a material adjustment within the next annual reporting period to the
                                carrying amounts of assets and liabilities reported in the related financial statements.
 IFRS S1-35(c)                  Quantitative and qualitative information about how the entity expects its financial position to change over
                                the short, medium and long term, given its strategy to manage sustainability related risks and opportunities,
                                taking into consideration:
                                (i) Its investment and disposal plans, including plans the entity is not contractually committed to.                  Confidential

                                (ii) Its planned sources of funding to implement its strategy.                                                        Confidential

 IFRS S1-35(d)                  Quantitative and qualitative information about how the entity expects its financial performance and cash              Confidential
                                flows to change over the short, medium and long term, given its strategy to manage sustainability-related
                                risks and opportunities.
 Resilience

 IFRS S1-41                     A qualitative and, if applicable, quantitative assessment of the resilience of its strategy and business model         Pending ESG scenario
                                in relation to its sustainability-related risks, including information about how the assessment was carried out       analysis
                                and its time horizon.




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                                                                                                                                                                                        Page number(s) and/or
        IFRS S1 Standard                                                            Disclosure                                                           Reasons for Omission
                                                                                                                                                                                                   URL(s)
 Risk Management

 IFRS S1-44(a)                  The processes and related policies the entity uses to identify, assess, prioritise and monitor sustainability-
                                related risks, including information about:
                                                                                                                                                                                          34
                                (i) The inputs and parameters the entity uses (for example, information about data sources and the scope of
                                operations covered in the processes).
                                (ii) Whether and how the entity uses scenario analysis to inform its identification of sustainability-related       Pending ESG scenario analysis
                                risks.
                                (iii) How the entity assesses the nature, likelihood and magnitude of the effects of those risks (for example,
                                whether the entity considers qualitative factors, quantitative thresholds or other criteria).
                                (iv) Whether and how the entity prioritises sustainability-related risks relative to other types of risk.

                                (v) How the entity monitors sustainability-related risks.

                                (vi) Whether and how the entity has changed the processes it uses compared with the previous reporting
                                                                                                                                                                                          35-37
                                period.
 IFRS S1-44(b)                  The processes the entity uses to identify, assess, prioritise and monitor sustainability-related opportunities.

 IFRS S1-44(c)                  The extent to which, and how, the processes for identifying, assessing, prioritising and monitoring
                                sustainability-related risks and opportunities are integrated into and inform the entity’s overall risk
                                management process.
 Metrics and Targets

 IFRS S1-46(a)                  Metrics required by an applicable IFRS Sustainability Disclosure Standard for each sustainability-related risk
                                and opportunity that could reasonably be expected to affect the entity’s prospects.
 IFRS S1-46(b)                  Metrics the entity uses to measure and monitor that sustainability-related risk or opportunity and its
                                performance in relation to that sustainability-related risk or opportunity, including progress towards any
                                targets the entity has set, and any targets it is required to meet by law or regulation.
 IFRS S1-51(a)                  The metric used to set the target and to monitor progress towards reaching the target.

 IFRS S1-51(b)                  The specific quantitative or qualitative target the entity has set or is required to meet.                                                                17, 38
 IFRS S1-51(c)                  The period over which the target applies

 IFRS S1-51(d)                  The base period from which progress is measured.

 IFRS S1-51(e)                  Any milestones and interim targets.

 IFRS S1-51(f)                  Performance against each target and an analysis of trends or changes in the entity’s performance.

 IFRS S1-51(g)                  Any revisions to the target and an explanation for those revisions.




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IFR S S2 C LI M A T E -R E L A T E D D IS C L O S U RE S

                                                                                                                                                                                           Page number(s) and/or
       IFRS S2 Standard                                                              Disclosure                                                              Reasons for Omission
                                                                                                                                                                                                   URL(s)
 Governance

 IFRS S2-6(a)                  The governance body(s) (which can include a board, committee or equivalent body charged with governance)
                               or individual(s) responsible for oversight of climate-related risks and opportunities. Specifically, the entity shall                                       28
                               identify that body(s) or individual(s) and disclose information about:
                               (i) How responsibilities for climate-related risks and opportunities are reflected in the terms of reference,
                                                                                                                                                                                           28,36-37
                               mandates, role descriptions and other related policies applicable to that body(s) or individual(s).
                               (ii) How the body(s) or individual(s) determines whether appropriate skills and competencies are available or
                                                                                                                                                                                           28
                               will be developed to oversee strategies designed to respond to climate-related risks and opportunities.
                               (iii) How and how often the body(s) or individual(s) is informed about climate-related risks and opportunities.                                             28

                               (iv) How the body(s) or individual(s) takes into account climate-related risks and opportunities when overseeing
                               the entity’s strategy, its decisions on major transactions and its risk management processes and related
                               policies, including whether the body(s) or individual(s) has considered trade-offs associated with those risks                                              29-31

                               and opportunities

                               (v) How the body(s) or individual(s) oversees the setting of targets related to climate-related risks and
                               opportunities, and monitors progress towards those targets, including whether and how related performance                                                   29
                               metrics are included in remuneration policies.
 IFRS S1-6(b)                  Management’s role in the governance processes, controls and procedures used to monitor, manage and
                                                                                                                                                                                           28-29
                               oversee climate-related risks and opportunities, including information about:
                               (i) Whether the role is delegated to a specific management-level position or management-level committee and
                                                                                                                                                                                           28
                               how oversight is exercised over that position or committee
                               (ii) Whether management uses controls and procedures to support the oversight of climate-related risks and
                                                                                                                                                                                           34-35
                               opportunities and, if so, how these controls and procedures are integrated with other internal functions.
 Strategy

 IFRS S2-9(a)                  Climate-related risks and opportunities that could reasonably be expected to affect the entity’s prospects.                                                 30-31
 IFRS S2-9(b)                  The current and anticipated effects of those climate-related risks and opportunities on the entity’s business
                                                                                                                                                                                           30-31
                               model and value chain.
 IFRS S2-9(c)                  The effects of those climate-related risks and opportunities on the entity’s strategy and decision-making,
                                                                                                                                                                                           36-37
                               including information about its climate-related transition plan.
 IFRS S2-9(d)                  The effects of those climate-related risks and opportunities on the entity’s financial position, financial
                               performance and cash flows for the reporting period, and their anticipated effects on the entity’s financial
                                                                                                                                                                                           34-35
                               position, financial performance and cash flows over the short, medium and long term, taking into consideration
                               how those climate-related risks and opportunities have been factored into the entity’s financial planning
 IFRS S2-9(e)                  The climate resilience of the entity’s strategy and its business model to climate-related changes, developments
                                                                                                                                                                                           35
                               and uncertainties, taking into consideration the entity’s identified climate-related risks and opportunities.




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                                                                                                                                                                                         Page number(s) and/or
       IFRS S2 Standard                                                              Disclosure                                                            Reasons for Omission
                                                                                                                                                                                                 URL(s)
 Climate-related Risks and Opportunities

 IFRS S2-10(a)                 Climate-related risks and opportunities that could reasonably be expected to affect the entity’s prospects.                                               30-31
 IFRS S2-10(b)                 For each climate-related risk the entity has identified, whether the entity considers the risk to be a climate-
                                                                                                                                                                                         30-31
                               related physical risk or climate-related transition risk.
 IFRS S2-10(c)                 For each climate-related risk and opportunity the entity has identified, over which time horizons—short,
                               medium or long term—the effects of each climate-related risk and opportunity could reasonably be expected                                                 34-35
                               to occur.
 IFRS S2-10(d)                 How the entity defines ‘short term’, ‘medium term’ and ‘long term’ and how these definitions are linked to the
                                                                                                                                                                                         34
                               planning horizons used by the entity for strategic decision-making.
 Business Model and Value Chain

 IFRS S2-13(a)                 A description of the current and anticipated effects of climate-related risks and opportunities on the entity’s
                                                                                                                                                                                         30-31
                               business model and value chain.
 IFRS S2-13(b)                 A description of where in the entity’s business model and value chain climate-related risks and opportunities
                                                                                                                                                                                         30-31
                               are concentrated.
 Strategy and Decision-making

 IFRS S2-14(a)                 How the entity has responded to, and plans to respond to, climate-related risks and opportunities in its strategy
                               and decision-making, including how the entity plans to achieve any climate-related targets it has set and any                                             36-37
                               targets it is required to meet by law or regulation, including the information about:
                               (i) current and anticipated changes to the entity’s business model, including its resource allocation, to address
                                                                                                                                                                                         36-37
                               climate-related risks and opportunities.
                               (ii) current and anticipated direct mitigation and adaptation efforts.                                                                                    36-37
                               (iii) current and anticipated indirect mitigation and adaptation efforts.                                                                                 36-37
                               (iv) any climate-related transition plan the entity has, including information about key assumptions used in
                                                                                                                                                                                         35-37
                               developing its transition plan, and dependencies on which the entity’s transition plan relies.
                               (v) How the entity plans to achieve any climate-related targets, including any greenhouse gas emissions
                                                                                                                                                                                         36-37
                               targets, described.
 IFRS S2-14(b)                 Information about how the entity is resourcing, and plans to resource, the activities disclosed in accordance
                                                                                                                                                                                         34-35
                               with 14(a).
 IFRS S2-14(c)                 Quantitative and qualitative information about the progress of plans disclosed in previous reporting periods in
                                                                                                                                                                                         36-37
                               accordance with 14(a).
 Financial Position, Financial Performance and Cash Flows

 IFRS S2-15(a)                 The effects of climate-related risks and opportunities on the entity’s financial position, financial performance
                                                                                                                                                                                         30-31
                               and cash flows for the reporting period.
 IFRS S2-15(b)                 The anticipated effects of climate-related risks and opportunities on the entity’s financial position, financial
                               performance and cash flows over the short, medium and long term, taking into consideration how climate-                                                   36-37
                               related risks and opportunities are included in the entity’s financial planning.




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                                                                                                                                                                                                  Page number(s) and/or
       IFRS S2 Standard                                                                Disclosure                                                                Reasons for Omission
                                                                                                                                                                                                            URL(s)
 IFRS S2-16(a)                 How climate-related risks and opportunities have affected its financial position, financial performance and cash
                                                                                                                                                                                                  30-31
                               flows for the reporting period.
 IFRS S2-16(b)                 The climate-related risks and opportunities identified in for which there is a significant risk of a material
                               adjustment within the next annual reporting period to the carrying amounts of assets and liabilities reported in                 Not Applicable
                               the related financial statements.
 IFRS S2-16(c)                 How the entity expects its financial position to change over the short, medium and long term, given its strategy
                               to manage climate-related risks and opportunities, taking into consideration:
                               (i) Its investment and disposal plans, including plans the entity is not contractually committed to.
                                                                                                                                                                                                  36-37
                               (ii) Its planned sources of funding to implement its strategy.

 IFRS S2-16(d)                 How the entity expects its financial performance and cash flows to change over the short, medium and long
                               term, given its strategy to manage climate-related risks and opportunities.
 Climate Resilience

 IFRS S2-22 (a)                The entity’s assessment of its climate resilience as at the reporting date, including:                                                                             28
                               (i) The implications, if any, of the entity’s assessment for its strategy and business model, including how the
                                                                                                                                                                                                  28
                               entity would need to respond to the effects identified in the climate-related scenario analysis.
                               (ii) The significant areas of uncertainty considered in the entity’s assessment of its climate resilience.                                                         105-106
                               (iii) The entity’s capacity to adjust or adapt its strategy and business model to climate change over the short,
                                                                                                                                                                                                  35
                               medium and long term, including:
                               (1) The availability of, and flexibility in, the entity’s existing financial resources to respond to the effects identified
                               in the climate-related scenario analysis, including to address climate-related risks and to take advantage of                    Not Applicable                    -
                               climate-related opportunities.
                               (2) the entity’s ability to redeploy, repurpose, upgrade or decommission existing assets.                                        Not Applicable                    -
                               (3) the effect of the entity’s current and planned investments in climate-related mitigation, adaptation and
                                                                                                                                                                Not Applicable                    -
                               opportunities for climate resilience.
 IFRS S2-22 (b)                How and when the climate-related scenario analysis was carried out, including the information about:                                                               105
                               (i) The inputs the entity used, including:                                                                                                                         105
                               (1) Which climate-related scenarios the entity used for the analysis and the sources of those scenarios.                                                           105-106
                               (2) Whether the analysis included a diverse range of climate-related scenarios.                                                                                    105-106
                               (3) Whether the climate-related scenarios used for the analysis are associated with climate-related transition
                                                                                                                                                                                                  105-106
                               risks or climate-related physical risks.
                               (4) Whether the entity used, among its scenarios, a climate-related scenario aligned with the latest
                                                                                                                                                                                                  105-106
                               international agreement on climate change.
                               (5) Why the entity decided that its chosen climate-related scenarios are relevant to assessing its resilience to
                                                                                                                                                                                                  105-106
                               climate-related changes, developments or uncertainties.
                               (6) The time horizons the entity used in the analysis.                                                                                                             105-106




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                                                                                                                                                                                         Page number(s) and/or
       IFRS S2 Standard                                                                 Disclosure                                                         Reasons for Omission
                                                                                                                                                                                                    URL(s)
                               (7) What scope of operations the entity used in the analysis.                                                                                              105-106
                               (ii) The key assumptions the entity made in the analysis, including assumptions about:                                                                    29
                               (1) Climate-related policies in the jurisdictions in which the entity operates.                                                                           29
                               (2) Macroeconomic trends.                                                                                                                                 29
                               (3) National- or regional-level variables                                                                                                                 29
                               (4) Energy usage and mix.                                                                                                                                 29
                               (5) Developments in technology.                                                                                                                           29
                               (iii) The reporting period in which the climate-related scenario analysis was carried out.                                                                105
 Risk Management

  IFRS S2-25(a)                The processes and related policies the entity uses to identify, assess, prioritize and monitor climate-related
                               risks, including information about:
                               (i) The inputs and parameters the entity uses.                                                                                                            29
                               (ii) Whether and how the entity uses scenario analysis to inform its identification of climate-related risks.                                             29
                               (iii) How the entity assesses the nature, likelihood and magnitude of the effects of those risks.                                                         29
                               (iv) Whether and how the entity prioritises climate-related risks relative to other types of risk.                                                        29
                               (v) How the entity monitors climate-related risks.                                                                                                        29
                               (vi) Whether and how the entity has changed the processes it uses compared with the previous reporting
                                                                                                                                                                                         29
                               period.
 IFRS S2-25(b)                 The processes the entity uses to identify, assess, prioritise and monitor climate related opportunities,
                               including information about whether and how the entity uses climate-related scenario analysis to inform its                                               29
                               identification of climate-related opportunities.
 IFRS S2-25(c)                 The extent to which, and how, the processes for identifying, assessing, prioritising and monitoring climate-
                                                                                                                                                                                         29
                               related risks and opportunities are integrated into and inform the entity’s overall risk management process.
 Metrics and Targets

 IFRS S2-29(a)                 Information relevant to the cross-industry metric categories of greenhouse gases, including:                                                              98
                               (i) disclose its absolute gross greenhouse gas emissions generated during the reporting period, expressed as
                                                                                                                                                                                         98
                               metric tonnes of CO2 equivalent, classified as:
                               (1) Scope 1 greenhouse gas emissions.                                                                                                                     98
                               (2) Scope 2 greenhouse gas emissions.                                                                                                                     98
                               (3) Scope 3 greenhouse gas emissions.                                                                                                                     98
                               (ii) Measure its greenhouse gas emissions in accordance with the Greenhouse Gas Protocol: A Corporate
                               Accounting and Reporting Standard (2004) unless required by a jurisdictional authority or an exchange on                                                  96
                               which the entity is listed to use a different method for measuring its greenhouse gas emissions.




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                                                                                                                                                                                              Page number(s) and/or
       IFRS S2 Standard                                                            Disclosure                                                                Reasons for Omission
                                                                                                                                                                                                      URL(s)
                               (iii) The approach used to measure its greenhouse gas emissions, including:                                                                                    96
                               (1) The measurement approach, inputs and assumptions the entity uses to measure its greenhouse gas
                                                                                                                                                                                              96
                               emissions.
                               (2) The reason why the entity has chosen the measurement approach, inputs and assumptions it uses to
                                                                                                                                                                                              96
                               measure its greenhouse gas emissions.
                               (3) Any changes the entity made to the measurement approach, inputs and assumptions during the reporting
                                                                                                                                                                                              96
                               period and the reasons for those changes.
                               (iv) For Scope 1 and Scope 2 greenhouse gas emissions disclosed in accordance with paragraph 29(a)(i)(1)–(2),
                                                                                                                                                                                              59
                               disaggregate emissions between:
                               (1) The consolidated accounting group.                                                                                                                         59
                               (2) Other investees excluded from paragraph 29(a)(iv)(1).                                                                                                      59
                               (v) Location-based Scope 2 greenhouse gas emissions, and information about any contractual instruments that
                                                                                                                                                                                              98
                               is necessary to inform users’ understanding of the entity’s Scope 2 greenhouse gas emissions.
                               (vi) for Scope 3 greenhouse gas emissions, disclose:                                                                                                           98
                               (1) the categories included within the entity’s measure of Scope 3 greenhouse gas emissions, in accordance
                               with the Scope 3 categories described in the Greenhouse Gas Protocol Corporate Value Chain (Scope 3)                                                           98
                               Accounting and Reporting Standard (2011).
                               (2) additional information about the entity’s Category 15 greenhouse gas emissions or those associated with its
                               investments (financed emissions), if the entity’s activities include asset management, commercial banking or                 Not Applicable
                               insurance.
                               Climate-related transition risks—the amount and percentage of assets or business activities vulnerable to
                               climate-related transition risks.
 IFRS S2-29(b)                 Climate-related transition risks—the amount and percentage of assets or business activities vulnerable to
                               climate-related transition risks.
                                                                                                                                                                                              35
 IFRS S2-29(c)                 Climate-related physical risks—the amount and percentage of assets or business activities vulnerable to
                               climate-related physical risks.
 IFRS S2-29(d)                 Climate-related opportunities—the amount and percentage of assets or business activities aligned with
                               climate-related opportunities.
 IFRS S2-29(e)                 Capital deployment—the amount of capital expenditure, financing or investment deployed towards climate-
                                                                                                                                                            Confidential
                               related risks and opportunities.
 IFRS S2-29(f)                 Internal carbon prices—the entity shall disclose:                                                                            Not Applicable
                               (i) an explanation of whether and how the entity is applying a carbon price in decision-making.                              Not Applicable
                               (ii) the price for each metric tonne of greenhouse gas emissions the entity uses to assess the costs of its
                                                                                                                                                            Not Applicable
                               greenhouse gas emissions.




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                                                                                                                                                                                            Page number(s) and/or
       IFRS S2 Standard                                                              Disclosure                                                            Reasons for Omission
                                                                                                                                                                                                    URL(s)
 IFRS S2-29(g)                 Remuneration, including the information about:

                               (i) a description of whether and how climate-related considerations are factored into executive remuneration.              Confidential
                               (ii) the percentage of executive management remuneration recognised in the current period that is linked to
                                                                                                                                                          Confidential
                               climate-related considerations.
 IFRS S2-33(a)                 The metric used to set the quantitative and qualitative climate-related targets                                                                              57-63
 IFRS S2-33(b)                 The objective of the target                                                                                                                                  57
 IFRS S2-33(c)                 The part of the entity to which the target applies.                                                                                                          57
 IFRS S2-33(d)                 The period over which the target applies.                                                                                                                    57
 IFRS S2-33(e)                 The base period from which progress is measured.                                                                                                             57-63
 IFRS S2-33(f)                 Any milestones and interim targets.                                                                                                                          57-63
 IFRS S2-33(g)                 If the target is quantitative, whether it is an absolute target or an intensity target.                                                                      57-63
 IFRS S2-33(h)                 How the latest international agreement on climate change, including jurisdictional commitments that arise
                                                                                                                                                                                            57
                               from that agreement, has informed the target.
 IFRS S2-34(a)                 Whether the target and the methodology for setting the target has been validated by a third party.                         Not Applicable
 IFRS S2-34(b)                 The entity’s processes for reviewing the target.                                                                                                             57
 IFRS S2-34(c)                 The metrics used to monitor progress towards reaching the target.                                                                                            57
 IFRS S2-34(d)                 Any revisions to the target and an explanation for those revisions.                                                                                          63
 IFRS S2-35                    An entity shall disclose information about its performance against each climate related target and an analysis
                                                                                                                                                                                            57-71
                               of trends or changes in the entity’s performance.
 IFRS S2-36(a)                 Which greenhouse gases are covered by the target.                                                                                                            60
 IFRS S2-36(b)                 Whether Scope 1, Scope 2 or Scope 3 greenhouse gas emissions are covered by the target.                                                                      60
 IFRS S2-36(c)                 Whether the target is a gross greenhouse gas emissions target or net greenhouse gas emissions target. If the
                               entity discloses a net greenhouse gas emissions target, the entity has been also required to separately disclose                                             61
                               its associated gross greenhouse gas emissions target
 IFRS S2-36(d)                 Whether the target was derived using a sectoral decarbonisation approach.                                                  Not Applicable
 IFRS S2-36(e)                 The entity’s planned use of carbon credits to offset greenhouse gas emissions to achieve any net greenhouse
                                                                                                                                                          Not Applicable
                               gas emissions target. In explaining its planned use of carbon credits the entity shall disclose information:
                               (i) the extent to which, and how, achieving any net greenhouse gas emissions target relies on the use of carbon
                                                                                                                                                          Not Applicable
                               credits.
                               (ii) which third-party scheme(s) will verify or certify the carbon credits.                                                Not Applicable
                               (iii) the type of carbon credit, including whether the underlying offset will be nature based or based on
                               technological carbon removals, and whether the underlying offset is achieved through carbon reduction or                   Not Applicable
                               removal.
                               (iv) any other factors necessary for users of general-purpose financial reports to understand the credibility and
                                                                                                                                                          Not Applicable
                               integrity of the carbon credits the entity plans to use.



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                                         PT Lippo Karawaci Tbk
                                        Menara Matahari, 22nd Floor
        Jl. Boulevard Palem Raya No.7, Lippo Karawaci Central, Tangerang, Banten, Indonesia 15811
Tel: +62 21 2566 9000 | Fax: +62 21 2566 9098 | sustainability@lippokarawaci.co.id | www.lippokarawaci.co.id

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linked org LIPPO KARAWACI TBK p.2 ×231
linked org PT Lippo Cikarang p.4 ×19
linked org Fortune Indonesia. p.42
possible person John Riady p.12 ×2
unresolved org PT Lippo Malls Indonesia p.4
unresolved org PT Aryaduta International Management p.4
unresolved org Financial Services Authority p.6
unresolved org Indonesia Stock Exchange p.6 ×2
unresolved org Annual Report. Singapore Exchange Securities Trading Limited p.6
unresolved org PT Siloam International p.11
unresolved org Gowa Makassar Tourism Hospitak Tbk p.11 ×2
unresolved org Development Tbk p.11
unresolved org PT Siloam Liabilities p.40
unresolved org International Hospitals Tbk p.40
unresolved org Penyelenggara Jaminan Sosial p.42
unresolved org Ministry of Manpower. Occupational Health and Safety Management System. In p.55
unresolved org Ministry of Energy and Mineral Resources of Indonesia p.60

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