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MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

Board of Directors, I would like kasih kepada Pemegang Saham atas dukungan dan to express our gratitude to the Shareholders kepercayaannya, serta kepada Dewan Komisaris for their support and trust … this price level was usaha tambang batu bara, level harga ini masih still quite profitable as long as the productivity and cukup menguntungkan selama produktivitas dan efficiency of the mine

Laporan Direksi ini, kami menyampaikan apresiasi With this Directors’ Report, we would like to express our dan terima kasih kepada seluruh pihak yang telah mendukung appreciation and sincere gratitude … bulan Mei 2023 untuk menyatakan keberatan Malaysian governments embarked on a joint mission to express terhadap EUDR. Indonesia dan Malaysia sebagai negara penghasil their objections to the EUDR

Indonesia Akta Notaris No. 15 tanggal 24 Januari antara lain: • Analis kredit di American Express Bank, (2014 - 2018). 2018, untuk masa kerja hingga 5 Maret 2021; serta Jakarta … Mengganti aset yang memiliki profitabilitas rendah dengan 2. Replacing IIF’s less profitable assets with more profitable aset baru yang memiliki tingkat profitabilitas lebih baik; assets; 3. Menjadi yang terdepan

karena itu, kami tidak menyatakan bentuk cover the other information and we do not express any form of keyakinan apapun atas informasi lain tersebut. assurance conclusion thereon. Sehubungan dengan audit … offered by creditors to obtain kreditur untuk mendapatkan suku bunga yang paling the most profitable interest rate before obtaining the menguntungkan sebelum melakukan perikatan utang. loans. Pada tanggal laporan posisi

would Karenanya, melalui kesempatan ini, kami menyampaikan apresiasi like to take this opportunity to express our appreciation and dan terima kasih atas kontribusi serta kerja sama yang baik yang gratitude … bahwa produksi kelapa sawit tidak that the palm oil production is not only economically profitable hanya menguntungkan secara ekonomi tetapi juga berdampak but also bring positive impacts to environment

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

appropriate measures to maintain the Company’s performance in order to achieve sustainable and profitable growth for the Company’s shareholders and stakeholders. Pemegang Saham dan Pemangku Kepentingan Dear Shareholders … Stakeholders, yang Terhormat, Dengan mengucapkan puji syukur kepada Tuhan First and foremost, let us express our gratitude for Yang Maha Esa, perkenankan saya mewakili God Almighty’s blessings. Allow

early-stage companies, which we believe to be able to generate a long-term, profitable prospects for the Company in particular and positive impacts to all stakeholders on the sustainable … Indonesians. As I look back, a deep sense of gratitude fills me We express our gratitude to the Board of Directors and the as I see how far we have

individuals to voice concerns and report issues, dedicated to providing them with opportunities to express both old-age security and pension security for our employees. we’ve implemented a comprehensive … their direct supervisors choice. robust coverage for our employees’ well-being during their to express grievances. post-employment years. Alternatively, our employees can share their thoughts through Our commitment

issues or problems and has the opportunity to dan memiliki kesempatan untuk mengungkapkan pendapat express different opinions about said issues or problems. The yang berbeda tentang isu atau isu tersebut … shareholders can exercise their rights to haknya dalam mengemukakan pendapat dan memberikan express their opinions and cast their votes in the process of suaranya dalam proses pengambilan keputusan penting secara

Nama Alamat Kota Jumlah Saham Pemilikan (%) (L/A) VANTERPOOL PLAZA , 2ND FLOOR WICHAMS 1 EXPRESS PROFITABLE INVESTMENT LTD OTHERS A 6,720,000,000 21.104 LAY I ROAD TOWN VANTERPOOL PLAZA

Penerima Manfaat Akhir dari Kepemilikan Saham Nomor Nama 1 Ibu Unice Meriati Satyono (Express Profitable Investment Ltd) 2 Ibu Unice Meriati Satyono (Roulette Capital Investment Ltd) 3 Ibu Unice Meriati … Final Beneficiaries of Share Ownership Number Name 1 Ibu Unice Meriati Satyono (Express Profitable Investment Ltd) 2 Ibu Unice Meriati Satyono (Roulette Capital Investment Ltd) 3 Ibu Unice Meriati Satyono

karena itu, kami tidak menyatakan bentuk cover the other information and we do not express any form of keyakinan apapun atas informasi lain tersebut. assurance conclusion thereon. Sehubungan dengan audit … offered by creditors to obtain kreditur untuk mendapatkan suku bunga yang paling the most profitable interest rate before obtaining the menguntungkan sebelum melakukan perikatan utang. loans. Pada tanggal laporan posisi

that they can take the langkah yang paling menguntungkan Grup secara tepat most profitable steps for the Group in a timely manner. waktu. Manajemen tidak menganggap perlunya melakukan Management does … Alpha Cipta Indotama - - 128.931.000 PT Surya Citra Multimedia - - 116.207.233 PT Golden Rama Express - - 63.884.450 PT Harian Topskor - - 25.000.000 PT Internetindo Data Centra Indonesia - - 10.516.000 PT Jesa Artha Karya - - 10.275.000 Gadget

advancing its efforts to expand into the non-automotive industry, which also shows profitable performance throughout 2023. PT Astra Otoparts Tbk 2023 Annual Report 3 Ikhtisar Utama Laporan Manajemen Profil … Board of Commissioners Kami mengapresiasi Direksi yang terus mengeksplorasi We would like to express our gratitude to the Board of peluang-peluang prospektif agar Perseroan tidak Directors for continuing

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

rates offered by creditors to obtain the most mendapatkan suku bunga yang paling menguntungkan profitable interest rate before obtaining the loans. sebelum melakukan perikatan utang. Risiko Kredit Credit Risk Risiko … other information and we do not menyatakan bentuk keyakinan apapun atas informasi lain express any form of assurance conclusion thereon. tersebut. MORHAN & REKAN dttrnra\cLoBAL" An association of legally independent

coverage with up to 50% energy Indonesia’s inflation rate in 2023 to achieve profitable growth. convergence (FMC) penetration grow and tap the underpenetrated saving rate in 2023 since first … like to the housing sector. In terms of by the growing consumption from substantiated. express our appreciation to the Board of Directors interest rate, Bank Indonesia may content, gaming

dijalankan mereka selama masa jabatan by them during their term of office, accompanied by express their mereka, dengan disertai ucapan terima kasih atas sumbangsih gratitude for their contributions and services … market expectation sehingga dapat mengambil langkah-langkah to be able to take the most profitable action to yang paling menguntungkan Perusahaan the Company in due time. The management secara tepat

information. Pada tahun 2023, FIFGROUP berkolaborasi bersama In 2023, FIFGROUP collaborated with JNE Express JNE Express dengan menghadirkan pembiayaan dari by presenting financing from FIFGROUP in the Moxa FIFGROUP dalam … maupun offline. Aplikasi Moxa telah application has been integrated with the JNE Express terintegrasi dengan sistem JNE Express melalui JNEI Moxa system through JNEI Moxa which implements an open yang

operations to be able to bring operasi yang menguntungkan, dengan menerapkan the Group into profitable operation, by langkah-langkah berikut: implementing the following measures: • Mengelola risiko likuiditas dengan memantau • Manages … Annual Report, and accordingly, we kami tidak menyatakan bentuk keyakinan apapun atas do not express any form of assurance on the Annual Laporan Tahunan tersebut. Report. Sehubungan dengan audit kami

stakeholders, Puji syukur kepada Tuhan Yang Maha Esa, Kami dapat We would like to express our gratitude to God Almighty that we mempersembahkan Laporan Keberlanjutan PT Sawit are able … Panjang. Sebagai penutup, kami menyampaikan apresiasi setinggi- Closing this report, we would like to express our highest tingginya atas dukungan seluruh pemangku kepentingan. appreciation for the support of all stakeholders

kami ingin menyampaikan As a conclusion to this report, we would like to express ucapan terima kasih yang tulus kepada Dewan Komisaris our sincere gratitude to the Board of Commissioners … diler yang luas dan tersebar di lokasi-lokasi strategis, fasilitas bengkel berupa booking service, express maintenance, Toyota Home Service, dan car transporter, serta call center untuk kegiatan usaha pembiayaan yang

MTFN CAPITALINC INVESTMENT Tbk, PT SAMUEL SEKURITAS INDONESIA, PT EXPRESS PROFITABLE INVESTMENT LTD EXPRESS PROFITABLE INVESTMENT LTD VANTERPOOL PLAZA , 2ND FLOOR WICHAMS LAY I ROAD TOWN VIRGIN ISLANDS, BRITISH … SAPX SATRIA ANTARAN PRIMA Tbk, PT PT RHB SEKURITAS INDONESIA GD EXPRESS CARRIER BHD GD EXPRESS CARRIER BHD NO.19, JALAN TANDANG MALAYSIA

nama Dewan Komisaris, kami memberikan apresiasi On behalf of the Board of Commissioners, we express dan ucapan terima kasih kepada Meidyah Indreswari appreciation and gratitude to Meidyah Indreswari for atas … Stakeholders, Kepentingan yang Terhormat, Puji dan syukur kami panjatkan kepada Tuhan Yang We express our gratitude and praise to the Almighty Maha Esa atas nikmat dan karunia-Nya, di mana

liability with another entity under conditions yang tidak menguntungkan bagi penerbit. that are not profitable for issuers. (ii) Jika instrumen akan atau dapat diselesaikan oleh (ii) If the instrument will … Annual Report, karena itu, kami tidak menyatakan bentuk keyakinan and accordingly, we do not express any form of apapun atas Laporan Tahunan tersebut. assurance on the Annual Report. Sehubungan dengan

liability with another entity under conditions yang tidak menguntungkan bagi penerbit. that are not profitable for issuers. (ii) Jika instrumen akan atau dapat diselesaikan oleh (ii) If the instrument will … Annual Report, karena itu, kami tidak menyatakan bentuk keyakinan and accordingly, we do not express any form of apapun atas Laporan Tahunan tersebut. assurance on the Annual Report. Sehubungan dengan

Reporting Webinar “How To Make Sustainability Impact Profitable” dengan Universitas 3 Bunda Mulia - Webinar “How To Make Sustainability Impact Profitable” Featuring Bunda Mulia University 2023 Sustainability Report | PT Duta Intidaya … Click & Collect Express DAYA : PT Duta Intidaya Tbk DC : Pusat Distribusi - Distribution Centre FSC : Forest Stewardship Council GRI : Global Reporting Initiative HDE : Pengiriman Cepat Kerumah - Home Delivery Express HO : Kantor

yang telah diberikan. Ucapan terima kasih juga kami haturkan We would also like to express our gratitude to kepada Dewan Komisaris yang selama ini telah the Board of Commissioners … securities or securities berharga dengan tujuan dapat mencapai with the aim of achieving profitable investment target investasi yang menguntungkan bagi targets for investors, including financial investor, termasuk di dalamnya adalah

information and opportunities for parties with respect, fulfill commitments, stakeholders to provide input and express and consistently build and maintains moral opinions for the benefit of the Company are values … authorities not held by the Board of Commissioners to exercise their rights to express opinions and obtain and Directors within the limits of statutory regulations and information. Decision-making

offline. Selain itu terdapat juga offline consultation. There is also the fitur Express-Appointment dimana peserta “Express-Appointment” feature which Garda Medika dapat mendaftarkan jadwal allows Garda Medika members/customers … Fasilitas Gudang dan Penyimpanan | Warehouse and Storage Facilities • SELOG Express untuk dukungan pengiriman dokumen dan paket. SELOG Express for document and package delivery support. • Keunggulan operasional yang bersertifikasi Certified operational

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan

dinamis. Kami juga mengucapkan apresiasi dan terima kasih kepada We would also like to express our appreciation and gratitude to seluruh Insan LGI yang telah berdedikasi dan berkontribusi … committed to implementing tujuan Perseroan. Perseroan berkomitmen untuk menjalankan effective risk management, developing a profitable business with manajemen risiko yang efektif, mengembangkan bisnis yang a broad portfolio, entering

dinamis. Kami juga mengucapkan apresiasi dan terima kasih kepada We would also like to express our appreciation and gratitude to seluruh Insan LGI yang telah berdedikasi dan berkontribusi … committed to implementing tujuan Perseroan. Perseroan berkomitmen untuk menjalankan effective risk management, developing a profitable business with manajemen risiko yang efektif, mengembangkan bisnis yang a broad portfolio, entering

dinamis. Kami juga mengucapkan apresiasi dan terima kasih kepada We would also like to express our appreciation and gratitude to seluruh Insan LGI yang telah berdedikasi dan berkontribusi … committed to implementing tujuan Perseroan. Perseroan berkomitmen untuk menjalankan effective risk management, developing a profitable business with manajemen risiko yang efektif, mengembangkan bisnis yang a broad portfolio, entering

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan

pelayanan yang super. Conducting general insurance business professionally and prudently with high commitment to profitable growth through superior standards of service. PT Lippo General Insurance Tbk Laporan Keberlanjutan 2023 Sustainability … terhindar dari penolakan klaim karena sudah kadaluwarsa; serta c. Proses express claim di mana klaim dengan jumlah c. Express claim process in which claims with a certain tertentu sampai dengan