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February 20–21, strategis di pasar produk Raksanagara Central Asia 2025 minyak di kawasan Kaspia Markets dan Asia Tengah, sehingga mendukung pengambilan keputusan bisnis yang tepat dan membangun jaringan dengan … between many countries around the world particularly banyak negara di dunia terutama Asia dengan Amerika in Asia and the United States (US), with the majority of Serikat (AS) dimana sebagian

February 20–21, strategis di pasar produk Raksanagara Central Asia 2025 minyak di kawasan Kaspia Markets dan Asia Tengah, sehingga mendukung pengambilan keputusan bisnis yang tepat dan membangun jaringan dengan … between many countries around the world particularly banyak negara di dunia terutama Asia dengan Amerika in Asia and the United States (US), with the majority of Serikat (AS) dimana sebagian

February 20–21, strategis di pasar produk Raksanagara Central Asia 2025 minyak di kawasan Kaspia Markets dan Asia Tengah, sehingga mendukung pengambilan keputusan bisnis yang tepat dan membangun jaringan dengan … between many countries around the world particularly banyak negara di dunia terutama Asia dengan Amerika in Asia and the United States (US), with the majority of Serikat (AS) dimana sebagian

February 20–21, strategis di pasar produk Raksanagara Central Asia 2025 minyak di kawasan Kaspia Markets dan Asia Tengah, sehingga mendukung pengambilan keputusan bisnis yang tepat dan membangun jaringan dengan … between many countries around the world particularly banyak negara di dunia terutama Asia dengan Amerika in Asia and the United States (US), with the majority of Serikat (AS) dimana sebagian

third party insurance companies such as PT ketiga, antara lain PT Asuransi Central Asia Asuransi Central Asia (ACA), (ACA), PT Asuransi Bintang Tbk, PT Lippo PT Asuransi Bintang … Negara Indonesia (Persero) Tbk (“BNI”) 842.367.001.391 887.117.641.804 (Persero) Tbk (“BNI”) International Finance Corporation dan International Finance Corporation and PT Bank OCBC NISP Tbk (“IFC”) 803.294.399.758 668.160.000.000 PT Bank OCBC NISP

Rupiah - - CNY 138,061 136,818 CNY - PT Bank Central Asia Tbk (“BCA”): PT Bank Central Asia Tbk (“BCA”): - Rupiah 8,687,004 48,493 Rupiah - - Dolar … Maybank, contracts with UOB, Maybank, Danamon, Danamon, Oversea-Chinese Banking Oversea-Chinese Banking Corporation Limited Corporation Limited (“OCBC”), Natixis, CIMB (“OCBC”), Natixis, CIMB and Credit Agricole dan Credit Agricole Corporate

Singapore Branch, Natixis, Singapore Natixis, Cabang Singapura, Oversea-Chinese Banking Branch, Oversea-Chinese Banking Corporation Corporation Limited, Singapura, PT Bank DBS Limited, Singapore, PT Bank DBS Indonesia, Indonesia, PT Bank … SHAREHOLDER OF SUBSIDIARY 30 Juni/ 31 Desember/ June 2026 December 2025 HT Asia Industry Limited HT Asia Industry Limited (“HTAI”) 24,681,300 24,681,300 (“HTAI”) Plenceed International Plenceed

Pengendali Controlling Shareholders Li Suzanna Tanojo Debora Wahjutirto Tanoyo 36,58% 0,31% Chemical Asia Corporation Pte Ltd 100% PT Victoria Investama Tbk Li Publik

Keuangan di Jakarta Saya yang bertanda tangan di bawah ini : Nama (sesuai SID) : CHEMICAL ASIA CORPORATION PTE. LTD. Anggota Direksi/Dewan Komisaris : Ya Jabatan : Direksi Alamat Identitas : Tidak ditampilkan Nomor Telepon … akan mempertahankan pengendalian? : Ya Nama pemegang saham yang memberikan kuasa untuk melaporkan, jika : CHEMICAL ASIA CORPORATION PTE. LTD. laporan kepemilikan saham dikuasakan Informasi mengenai rincian anggota kelompok yang terorganisasi, jika

Keuangan di Jakarta Saya yang bertanda tangan di bawah ini : Nama (sesuai SID) : CHEMICAL ASIA CORPORATION PTE. LTD. Anggota Direksi/Dewan Komisaris : Ya Jabatan : Direksi Alamat Identitas : Tidak ditampilkan Nomor Telepon … akan mempertahankan pengendalian? : Ya Nama pemegang saham yang memberikan kuasa untuk melaporkan, jika : CHEMICAL ASIA CORPORATION PTE. LTD. laporan kepemilikan saham dikuasakan Informasi mengenai rincian anggota kelompok yang terorganisasi, jika

Bank loans Perusahaan The Company PT Bank Central Asia Tbk (BCA) PT Bank Central Asia Tbk (BCA) Pada tanggal 29 Mei 2024, Grup … perdagangan dengan oo. SBPL maintains trade facilities with Oversea- Oversea-Chinese Banking Corporation Limited Chinese Banking Corporation Limited (OCBC). (OCBC). Fasilitas tersebut didenominasikan The facilities are denominated

panjang panjang panjang panjang Bank Central Asia IDR 186,812 Bank Central Asia IDR Bank Central Asia IDR 204,880 Bank Central Asia … pendek pendek pendek pendek Bank Central Asia IDR 63,078 Bank Central Asia IDR Bank Central Asia IDR 33,440 Bank Central Asia

Holdings Limited, Seychelles, melalui Custodia Holdings Limited, Seychelles, through PT Fajar Asia Selaras, perantara, menandatangani PT Fajar Asia Selaras, intermediary, signed a Perjanjian Jual Beli Saham Bersyarat untuk Conditional Sale … Tanker kimia menyediakan pengangkutan laut c. Chemical tankers provide maritime kimia cair (organik dan non-organik) dan transportation of liquid chemical (organic and minyak nabati dan minyak hayati. non-organic

Holdings Limited, Seychelles, melalui PT Holdings Limited, Seychelles, through PT Fajar Fajar Asia Selaras, perantara, menandatangani Asia Selaras, intermediary, signed a Conditional Perjanjian Jual Beli Saham Bersyarat untuk Sale … Tanker kimia menyediakan pengangkutan laut c. Chemical tankers provide maritime kimia cair (organik dan non-organik) dan transportation of liquid chemical (organic and minyak nabati dan minyak hayati. non-organic

Asia Pulp & Paper Co. Ltd 10.350 3.112 Asia Pulp & Paper Co. Ltd Persentase terhadap Total Percentage to Total Liabilitas Konsolidasian 1,13% 0,35% Consolidated Liabilities Utang ke Asia Pulp … Bank Central Asia Tbk a. PT Bank Central Asia Tbk Pada tanggal 4 April 2016, PT Bank Central Asia Tbk On April 4, 2016, PT Bank Central Asia

bank Cash in banks Rupiah Rupiah PT Bank Central Asia Tbk 1.591.509.591 550.050.620 PT Bank Central Asia Tbk Citibank N.A., Indonesia 520.684.778 102.484.778 Citibank N.A., Indonesia PT Bank Mandiri (Persero … rincian sebagai berikut: sales, with details as follows: 2022 2021 UNID Global Corporation 57.961.470.000 - UNID Global Corporation Persentase dari penjualan Percentage from net sales bersih 11% - 27. BEBAN PENJUALAN

bank Cash in banks Rupiah Rupiah PT Bank Central Asia Tbk 1.591.509.591 550.050.620 PT Bank Central Asia Tbk Citibank N.A., Indonesia 520.684.778 102.484.778 Citibank N.A., Indonesia PT Bank Mandiri (Persero … rincian sebagai berikut: sales, with details as follows: 2022 2021 UNID Global Corporation 57.961.470.000 - UNID Global Corporation Persentase dari penjualan Percentage from net sales bersih 11% - 27. BEBAN PENJUALAN

L4o/o 139. 8.2.2. Pemodal Asing - >=50/o - Chemical Asia Corporation PTE LTD 3,959,166.031 lt 0 3.816,446.731 25,08o/o 38 1.644.673,100 - Lainnya 662,975.400 U 663.046.700 4,360/o … Nama AB/BK = PT But Deustsche BankAG Nama AB/BK = PT Victoria Sekuritas Indonesia 3 Chemical Asia Corporation PTE LTD 8 Temasek Boulevard #35-03 A 3.816.446.73r 25,O8o/o Suntec Tower

Tanojo HIJAU BLOK 7 E/41 RT/RW 011/004,KEL GROGOL Chemical Asia 8Temasek Direksi 3.959.166.031 26,02% 3.816.446.73 25,08% Pemegang Corporation Boulevard #35- 1 Saham > 5% 03 PT Gratamulia Gedung … E/41 RT/RW 011/004,KEL GROGOL Share Chemical Asia 8Temasek Direksi 3,959,166,031 26.02% 3,816,446,73 25.08% Ownership > Corporation Boulevard #35- 1 5% 03 PT Gratamulia Gedung

Limited, Shanying Paper SRL, SCG Packaging, Shandong Chenming Paper Holdings Limited, OJI Holdings Corporation, APRIL-Asia Symbol, Stora Enso Oyj, Metsa Group dan Graphic Packaging International, Inc. Pemain-Pemain Utama … Bank Central Asia Tbk PT Bank Central Asia Tbk Pada tanggal 17 Juni 2021, PT Bank Central Asia Tbk On June 17, 2021, PT Bank Central Asia

Rakyat Indonesia (Persero) Tbk 1.036.205 3.200.455 (Persero) Tbk PT Bank Central Asia Tbk 257.265 1.576.891 PT Bank Central Asia Tbk PT Bank CIMB Niaga Tbk 52.199 466.523 PT Bank CIMB … Bank CIMB Niaga Tbk Euro: Euro: PT Bank Central Asia Tbk 790 1.085 PT Bank Central Asia Tbk Subjumlah 39.316 37.253 Sub-total Deposito berjangka Time deposit Rupiah Rupiah

pada PT. Nitori concurrent (2005) Furniture Indonesia (Nitori position in Bachelor in Holding Corporation) (2011 – other Chemical 2014), Production Supervisor Companies Engineering, PT. Central Proteina Prima Tbk Manosor Siregar … Central Asia Tbk 47.193.000.000 57.208.875.572 PT Bank Central Asia Tbk Utang bank jangka panjang Long-term bank loans PT Bank Central Asia Tbk 69.079.356.877 77.031.390.701 PT Bank Central Asia

memajukan pertumbuhan ekonomi dan kerjasama regional di Asia dan Far East (yang melingkupi Asia Timur Laut, Rusia bagian Asia Timur dan Asia Tenggara) (“Wilayah”) dan berkontribusi dalam akselerasi proses perkembangan … Banking Corporation (2012-2014), General Manager di Departemen Structured Finance Asia Pasifik di Sumitomo Mitsui Banking Corporation (2010- 2012), Kepala Structured Finance Asia Pasifik di Sumitomo Mitsui Banking Corporation

memajukan pertumbuhan ekonomi dan kerjasama regional di Asia dan Far East (yang melingkupi Asia Timur Laut, Rusia bagian Asia Timur dan Asia Tenggara) (“Wilayah”) dan berkontribusi dalam akselerasi proses perkembangan … Banking Corporation (2012-2014), General Manager di Departemen Structured Finance Asia Pasifik di Sumitomo Mitsui Banking Corporation (2010- 2012), Kepala Structured Finance Asia Pasifik di Sumitomo Mitsui Banking Corporation

Potters Industries Pty. Ltd. 1.304.782.710 535.168.620 Potters Industries Pty. Ltd. Kisuma Asia Singapore Pte Ltd 1.112.675.300 - Kisuma Asia Singapore Pte Ltd Tianjin 716.387.089 - Tianjin Sunplan 961.433.662 - Sunplan Ran Chemicals … Brother Group (Hong Kong) Ltd. - 1.950.644.000 Brother Group (Hong Kong) Ltd. Inkochem Corporation - 1.011.503.300 Inkochem Corporation Ningbo Yonghua Resin Co.Ltd - 1.885.146.624 Ningbo Yonghua Resin Co.Ltd Chiye Glass Bead (Hebei

Officer of PT Netzme Kreasi Indonesia (2017-present) • Co-Founder Gan Asia Kapital (2018-sekarang) Co-Founder Gan Asia Kapital (2018-present) • Co-Founder Yayasan CEO Indonesia (2017-sekarang … Holdings Limited, Seychelles, melalui Custodia Holdings Limited, Seychelles, through PT Fajar Asia Selaras, perantara, menandatangani PT Fajar Asia Selaras, intermediary, signed a Perjanjian Jual Beli Saham Bersyarat untuk Conditional Sale

Officer of PT Netzme Kreasi Indonesia (2017-present) • Co-Founder Gan Asia Kapital (2018-sekarang) Co-Founder Gan Asia Kapital (2018-present) • Co-Founder Yayasan CEO Indonesia (2017-sekarang … Holdings Limited, Seychelles, melalui Custodia Holdings Limited, Seychelles, through PT Fajar Asia Selaras, perantara, menandatangani PT Fajar Asia Selaras, intermediary, signed a Perjanjian Jual Beli Saham Bersyarat untuk Conditional Sale

Indonesia PT Super Steel Karawang 24.016.152.651 - PT Super Steel Karawang PT Lotte Chemical Engineering Plastics PT Lotte Chemical Engineering Indonesia 22.521.349.141 1.707.177.308 Plastics Indonesia PT Steel Center Indonesia … total 508.530.167.250 381.447.937.216 Sub-total Dalam USD In USD Lotte Chemicals Corporation 25.779.543.692 61.105.383.988 Lotte Chemicals Corporation Chongqing Shuangshi Motor 17.211.461.160 6.096.057.450 Chongqing Shuangshi Motor Taizhou Mega

Indonesia PT Super Steel Karawang 24.016.152.651 - PT Super Steel Karawang PT Lotte Chemical Engineering Plastics PT Lotte Chemical Engineering Indonesia 22.521.349.141 1.707.177.308 Plastics Indonesia PT Steel Center Indonesia … total 508.530.167.250 381.447.937.216 Sub-total Dalam USD In USD Lotte Chemicals Corporation 25.779.543.692 61.105.383.988 Lotte Chemicals Corporation Chongqing Shuangshi Motor 17.211.461.160 6.096.057.450 Chongqing Shuangshi Motor Taizhou Mega

bank currency loan loan Bank Central Asia Tbk IDR 1,041,255,841 1 - 5 Tahun 8,53%-8,94% IDR Bank Central Asia Tbk Bank Mandiri (Persero … bank currency loan loan Bank Central Asia Tbk IDR 1,191,472,936 1 - 5 Tahun 3,98%-8,25% IDR Bank Central Asia Tbk Bank Mandiri (Persero

NGOs, as well as other activists working in the field. As a sustainability-oriented corporation, the Company fully comprehends and supports the government’s efforts to preserve and improve … Domestic Sales value in USD Million 335.88 293.69 204.33 Social Responsibility Human Resources Asia Pacific Fibers recognizes that human resources are the most important capital for the Company to sustain

Packaging Industry Subindustri B131. Containers & Packaging Subindustry Informasi pemegang saham Controlling shareholder information National Corporation pengendali Jenis entitas Local Company - Indonesia Type of entity Jurisdiction Jenis efek yang dicatatkan Saham … penjualan bersih adalah sebagai berikut: 2023 PT Lotte Chemical Titan Nusantara = 266.830.389, dengan persentase 11,36 persen 2022 PT Lotte Chemical Titan Nusantara = 50.740.383, dengan persentase 2,02 persen [1691000a

Company’s revenue from land rental to PT Lotte Perusahaan kepada PT Lotte Chemical Indonesia dan Chemical Indonesia and PT Chandra Asri PT Chandra Asri Petrochemical Tbk. (“PT CAP”) Petrochemical … November 2016, the Company and PT Lotte PT Lotte Chemical Indonesia mengadakan Chemical Indonesia entered into an agreement of Perjanjian Pendayagunaan Aset Tetap seluas land usage covering an area

antara Perusahaan, Damiano Investments, B.V., Belanda, Deutsche Bank AG, PT Pilot Asia Capital, The Hongkong and Shanghai Banking Corporation Limited, dan Madison Pacific Trust Limited, para pihak setuju untuk mengganti … Indonesia 42.483.955 40% PT, Mitsubishi Chemical Indonesa 38.121.907 36% Kolmar Group 18.643.923 18% 2022 US$ % PT Ineos Aromatics Indonesia 85.961.299 60% 73/88 PT ASIA PACIFIC FIBERS Tbk DAN ENTITAS ANAK

Central Asia Tbk 181.666.666.650 231.666.666.652 PT Bank Central Asia Tbk PT Bank HSBC Indonesia 70.013.996.093 76.746.111.103 PT Bank HSBC Indonesia HSBC Banking Corporation 69.752.626.224 74.155.242.208 HSBC Banking Corporation HSBC Bank … Central Asia Tbk 99.999.999.994 99.999.999.994 PT Bank Central Asia Tbk PT Bank HSBC Indonesia 16.157.076.024 16.157.076.024 PT Bank HSBC Indonesia HSBC Banking Corporation 12.335.840.008 8.288.968.288 HSBC Banking Corporation HSBC Bank

Fixtures Subindustri C121. Building Products & Subindustry Fixtures Informasi pemegang saham Controlling shareholder information National Corporation pengendali Jenis entitas Local Company - Indonesia Type of entity Jurisdiction Jenis efek yang dicatatkan Saham … Pihak 3 PT Asahimas Chemical 12,520,682,180 Rank 3, counterparty Pihak 4 PT Lautan Luas Tbk 9,677,026,398 6,609,112,527 Rank 4, counterparty Pihak

Etam Chemical. BEC didirikan Bumi Etam Chemical. BEC was dengan tujuan menjalankan usaha dibidang established to engage in Natural Gas Industi Pengolahan Gas Alam, Industri Processing Industry, Chemical Industry Kimia … into menyepakati perjanjian pengelolaan dana an fund management agreement with Atrium dengan Atrium Asia Investment Management Asia Investment Management Pte.Ltd., Pte.Ltd., (AAIM). Perusahaan telah (AAIM). The company placed a fund

Cahaya Tbk Jiangsu Diamond Chemical Technology Jiangsu Diamond Chemical Industry Co. Ltd. 24.298 26.408 Technology Industry Co. Ltd. Pinjaman Loans Lautan Hongze Chemical Lautan Hongze Chemical Industry … utama dari Jiangsu Diamond Chemical Technology Jiangsu Diamond Chemical Technology Industry Co. Ltd. Industry Co. Ltd. dan Lautan Hongze Chemical Industry Ltd. and Lautan Hongze Chemical Industry Ltd. principal adalah

JUTAAN IDR 53.38 Kimia 10 Pacinesia Produsen Tangerang 1989 Aktif 167.440 JUTAAN IDR 99.975 Chemical Kimia Industry 11 Dunia Kimia Produsen Bekasi 1979 Aktif 547.508 JUTAAN IDR 99.8188 Jaya Kimia … Chemicals Industry Subindustri B111. Basic Chemicals Subindustry Informasi pemegang saham Controlling shareholder information National Corporation pengendali Jenis entitas Local Company - Indonesia Type of entity Jurisdiction Jenis efek yang dicatatkan Saham

bank a. By bank 2023 2022 Rupiah Rupiah PT Bank Central Asia Tbk 69.934.667 31.369.908 PT Bank Central Asia Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia (Persero … Suzanna Tanojo 3.066.411.303 19,35 306.641.130 Suzanna Tanojo Chemical Asia Corporation Pte Ltd 871.275.600 5,50 87.127.560 Chemical Asia Corporation Pte Ltd PT Nata Patindo

June 30, 2023 and 2022, respectively: 2023 dan 2022: 2023 2022 Genesis Corporation 144.101.862 323.183.297 Genesis Corporation Pertamina Patra Niaga 22.113.470 25.989.906 Pertamina Patra Niaga 24. BEBAN POKOK PENDAPATAN … entered into ammonia menandatangani perjanjian penjualan amonia off take agreement with Genesis Corporation, dengan Genesis Corporation, Jepang dimana Japan wherein the entire production of seluruh amonia yang di produksi harus

Bank Central Asia 2.002.000.000 2.002.000.000 FR097 in Bank Central Asia FR065 di Bank Central Asia 1.959.000.000 1.959.000.000 FR065 in Bank Central Asia FR075 di Bank Central Asia 1.954.000.000 1.954.000.000 FR075 … Central Asia 1.200.000.000 1.194.000.000 104,600% 1.255.200.000 FR92, Bank Central Asia FR75, Bank Central Asia 2.000.000.000 1.954.000.000 108,270% 2.165.400.000 FR75, Bank Central Asia FR83, Bank Central Asia

Desember 2022 Rupiah PT Bank Negara Indonesia (Persero) Tbk 20.474.885 61.372.427 PT Bank Central Asia Tbk 71.380.590 32.862.498 PT Bank Mandiri (Persero) Tbk 12.238.862 22.923.485 PT Bank Pan Indonesia … Pemegang Saham Jumlah Saham Kepemilikan (%) Disetor PT Gratamulia Pratama 6.856.943.900 45,06% 685.694.390 Chemical Asia Corporation PTE LTD 4.089.026.031 26,87% 408.902.603 Suzanna Tanojo 2.489.307.407 16,36% 248.930.740 Masyarakat

Wonderful Chemical Industrial Ltd. 2.449 12.547 PT Indo Bharat Rayon - 5.421 Lain-lain (masing-masing dibawah Rp5.000) 27.307 34.519 Sub-total 173.613 100.339 Total 175.180 101.979 24 PT ASIA PACIFIC … Rupiah 65.457 146.593 Dollar Amerika Serikat 67.099 514 Total 132.556 147.107 25 PT ASIA PACIFIC INVESTAMA TBK DAN ENTITAS ANAKNYA LAPORAN POSISI KEUANGAN KONSOLIDASIAN INTERIM Pada Tanggal dan Periode Berakhir

Corporation (ITOCHU Group, Jepang) In March 2015, ITOCHU Corporation (ITOCHU Group, Japan) dan Tokyo Century Corporation, Jepang (d.h. Century Tokyo and Tokyo Century Corporation, Japan (formerly Century Tokyo Leasing Corporation … shareholder composition: pemegang saham sebagai berikut: • ITOCHU Corporation, Jepang (37,5%) • ITOCHU Corporation, Japan (37.5%) • Tokyo Century Corporation (20%) • Tokyo Century Corporation (20%) • Hitachi Construction Machinery Co. Ltd., Japan

Shanghai Banking Corporation, Singapura 994.303 2.604.754 DBS Bank, Singapura 749.625 2.335.125 Bank of Montreal, Kanada 749.625 622.700 Citibank N.A, Hong Kong 613.193 1.587.885 Sumitomo Mitsui Banking Corporation, Singapura … Bank Central Asia Tbk. Pada tanggal 20 November 2020 dan terakhir pada tanggal 17 April 2023, Entitas Anak (PT Mandiri Tunas Finance) dan PT Bank Central Asia Tbk (“BCA”) telah

Oversea-Chinese Bank Ltd., Oversea-Chinese Banking Banking Corporation Limited, Sumitomo Corporation Limited, Sumitomo Mitsui Mitsui Banking Corporation Singapore Banking Corporation Singapore Branch, Branch, PT Bank BTPN Tbk, Taipe … Bank Ltd., Oversea-Chinese Chinese Banking Corporation Limited, Banking Corporation Limited, Sumitomo Sumitomo Mitsui Banking Corporation Mitsui Banking Corporation Singapore Singapore Branch, PT Bank BTPN Tbk, Branch, PT Bank BTPN

Bank Maybank Indonesia Tbk PT Bank Central Asia Tbk 7.792.006.180 39.524.904.551 PT Bank Central Asia Tbk PT Bank HSBC Indonesia 3.047.954.882 4.230.744.692 PT Bank HSBC Indonesia PT Bank Danamon Indonesia … service coverage ratio shall not be less than 100%. PT Bank Central Asia Tbk PT Bank Central Asia Tbk PPRE PPRE Berdasarkan Akta Perubahan Perjanjian Kredit No. 12 tanggal

Financial Services Kepemilikan Ownership PT Gratamulia Pratama 45,06% Suzanna Tanojo 16,36% Chemical Asia Corporation PTE LTD 26,87% Masyarakat/Publik 11,71% Dasar Hukum Pendirian Legal Basis of Establishment

Bank Maybank Indonesia Tbk PT Bank Central Asia Tbk 7.792.006.180 39.524.904.551 PT Bank Central Asia Tbk PT Bank HSBC Indonesia 3.047.954.882 4.230.744.692 PT Bank HSBC Indonesia PT Bank Danamon Indonesia … service coverage ratio shall not be less than 100%. PT Bank Central Asia Tbk PT Bank Central Asia Tbk PPRE PPRE Berdasarkan Akta Perubahan Perjanjian Kredit No. 12 tanggal