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PERNYATAAN KEPUTUSAN RAPAT UMUM PEMEGANG SAHAM LUAR BIASA “PT BANK BTPN Tbk” Nomor : 58 -Pada hari ini, Kamis, tanggal 27-7-2023 (dua puluh tujuh Juli dua ribu dua puluh … Juni seribu sembilan ratus enam puluh enam), Warga Negara Indonesia, Direktur Utama PT BANK BTPN Tbk, bertempat tinggal di ------ Jakarta, Puri Permai I Blok W 1 nomor 7, Rukun Tetangga

Jend.Sudirman Kav.52-53 Jakarta 12190 Perihal/Regarding: Keterbukaan Informasi mengenai Tanggal Efektif Pengangkatan Direktur PT BANK BTPN Tbk (“Perseroan”)/ Disclosure of Information regarding the Effective Date Appointment the Director of PT BANK … Sektor Jasa – Otoritas Jasa Keuangan 3. PT Kustodian Sentral Efek Indonesia 4. PT Datindo Entrycom (Biro Administarsi Efek/BAE) 5. Wali Amanat PT BANK BTPN Tbk, Menara BTPN. CBD Mega Kuningan

S.090/CCS/VII/2023 Nama Perusahaan PT Bank BTPN Tbk Kode Emiten BTPN Lampiran 3 Laporan Informasi atau Fakta Material Keterbukaan Informasi mengenai Perihal Tanggal Efektif Pengangkatan Direktur PT BANK BTPN Tbk Dengan … Name PT Bank BTPN Tbk Issuer Code BTPN Attachment 3 Subject Material Information or Facts Report Disclosure of Information regarding the Effective Date Appointment the Director of PT BANK BTPN

Tbk PT Bank CIMB Niaga Tbk 3.706 6.491 PT Bank CIMB Niaga Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia (Persero) Tbk 3.003 4.645 (Persero) Tbk PT Bank … Mandiri Tbk 2.050 48 PT Bank Mandiri Tbk PT Bank BTPN Tbk 1.475 6.615 PT Bank BTPN Tbk PT Bank DBS Indonesia 288 1.097 PT Bank DBS Indonesia Bank lainnya

Infrastructure Tbk, PT Solusindo Kreasi Towerindo Sentra Tbk, PT Solusi Tunas Pratama, PT Bali Towerindo Sentra Tbk, Pratama Tbk, PT Centratama Menara PT Solusi Tunas Pratama Tbk, Indonesia, PT … PT PT Centratama Menara Indonesia, PT Bit XL Axiata Tbk, PT Iforte Solusi Infotek, Teknologi Nusantara, PT XL Axiata Tbk, PT Corona Telecommunication Services, PT Iforte Solusi Infotek, PT Corona

Total utang bank, kotor Total utang bank, kotor mata uang asing mata uang asing Bank loan, amount in Bank loan, amount in Total bank loans, gross Total bank loans, gross … Bank Permata Tbk IDR 800,000 800,000 2,000,000 2,000,000 IDR Bank Permata Tbk Mata uang 800,000 2,000,000 Currency Bank Btpn Tbk

PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk (“Bank Mandiri”) 3,016,007 3,416,848 (“Bank Mandiri”) PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk … Tbk (“BRI”) PT Bank Negara Indonesia PT Bank Negara Indonesia (Persero) Tbk (“BNI”) 328,723 1,710,337 (Persero) Tbk (“BNI”) PT Bank Syariah Indonesia PT Bank Syariah Indonesia Tbk

bank jangka panjang Notes for long-term bank loan 30 June 2023 31 December 2022 Utang bank, nilai dalam Utang bank, nilai dalam Total utang bank, kotor Total utang bank … mata uang asing Bank loan, amount in Bank loan, amount in Total bank loans, gross Total bank loans, gross foreign currency foreign currency Bank Central Asia Tbk

Permata Tbk Entitas anak Subsidaries PT Bank BTPN Tbk 518.205 71 PT Bank BTPN Tbk PT Bank Maybank Indonesia Tbk 486.205 16 PT Bank Maybank Indonesia Tbk PT Bank Central … PT Bank Central Asia Tbk PT Bank Maybank Indonesia Tbk 586.000 51 PT Bank Maybank Indonesia Tbk PT Bank BTPN Tbk 479.007 16 PT Bank BTPN Tbk Total

dari PT Bank Central Asia Tbk, PT Bank OCBC NISP Tbk, PT Bank Resona Perdania dan PT Bank BTPN Tbk (Catatan 19 dan 21).Pada tanggal 30 Juni 2023, aset … lainnya kepada PT Asuransi Central Asia, PT Sompo Insurance Indonesia, PT Harta Aman Pratama Tbk, PT Asuransi Wahana Tata, PT Asuransi FPG Indonesia, PT Marsh Indonesia, PT Asuransi Astra Buana

PT Bank Negara Indonesia (Persero) Tbk 982,885 1,322,252 PT Bank BTPN Tbk 962,909 2,239,012 PT Bank Rakyat Indonesia (Persero) Tbk … PT Bank Permata Tbk 881,550 1,069,337 PT Bank Danamon Indonesia Tbk 644,683 1,620,134 PT Bank BTPN Tbk 519,453 519,541 Citibank

Bank Negara Indonesia (Persero) Tbk Mata uang 150,000 150,000 0 0 Currency (Persero) Tbk Bank Permata Tbk IDR 50,000 50,000 0 0 IDR Bank Permata Tbk … Bank Negara Indonesia (Persero) Tbk 150,000 tempo/On the JIBOR + marjin/margin Variable (Persero) Tbk maturity date Bank Permata Tbk IDR Pada saat jatuh IDR Bank Permata Tbk 50,000 tempo/On

PT Bank Victoria Internasional Tbk PT Bank BTPN Tbk 73,600 339,656 PT Bank BTPN Tbk PT Bank Maybank Indonesia Tbk 797,267 1,525,889 PT Bank Maybank … PT Bank Central Asia Tbk PT Bank BTPN Tbk 1,823 2,068 PT Bank BTPN Tbk PT Bank Maybank Indonesia Tbk 11,787 579,475 PT Bank Maybank Indonesia

bank berdasarkan tingkat likuiditas, nilai Total utang bank, kotor tingkat likuiditas, nilai Total utang bank, kotor dalam mata uang asing dalam mata uang asing Bank loans by order Bank loans … Bank Pan Indonesia Tbk Mata uang 5,000,000 40,000,000 Currency Bank Btpn Tbk

PT Bank Negara Indonesia (Persero) Tbk 1,217 1,599 PT Bank OCBC NISP Tbk 1,089 398 PT Bank BTPN Tbk 1,023 2,386 PT Bank CIMB Niaga … PT Bank Maybank Indonesia Tbk 63 73 PT Bank BTPN Tbk 63 64 PT Bank ANZ Indonesia 44 105 PT Bank Mandiri (Persero) Tbk 43 57 Lain-lain (masing-masing

Third parties PT Bank Mega Tbk. (“Bank Mega”) Rp - 1,814 - 1,986 US$ 12 173 12 181 PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk … PT Bank Maybank Indonesia Tbk. ("Maybank") Rp - 279 - 220 US$ 34 514 14 224 MYR - - 2 6 PT Bank Muamalat Indonesia Tbk. Rp - 400 - 295 PT Bank Danamon Indonesia Tbk

lanjutan) Pihak ketiga PT Bank Mega Tbk (“Bank Mega”) Rp - 1.814 - 1.986 US$ 12 173 12 181 PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk … PT Bank Maybank Indonesia Tbk. ("Maybank") Rp - 279 - 220 US$ 34 514 14 224 MYR - - 2 6 PT Bank Muamalat Indonesia Tbk Rp - 400 - 295 PT Bank Danamon Indonesia Tbk

Tbk PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk 218.352.916 216.551.845 (Persero) Tbk PT Bank BTPN Tbk 95.781.351 - PT Bank BTPN Tbk PT Bank Artha Graha PT Bank … PT Bank UOB Indonesia 1.421.892.209.061 1.041.273.980.410 PT Bank UOB Indonesia PT Bank BTPN Tbk 347.804.949.943 175.656.066.205 PT Bank BTPN Tbk PT Bank Mandiri (Persero) Tbk 187.233.126.450 38.513.439.513 PT Bank Mandiri

Tbk PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk 218.352.916 216.551.845 (Persero) Tbk PT Bank BTPN Tbk 95.781.351 - PT Bank BTPN Tbk PT Bank Artha Graha PT Bank … PT Bank UOB Indonesia 1.421.892.209.061 1.041.273.980.410 PT Bank UOB Indonesia PT Bank BTPN Tbk 347.804.949.943 175.656.066.205 PT Bank BTPN Tbk PT Bank Mandiri (Persero) Tbk 187.233.126.450 38.513.439.513 PT Bank Mandiri

Tbk 257.535 279.634 PT Bank BTPN Tbk PT Bank CTBC Indonesia 220.428 207.667 PT Bank CTBC Indonesia PT Bank OCBC NISP Tbk 39.565 37.696 PT Bank OCBC NISP Tbk PT … Tbk - 15.065.000 PT Bank CIMB Niaga Tbk 104.723.185 171.850.081 Rupiah Rupiah PT Bank BTPN Tbk 33.920.727 31.857.796 PT Bank BTPN Tbk PT Bank CTBC Indonesia 8.641.273 8.105.240 PT Bank CTBC

Tbk PT Bank BTPN Tbk - 1 PT Bank BTPN Tbk Pihak ketiga Third parties PT Bank Permata Tbk 525 6 PT Bank Permata Tbk PT Bank Danamon PT Bank Danamon … PT Bank Permata Tbk 58.277 19.650 PT Bank Permata Tbk PT Bank Danamon Indonesia Tbk 14.842 29.188 PT Bank Danamon Indonesia Tbk PT Bank QNB Indonesia Tbk 2.622 - PT Bank

Pontianak Bank Mandiri, Jakarta 37.072.040 56.054.883 Bank Mandiri, Jakarta Bank BTPN, Jakarta 29.069.985 18.791.158 Bank BTPN, Jakarta Bank UOB Indonesia, Jakarta 2.951.234 127.453 Bank UOB Indonesia, Jakarta Bank CIMB Niaga … Bank Mayapada, Pontianak 15.000.000.000 - Bank Mayapada, Pontianak Bank BTPN, Jakarta 1.000.000.000 - Bank BTPN, Jakarta Sub jumlah 16.000.000.000 - Subtotal Simpanan deposito - Dolar Amerika Time deposits - US Dollar Bank Mayapada, Pontianak - - Bank

Rupiah (IDR) PT Bank BTPN Tbk. 422.546 220.486 PT Bank BTPN Tbk. PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk. 170.831 205.703 (Persero) Tbk. PT Bank DBS Indonesia … parties PT Bank BTPN Tbk. 145.200 - PT Bank BTPN Tbk. Entitas anak - GAN Subsidiary - GAN Pihak ketiga Third parties PT Bank BTPN Tbk. 36.500 - PT Bank BTPN Tbk. Entitas anak

Bank Central Asia Tbk IDR 30,000 13/09/2023 0.075 IDR Bank Central Asia Tbk Bank Cimb Niaga Tbk IDR 30,000 18/12/2023 0.08 IDR Bank Cimb Niaga Tbk Bank Btpn … Tbk IDR 461,952 29/03/2024 1% + JIBOR IDR Bank Btpn Tbk Bank OCBC Nisp Tbk IDR 30,000 16/01/2024 0.0775 IDR Bank OCBC Nisp Tbk Bank lokal lainnya IDR GTNe

PT Bank Rakyat Indonesia, Tbk PT Bank Mandiri, Tbk 22,394,351 16,535,123 PT Bank Mandiri, Tbk PT Bank Syariah Indonesia, Tbk … PT Bank Danamon Indonesia, Tbk PT Bank Permata, Tbk 2,847,518 1,073,430 PT Bank Permata, Tbk PT Bank Victoria Syariah 2,067,184 67,186 PT Bank

bank berdasarkan tingkat likuiditas, nilai Total utang bank, kotor tingkat likuiditas, nilai Total utang bank, kotor dalam mata uang asing dalam mata uang asing Bank loans by order Bank loans … Bank Central Asia Tbk Mata uang 60,000,000 30,000,000 Currency Bank Maybank Indonesia IDR 500,000,000 500,000,000 IDR Bank Maybank Indonesia Tbk Mata uang

PT Bank Permata Tbk - - PT Bank BTPN Tbk 14 15 PT Bank BTPN Tbk - - Citibank, N.A., Jakarta 14 15 Citibank, N.A., Jakarta - - PT Bank Mizuho Indonesia 7 8 PT Bank … PT Bank ANZ Indonesia PT Bank BTPN Tbk 250,000 450,000 PT Bank BTPN Tbk PT Bank Jago Tbk 200,000 100,000 PT Bank Jago Tbk PT Bank

PT Bank BTPN Tbk 11.204 11.252 PT Bank BTPN Tbk PT Bank Mizuho Indonesia 9.288 9.283 PT Bank Mizuho Indonesia PT Bank MNC Internasional Tbk 5.448 5.449 PT Bank … Unless Otherwise Stated) 14. UTANG BANK JANGKA PENDEK (lanjutan) 14. SHORT-TERM BANK LOANS (continued) PT Bank BTPN Tbk (“BTPN”) PT Bank BTPN Tbk (“BTPN”) Berdasarkan perjanjian pinjaman bertanggal Based

PT Bank OCBC NISP Tbk CCE2114 PT Bank Pan Indonesia Tbk 4 2 PT Bank Pan Indonesia Tbk CCE2115 PT Bank Mega Tbk 2 - PT Bank Mega Tbk Lain-lain … PT Bank BTPN Tbk (formerly PT Bank Sumitomo - 14,521 PT Bank BTPN Tbk (formerly PT Bank Sumitomo(l) Mitsui Indonesia) (l) Mitsui Indonesia PT Bank Mandiri (Persero) Tbk

Currency Tbk Bank Permata Tbk IDR 149,872,837,191 149,872,837,191 202,645,707,562 202,645,707,562 IDR Bank Permata Tbk Mata uang … Currency Tbk Bank Pan Indonesia Tbk IDR 0 0 IDR Bank Pan Indonesia Tbk Mata uang 0 Currency Bank Cimb Niaga Tbk

PT Bank Mandiri Company's obligations to PT Bank Mandiri (Persero) Tbk. (Persero) Tbk. Perjanjian ini telah diberitahukan kepada This agreement has been notified to PT Bank PT Bank Mandiri … fasilitas kredit PT Wijaya Karya Bangunan Gedung facilities PT Wijaya Karya Bangunan Gedung Tbk Tbk di PT Bank Mandiri (Persero) Tbk. in PT Bank Mandiri (Persero) Tbk. Selama masa pembiayaan

Utang bank jangka Utang bank jangka pendek, nilai dalam mata Utang bank jangka pendek pendek, nilai dalam mata Utang bank jangka pendek uang asing uang asing Short-term bank loan … Bank Negara Indonesia (Persero) Tbk Mata uang 170,000,000,000 170,000,000,000 Currency (Persero) Tbk Bank Btpn Tbk IDR 0 0 IDR Bank Btpn Tbk Mata uang

PT Bank Syariah Indonesia Tbk. PT Bank BTPN Tbk. 1,630,585,016 1,624,920,425 PT Bank BTPN Tbk. PT Bank Danamon Indonesia Tbk … PT Bank BTPN Syariah Tbk. PT Bank Syariah Indonesia Tbk. 88,200,000,000 170,400,000,000 PT Bank Syariah Indonesia Tbk. PT Bank Raya Indonesia Tbk

PT Bank OCBC NISP Tbk PT Bank Permata Tbk 40.000.000 25.000.000 PT Bank Permata Tbk PT BTPN Tbk 25.250.000 40.250.000 PT BTPN Tbk PT Bank UOB Indonesia 20.000.000 50.000.000 PT … Tbk, PT Bank Central PT Bank Central Asia Tbk, PT BTPN Tbk, PT Bank UOB Asia Tbk, PT BTPN Tbk, PT Bank UOB Indonesia dan Indonesia and PT Bank Permata

Rupiah Bank Cash in Banks Rupiah Rupiah PT Bank Mandiri (Persero) Tbk 158.715.892 135.014.187 PT Bank Mandiri (Persero) Tbk PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk … Tbk PT Bank BTPN Tbk 11.771.671 12.090.657 PT Bank BTPN Tbk PT Bank CIMB Niaga Tbk - 158.013.074 PT Bank CIMB Niaga Tbk Dolar Amerika Serikat United States Dollar PT Bank

ketiga Third parties PT Bank Central Asia Tbk 9.155 9.663 PT Bank Central Asia Tbk PT Bank Mandiri (Persero) Tbk 271 271 PT Bank Mandiri (Persero) Tbk Lainnya … Bank Pan Indonesia Tbk 222.222 430.556 PT Bank Pan Indonesia Tbk PT Bank Victoria International Tbk 500.000 300.000 PT Bank Victoria International Tbk PT Bank Mandiri (Persero) Tbk - 200.000 PT

2024.Pada tanggal 30 Juni 2023, Perusahaan belum menggunakan fasilitas pinjaman dari Bank BTPN. PT Bank Danamon Indonesia Tbk (Danamon) Pada tanggal 12 Juli 2021, berdasarkan surat No. B.068/ARO/EB/0721, Perusahaan memperoleh … 2024.Pada tanggal 30 Juni 2023, Perusahaan belum menggunakan fasilitas pinjaman dari Bank BTPN. PT Bank Danamon Indonesia Tbk (Danamon) Pada tanggal 12 Juli 2021, berdasarkan surat No. B.068/ARO/EB/0721, Perusahaan memperoleh

utang bank jangka panjang (Bank HSBC Indonesia, Bank BPTN Tbk, dan Bank DBS Indonesia), maupun utang bank jangka pendek (Bank DBS Indonesia, Bank BPTN Tbk, Bank UOB Indonesia, Bank Negara … Tbk, Bank Mandiri (Persero) Tbk, PT Bank HSBC Indonesia, dan Bank CTBC) yang menggunakan suku bunga mengambang. Eksposur risiko nilai wajar terutama timbul dari utang bank jangka panjang (PT Bank

Bank HSBC Indonesia PT Bank Central Asia Tbk 5.024.640.103 1.127.485.432 PT Bank Central Asia Tbk PT Bank Mandiri Tbk 929.044.417 87.950.117 PT Bank Mandiri Tbk MUFG Bank, Ltd., Cabang Jakarta … MUFG Bank, Ltd., Jakarta Branch PT Bank BTPN Tbk 315.791.586 363.254.325 PT Bank BTPN Tbk PT Bank Mizuho Indonesia 289.959.383 253.999.065 PT Bank Mizuho Indonesia Deutsche Bank AG, Cabang Jakarta

Bank Loans by Order of Liquidity - Financing Industry Catatan utang bank berdasarkan tingkat likuiditas Notes for bank loans by order of liquidity 30 June 2023 31 December 2022 Utang bank … Bank loans by order liquidity, Total bank loans, gross Total bank loans, gross amount in foreign currency amount in foreign currency Bank Btpn Tbk

Currency Bank Jago Tbk Bank Permata Tbk Mata uang 0 0 Currency Bank Permata Tbk Bank Mega Tbk Mata uang 0 0 Currency Bank Mega Tbk Bank Mayapada Mata uang … Currency Bank Mayapada 0 0 Internasional Tbk Internasional Tbk Bank Danamon Indonesia Mata uang Currency Bank Danamon Indonesia 0 0 Tbk Tbk Bank BTPN Syariah Tbk Mata uang

PT Bank Permata Tbk 145.043.300 311.736.655 PT Bank CIMB Niaga Tbk 126.807.780 128.733.116 PT Bank Mandiri (Persero) Tbk 98.125.848 111.028.122 PT Bank OCBC NISP Tbk 54.440.504 67.835.609 PT Bank Maybank … PT Bank Permata Tbk (Permata), PT Bank CIMB Niaga Tbk (CIMB), PT Bank Mandiri (Persero) Tbk (Mandiri), PT Bank OCBC NISP Tbk (OCBC), PT Maybank Indonesia Tbk (Maybank), PT Bank

floating IDR Bank Cimb Niaga Tbk Bank OCBC Nisp Tbk IDR 539,750,000 2028-09-30 0.0725 floating IDR Bank OCBC Nisp Tbk Bank lokal lainnya … floating IDR Bank Cimb Niaga Tbk Bank OCBC Nisp Tbk IDR 555,250,000 2028-10-01 0.0725 floating IDR Bank OCBC Nisp Tbk Bank lokal lainnya

PT Bank OCBC NISP Tbk PT Bank BTPN Tbk 1.775.000 1.925.000 PT Bank BTPN Tbk PT Bank Mayapada PT Bank Mayapada Internasional Tbk 586.722 916.722 Internasional Tbk Dolar Amerika Serikat … Bank Mega Tbk 75.000.000.000 90.000.000.000 PT Bank Mega Tbk PT Bank ICBC 75.000.000.000 80.000.000.000 PT Bank ICBC PT BTPN Syariah Tbk 40.000.000.000 35.000.000.000 PT BTPN Syariah Tbk PT Bank Sinarmas

Tbk 75.000.016.266 350.005.857.426 PT Bank BTPN Tbk PT Bank Jtrust Indonesia Tbk 73.104.145.733 81.996.123.128 PT Bank Jtrust Indonesia Tbk PT Bank Permata Tbk 73.029.406.717 88.557.912.472 PT Bank Permata Tbk PT … Singapore Bank, Cabang Singapura, PT Bank BTPN Tbk, PT Bank CTBC Branch, PT Bank BTPN Tb k, PT Bank CTBC Indonesia, PT Bank Indonesia, PT Bank Mandiri (Persero) Tbk., Cabang

Tbk Bank Syariah Indonesia Mata uang Currency Bank Syariah Indonesia 0 Tbk Tbk Bank Jago Tbk IDR 420,000,000,000 200,000,000,000 IDR Bank Jago Tbk Mata … Tbk Tbk Bank Pan Indonesia Tbk IDR 1,257,888,888,888 2025-12-16 6,75% - 7,35% Fixed & Floating IDR Bank Pan Indonesia Tbk Bank Cimb Niaga Tbk

Tbk 32 32 PT Bank Mayapada Tbk PT Bank Central Asia Tbk 11.322 29.400 PT Bank Central Asia Tbk PT Bank Permata Tbk 122 PT Bank Permata Tbk PT Bank … PT Bank Neo PT Bank Permata 40.900 PT Bank Permata PT Bank Bukopin Tbk 7.300 155.000 PT Bank Bukopin Tbk PT Bank QNB Indonesia Tbk 10.000 PT Bank QNB Indonesia

Tbk 3.170.498.859 13.525.496.787 PT Bank BTPN Tbk PT Bank CIMB Niaga Tbk - 606.826.000.000 PT Bank CIMB Niaga Tbk PT Bank Mega Tbk - 240.000.000.000 PT Bank Mega Tbk PT Bank Pembangunan … Tbk - 544.000.000.000 PT Bank Pan Indonesia Tbk PT Bank BTPN Tbk - 500.000.000.000 PT Bank BTPN Tbk PT Bank CIMB Niaga Tbk - 350.000.000.000 PT Bank CIMB Niaga Tbk PT Bank Mizuho

Tbk, PT Bank Syariah Indonesia Tbk, PT Bank Permata Tbk, PT Bank Pan Indonesia Tbk, PT Bank QNB Indonesia Tbk, PT Bank CIMB Niaga Tbk, PT Bank BCA Syariah, PT … PT Bank Woori Saudara Indonesia 1906 Tbk, PT Bank Syariah Indonesia Tbk, PT Bank Permata Tbk, PT Bank Pan Indonesia Tbk, PT Bank Nationalnobu Tbk, PT Bank QNB Indonesia Tbk

PT Bank Negara Indonesia (Persero) Tbk, PT Bank Central Asia Tbk, PT Bank CIMB Niaga Tbk, PT Bank Danamon Indonesia Tbk, PT Bank Mandiri (Persero) Tbk, Standard Chartered Bank Indonesia … PT Bank Negara Indonesia (Persero) Tbk, PT Bank Cenural Asia Tbk, PT Bank CIMB Niaga Tbk, PT Bank Danamon Indonesia Tbk, PT Bank Mandiri (Persero) Tbk, Standard Chartered Bank Indonesia