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shares and percentage of share ownership after the Transaction “Company”) as follows: Sumitomo Mitsui Banking Corporation 1-1-2, Marunouchi, Chiyoda-ku, Tokyo, Jepang. Jepang/Japan 7.532.311.297 saham atau … Datindo Entrycom - Biro Administrasi Efek (BAE) Wali amanat/Trustee DR WNA Page 40f4 SUMITOMO MITSUI BANKING CORPORATION Singapore Branch (Incorporated in Japan with limited liability) Registered Address: 88 Market Street

Jakarta Selatan 12950. Nomor Telepon 02130026200 Kewarganegaraan Jepang Nama Pemegang Saham Sumitomo Mitsui Banking Corporation Jumlah Saham Sebelum Transaksi 7.532.311.297 Persentase Saham Sebelum Transaksi 92,43%% Persentase Saham yang ditransaksikan … Jakarta Selatan 12950. Telephone Number 02130026200 Citizenship Jepang Name of Shareholder Sumitomo Mitsui Banking Corporation Number of shares owned before the transaction 7.532.311.297 Percentage of ownership before the transaction

idAAA/Stable shareholding composition will remain relatively unchanged with Sumitomo Mitsui MAY 2022 idAAA/Stable Banking Corporation as the controlling shareholder. MAY 2021 idAAA/Stable MAY 2020 idAAA/Stable The corporate rating is mainly

penambahan modal, komposisi pemegang saham BTPN akan relatif sama dengan MAY 2022 idAAA/Stable Sumitomo Mitsui Banking Corporation (SMBC) tetap sebagai pemegang saham MAY 2021 idAAA/Stable pengendali. MAY 2020 idAAA/Stable

yang Rp29,800 represents premium of shares paid by dibayarkan oleh Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation. Corporation. 113 The original financial statements included herein are in the Indonesian … Perusahaan dan On March 19, 2012, the Company and Sumitomo Sumitomo Mitsui Banking Corporation (“SMBC”) Mitsui Banking Corporation (“SMBC”) signed a menandatangani Perjanjian Pemesanan Saham di Share Subscription Agreement wherein

suatu pembebanan (Lien) terhadap suatu Debt Service Accrual Account yang merupakan rekening pada Sumitomo Mitsui Banking Corporation yang dibuat di Singapura, di mana Perseroan diwajibkan untuk, paling lambat setiap tanggal … Note 16) Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Singapura Corporation, Singapore ("SMBC") (Catatan 15) 10,333,741 10,333,757 10,700,623 ("SMBC") (Note 15) Total

shares and percentage of share ownership after the Transaction “Company”) as follows: Sumitomo Mitsui Banking Corporation 1-1-2, Marunouchi, Chiyoda-ku, Tokyo, Jepang. Jepang/Japan 7.532.311.297 saham atau … Datindo Entrycom - Biro Administrasi Efek (BAE) Wali amanat/Trustee DR WNA Page 40f4 SUMITOMO MITSUI BANKING CORPORATION Singapore Branch (Incorporated in Japan with limited liability) Registered Address: 88 Market Street

Total Shares Total Nominal n Shareholders (Saham/Shares} (Rp) Ownership Percentaae 1. Sumitomo Mitsui Banking 7.532.311.297 150.646.225.940 92,43% Corporation 2. PT Bank Negara Indonesia 12.007.137 240.142.740 0,15% (Persero) Tbk11 … Total Shares Total Nominal n Shareholders (Saham/Shares) (Rp) Ownership Percentage 1. Sumitomo Mitsui Banking 7.332.311.297 146.646.225.940 89,98% Corporation 2. PT Bank Negara Indonesia 12.007.137 240.142.740 0,15% (Persero

Jakarta Selatan 12950. Nomor Telepon 02130026200 Kewarganegaraan Jepang Nama Pemegang Saham Sumitomo Mitsui Banking Corporation Jumlah Saham Sebelum Transaksi 7.532.311.297 Persentase Saham Sebelum Transaksi 92,43%% Persentase Saham yang ditransaksikan … Jakarta Selatan 12950. Telephone Number 02130026200 Citizenship Jepang Name of Shareholder Sumitomo Mitsui Banking Corporation Number of shares owned before the transaction 7.532.311.297 Percentage of ownership before the transaction

Penerima manfaat akhir dari kepemilikan saham Nama : Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Alamat : 1-2, Marunouchi 1-Chome, Chiyoda-ku, Tokyo 100-0005, Japan Jumlah Kepemilikan … BTPN Tbk as of 31 December 2023 Ultimate Beneficial Ownership Name : Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Address : 1-2, Marunouchi 1-Chome, Chiyoda-ku, Tokyo

Manfaat Akhir dari Kepemilikan Saham Nomor Nama 1 Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Demikian untuk diketahui. Hormat Kami, PT Bank BTPN Tbk Eneng Yulie Andriani Corporate … Final Beneficiaries of Share Ownership Number Name 1 Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Thus to be informed accordingly. Respectfully, PT Bank BTPN Tbk Eneng Yulie Andriani

yang Rp29,800 represents premium of shares paid by dibayarkan oleh Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation. Corporation. 113 The original financial statements included herein are in the Indonesian … Perusahaan dan On March 19, 2012, the Company and Sumitomo Sumitomo Mitsui Banking Corporation (“SMBC”) Mitsui Banking Corporation (“SMBC”) signed a menandatangani Perjanjian Pemesanan Saham di Share Subscription Agreement wherein

Sumitomo Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation Nama/Name (SMBC) / Sumitomo Mitsui Financial Group (SMFG) through Sumitomo Mitsui Banking Corporation (SMBO) Alamat/Address 1-2, Marunouchi 1-Chome, Chiyoda

Akhir dari Kepemilikan Saham Nomor Nama 1 Sumitomo Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation (SMBC) Demikian untuk diketahui. Hormat Kami, PT Bank BTPN Syariah Tbk. Yunita … Final Beneficiaries of Share Ownership Number Name 1 Sumitomo Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation (SMBC) Thus to be informed accordingly. Respectfully, PT Bank BTPN Syariah

sejak tanggal berlaku sampai c. Mitsui Oil Exploration Pendahuluan dan Eksplorasi dengan waktu mana yang lebih Co., Ltd. (”Mitsui”). (“PPSE”), Perseroan dan Mitsui awal diantara Izin Panas Bumi sepakat untuk … Tokyo, Mizuho Bank, Ltd., National Australia Bank Limited, Societe Generale, Cabang Tokyo, dan Sumitomo Mitsui Banking Corporation sebagai Mandated Lead Arrangers (“Common Terms Agreement tanggal 28 Maret 2014”), yaitu atas

Foreign currencies: Sumitomo Mitsui Banking Corporation – Hong Kong 120,122 332,349 Wells Fargo Bank - Miami Branch 20,021 77,834 Malayan Banking Berhad Co. - Singapore - 62,267 The Shanghai … Malayan Banking Berhad Co, - Singapura**) - USD 5,000,000 - - Sumitomo Mitsui Banking Corporation - Hong Kong**) USD 25,000,000 USD 25,000,000 - - The Shanghai Commercial & Savings Bank, Ltd - Taiwan

Valuta asing: Sumitomo Mitsui Banking Corporation – Hong Kong 120.122 332.349 Wells Fargo Bank - Cabang Miami 20.021 77.834 Malayan Banking Berhad Co.- Singapura - 62.267 The Shanghai Commercial & Savings Bank - Taiwan … Malayan Banking Berhad Co, - Singapura **) - USD 5.000.000 - - Sumitomo Mitsui Banking Corporation - Hong Kong **) USD 25.000.000 USD 25.000.000 - - The Shanghai Commercial & Savings Bank, Ltd – Taiwan - USD 416.667 - 10-Jan-2023 Wells

segmen usaha sebagai berikut: Wholesale & International Banking, Wholesale & International Banking, Institutional Banking, Enterprises & Institutional Banking, Enterprises & Commercial Banking, Retail Banking, Commercial Banking, Retail Banking, Treasury, Head Office and Subsidiaries with … Bank Ltd., Standard Chartered Chartered Bank (Singapore) Ltd., Bank (Singapore) Ltd., Sumitomo Mitsui Sumitomo Mitsui Banking Corporation Banking Corporation Singapore Branch, Singapore Branch, and United Overseas dan United Overseas Bank

Bank Mandiri (Persero) Tbk Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Tokyo 23,930 9,274 Corporation, Tokyo Standard Chartered Bank, London 22,413 38,528 Standard Chartered Bank, London … interest rate risk in banking banking book menggunakan pendekatan book using IRRBB approach (Interest Rate IRRBB (Interest Rate Risk in Banking Risk in Banking Book) which refers to Book) yang

Alamat 1 Alamat 2 Jumlah Status Rekening Status Balance Percentage (%) 24-Jan-24 SUMITOMO MITSUI BANKING CORPORATION - EQUITY 1-2 MARUNOUCHI 1-CHOME, CHIYODA-KU, TOKYO 100-0005, JAPAN JAPAN … AVAILABLE AVAILABLE 89.98 25-Jan-24 SUMITOMO MITSUI BANKING CORPORATION - EQUITY 1-2 MARUNOUCHI 1-CHOME, CHIYODA-KU, TOKYO 100-0005, JAPAN JAPAN 7,332,311,297.00 AVAILABLE AVAILABLE

Jakarta Selatan 12950 Nomor Telepon 021-30026200 Kewarganegaraan Jepang Nama Pemegang Saham Sumitomo Mitsui Banking Corporation Jumlah Saham Sebelum Transaksi 7.332.311.297 Persentase Saham Sebelum Transaksi 89,98% Persentase Saham yang … Jakarta Selatan 12950 Telephone Number 021-30026200 Citizenship Jepang Name of Shareholder Sumitomo Mitsui Banking Corporation Number of shares owned before the transaction 7.332.311.297 Percentage of ownership before the transaction

Bank Maybank Indonesia 11,877 5,555 Bank Maybank Indonesia Sumitomo Mitsui Bank, Tokyo 11,599 6,078 Sumitomo Mitsui Bank, Tokyo Deutsche Bank, New York … Bank received fasilitas pinjaman dari Oversea-Chinese Banking Revolving Credit Facility (“RCF”) from Oversea- Corporation Limited (“OCBC Limited”) sebesar USD Chinese Banking Corporation Limited (“OCBC 300.000.000 (nilai penuh). Fasilitas pinjaman

Canada, Hitachi Industrial Products Ltd., Jepang dan ITOCHU Products Ltd., Japan and ITOCHU Corporation, Corporation, Jepang merupakan tagihan atas Japan represent replacement for expenses that penggantian biaya yang dibayarkan terlebih … unused credit facilities obtained from: belum dipergunakan yang diperoleh dari: • Sumitomo Mitsui Trust and Banking • Sumitomo Mitsui Trust and Banking Company, Ltd., Cabang Singapura berupa Company, Ltd., Singapore Branch under

business Corporate Banking, Commercial Banking, segments: Corporate Banking, Commercial Hubungan Kelembagaan, Retail Banking Banking, Institutional, Retail Banking (including (termasuk Wealth), Treasury & International Wealth), Treasury & International Banking, Head Banking, Kantor Pusat … America, N.A. Singapore Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Singapura 1.224.831 1.951.698 Corporation, Singapore The Hongkong and Shanghai The Hongkong and Shanghai Banking Corporation, Banking Corporation, Singapura

OCBC Bank Singapore 579.359 622.220 Banco Central de Timor Leste 578.544 91.205 Sumitomo Mitsui Banking Corporation 391.992 143.644 HSBC Holdings PLC 376.078 303.490 ING Belgium NV/SA 353.682 56.071 Lainnya … sebesar ASD20.000.000 (nilai penuh); Standard Chartered Bank (Singapore) Limited, sebesar ASD50.000.000 (nilai penuh); Sumitomo Mitsui Banking Corporation, cabang Singapura sebesar ASD50.000.000 (nilai penuh); dan United Overseas Bank Limited, sebesar ASD5.000.000

Limited, The Hongkong and Shanghai Banking Corporation Limited, Oversea-Chinese Banking Corporation Limited, Sumitomo Mitsui Banking Corporation dan United Overseas Bank Limited (sebagai Arrangers) dan United Overseas Bank Limited (sebagai … Bank Mizuho Indonesia, Oversea-Chinese Banking Corporation Limited, PT Bank OCBC NISP Tbk, Sumitomo Mitsui Banking Corporation, Singapore Branch, dan United Overseas Bank Limited (sebagai Arranger) dan United Overseas Bank

Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation Nama/Name 2 | (SMBC)/ Sumitomo Mitsui Financial Group (SMFG) through Sumitomo Mitsui Banking Corporation (SMBC) Alamat/Address H 1-2, Marunouchi 1-Chome

Akhir dari Kepemilikan Saham Nomor Nama 1 Sumitomo Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation (SMBC) Demikian untuk diketahui. Hormat Kami, PT Bank BTPN Syariah Tbk. Yunita … Final Beneficiaries of Share Ownership Number Name 1 Sumitomo Mitsui Financial Group (SMFG) melalui Sumitomo Mitsui Banking Corporation (SMBC) Thus to be informed accordingly. Respectfully, PT Bank BTPN Syariah

Penerima manfaat akhir dari kepemilikan saham Nama : Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Alamat : 1-2, Marunouchi 1-Chome, Chiyoda-ku, Tokyo 100-0005, Japan Jumlah Kepemilikan … BTPN Tbk as of 31 January 2024 Ultimate Beneficial Ownership Name : Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Address : 1-2, Marunouchi 1-Chome, Chiyoda-ku, Tokyo

Manfaat Akhir dari Kepemilikan Saham Nomor Nama 1 Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Demikian untuk diketahui. Hormat Kami, PT Bank BTPN Tbk Eneng Yulie Andriani Corporate … Final Beneficiaries of Share Ownership Number Name 1 Sumitomo Mitsui Financial Group melalui Sumitomo Mitsui Banking Corporation Thus to be informed accordingly. Respectfully, PT Bank BTPN Tbk Eneng Yulie Andriani

Before After Treasury Director Retail Banking Director Consumer Banking Director Digital and Integrated Transaction Banking Director Corporate and International Banking Director Wholesale and International Banking Director Chronology of Changes … Mobile Banking Internet Banking SMS Banking By the end of 2023, for Digital Banking users, BNI mobile banking was the customers’ first choice for transactions, showing that the programs

Bank Mandiri (Persero) Tbk Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Tokyo 23,930 9,274 Corporation, Tokyo Standard Chartered Bank, London 22,413 38,528 Standard Chartered Bank, London … interest rate risk in banking banking book menggunakan pendekatan book using IRRBB approach (Interest Rate IRRBB (Interest Rate Risk in Banking Risk in Banking Book) which refers to Book) yang

Bank Mandiri (Persero) Tbk Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Tokyo 23,930 9,274 Corporation, Tokyo Standard Chartered Bank, London 22,413 38,528 Standard Chartered Bank, London … interest rate risk in banking banking book menggunakan pendekatan book using IRRBB approach (Interest Rate IRRBB (Interest Rate Risk in Banking Risk in Banking Book) which refers to Book) yang

BADAN HUKUM - 12.007.137 Rp. 240.142.740 PERSEROAN (PERSERO) BANK NEGARA INDONESIA SUMITOMO MITSUI BADAN HUKUM - 7.532.311.297 Rp. 150.646.225.940 BANKING CORPORATION DARMADI SUTANTO WAKIL DIREKTUR - - Rp. 0 UTAMA KAORU FURUYA WAKIL DIREKTUR

Group b. Bukan nasabah UMKM ● Direktur : Fachmy Achmad ● Direktur : Dwiyono Bayu Winantio melalui Sumitomo Mitsui Banking Corporation i. Rupiah 19.669 - - - - 19.669 60.275 - - - - 60.275 ● Direktur : Dewi Nuzulianti ii. Valuta asing

controlling shareholder and Sumitomo Mitsui Financial Group (melalui Sumitomo Mitsui Financial Group (through Sumitomo Mitsui Banking Corporation) adalah Sumitomo Mitsui Banking Corporation) is the pemegang saham pengendali terakhir Bank. ultimate

OCBC Bank Singapore 579.359 622.220 Banco Central de Timor Leste 578.544 91.205 Sumitomo Mitsui Banking Corporation 391.992 143.644 HSBC Holdings PLC 376.078 303.490 ING Belgium NV/SA 353.682 56.071 Lainnya … sebesar ASD20.000.000 (nilai penuh); Standard Chartered Bank (Singapore) Limited, sebesar ASD50.000.000 (nilai penuh); Sumitomo Mitsui Banking Corporation, cabang Singapura sebesar ASD50.000.000 (nilai penuh); dan United Overseas Bank Limited, sebesar ASD5.000.000

OCBC Bank Singapore 579.359 622.220 Banco Central de Timor Leste 578.544 91.205 Sumitomo Mitsui Banking Corporation 391.992 143.644 HSBC Holdings PLC 376.078 303.490 ING Belgium NV/SA 353.682 56.071 Lainnya … sebesar ASD20.000.000 (nilai penuh); Standard Chartered Bank (Singapore) Limited, sebesar ASD50.000.000 (nilai penuh); Sumitomo Mitsui Banking Corporation, cabang Singapura sebesar ASD50.000.000 (nilai penuh); dan United Overseas Bank Limited, sebesar ASD5.000.000

Juni 2023 antara MPI, MGSU, dan Mitsui Oil Exploration Co., Ltd. (“Mitsui”) Pada tanggal 29 Juni 2023, MPI, MGSU, dan Mitsui telah menandatangani suatu perjanjian konsorsium dalam rangka melaksanakan kegiatan … Tokyo, Mizuho Bank, Ltd., National Australia Bank Limited, Societe Generale, Cabang Tokyo, dan Sumitomo Mitsui Banking Corporation sebagai Mandated Lead Arrangers (“Common Terms Agreement tanggal 28 Maret 2014”), yaitu atas

business Corporate Banking, Commercial Banking, segments: Corporate Banking, Commercial Hubungan Kelembagaan, Retail Banking Banking, Institutional, Retail Banking (including (termasuk Wealth), Treasury & International Wealth), Treasury & International Banking, Head Banking, Kantor Pusat … America, N.A. Singapore Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Singapura 1.224.831 1.951.698 Corporation, Singapore The Hongkong and Shanghai The Hongkong and Shanghai Banking Corporation, Banking Corporation, Singapura

business Corporate Banking, Commercial Banking, segments: Corporate Banking, Commercial Hubungan Kelembagaan, Retail Banking Banking, Institutional, Retail Banking (including (termasuk Wealth), Treasury & International Wealth), Treasury & International Banking, Head Banking, Kantor Pusat … America, N.A. Singapore Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Singapura 1.224.831 1.951.698 Corporation, Singapore The Hongkong and Shanghai The Hongkong and Shanghai Banking Corporation, Banking Corporation, Singapura

York 5,046 33,200 New York Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Japan 4,649 2,085 Corporation, Japan National Australia Bank 1,399 182 National Australia Bank … credit and treasury activities including those aktivitas tresuri baik yang tercatat dalam banking book recorded in the banking book or trading book. maupun trading book. 104 These Financial Statements

Corporation 399.800 19.99% 399.800 International Finance Corporation DEG - Deutsche Investitions-und DEG - Deutsche Investitions-und Entwicklungsgesellschaft mbH 302.400 15.12% 302.400 Entwicklungsgesellschaft mbH Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation … merupakan agio saham yang dibayarkan oleh premium of shares paid by Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation. Corporation. 103 The original financial statements included herein are in the Indonesian

Bank Ltd.; (h) The Hongkong and Shanghai Banking Corporation Ltd.; (i) Oversea-Chinese Banking Corporation Ltd.; (j) Sumitomo Mitsui Banking Corporation; dan (k) United Overseas Bank Ltd. sebagai Pengatur (Arranger … Bank Mizuho Indonesia.; (g) Oversea-Chinese Banking Corporation Ltd.; (h) PT Bank OCBC NISP Tbk.; (i) Sumitomo Mitsui Banking Corporation, Cabang Singapura.; dan (j) United Overseas Bank Ltd sebagai Pengatur

banking include current pada Bank Indonesia, Sertifikat Bank Indonesia, accounts with Bank Indonesia, Certificates of Bank efek-efek, piutang Islamic Banking (“iB”), piutang iB Indonesia, marketable securities, Islamic Banking lainnya … India (Tokyo), Norinchukin Bank (Singapore), RHB Bank Berhad, Sumitomo Mitsui Trust Bank, Limited (Singapore), Taishin State Bank of India (Tokyo), Sumitomo Mitsui Trust International Bank Co., Ltd., United Overseas Bank

Bank Mandiri (Persero) Tbk Sumitomo Mitsui Banking Sumitomo Mitsui Banking Corporation, Tokyo 23,930 9,274 Corporation, Tokyo Standard Chartered Bank, London 22,413 38,528 Standard Chartered Bank, London … interest rate risk in banking banking book menggunakan pendekatan book using IRRBB approach (Interest Rate IRRBB (Interest Rate Risk in Banking Risk in Banking Book) which refers to Book) yang

segmen usaha sebagai berikut: Wholesale & International Banking, Wholesale & International Banking, Institutional Banking, Enterprises & Institutional Banking, Enterprises & Commercial Banking, Retail Banking, Commercial Banking, Retail Banking, Treasury, Head Office and Subsidiaries with … Bank Ltd., Standard Chartered Chartered Bank (Singapore) Ltd., Bank (Singapore) Ltd., Sumitomo Mitsui Sumitomo Mitsui Banking Corporation Banking Corporation Singapore Branch, Singapore Branch, and United Overseas dan United Overseas Bank

Banking Banking Corporation. Corporation. Pemegang saham terakhir (ultimate shareholders) The ultimate shareholders of the Company’s are adalah Sumitomo Corporation, Jepang dan Sumitomo Corporation, Japan and Sumitomo Sumitomo Mitsui Financial … Group composition, in which PT Summit Auto Group and dan Sumitomo Mitsui Banking Corporation akan Sumitomo Mitsui Banking Corporation will transfer mengalihkan sahamnya kepada PT Bank BTPN Tbk, their shareholdings

atas pembagian dividen, hak atas saham bonus dan hak atas HMETD. Berdasarkan Surat Sumitomo Mitsui Banking Corporation (“SMBC”) tanggal 4 Desember 2023 tentang Surat Pernyataan Pemegang Saham dan Pembeli Siaga … Multiartha (“OTO”) dari PT Summit Auto Group yang merupakan anak perusahaan dari Sumitomo Corporation ("Grup SC") dan SMBC. 2. Sebesar kurang lebih 37,4% untuk melakukan ekspansi dan investasi usaha

atas pembagian dividen, hak atas saham bonus dan hak atas HMETD. Berdasarkan Surat Sumitomo Mitsui Banking Corporation (“SMBC”) tanggal 4 Desember 2023 tentang Surat Pernyataan Pemegang Saham dan Pembeli Siaga … Multiartha (“OTO”) dari PT Summit Auto Group yang merupakan anak perusahaan dari Sumitomo Corporation ("Grup SC") dan SMBC. 2. Sebesar kurang lebih 37,4% untuk melakukan ekspansi dan investasi usaha